“What is the economic harm to borrowers of alleged document defects
pertaining to foreclosure? The answer is none. First, the loans are in
default.” Dr. Anthony B. Sanders, Mercatus Center

Below is an excellent document to disprove the statement that there is no harm to a mortgagor when fabricated documents are filed or recorded.
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LPS/Fidelity Foreclosure Practices — Unposted payments, notary fraud, perjury, and pleading ignorance.

Backgound from one of the members of ForeclosureHamlet.org here:  http://www.foreclosurehamlet.org/profiles/blogs/in-re-wilson-louisiana-bk-case 

Attached US Trustee Brief

Page 8 “There is no dispute that Dory Goebel (LPS employee) gave materially misleading testimony”

Page 10 “The evidence proves that LPS/Fidelity acted with indifference to the truth…”

Page 14 discusses LPS employee perjury & fraud was due to misunderstanding and confusion per LPS

Page 19 discusses notary fraud

Page 20 “Fidelity operated an affidavit execution process that systematically caused the execution of false affidavits.”

Page 21 discusses an LPS Newsletter from Sept 2006 which is linked here

Page 23+ LPS/Fidelity policy for executing false affidavits

Page 25 cites a previous NY BK case where same affiant was criticized by a different court for presenting false affidavits

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4closureFraud.org

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In RE Wilson | UNITED STATES TRUSTEE’S POST-TRIAL BRIEF IN LIEU OF CLOSING ARGUMENT