Bank Fraud | Akerman Senterfitt & Eidson, P.A., American Home Mortgage Servicing, Docx, LLC, Florida Default Law Group, Law Offices of David Stern, Law Offices of Marshall Watson, Lender Processing Services, Inc., Shapiro & Fishman Law Firm

Bank Fraud

Akerman Senterfitt & Eidson, P.A.
American Home Mortgage Servicing
Docx, LLC
Florida Default Law Group
Law Offices of David Stern
Law Offices of Marshall Watson
Lender Processing Services, Inc.
Shapiro & Fishman Law Firm

Action Date: April 4, 2011
Location: West Palm Beach, FL

On April 3, 2011, CBS’ 60 MINUTES aired a segment showing massive fraud by banks and mortgage-backed trusts in foreclosures. The segment focused on one particular document mill, Docx, LLC, owned by Lender Processing Services, Inc., a company that works for over 51 banks. One former employee confessed to forging 4,000 documents each day.

What mortgage servicing companies used the Docx forged documents in hundreds of thousands of cases? The major mortgage servicer involved was American Home Mortgage Servicing, Inc. in Coppell, TX. Other mortgage servicers that used forged documents from LPS include Saxon Mortgage Services in Fort Worth, TX and Select Portfolio Servicing in Salt Lake city, Utah.

What bank/trustees most often used the Docx forged documents in foreclosures? Deutsche Bank National Trust Company, U.S. Bank, Wells Fargo, Citibank and Bank of America were the top five users of these forged documents, but other banks were also involved.

American Home Mortgage Servicing, Inc. knew about the forgeries, but never disclosed to courts or homeowners their widespread use of forged documents.

In thousands of cases across the country, Deutsche Bank National Trust Company continues to push these documents upon the courts as proof that they own mortgages and have the right to foreclose, despite overwhelming evidence and even admissions of forgeries.

These servicing companies and bank need to begin the process of admissions, disclosures and reparations.

What law firms pushed and continue to push these fraudulent documents upon Courts and homeowners? In Florida, the firms that used these documents and continue to use these documents are: Law Offices of David Stern; Florida Default Law Group; Law Offices of Marshall Watson; Shapiro & Fishman Law Firm and Akerman, Senterfitt & Eidson, P.A. Lawyers who used and continue to use these Docx forgeries in court should, at a minimum, lose the right to practice law.

The government focus must be on protecting the rights of homeowners and shareholders and the court system and holding the banks and securities companies accountable.

Lynn Szymoniak
www.FraudDigest.com

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4closureFraud.org

Comments
24 Responses to “Bank Fraud | Akerman Senterfitt & Eidson, P.A., American Home Mortgage Servicing, Docx, LLC, Florida Default Law Group, Law Offices of David Stern, Law Offices of Marshall Watson, Lender Processing Services, Inc., Shapiro & Fishman Law Firm”
  1. Michael Mische says:

    This lady was in charge of robo sigining documents and now works for FDIC as an oversight mananger?!?!

    http://www.linkedin.com/pub/donna-thompson/8/68b/7b6

  2. t l s says:

    Mackoff Kellogg in South Dakota and surrounding states has submitted forged notes and robosigned documents in hundreds of cases.

  3. George says:

    MORTGAGE CRISIS

    Years back the banks began to turn a mortgage into a commodity, with good paying mortgages, then they saw they were running out of this commodity, so the big banks, including Fannie & Freddie started approving loans to almost anyone and everyone, not so much to just give that person a home to have, but they were more concerned about creating more of the commodity. More securities to sell to investors. They even knew some home owners would not last several years or several months, as long as they could say to investors, “Hey, we have more mortgage backed securities to sell”.

    Now, to sell all these securities, they would have to create a mortgage assignment which is normally recorded with the county land recorders office for a fee. Physically, that would take up too much time and money, so the big banks invented and created MERS,(Mortgage Electronic Registration System). This electronic service was only created to track mortgages sold and bought in the secondary securities market. MERS legally has no invested interest in the mortgage, so they truly are not able to transfer or assign the mortgage acting as a nominee of the loan. But they are! Wrong. The chain of title of the mortgage is broken right here at this very early stage. The mortgage/note has to be assigned from one owning entity to the next owning entity. MERS never owns the loan, but they are creating and are listed on assignments at the local land recorders office. Now that the mortgage was bundled, sold and bought back and forth with investors, no continuing assignments are recorded with the county recorders office. By not recording these documents, Fannie & Freddie & and all your Big Mortgage Servicing banks are saving millions-billions on recording fees, and possible taxes, etc.

    What I have found was that the Servicer of the mortgage is listed with the county recorders office as if they own the mortgage, while Fannie & Freddie or other Big Banks are selling the bundled mortgages as securities. Kind of like a Pizza shop cooking pizza legitimately up front, and a mobster selling off investments in the back. (Racketeering). The Servicer up front really is not the owner of the loan, and they tell you this. They also admit that your loan is owned by Freddy or Fannie, or the Investors. So when the Servicer now tries to foreclose on a homeowner, they are not truly the owner of the loan, and you have to own the loan to foreclose!!! Many never even question the Servicer and walk away from their home. Now to foreclose as quick as they can, that’s where the robosigners come in. These people do not review anything in the foreclosure paperwork about the loan, but only sign a name on the affidavit page on thousands of mortgages to get the foreclosure going before any homeowners begin to catch on.

    You see, its a matter of a quick process the Servicing banks want to achieve in order to get the property in their possession, only to sell it. The crazy thing is, when the originating bank gives the loan, then sells it to the 2nd bank which mostly ends up being the servicer, they again sell it to the 2 major players (Freddie & Fannie) and they sell the mortgage back securities to investors. So the servicing bank gets paid for the mortgage and still collects payments toward the mortgage and a percentage goes to the Servicer, Fannie & Freddie and the Investor. So they are all making money. Then the Servicing bank comes to foreclose and if they are allowed to foreclose they get the home without true ownership, even though the loan is actually sold off into bits and pieces to investors. I can go on further, but to conclude, if this were a murder case, I would call this act of the banks premeditated, not an accident. This was all planned out in order to reach the highest profit they could using the mortgage backed securities as a commodity, and have total disregard, deliberately, intentionally ruining the lives of millions of homeowners.

  4. Prince Ella Green says:

    When are we going to hold the judges and attorney’s accountable for some of this mess? MidFirst Bank bought our discharged FHA/HUD mortgage debt in 2005 from Aurora Loan, it was re-sold to Aurora by Cenlar Federal Loan in 2001, soon after the discharge. Cenlar was the original creditor.

    Google New story “Zombie Debt Refuse To Die” “MidFirst Bank/Handcuffed. Yes, I handcuffed myself to the Houston HUD office in 2011. They just covered for MidFirst Bank, saying the debt was still ours.

    We filed a chapter 13 in 1995. This is 2011 and Midland Mortgage still services and attempts to collect the discharged debt for MidFirst to date. Our Attorney sued in 2008, 2009 the case was dismissed and judgment entered against us to accept their $40,000, sign their never before seen settlement agreement which include the re-payment of the already discharged debt. Our attorney did nothing, but collect $21,000.

    Attorney Steven Leyh committed Fraud Up on The Court by filing 2, unsigned settlment agreements and stating to Judge Wayne Mallia that we made changes to them and agreed to sign them. We never saw them.

    We face jail/fine if we dont sign, we appealled, it was Affirmed in the 14th Court of Appeals in 2011. There is a discharge order of 2000.

    Where is justice? It show aint at the court house!!!! Prince Ella Green (pgreen019@comcast.net)

  5. Charles says:

    The attorneys in this matter are participating in a massive fraud against the court and, ( though myself am not an attorney) believe that they (the attorneys of these various firms) if the allegations prove true, should be criminally prosecuted.

  6. Carolina Bagnarol says:

    On behalf of WACHOVIA BANK now owned by WELLS FARGO BANK

    Other law firms using forged and fraudulent documents to wrongfully foreclose and evict families are:

    ANGLIN FLEWELLING RASMUSSEN CAMPBELL & TRYTTEN
    199 South Los Robles Avenue
    Pasadena, CA 91101

    One of the attorneys in this firm JEREMY E. SCHULMAN was put on notice by our attorney regarding all the forged documents – and he scoffed. JEREMY SCHULMAN should lose his ability to practice law, and we will make sure that the California Bar is aware of his fraud on the courts.

    HARRIS, ROSALES & HARRIS
    351 St Mary Street
    Pleasanton, CA 94566

    SCOTT HARRIS has aggressively pursued the eviction of three families from a property that was wrongfully foreclosed on, and also KNOWINGLY used fraudulent and forged documents in SAN MATEO COUNTY SUPERIOR COURT to be granted Summary Judgment Motions to evict three separate families from their rightful homes.

    WELLS FARGO BANK not only has used a variety of forged documents to purse a wrongful foreclosure and eviction – They in attempts to have this case dismissed have entwined themselves in our probate case involving our deceased mother’s estate – so as to have me removed as my mother’s trustee so that they could “throw” the lawsuit I filed against the bank on behalf of the estate.

    DIRTY DIRTY DIRTY Stop at nothing WELLS FARGO BANK.

    The 20 billion Attorney General’s potential settlement is an insult to a nation that is under water due to the dirty dealings of the financial institutions and their lawyers.

  7. I hope every American Homeowner is having their actual documents reviewed and then holding the fire to the feet of the Banks!

    http://diligencegroupllc.net/

    American Middle-class Homeowner

    -AMH

    • just trying says:

      I am currently in the process of sueing my current lender. My originating lender AHM sold me my home and my contract states and i purchased an FHA loan through them I tried to refinance 3.5 years ago and found out through FHA I did not have an FHA loan. AHM knew this they sold my loan with in 90 days to Country wide. i notified them that I did not have an FHA loan and they jerked me around till they were bought by Bank of America who also in turn jerked me around and I sent in writting that my mortgage contract was no good they promptly sold my mortgage. I have a 7.125 interest rate and have been paying over 1100. per month for a 1000 sg foot house because no bank wants my contract even though i have never missed a payment. My contract and all the documents state I have an FHA loan and I do not. Nor have I ever. I wonder how many people are payin PMi and do not have a FHA loan and think they do because its on their contract. Everyone needs to check to make sure they have what they purchased …. and they have a legit contract. My is not worth the paper its written on.

      • Maria says:

        Dear JUST TRYING, where do you sue Bank of America (this is my enemy as well!)? If in Florida then it is useless: Fla. Courts are deeply corrupted…. You waste your time! It is National Corporation and you can sue them in ANY OTHER STATE and Venue will be appropriate. Good luck to you!

      • Maria says:

        LAUGH THROUGHOUT TEARS:

        – We have two events (good & bad) concerning our BANKS….
        – What is good event?
        – Everyone will be happy to sue them!
        – And what is bad one?
        – We have no COURTS willing to handle our Cases….

  8. Chris says:

    REMIC Trusts………..

    Need to look into this………

    Talk about fraud……..

  9. J A says:

    Lynn, you did an excellent job on 60 Minutes. Is there some way that attorneys like you can take a class-action lawsuit to the federal court level, hopefully even the Supreme Court, for people like me who have already lost our home to foreclosure, and still have copies of all our documents proving the fraud from the very beginning at loan origination, and all the way through the process to the bitter end…

    I think that is possibly the only thing that will wake up congress and the federal government.

  10. Carol says:

    Wonderful Job! Thank you for all that you do..:)

  11. Cheryl says:

    You are right. They should lose their right to practice law and the judges who are in secretly involved with the mediators and crooked attorneys should be disrobed. I would imagine that the attorneys and judges involved will be just like any other criminal and “rat out” if it will save their skins. We need an organization for each county demanding that our houses be returned to us with free and clear title and no further possibility of legal proceedings because FRAUD HAS BEEN COMMITTED UPON THE COURT as well as THE AMERICAN PUBLIC. If you google Lee county Florida, you will find a veryy big case inolving a judge that thought he was above the very law that he represents. I would like Quiet Title to my home as well as a refund of all of the monies that I paid into a bogus loan modification program. Paid 8 months at $1400.00 a month to a company that does not hold the loan. Where did that money go? I want it back.

    • J A says:

      I agree completely, but at this point I just want financial compensation for all that I’ve lost, including the total value of my former home, because my home has already been resold to some poor schmuck who is making mortgage payments on a home that doesn’t even have a clear title. The Warranty Deed that was crafted to ‘sell’ my home to a couple of buddy investors of the Florida Default Law Group, a deed processed by the FDLG’s own title company New House Title LLC, and signed by a robosigner with LPS, is proof that the title on my former home is clouded.

  12. l vent says:

    Who is behind the scenes of all of this fraud? FANNIE/FREDDIE. These are all of their perps. The banksters, the servicers, the criminal attorney networks they are all really FANNIE/FREDDIE who are trying to hide their involvement in the PONZI SCHEME and the FRAUDCLOSURES…

    • l vent says:

      Here is a good one for ya. Last week I received a hand written note in my mailbox from someone by the name of DENNIS who claims to be a SO CALLED LICENSED AGENT working with SEVERAL INVESTOR/BUYERS LOOKING TO PURCHASE IN MY NEIGHBORHOOD, He said that these”INVESTORS” MAY BE POTENTIALLY INTERESTED IN MY HOME!!!! REALLY? WTF, DO I LOOK LIKE I WAS BORN YESTERDAY OR SOMETHING? FUNNY MY HO– USE IS NOT OR NEVER WAS FOR SALE. THIS IS FANNIE/FREDDIE OR THEIR CRIMINAL ATTORNEY NETWORK FISHER AND SHAPIRO TRYING TO PULL A FAST ONE AND SNATCH UP MY HO– USE FOR PENNIES ON THE DOLLARS TO AVOID LITIGATION. THESE MOTHER F———S. NOW I AM REALLY F*ING PISSED OFF. I called the number on the note and DENNIS DID NOT ANSWER BUT I LEFT HIM A MESSAGE POSING THE QUESTION WHO TOLD HIM THIS HO– USE WAS FOR SALE? I NEVER GOT A CALL BACK AS OF A WEEK AGO. NOW I AM EVEN MORE DETERMINED TO FORCE THESE DECEPTIVE, LYING, CONIVING THIEIVING BASTARDS TO RESCIND MY LOAN. HOW DARE THEY THINK FOR ONE MINUTE I WOULD BE STUPID ENOUGH TO FALL FOR THIS.. NOW I WANT FULL LOAN RECISSION AND MONETARY RESTITUTION FOR THE MORTGAGE FRAUD IN THE WHOLE OF MY LOAN FROM THE ORIGINATION FRAUD TO THE FRAUDCLOSURE COMPLAINT. THEY FORGED MY SIGNATURE ON THE COPIES OF THE NOTE AND MORTGAGE AND MANY OTHER DOCUMENTS AND DESTROYED THE TITLE TO MY HOME, MY COUNTY RECORDER OF DEEDS TOLD ME IN NO UNCERTAIN TERMS, MY HO– USE IS PAID FOR, I CAN LIVE IN IT SELL IT OR DO WHATEVER I WANT WITH IT, MY TITLE PROVES THIS IS TRUE BECA– USE THEY NEVER PUBLICLY RECORDED A LIEN IN 19 YEARS, THE STATUTE OF LIMITATIONS HAS RUN OUT ON THESE BASTARDS TO RECORD A LIEN. FOR ALL OF THE PAIN AND SUFFERING THEY PUT MYSELF AND MY FAMILY THROUGH, NOW, THEY ARE GOING TO PAY.

      • l vent says:

        Though Foreclosuregate is not funny and I am sick and tired of the constant attempts by this cabal of fraudsters to scam and victimized me and my family this all kind of reminds of the Austin Powers movies because these criminals are a joke. You have Dr. Evil lurking behind the scenes of the destruction of the world. Remember when Dr. Evil asked the question to number 2, Number 2, who do you work for? There are a lot of number 2’s, POSERS who are working for Dr. Evil. There really are 2 faces to everything and no one is really who they say they are, they are just a bunch of jokers and riddlers. It is all extremely deceptive. I have noticed even CNBC is questioning everything lately and are often times left speechless by the daily barrage of LIES THEY ARE BEING TOLD. These are very intelligent people who really get it. We just have to take a look outside of the box a bit to see where the truth is hidden and it is really not that well hidden anymore. It is just a little bit below the surface. In fact, not very far below the surface at all. We all have the tools that we need at our fingertips to uncover the truth about FORECLOSUREGATE.

      • Maria says:

        Hi, “I vent”. The same story with my house. I filed a Case against Bank of America in 2008 and my ROTTEN house everyone wanted to buy!!! Ha-ha-ha! They were so-o annoing, that I answered all of them: MY HO– USE COSTS $7 MILLION! And they get lost!

  13. Lit Gant says:

    Do not forget the Elizabeth Wellborn of Deerfield Beach, Florida also used forged documents to foreclose on properties for these big banks. We need to make sure in naming lawyer firms we do not ignore the small store-front lawyers who hide behind the appearance they are small time operators.

  14. Molly says:

    They are not alone!!!!! MERS has been using Orion financial Investments who happen to use Doc Pro, they boost about their ability to RECREATE “original documents” Get someone on them right away. MERS has been using them for years. These are the devils on the east coast.

    • Molly says:

      Sorry, “Orion Finacial Servicers” Weird how they all tie in. The Robo Signers they use work for Orion or are employees of Lenders Processing Servicers. These devils are all in this together!

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