Action Alert | Hawaii Legislators Wimped Out! Banks Got ‘Em.

Hawaii Legislators Wimped Out! Banks Got ‘Em.

ALERT:  VERY HIGH PRIORITY – make phone calls every day!!! Send faxes & emails.

The Hawaii Legislature gutted the old bill HB 651 and REMOVED the MORATORIUM because the banks lobbied them hard…these are the folks you need to target your calls to in addition to the Finance Chair below.  When a Bill is gutted – it is SUPPOSED TO HAVE PUBLIC INPUT.  That did not happen.  We know how corrupt the mortgage fraud is and we should not let it spread through our Legislature.  There should have been testimony allowed on the new gutted bill.

TARGET THESE REPS – Calls, Emails, Letters:

The committees on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 11 Ayes: Representative(s) Herkes, Yamane, Brower, Cabanilla, Keith-Agaran, Luke, B. Oshiro, Souki, Tsuji, Marumoto, Thielen; Ayes with reservations: none; Noes: none; and 4 Excused: Representative(s) Carroll, Ito, McKelvey, Ching.

TARGET THESE SENATORS – Calls, Emails, Letters::


“SB651 was a good bill, which started the process of bringing accountability to banks and making a fair process for borrowers. Commerce and Consumer Protection and Judiciary Committees, “gutted and replaced” SB651 with very different contents. This often happens when bills cross over from the Senate to the House or vice verse. However, CPC and JUD should have posted the “proposed draft” on the legislative website, and allowed public comment for the new, overly long, watered down bill. As a committee member explained during the hearing, “The lenders talk to us every day.” ”

We do, however, have one more chance to make our voices heard, to talk to the legislators very day. The new, and wimpy bill is next going to the Finance Committee. Especially please ask people in District 39, the Finance Chair’s district: Wahiawa, Whitmore Village, Launani Valley, to call Chair Oshiro (808) 586-6200 and suggest:

a) that he schedules the bill

b) that he amends it back to the previous version: SB651 SD2

See the differences in the 2 Bills below:

1. SB651_HD1_.HTM SB651 Status
Filesize: 117312
Electronic File Date: 3/23/2011 8:47:52 PM

Report Title:

Mortgage Foreclosures


Repeals the old nonjudicial foreclosure process.  Clarifies the new nonjudicial foreclosure process.  Strengthens laws regarding mortgage servicers.  Broadens the duties of the Center for Alternative Dispute Resolution.  Effective July 1, 2050.  (SB651 HD1)

2. SB651_SD2_.HTM SB651 Status
Filesize: 43675
Electronic File Date: 3/4/2011 7:52:02 PM

Report Title:

Mortgage Foreclosures; Dispute Resolution; Appropriation


Requires foreclosing mortgagees to engage in a dispute resolution process at the election of a mortgagor before carrying out a judicial or nonjudicial power of sale foreclosure; authorizes the supreme court to adopt rules for dispute resolution; establishes a special fund for foreclosure dispute resolution to be expended by the judiciary; imposes a moratorium on foreclosures for 6 months after effective date; makes appropriation.  Effective 7/1/2050.  (SD2)

General site for SB 651:…

Don’t put this off – these are your homes and life’s savings at risk – let them know how you feel and have all of your friends and families call them too… and remind them you will be voting in the next election – but only for the Legislators that listen to your requests.


6 Responses to “Action Alert | Hawaii Legislators Wimped Out! Banks Got ‘Em.”
  1. Marcy says:


    And it’s strong!

    I do not have all the details but I just got word and it sounds like it’s the strongest bill in the country!!!!!!

  2. Fury says:

    There are 2 well-known Hawaiian phrases that will remind the hawaiian people to stand tall in this battle
    against the fraud committed by the banks.

    “Kulia i ka nu’u,” which means “Strive for the Highest.”

    “I mua e na poki’i a inu i ka wai ‘awa’awa, ‘a’ohe hope e ho’i mai ai ” which roughly translates

    “Move forward brothers and drink of the bitter water, don’t go back. ”

    Hawaiians will persist. they will move forward. they will fight. no one will rob them of what they have earned.

    King Kamehameha was a brave and fierce warrior. Hawaiians will not accept banks stealing homes in their beautiful islands.

    all americans will fight these criminals together. we are united.

  3. Pamela says:

    This is the way it goes in almost all non–judicial foreclosure states,when you teel them about your Constitutional rights they basically tell you to go live in another state that they can’t be held liable for your choices on where you live.What a farce.Arvice and greed corrupt more non – judicial states than not,and leave little to no recourse for home owners.It’s all a sham and a house of cards thats already fallen.

  4. DanJS says:

    Let this legislative action in HI be a warning to the rest of the nation:

    There are similar bills working their ways thru legislatutures all over America.

    Please use this site to gives us the bill disignations, the status, and the names and contact information of all state legislators who are involve in similar bills in each state. And please do this now… before votes are cast and bills are passed and signed by Governors of the sundry states. Also, for each state, provide weekly updates on legislative status.

    The state newspapers are doing precious little to report on these issues and radio/TV media are doing absolutely nothing!

    These are not “unimportant, “technical corrections to existing law.” They are vital legislative issues that affect all of our state and local economies in major ways!
    These legislation actions should not be addressed by those who care as “catch-up” activities. If the banks are able to “get out in front” with no appreciable opposition to their methods, the results will be disasterous to all homeowners, not just those who have been involved in foreclosures.

  5. Tim Bryant says:

    Why not take the opportunity to also tell them that non-judicial foreclosure is unconstitutional under the 5th and 14th amendments.

    Maybe you get get a better deal from the legislature if enough voices are heard.

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