The Homeowner’s Bottom Line | Baseline for a Strong Settlement Against the Big Bankers

The Homeowner’s Bottom Line | Baseline for a Strong Settlement Against the Big Bankers

The 50 state Attorneys General are currently investigating the big banks’ mortgage fraud activities that caused millions of us to lose our homes as well as the economic collapse of our communities and country.  We know that the big bankers and their friends are currently lobbying the Attorneys General for a quick settlement that lets them off the hook for their crimes.

We can’t let that happen.  Any strong settlement must hold the big banks accountable, and include the five main points from the “Homeowner’s Bottom Line.” Nothing less is acceptable.

Sign the petition calling for a strong settlement against the big banks.

The Homeowner’s Bottom Line

The baseline for a strong settlement against the big bankers

1) Problem: Bankers are kicking millions of Americans to the curb instead of modifying our loans in a way that benefits both homeowners and our economy.

Solution: Bankers shouldn’t decide who gets loan modification and who is left out. All responsible homeowners deserve fair, affordable, permanent loan modifications. Save our homes. Save our economy.

2) Problem: One out of four American families owes more for their home than what it is worth.  This puts the brakes on the economic recovery and makes our communities unwelcoming places to live.

Solution: Ensure forward momentum for our economy, our workers and our nation.  Restore fairness to the housing market by charging homeowners what their house is really worth, not the inflated figures bankers invented to make record profits.

3) Problem: Homeowners are set up to fail by big banks, before they even begin the fight to live in their home. While homeowners jump through loan modification hoops, the greedy bankers proceed with foreclosure and eviction.

Check out the rest here…

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4closureFraud.org

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Letter to Attorney General Tom Miller – The Homeowner’s Bottom Line

Comments
16 Responses to “The Homeowner’s Bottom Line | Baseline for a Strong Settlement Against the Big Bankers”
  1. The bottom line is: Florida legislators who wear 2 faces as a false front need to be confronted with the game is over. These legislators who are riding on the backs of the Florida Bankers, the PIGS, need to be knocked off the backs of the very ones who have caused all this massive mess to begin with…their financial crimes, fraud, prejury and the list goes on.
    The Banksters, the racketeers, are the TOXIC WASTE that is the poison that is eating our country as a cancer that has gotten out of hand. The legislators who have chosen to ride the Pigs back need to be named and photos shown so the country can see who the villain’s are…exposed….as they too are the criminals in hiding.
    We know the banksters stand for TOXIC WASTE….Do you know what defines a POLITICIAN? Webster’s New World Dictionary…..One actively engaged in politics : often used with implications of seeking personal or partisan gain, scheming, etc. Need more be said?
    Plan to be in Tallassee Florida on March 9th, 2011….bring your signs..’ blow horns ‘ to let the world know the truth…be heard…Florida Bankers will be in Tallassee on that day also…there should be alot of excited moments to tell the folks back home….it is what you put into it …is what you will get out oif it….so let’s go and all join together in power to prove evil does not win ever over the truth.

  2. frdmfytr says:

    February 12, 2011

    Debt US $14,089,466,276,553.28

    Pop. US 310,804,764,

    ea. day $4.12 billion

    1 person $45,447.31

    Foreclosure US 261,333 1month

    Scheduled 108,002

    Foreclosed 78,133

    Default 75,198

    ea. home $6,000.00 (Bank Profit)

    Dec 31, 2010

    Debt US $14,025,215,218,708.52

    Foreclosures US 2.9 Million 1 year @ $6,000 ea.

    Dec 1) 2010

    Emergency Loan $9 Trillion Federal Reserve

    $9,000,000,000,000.00 = To Banks (Again)

    IF YOUR NOT PISSED THE #@(% OFF

    YOUR NOT PAYING ATTENTION!!!!

  3. Catherine Mc Manus says:

    SETTLEMENT ??!!!?!?!? No way-BOA has had 2 years to “settle”, from the beginning they could have accepted my two measly payments, plus late fees-measly $1000.00 (one thousand dollars)I was barely 30 days late when my begging began…. but no ! BOA and their servicer Marshall Watson continues to drag this out in court. In answer to Discovery Motion they cited “Trade Secrets” !!! and NON Answers.
    I filed another motion for “In Camera Inspection of all Documents”….that was August of 2010…
    it is sleeping on the Docket to date Feb. 2011.
    STATE OF FLORIDA v. COUNTRYWIDE SUIT?!?!??
    I already tried that too, it only benefits the Law Firms even more-the people only receive a small pentance.
    (if they qualify)
    I think it was approx 2 yrs ago the State of Florida investigated-but settled with COUNTRYFRIED- the Ag’s Office made all the money in fees and very little $ went to very few Florida Homeowners because of “Qualifications” and no “wrong doing” was admitted.
    I did not qualify to get one cent-but rightfully should have-they called me an Investor-not so-I’m a Ten Year Homestead Resident. The most I received was the AG’s Office ordered BOA to send me a letter of explanation
    of why I did not qualify-of which they do not even have my account number correct.
    NO MOD for me either-that just gives the Bank/Servicer your signature to procede to steal from you !

  4. l vent says:

    What is soo obvious is this is all so outrageous the only explanation is they are calling us all out. Could the banks be anymore blatant in there use of fraud in our courts than in those fraudclosures? Could our Government be any more infuriating that they keep either ignoring us or trying to stick it to us any way they can. Time to move on all of our state Governments and Washington. The Government is NOT going to fix this for us because they CANNOT because the elite BOUGHT them. Even the banks/servicers and Fannie and Freddie are scapegoats here. They are following orders from the elites (the Nazi’s) who clearly bought our Gov. too (Obama Adm., SEC, CONgress,BERNANKE, GEITHNER, HOLDER, CUOMO, ETC) . What is crystal clear is the Nazi’s are blaming the Jews for the crisis which is typical of how they operate. The bankers and Wall Street were and are their robber barons and our Gov. is aiding and abetting the cover up because they got bought. The real criminals are hididng_ behind_ all of them. They are despicable and out to destroy the world and create a one world communist dictatorship. A worldwide Weimar Republic. What the people are doing in Wisc. is what every state should be doing. Esp. Ill. where they had the gall to raise taxes 67% to cover up for all of the fraud and are expecting a 55 billion dollar property tax increase by 2015 to cover up for all of the police and fireman’s MISSING PENSION MONEY. America, WE ALL GOT ROBBED. It is time to take it to the streets, do not vote, tax revolt, file bk on all of that unsecured debt, including the mortgage. We WILL NOT BE THE SLAVES OF ELITE.

    • I Vent…Some may call your comments ranting over and over…and asked you to keep it to yourself…BUT…nothing say’s anyone has to read anyones comments..pass over and go onto the next comment. I read them all..looking for ideas from another ones point of view. Or I might have missed an article and find out what I missed. I am not in foreclosure but my daughter is..So everything I can learn helps her and others to see what to look for.
      I have spent many, many hours night and day seeking and searching and I too, have to agree that this whole fraud issue and government avoiding the crimes done to America and the world…only tells me we are fighting on the surface, when the REAL seed is planted below the surface. This plan from years back was and is still working to bring America to ruins. This being the straw that may break the camels back.
      That is why the fight to keep our country as America is now getting into a rough time. All these different issues on who can be charged with all the fraud is being stalled and ignored…because the truth has not been told to the citizens of America. Foreclosures are the frosting smeared on the fallen cake to distract and confuse the minds to suffer great mental distress. WAKE UP AMERICA….The truth ” LIES ” where the money is controlled in the world.

      • Catherine Mc Manus says:

        Did you see the link here on 4closurefraud to the Rolling Stone Article ?
        Fraud has already been proven & admitted to be “mistakes” by Banks & Servicers.
        No one is going to be criminally prosecuted. It would destroy the mortgage & banking institutions,
        which would Crash our economy-Wall Street, yes even worse damage than we are all suffering now.
        Our only chance is CIVIL LAW nothing Criminal will ever be found or if so not one person prosecuted.
        We must all keep fighting for CIVIL JUSTICE in CIVIL COURTS.
        Banks & Wall Street are already blaming the Government -Fannie & Freddie cohorts…:}
        just like children saying “they made me do it” “it’s not my fault”

      • l vent says:

        They always try to shoot the messenger. They are soo obvious. I already told the complainer that I intend to keep exercising my rights to free speech until they halt all of the fraudclosures and that he can take it or leave it. His complaining only makes me more determined to expose any information I can possibly come across that we can all use to try to get to the bottom of an apparent bottomless pit of deception. I try to verify what I post though that is not always easy to do as we all know they want to confuse all of us, so I put it all out there and there is always google search. The elitist motto is to “Create Order out of Chaos” and that statement alone is incredibly telling about the types of people we are up against. The complainer said that this is NOTabout Politics? Really? Well, I guess he has not been paying attention to the articles on this website which clearly are showing all of us this is a very political conspiracy that has a clear agenda to undermine and destroy America and other nations around the world. The complainer clearly just does not want the American people thinking outside of the box . He has most likely been planted here by someone. It is up to all of us to share our information because everyone is in this together and all information is helpfull to everyone here. The truth is the only thing that will save all of us. Knowledge is power and they do not like that because they have always ruled by secrecy. If these elitists do not want to stop stealing people’s homes and creating fake debt enslavement via class warfare than It will be up to all of us to reveal the head of the snake, not the tail. The tail is just a distraction, a ruse.

      • l vent says:

        @Marilyn Abdilla: Thank you. I know I seem mad alot but if you are not mad I do not think you get it. I am not trying to post my opinions. Alot of the information in my comments can be googled or found on you tube. I can’t connect the dots or verify these things for people, they have to do that. The truth is becoming more known everyday. All we have to do is look at what is happening in Wisconsin and read those signs the people are holding up. The fury of the people around the country is spreading fast.

  5. WHO wired the funding to the closing mortgage table? Sure was not the bank sitting there putting their bank name on the promissory note and mortgage as payee/lender. And recording the mortgage in county records with a fraud name as payee/lender. The bank and the broker (if you had one) were paid a fee for suckering a borrower to sign on the line. The worse the loan the more they were paid. Just the opposite of what was told to the borrower before closing.
    I found this in my daughters mortgage papers…some papers were missing…but the title company attached sheets telling the wired money was put into escrow for the closing. When we realized this, my daughter called the title company for a complete set of the mortgage closing and all sheets signed as none were signed she had been given at closing.. She was told she could not have copies as there was a ‘privacy act ‘…. What was private? UMMM…LIKE SOCIAL SECURITY NUMBERS. Red flag started to whip in the wind. In order to get copies she had to subpoena the title co. According to another site of an attorney…the plaintiff claiming to own your house..never owned it cause the bank did not fund it. But WaMu gave my daughter papers of where to send the payments…it turns out they WaMu were the servicers..this was not told to her….so the crap started at the very beginning at the closing and continued into the pit of more fraud. So a settlement is mentioned?,,,,,oh no…indictments…nothing less. If the government won’t make a move on this massive crime…than it leaves the job up to the people. Any settlement would be money from their greed of fraud…so it would be nothing off their backs…it would be the same money they profited by being crooked. To catch a crook you must think like a crook….that’s just what we did. NICE TRY BANKERS… BUT IT DIDN’T WORK.

  6. l vent says:

    The AG’s can take their LOAN MOD PLOY AND SHOVE IT. OUR HOMES ARE PAID FOR and there will be NO BARGAINING WITH THE ELITE. WE REF– USE TO COVER-UP FOR THE CRIMINALS WHO ROBBED US OF OUR WEALTH BY SIGNING UP FOR A POSSIBLE 40 YEAR MORTGAGE DEBT ENSLAVEMENT ON A FRAUDULENTLY INDUCED MORTGAGE DEBT THAT NEVER EXISTED. WE WERE ROBBED and the proof is in the ORIGINATION FRAUD and THE” DISAPEARANCE “OF ALL OF THE PEOPLE’S ORIGINAL BLUE INK NOTES.THERE LIES THE PROOF OF THE FACT THAT OUR HOMES WERE PAID FOR BY US FOR A NOMINAL FEE AT ORIGINATION. THEY TRIED TO COVER-UP THE TRUTH WITH NEW PIN NUMBERS TO HIDE THE ORIGINATION FRAUD. THEY DESTROYED THE EVIDENCE OF WHAT THEY DID BY INTENTIONALLY DESTOYING THE ORIGINAL NOTES, kinda like the disapearance of J.F.K’S brain, which was clear proof of a cover-up. THE FBI ALSO KNOWS about the ORIGINATION FRAUD. PUT BACK THE STOLEN MONEY YOU THEIVES STOLE FROM THE PEOPLE IN THE INTENTIONAL ECONOMIC COLLAPSE AND THE HOUSING BUBBLE PONZI SCHEME THAT YOU CREATED TO ROB AMERICA OF IT’S WEALTH. THEY ARE TRYING TO TURN AMERICA INTO A WEIMAR REPUBLIC.

  7. Kate Johansson says:

    I told my state attorney general that I did not want a “strong settlement” against the banksters. They WANT a settlement. I said that I want them to go to prison and be held to the same laws as everyone else.

    Dylan Ratigan WAS AWESOME this morning! And republican Darryl Issa was awesome too. And Charles Ferguson. And Lynn Turner.

    It seems that Dylan Ratigan is the only guy with a show on television who is really paying attention to this and devoting time to it. Others visit the subject now and then–but Ratigan is really drilling down.

    Everyone should be recording the show if you can’t watch it live. Ratigan was even pointing out–over and over–that one of the reasons the state pension funds are in trouble is thanks to the mortgage fraud. Bet he is the ONLY one doing that.

  8. kravitz says:

    I’m sure you’ll also like…

    BofA Unit’s Utah Foreclosures Violate Law, State Says
    http://www.bloomberg.com/news/2011-02-17/bank-of-america-unit-s-utah-foreclosures-violate-law-ag-says.html

    Recon is ineligible to foreclose in Utah.

  9. l vent says:

    Well it is about time they said SOMETHING. Dylan Ratigan’s and his guests today threw egg all over our entire Government’s two faces. Eric Holder, Andrew Cuomo, the SEC and the entire Obama Administration for their arrogance in ignoring the prosecution of any of the financial terrorism crimes against ALL of the American people. One of Dylan’s guest reiiterated what Sen. Dick Durbin of Il. stated in part that the banks “own” our Government. We need a nationwide bank run. The criminal’s are getting away with murder. Nationwide tax revolt. We’ve been robbed and now they are just pissing on all of us. Don’t vote for any of them. March on the State Capitals and Washington D. C. Time to move on all of them. They DO NOT care about US.

    • lots-0f-question says:

      If Eric Holder, Andrew Cuomo & the Sec all that know of the crimes being commited & don’t prosecute, can they be charged with Aiding & Abeting criminals? Do the people have any rights to hold them to task to do their jobs?

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