Wells Fargo Loses Appeal Regarding Assignments

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18 Responses to “Wells Fargo Loses Appeal Regarding Assignments”
  1. talktotennessee says:

    Of course the banks knew they were defrauding people, paying loan originators and mortgage brokers high dollar to ‘boost’ the type of loan product you received. The higher dollar yield the more was paid under the table or in commission to the brokers and originators who ‘sold’ the loan. This was the crime that so many fail to see and think people were just deadbeats on liar loans. Not so, Many of us had good credit scores and could have qualified for better loan terms but we were ‘sold out’ by our friendly mortgage broker. Often these terms were switeched at the closing table and people had a choice to walk out or accept the ‘deal’ offerred. Many did not know enough to walk out.
    It makes me angry to think how many people were sold on the ARM when it was not necessary.
    But the public has been brainwashed on the idea that the homeowner bought too much house on a liar loan and therefore deserves to be foreclosed on if default occurs.
    In the case above, the court rightly denied the servicer standing because they did not ‘own’ the note and mortage at the time proceedings began. This is mere technicalities and does not address the fraudulent practices the banks engaged in or bogus documentation. It was a safe call on the part of the court.

  2. Kaumana Boy says:

    One part of the problem, the major part is that the servicer and the fed, insurance and investment industry participated in a process that erased the incomes and credit itegrity that was used to qualify us for the loans in the first place. There is no statement made in the mortgage that speaks to if lender parties to the agreement cause mortgagor to suffer loss and there should be. We didn’t cause the melt down – they caused it. I was looking at article 9 of the constitution that seems to have language that is usable however all parties to an agreement are supposed to be equal to the intent of that agreement. That is not what is happening now. I even added an addendum to my loan closing that Wells Fargo Mortgage and its assigns is not to be the loan servicer. I have had problems with WFB since 1984 and with WFM since pre 2005. I have contacted lawyers and have decided to go that route. Going “perse” seems like a faster way for now as I am past 60 with them and have to understand that all of these people have a paycheck to protect. Some of them even take my objections personally…how funny is that? Gotta love them anyways or the toxicity will poison me beyond where I am at now.

    Told one of them (2 called today…different 2; one from modification and one from payment status) “I wouldn’t want to put on you what my wife and I are going thru now…mentally, emotionally, physically and spiritually” and she replied “I understand”. Then I asked her “Oh are you in the process of loosing your house now yourself?” I had to quit just after that cause there’s other things to do that are saner.

  3. Justice D says:

    I NEED SOME SERIOUS HELP BECA– USE MY HOME WAS PAID OFF IN 2007 AND WATSON LAW FIRM PUT MY HOME IN FORECLOSURE BY HIS FRIENDS AT CHASE AND NOW THEY TRIED TO QUTIT CLAIM IT TO WELLS FARGO AND I KNOW THAT THE HOME IS PAID FOR AND THAT’S WHY THEY CAN’T COME UP WITH THE PAPERS BECA– USE I HAVE THEM AND I NEED A LAWERY ASAP! MY HOME IS NOT THE GREATES BUT IT’S MINE GIVEN TO ME BECA– USE OF BEING BURNED OUIT! I WAS TOLD BY A GUY NAMED THOMAS DOWN TOWN AT THE CLERK OF CLERK OFFICE THAT THEY DON’T HAVE TO CHECK THE PAPERWORK THEY JUST TAKE THE MONEY! HIM AND HIS SUPERVISOR BETTY AND THEY DON’T CARE WHO THEY HURT OR LIE ON OR STILL FROM! I NEED A LAWERY TO SUE EVERYBODY BECA– USE THEY HAVE GONE TO FAR!!! PLEASE HELP ME ASAP!!

    • Readdocs says:

      Do a search on the internet for a local mortgage/ real estate lawyer near you.

    • more and more lies says:

      hi justice i do not know what state you are in but i feel your pain when the bank rape and do not get arrersted for it i do not undersdtand the mentality of our government entities to keep allowing this to go on. been through it. not your story exactly but the fraud and unable to get resolved. denied hamp by well in 2009 after losing my paper work and having to refax continuously. redefault after bo spill summer 2010. again wells fargo moves my file being reviewed out of review and then lose an important package of financial paper work sent Fedex. i guess they think we are “dumb” and did not count on me saving the tracking number and signee. then they deny my hamp loan again and put me in foreclosure all after telling me they could not help me unless i was in iminemt default. i have complained to the fla ag, local senator, and the OCC. nothing done. just slap on the wrist and my info foward to them. all they want to do is reapply me for a mod its to late property to much money ,underwater mod needed to done in sept when i was 3 months late. so this is their faullt their doing. a also have gone to the ocunty and their are no assignments, my 1st trip i asked why their are noassignments registered for my home. on honey it can take months for assignments to be recorded. i didnt have the guts to say its been 5 years. so do not know what i will find at foreclosure court. i did find appraisal fraud and found a time and date stamp creditt report from 2/2006 showing a credit score of 789 proving to the judge this is no deadbeat.

      so we are all fustrated and do not know where to turn. my lawyer tells me fraud is hard to prove but hopefully judges are starting to get it. check livinglies, neil garfields web site he has a list of lawyers from each state. its a shame everyone is effected.

    • just tired says:

      HAVE YOU FILED A LAWSUIT AGAINST THE BANK PRO SE…????/ IF I WERE YOU I WOULD FILE RIGHT AWAY FOR FRAUD/WRONGFUL FORECLOSURE….AND MAYBE THE COUNTY CLERK……………IF YOU ARE NOT WORKING …THEY SHOULD HAVE INDIGENT FORMS SO YOU WONT HAVE TO PAY THE FILING FEES…………………………..

    • shelly says:

      HAVE YOU FOUND A LAWYER, BECA– USE I NEED ONE TOO. FOR THE SAME THING MY HO– USE PAID OFF IN 2006 THEN CHASE SOLD IT TO WELLS.

  4. Lies and more .ies says:

    why is no one even questioning the browad judges move to foreclosure lawyer employment. Doesnt that make all the foreclosure null and void a conflict of intrest where is floridahs AG

  5. M.Payne says:

    amen again. But the fat lady has not yet sung. The aria may be “Glory Halleluia”. I am not going to let them make me sick.

    A lot of people are sick with stress from all this. Read Joseph Conrad’s “Heart of Darkness.” Ignore the racial stuff it was written a long time ago. It adresses the theme of past, present and future evil. I only suggest it because whatever the outcome we are going to have to continue our lives. “Apolalypse Now” is based on Conrad’s novel’s plot, whatever you think of the movie.

    I love my home tho it is old and needs repairs. It is a place to lay my head and close the door on a a stressful world. Or it WAS. My comments in no way suggest we should not fight. My husband and I are taking it to court if we have to.

  6. Hydesdocs says:

    Stop trusting banks. If you’re driven to use a bank in order to recieve checks via direct deposit, go immediately
    withdrawing the check, leaving only enough to keep the account active. Buy and sell using cash only in as many
    situations as is possible.
    Educate yourself about finance, all it’s loop holes and scams that can cheat you. Don’t trust anyone who is in the business of stocke, bonds, derivatives, or other virtual games of money. Don’t trust insurance companies, don’t trust title companies, real estate agents/brokers, appraisal agents, inspection agents, or any of the other entities involved in the buying and selling of the real estate market. If at possible, save up cash, and buy on a personal basis from an individual with the assistance of a good lawyer.
    Right now in this country, there are unknown numbers of homes/properties that do not have clear titles, and
    in some cases never will have a clear title because of the improper use/abuse or negligence of not filing each
    step of a properties financial changes as they occurred. At least 60 million are now with suspect titles. Those fraudulently foreclosed on and resold are now with unclear titles. Those who bought and sold these questionable properties knew this before putting them back on the market. They have been selling hot or
    questionable merchandise to the unsuspecting. The damage done to one of our most important rights has
    suffered in some cases irreparable damage. And most of the citizens of this country are not yet aware of the
    ongoing scandal and theft because the media has not been responsible in reporting this. When it finally explodes onto the public it will be an awful response of shock and anger.

  7. l0sing my home in florida says:

    EVeryone that has a mortgage from 2002 foward please check your mortgage doc’s are they all blank?? i beleive we were suppose to sign 2 coppies of everything. one copy to the bank and one copy to us. all my papers are blank!!!!! i am in complete awe that thay are blank no we know how the fraud has been perpatrated. we have no originals to compare with. but in their haste they didnt prepare the fake do’c right. (whats that saying haste makes waste) they wanted to push these foreclosures through before we found out.
    now also please check in oyu r doc’s there is a paper that was never actually explained to us prior to closing (i am hoping on respa law violation there) that states our loan is going to be sold as a security instrument.??? did theu even explain that the mortgage through this “bank” fo rme it was wells fargo was going to be sold and placed on the stock market and we know how the stock market is what comes up must come down.
    we were never even given that chance to say no we do not want to put 20% down on the stock market, i will put 3% down on the stock market out my other 17% in cd in the bank that is fdic insured. i will buy a house that is 20-30k less pay P&I . were we given this choice any of us NO!!!!!!! we were coerced into playing the stock market. therei s a reason some of us do not own stocks, and we do not gamble. i think all our lost equity is actually gambling losses. but because we are the little people we would never see that come to light oh im sick. i do not hink its right to steal our equity and now they want the whole house too., and we have to fight them for it whenfraud has been purpetrated. where are our americna rightts here. please help some one.!!!!!!!!!!

  8. deboss says:

    THOMAS DORE — USED ROBO DOCS’ED,RUBBER STAMPS DOCUMENTS,,FORGERIES!!,AND LIED OVER AND OVER,,WELLS FARGO LIED,,AND THE JUDGES IN UPPER MARLBORO MD,,,JUST RAN ROUGHSHOD OVER 1000’S OF PG COUNTY MD HOME OWNERS….STOLEN BY GOVT TYRANNY,,AND FRAUD!!!!!,,MY 200K HOME IN 02 WAS NEVER 520K 3 YRS LATER,IN 05,,MY 2K TAXES WENT TO 7300 YR,,IN COLLEGE PARK MD,,,,LOL,,,,I WOULD NEVER PAY THAT!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

    YA THINK THEY COMMITED FRAUD?????

  9. deboss says:

    i will tell you that,,NO APPRAISAL WAS LEGIT,,,ALL WERE FRAUDS,,

    80% OF ALL FINANCIALS WERE ‘ACCEPTED LIES’..

    ITS FRAUD TO THE 10TH POWER,,,

    ALL JUDGES ARE ASSECORIES TO FRAUD,,CONSPIRACY TO COMMIT,,AND RICO!!!!!

    WTF,,,ARE WE STUPID!!!!!!!!!!!!!!!!!!!!!!!!!!!!

    SUE THEM,,JAIL THEM,,RETURN ALL HOMES,,CA– USE CIVIL WAR IS IMMINENT!!! BET ON IT!!

    • losing my home in florida says:

      i hope you get my post @deboss thank you for getting it. yes the appraisals were scams . what can we do to wake people up. we can not be paying these mortgages they were alllf allsified. straw buyers. one court they are foreclosing the next court they are charging 13 people with mortgage fraud straw buying, flipping homes and not paying for the homes. its was rampant here in th tampa bay area yet they continue to foreclose on peolpe. dont know what to do. its making me sick

  10. losing my home in florida says:

    how can htese people sleep at night knowing they stole our home equity. and then they want the whole house becuase they accepted fraudulent appraials from appraisers they strong armed to come with the high appraisal to begin with. all of this is so nasty to comprehend every link in the chain is distgusting yet every day our courts continue to allow the scam to continue. most of the foreclosures left are the 30 yr fixed with 20% down. we are the folks whom have held on and are asking our servicers to work with us. we are 25-65. we were taught to own a home so we can use the mortgage interest deduction. we studdied the great depression in school in high school and college. we learned about the FDIC. we learned about buying a house if you use the mortgage interest deduction you can itemize. while on our 1st or 2nd jobs we learned about 401k plans. so we have been learning our whole live how to do the right thing. we were taught to buy a starter home and then when you out grown that house sell and buy up. so me and my husband did everything we were suppose to do. we bought our 1st home in 1991 small but perfect for us. we moved to a larger home in 2004 now with 3 kids in tow. we put our 20% down on the new home. we bought from GL homes a reputable builder in the area. we truste dour loves to them. the 1st signs of trouble camin sept 2005 i got a broward county tax bill of 7k (former tax bill in starter home 1500). remember we approved for this house but i never got a 7k raise in 1 year, the builder had told us taxes were going to 4k. the next sign was home owners insurance was 4k, (starter home insurance 800$). i new something was wrong and then sh-t the fan my husband lost his job. we were able to sell and move. takin our equity and buying newhome 300 miles north where property taxes would not devistate us. we put our 20% down again. the crash 2001 caused everyone we new to lose money in the 401 k plans and we didnt want the money in the bank so we would have easy access. we wanted our equity in our home so when the time came we could take out a home equity loan and help our kids with college. the time is here my 18 yr old son is graduating from high school. he is not going to start at state university 25% student loans are in default. he will stay home and start at community college. so basically the equity that was stolen from us is costing my son his education, why must americans endure this pain of losing our equity and our houses. where is our help why are they punishing us for doing the right thing . it doesnt make sense that if i would have put no money and left my money in the bank i would still have my money today and my house. we need help we need to keep our house or have our equity returned to us.. this is high crimes and needs to be investigated.

    • deboss says:

      ITS FRAUD,,ALL OF IT MEANT TO ‘STEAL YOUR WEALTH’,,WALL ST KNEW IT,,GUIETNER ,GREENSPAN DEVISED IT…WE NEED AN ‘EGYTIAN MELTDOWN’ NOW./….

      ALL POWER COMES FROM PEOPLE IN NUMBERS,,,WE SHOULD SWARM DC,,,AND LOCAL GOV’T…

      WE ARE SO ENTITLED,,ITS OUR RIGHT,,AND OUR DUTY TO PROTEST..

      IF VIOLENCE IS REQUIRED,,SO BE IT!!!

      BRING A ROPE!!!

  11. Gary says:

    There is a solution to this mess . Every individual state should immediately demand that Any and Every Bank prc
    ceeding with foreclosure give specific paperwork from all mortgages which shows the chain ot legal ownership from inception of the mortgage to the day the sheriff walks the homeowner out the door. All Lawyers defending the Banks can and will substantiate all documents as being true and free of fraud and so state that they have followed due diligence and the Bank and themselves have all the Certfied Documents needed to proceed with Foreclosure. No Bank, or the Law Firm defending such Bank shall make any assumptions and /or be allowed to make assumptions and they shall be held accountable as well for any Foreclosure that is Granted by any court, anywhere in the “United States of Wallstreet”( formerly the United States of America). All Mortgagee’s Deeds of Trust, trustees, ownership transfers, assigns, be presented to the Courts infatically and precisely free of any fraudulent activity. No foreclosure can proceed until all the documents are in place within any court in the UNITED STATES OF WALLSTREET, A.K.A. the United States of America. Put the Burden of Proof in the laps of the Banks and their Lawyers after admitting already that some of their Mortgages are flawed with problems. At this conjunture every Court can and for that matter should be suspect of any or all other mortgages from any Bank that admits there are even some problems. Even at a Government level, Mers, Fannie Mae, Freddie Mac, yak,yak,yak, are suspect to a possible fraudulent activity. Thousands of True Americans will lose their homes and when,(NOT IF) the truth comes out, the Banks, their Lawyers,Financial Institutions, and yes even our current Justice System will have the destinction of saying, Oh yes I was part of the Scams and Deceit that broke the “American People’s Backs” the biggest scam in History. The Banks, their lawyers and the Judges that preside over these Foreclosure will simply say, “We were just following due process of law”. That will be their lame excuse. But the Banks, Financial Institutions, Title Insurers, any Gov’t agencies dealing or having dealt with any part of these frauds and misleading actions are going down, down , down, which will equal DONE, DONE,DONE! And what if they don’t you may ask? If they don’t their is no GOD, and there is NO JUSTICE! In my opinion the feds already know and see the handwriting on the wall. “When the Bough Breaks the Cradle will Fall” AND IT WILL!!!! Standing in the Forefront like the MONDAY MORNING QUARTERBACKS THEY ARE, will be our allustrious UNITED STATES OF WALLSTREET ( formerly AKA UNITED STATES OF AMERICA) GOV”T. Don’t be surprised when (not if) the shi* hits the fan, they stand there looking like BUTTER WOULD”NT MELT IN THEIR MOUTHS, and say “Those Bastar*s have done this to the American people? We can’t believe this, we’re going to impose heavy fines! We will deposit all currency collected from these frauds and improper actions in our GOV”T bank accounts, make investments in Wall Street and go back to being the United States of America which is a stronger United States of America than it has ever been in the history of this great country! ( The Hell It is).
    We are gonna show the American People that Justice will Prevail (the Hell it will), that crime doesnot pay! (the Hell it don’t), and wer’e going to go out and tell each and every American how sorry we are that they were Foreclosed upon illegally. I think we’ll send them a box of Cracker Jacks to assuage their pain. BU———t when I get my box of Cracker Jacks I’ll wager those and include my left NU* that they knew it all along

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