Judge Traynor – “The court was misled” by the Florida Default Law Group – August Hearing set to Decide on Sanctions

When it rains, it pours… Foreclosure foul-up could cause court penalties for lawyers A judge says the firm gave false information; state also investigating. By Steve Patterson A law firm under state investigation for its handling of foreclosure cases could face court sanctions in St. Johns County for giving a judge false information about who … Read more

Florida Default Law Group Sanctioned $95,130.45 for Negligent Practice and False Representations

Random Repost Blast from the Past. Going to start off each day with a random repost from the archives… EXAMPLE OF HOW CURRENT LAW AND SANCTIONS ARE INEFFECTIVE Earlier this year (2008), FDLG was sanctioned with their client, “jointly and severally, to pay a monetary fine in the amount of $95,130.45”, to pay for Negligent … Read more

The Morality of Strategic Default – Brent T. White

Brent T. White, author of  Underwater and Not Walking Away – Strategic Default has now published a paper based on the personal accounts of 356 strategic defaulters and homeowners on the verge of doing the same. His finding: People who intentionally default on their loans are not as economically rational or calculating in their decision-making as … Read more

Another Insider Comes Forward – Other Monsters in the Sea – Sewer Service

Again From the Hamlet… “Another area that should be investigated in the foreclosure mill process is the “process serving” Mills such as ProVest LLC. I worked at ProVest for 7 months a few years ago, as jobs are scarce. There were some issues there of some of the servers just “drop serving” the summons, (just … Read more

Are the Perps Startin to Roll Over on their Own? An Outstretched Helping Hand

From the Hamlet An Interesting Caller Holds Out a Bouquet of Foreclosure Mill Secrets Earlier today, I got a spell binding call from a person with insider knowledge of a certain foreclosure mill, Florida Default Law Group. This person recently fell wildly in love with someone whose birthday is coming up shortly. The “love object” … Read more

WHOA! Florida Judge Wipes Out Homeowner’s $207,000 Mortgage!

Orlando Eslava wanted from his lender was a loan modification to make his payments affordable. Instead, he got his $207,000 mortgage wiped out — and a crash course in the confusing way foreclosures are unfolding in a court system chock-a-blocked with cases. The teacher was Miami-Dade Circuit Court Judge Jennifer Bailey, who cancelled Eslava’s debt … Read more

Predatory Grizzly “Bear” Attacks Innocent, Elderly, Poor, Minorities, Disabled & Disadvantaged With Predatory Lending Scams & Frauds!

Random Repost Blast from the Past. Going to start off each day with a random repost from the archives… The Story of Bear Stearns Direct Involvement In And Support Of Predatory Lending In America! Here is a 105 page report witten by Nye Lavalle going back over ten years… INTRODUCTION This report documents what is … Read more

Deutsche Bank Natl. Trust Co. v Stevens – An Assignee of Such a Mortgage Does Not Have Standing to Foreclose Unless the Assignment is Complete at the Time the Action is Commenced

Deutsche Bank Natl. Trust Co. v Stevens 2010 NY Slip Op 50909(U) Decided on May 18, 2010 Supreme Court, Kings County Lewis, J. Published by New York State Law Reporting Bureau pursuant to Judiciary Law § 431. This opinion is uncorrected and will not be published in the printed Official Reports. Deutsche Bank Natl. Trust … Read more

Wrongful Foreclosure – Verbal Assurance that Foreclosure Sale Will be Postponed May be Enforceable

Lexology Garcia v. World Savings, FSB, 183 Cal. App. 4th 1031 (2010) Deliberate and Effective External and Internal Communication is Critical The latest case following the mortgage meltdown underscores the need for lenders to be deliberate and clear in both their external and internal communications. In Garcia v. World Savings, FSB, 183 Cal. App. 4th … Read more

Take A Look At These Two Assignments – Not Only Scott Anderson Forgery, Notary Fraud/Forgery from Ocwen

Scott Anderson Ocwen Tweet

To All Community Journalist’s Take “Note” (no pun intended) How to Report REAL Foreclosure News – New Rule Says Banks Must Prove Ownership Before Foreclosing

New rule says banks must prove ownership before foreclosing (Since it was ordered by the FL Supreme Court since February) By Kimberly Miller Palm Beach Post Staff Writer Foreclosure filings have backed off this year, dropping 36 percent in Palm Beach County last month compared to March, but it may not be a brightening economy … Read more

LPS Lender Processing Services – Sanctions Motion Filed Against LPS by U.S. Bankruptcy Court Trustee for Making Misrepresentations in Statements and/or in Testimony in Open Court

I knew my nose wasn’t lying to me the other day about Lender Processing Services President and CEO Reply to Bogus Assignee and Bad Bene: Mortgage Documents: Placeholder Items Were Innocent. Fraud Digest Once again, a U.S. Trustee is leading the way in exposing fraud in foreclosures. On Friday, May 21, 2010, United States Trustee R. … Read more

Predatory Lending – Tim Miller – “Love, Your Broken Home”

It’s too bad that this type of thing doesn’t go viral like other youtube vids… TimMillerDotCom — May 14, 2010 — A little while back I listened to an interview on the radio involving predatory lending practices. On one side, they had a family on the verge of being homeless because of these predatory practices. … Read more

Chink in the Armor – Mr. Geeai Discovers the Truth about MERS

Mr. Geeai Discovers the Truth You should see these bird houses Mr. Geeai is building.   They really are fun.  He took me into his shop to show off his work.  Lined up on his workbench were a series of seven birdhouses in various stages of construction.  My favourite  looks rather like the sorting hat from … Read more

Wetzel, III v. Mortgage Electronic Registration Systems, Inc – Recording of Affidavit of Lost Mortgage Does NOT Constitute Constructive Notice Sufficient to Defeat the Claim of a Bona Fide Purchaser

WETZEL, III v. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. 2010 Ark. 242 Frederick S. WETZEL, III, Petitioner, v. MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Respondent. No. 09-1410. Supreme Court of Arkansas. Opinion Delivered May 20, 2010. DONALD L. CORBIN, Associate Justice. We are presented with a question of law certified to us from the United States Bankruptcy … Read more

MERS Info – Discovery – Submissions – Interrogatories

Random Repost Blast from the Past. Going to start off each day with a random repost from the archives… MERS Info – Discovery – Submissions – Interrogatories Tweet

New Series – Pleads for Help – They Will be Turning Off my Utilities on Monday, May 24, 2010

Every day I get emails and calls from people across the country pleading for help, guidance, answers and direction. There are allot of situations in where I respond with the best info I can to assist in any way possible. There are other situations, like this one, I do not have an answer to. So, … Read more

Bank Tells Tenant to Stop Paying Rent, Landlord Shoots and Kills Tenant for Non Payment

NMB Landlord-Tenant Dispute Ends In Death A North Miami Beach man was shot to death Monday afternoon when he didn’t pay his rent, police say. The alleged murderer is the man’s landlord, Julian Gonzalez. The victim is 25-year-old Vladimir Santos. His family told CBS4 News that the house was in foreclosure and the bank had … Read more

M E R S – Mortgage Electronic Registration Systems Foreclosure Bankruptcy Decision – This Court is Convinced that MERS had NO Interest it Could Transfer

Fresh from Matt Weidner’s Blog UNITED STATES BANKRUPTCY COURT Eastern District of California Honorable Ronald H. Sargis Bankruptcy Judge Sacramento California   May 20, 2010 MERS AND CITIBANK ARE NOT THE REAL PARTIES IN INTEREST Under California law, to perfect the transfer of mortgage paper as collateral the owner should physically deliver the note to … Read more

Victory in Key West: Judge Dismisses Foreclosure Filed by Florida Default Law Group for Failure to Comply with Discovery and Court Orders

From Jeff Barnes, Esq Today, a Key West, Florida Circuit Court Judge dismissed a foreclosure action filed by Florida Default Law Group (FDLG), which was representing Bank of New York as the alleged “Trustee” of a Bear Stearns securitized mortgage loan trust. The borrower, who was represented by FDN’s Jeff Barnes, Esq., had served discovery … Read more