Fraudclosures | Federal Reserve: They Broke The Law

The Market Ticker – Federal Reserve: They Broke The Law

but nobody cares…. (including us)

The reviews found critical weaknesses in servicers’ foreclosure governance processes, foreclosure document preparation processes, and oversight and monitoring of third-party vendors, including foreclosure attorneys.While it is important to note that findings varied across institutions, the weaknesses at each servicer, individually or collectively, resulted in unsafe and unsound practices and violations of applicable federal and state law and requirements.4

There it is.  If it was illegal, why isn’t each instance of that illegality punished?

Then there are the “really cute” things, such as this:

The loan-file reviews showed that borrowers subject to foreclosure in the reviewed files were seriously delinquent on their loans.

It did?  Why just a few paragraphs earlier the same report said:

The file reviews did not include a complete analysis of the payment history of each loan prior to foreclosure or potential mortgage-servicing issues outside of the foreclosure process. Accordingly, examiners may not have uncovered cases of misapplied payments or unreasonable fees, particularly when these actions occurred prior to the default that led to the foreclosure action. The foreclosure-file reviews also may not have uncovered certain facts related to the processing of a foreclosure that would lead an examiner to conclude that a foreclosure otherwise should not have proceeded, such as undocumented communications between a servicer employee and the borrower in which the employee told the borrower he or she had to be delinquent on the loan to qualify for a modification.

See how federal agencies are less than entirely-honest with you?  From that first sentence (which is after the second cite) you’d conclude that everyone who was foreclosed on wasn’t paying and that their failure to pay was not caused by an instruction from the servicer.  That would be a false conclusion, since the examiners never looked at the entire payment history – therefore, it cannot be concluded that the payments were in fact not made, and where they were not made that delinquency was through the individual voluntary act of the borrower and not at the behest of the servicer

The appropriate legal standard cannot be “well, most of the time the people who we kick out of their houses weren’t paying.”  It has to be in each and every case we documented that the person who we kicked out of their house wasn’t paying and the servicer didn’t explicitly instruct the borrower not to pay.

Then there are apparent claims of felony activity:

Affidavit and notarization practices. Individuals who signed foreclosure affidavits often did not personally check the documents for accuracy or possess the level of knowledge of the information that they attested to in those affidavits. In addition, some foreclosure documents indicated they were executed under oath, when no oath was administered

Perjury is, in many states, a felony criminal offense.  Where are the referrals?

Finally, there’s this ditty:

Examiners found that servicers generally had possession and control over critical loan documents such as the promissory notes and mortgages.

Ummmm…. the PSA sets forth who is supposed to have those, and it’s usually the Trustee or his appointed custodian.

Conveyance and document retention requirements are specified in virtually all of these PSAs, along with the IRS code governing REMICs.  Those are formal contracts and legal requirements for tax pass-through status.  The UCC sets forth a baseline set of standards by which negotiation and assignment can take place for promissory notes but contractual requirements, including trust law in the states where the trusts are organized, along with the PSA and REMIC requirements for tax preference, can and do impose materially-more stringent requirements.

There’s simply no evidence in this document that these requirements and compliance with them were even looked at, say much less complied with.

Who is The Fed trying to fool here?

View with responses

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4closureFraud.org

Comments
26 Responses to “Fraudclosures | Federal Reserve: They Broke The Law”
  1. Ali Pavesich says:

    I am stunned that I don’t hear about this scheme on the news, or for that matter in the papers. I would love to see an audit of the of the very people, like Barney Franks, ect. Anyone who made any money on this outrageous scheme shouls be auditted. Thank you for you courage, please keep up the good work. I see an Attorney next week, I’m tired of hitting my head against a brick wall evertime I try to talk to BOA.

  2. l vent says:

    The Ponzi Scheme was the biggest cyber crime in history. The digitized, computerized, Algarhythms they created up on Wall Street were how the made us all “think” these fake mortgage loans and fake MBS’s ever existed. The whole story was the CRAP and the PIG, it was all a GRAND ILLUSION. like MERS. That is why there is the ORIGINATION FRAUD, and there is also the proof these morgage loans never existed. THIS WAS MASSIVE CYBERSPACE, COUNTERFEIT, SECURITIES FRAUD. Rescind our fake mortgage loans, give the stolen homes and the stolen trillions back to the people. WE WERE CYBER SCAMMED AND ROBBED AND IT WAS MASSIVE AND PERNICIOUS..

  3. CoCo says:

    As you well know, the FED does not have to follow the rules and it does not care about fooling us. We have laid down for so long, that not only the FED but the banks., Wall Street could care less about LEGAL. They are probably never going to b prosecuted for using fake robo signers, improper assignment of mortgages, lack odf standing to foreclose, no assisgnment of mortgages because they don’t have to worry. What should really frost your butt, is that you hve lost everything yoiu ever worked for and they go home to luxurious homes, cars, clothes, etc. I’ll bet we are cocktail fodder at their lavish parties. NO ONE CARES AND THEY NEVER WILL-no one except for those who are homeless-but after all, only the strong survive. The crooks will be able to send their kids to the best schools in the country to learn how to fleece the general public, while ours will be lucky to get any kind of education at all. It has gone on long enough and people at fighting back. Please google Merrigan vs. Bank of New York Mellon in Lee county, Florida. Please read page 12 where it states that the judges here are in ‘cahoots” with the lenders. She is one brave soul. Many of us are following in her heroic footsteps and many of us are taking the lenders to court for misappropriation of funds paid into HAMP. The banks can’t win unless we continue to let them get away with crimes that are punishable by long stints in Federal prison. Write your congressman, call the ACL. Get proactive and at least you won’t feel like a loser and you might just win. Anyway, you’ll gain some respect for yourself. I’m not about to be fleeced by crooks without a real fight.

  4. Nancy Coxall says:

    Ruthann,

    I feel your pain, I too have lost my retirement home. There is Fraud all over my Mortgage and also my foreclosure….of course I didn’t know in 2009 what I know now. I too am a senior citizen and am still working, so I am going after the bastards.

    I am joining the (Mass Joinder Lawsuit), as attorney Mitchell Stein is going after two of the banks that I have issue with.

    I would just like to know why, “We the People” didn’t rebel long before this…How did WE miss this coming. We should all boycott the banks…..Hmmmmm! I wonder what Bank of America would do if it did have customers that they could unjustly assess overdraft fees! They should go to prison on the issue alone!

    Take Care,

    Nancy

  5. I WAS HURT ALOT BY WELLS FARGO. I of course was behind, WF wouldn’t take payments those idiots. What needs to happen if for fill in paperwork with counterclaims that every homeowner can file in response to the foreclosure and a Jury Trial demanded. All you have to do is fill in the blanks with a counterclaim. It just takes time.
    Stan
    Racine Wi

    • enough already says:

      WE HAVE BEEN F’D BY WELS FARGO TO IN FLORIDA WE ALL NEED MORE INFO ON THE MASSSJOINDER LAWSUITS AND THEY NEED TO GO NATIONAL AND AFFORDABLE. WE NEED SOME ACTION HERE AND QUICK. FLORIDAH IS FALLING APART AND NOBODY IS NOTICING. HELP US PLEASE SOME ONE OUT THERE. THIE IS PERVERSE INJUSTICE ON OUR FAMILIES. SOMEONE WHO HAD A CREDIT SCORE FOR 15 YEARS AT 760 ISNT GOING TO SUDDENLY DEFAULT WITH OUT BEING TOLD BY HER BANK TO DO SO FOR HELP. WE CANT SELL THESE FREAKING HO– USEE. MOST OF US WITH A 760 CREDIT SCORE KNOW HOW TO PAY BILLS ONTIME AND ARE NOT IN DENIAL. FORECLOSURES NEED TO BE STOPPED AND APPRAISAL FRAUD DEALT WITH. NOTICE APPRAISAL FRAUD IS LEFT OUT OF THE MORTGAGE /SERVICER SAANCTIONS.?????????????????HELP US GOD

  6. Fury says:

    shut the Fed down.
    bernanke and geithner need to be imprisoned for their “off the books” payola.

    defrauded homeowners deserved that money! not foreign governments and the wives of wall street fraudsters!

  7. l vent says:

    They still don’t get it . This no longer has anything at all to do with being seriously delinquent on the mortgage. FANNIE AND FREDDIE INTENTIONALLY blew the chance to help homeowners by denying millions of loan mods. Now thanks to the LOAN MOD FRAUD, we HOMEOWNERS know were never really were delinquent, these loans never existed because of the ORIGINATION FRAUD..WE REALLY NEVER HAD TO MAKE NOT ONE HO– USE PAYMENT. The whole thing was a GRAND ILLUSION, SCAM. A SCHEME, A SET UP TO STEAL OUR HOMES OR MAKE US ALL RENTERS. OUR U.S. CONSTITUION OVERULES THEM. AND NOW WE KNOW WE WERE _NEVER_ DELINQUENTS AND OUR HOMES ARE PAID FOR FREE AND CLEAR AND HAVE BEEN SINCE THE ORIGINATION. THANKS TO THE PONZI SCHEME., WE NEVER REALLY OWED A DIME. THE MORTGAGES WERE FRAUDULENTLY INDUCED SO FANNIE/FREDDIE COULD PARTICIPATE IN THE PONZI SCHEME HEIST WITH INVESTORS AND ON WALL STREET.TELL THE NEW WORLD ORDER THEIR INSIDE JOB PLAN TO DESTROY OUR PROPERTY RIGHTS AND OUR NATIONAL SOVERIEGNTY IS A HUGE FAILURE. RESCIND OUR FAKE MORTGAGE LOANS, GIVE THE STOLEN HOMES AND THE STOLEN WEALTH BACK TO THE PEOPLE. THE AMERICAN PEOPLE KNOW THE TRUTH AND WE ARE MAD AS HELL. DEATH TO THE TYRANNY! GOD BLESS AMERICA!!!

  8. one sound says:

    All that need be done for us to just stop playing in the game of monopoly we are the one who give it life , it is our energy it feeds on , just take a good look around , we are the masses they are the few and possetion is 9 /10 tenths of the law he who possesses controls the whole system banking is a corrupted system is a slave system in the first place it has possessed the minds of the world

    IT IS WHAT IN-ABLES the thieves to take control over honest hard working people!!!!!!!

    You do not need money that is the shame, they create the desire for you to want it there for you THINK YOU NEED IT.
    Like zombies who do not think freely

    TAKE A BREIF LOOK AT HIS-STORY it is the banksters that started every war

    The government is a wag the dog a pony show where the pony has been ridden hard a put up wet to many times

    JUST STOP America

    • l vent says:

      You are so right. Stop paying people! We need a nationwide property tax revolt. Stop assuming new debts like new car payments and racking up those credit card debts. Cut down on driving everywhere. consolidate your errand running into 1 day a week, instead of making a bunch of road trips. DON’T BUY STUFF YOU DO NOT NEED. Take your money out of the BANKS, CUT UP THOSE DEBIT CARDS, remove your investments from Wall Street. That is how we are feeding this BEAST. STARVING THE BEAST WILL BRING DEATH TO THE TYRANNY!

      • RIGHT ON…..I cut my credit card 3 years ago….I cut off all tv cable 5 years ago….I now share an auto with my daughter and she shares my home with me. I saw all this coming way back in time…my other daughter in foreclosure had alwys paid her house payment on time…wanted to cut down the payments on an ARM”S frig’en loan..tried for 4 years…no help..was told for anyone to talk to her stop making payments..she stopped that month Sept 2009.. summons to foreclose In Jan 2010…one hearing…no standing…second summons..tampered evidence…my daughter motioned to produce 20-25 documents….never produced them yet…going on 10 months…Plus…we found the Title closing co. with criminal intent….all this for a home that was paid for at the closing. So this fraud reeked from a mortgage broker, to a bank, to a title co…..fraud just went wild.

      • l vent says:

        Good for you Marilyn! You are way ahead of their game. I know your daugter will win because she is a fighter.. They despise fighters.

  9. l vent says:

    This was all a NEW WORLD ORDER PLAN PEOPLE. They never wanted our homes to be paid for. This is about the NEW WORLD ORDER GRABBING ALL OF OUR HOMES. THEY WANT AMERICA TO BE A NATION OF RENTERS. THE UN/NEW WORLD ORDER ALREADY OWNS OUR LAND IN FEE SIMPLE BECA– USE OF TREASONISTS LIKE TRICKY DICKY NIXON. MAX KEISER REPORTED THEY IMF WANTS ALL OF US TO RENT OUR HOMES FROM THE IMF/UN/NEW WORLD ORDER BY PAYING OUR MORTGAGES WHICH WILL REALLY BE RENT TO THESE TYRANT LANDLORDS IN A NEW _WORLD TAX_.IMPOSITION WE ALREADY PAY FOR THE LAND FOR ETERNITY THROUGHT THE PROPERTY TAX IMPOSITION. SPREAD THE WORD TO EVERYONE THAT YOU KNOW ABOUT HOW THE TYRANTS WANT TO “FIX” THE FRAUDCLOSUREGATE MESS BY MAKING ALL AMERICANS RENTERS OF THEIR OWN HOMES and that will be the END OF OUR NATIONAL SOVEREIGNTY. THIS IS DIABOLICAL AND MANIACAL. OUR HOMES ARE PAID FOR BECA– USE OF THE PONZI SCHEME AND THE PROOF IS IN THE ORIGINATION FRAUD. OUR U.S. CONSTITUTION OVERULES THIS TYRANNY. DEATH TO THE NEW WORLD ORDER TYRANTS! NATIONAL SOVERIEGNTY WILL PREVAIL!!!

  10. One puts alot of trust into their lenders/bankers and the federal government, since they are the ones that in general protect the American public, or at least I use to think so. I have filed numerous complaints to attorney general, banks; live in California; after foreclosure on original residence that I have owned for 12 yrs/also own more properties/the bank sent me a typed listed of just what happened/leaving out alot of history, since it has been 2 yrs. now/ so once again it is the big bankers against the homeowner/out of work, medical, can not afford legal advice. Being refused modification unless I came up with $30,000; night prior to auction was offered too look at possible modification for $5+?, or deed inluei/who believes anyone at this point. The most recent humiliation was approaching my home only to find the locks being changed/this is without being given an eviction notice, this is while waiting for person repressenting Fannie Mae who now owns the home/great discount given but couldn’t lower interest rate for me?Called the local Soledad Police Department Ca.93960, he went through the whole house with now lockperson/2bouncers(1femaleplaying officer,obvious)and the agent on the phone, and then there is me, told it isan’t my home any more, didn’t I get it, this is illegal don’t you get that?first call to Fannie Mae’s legal division was kind and had told me I had 30/60 eviction hadn’t started? Property sold 3/15 refused any sort of assistance(California Law this is first fault) issued zeroxed copy 3/17/11 that loan from countrywide/bofa sold to federal/then to fannie mae/ 3day eviction notice treat from agent, afterwards learn this is second fault) came and changed locks 4/13/11 locked out of home/possessions still in garage, had been doind painting and cleaning was orginal verbal arrangement, had room mate renting out master bedroom for $700, not charged since novemeber was given cash for keys. Doesn’t ;matter that it was handled illegally. that the persons(4/5) claim no refrigerator.stove(wouldn’t know that unless entered home/left ($9,000 in shutters, water softenor) wasn’t told to leave anything else. Doesn’t matter that they are lying, they had federal sale too fannie mae, and lets not forget on that street I was told they wouldn’t modify due to I wasn’t a minority, well it didn’t matter when I purchased the home 12 yrs. ago, and I was the minority and still am, not that it should make a difference, this is California, the liberal state, where we usually take care of the average citizen no matter what race and etc. Things have changed, Whatever you say, it doesn’t matter, you stand alone and no one gives a shit since you must be a nut case and made this up, and oh yes you own more than one home, so lets beat her up for trying. The only help I get are phone calls that start out too help, or emails, all it is false promises hoping I will fall for it and cough up my checking account number, which some are quite good at it,,,,,,,,,,,,so yes it is easy to get sucked in. Happy senior day, hope none of you get thrown under the bus by your corp.employer; they have no rules either, and then thrown out by your medical provider; the only saving grace one&1/2 yrs. later, get medicare; if it wasn’t for that I would just jump ship.

    • l vent says:

      The FEDERAL RESERVE BANK IS THE NEW WORLD ORDER AS ARE ALL OF OUR FEDERAL TRANCHES. THEY HAVE INSIDIOUSLY HIJACKED AMERICA VIA TREASONIST REPUBLICANS AND DEMOCRATS WORKING INSIDE OF OUR OWN COUNTRY. THEY ARE ALL COMPLETELY CORRUPTED BY THE UN/ NEW WORLD ORDER AND OUR OWN GOVERNMENT HAS ALLOWED THIS HERE IN AMERICA. THIS WAS AN INSIDE JOB.. OFF WITH THEIR HEADS. OUR U.S. CONSTITUTION OVERULES THIS TYRANNY!!

    • l vent says:

      FANNIE/FREDDIE want to get paid their FRAUDULENTLY CREATED CREDIT DEFAULT SWAP INSURANCE MONEY from tax-payer bailed out AIG. THE NEW WORLD ORDER WANTS OUR HOMES. NEITHER ONE OWNS OUR HOMES. WE WERE ALL SCAMMED IN A GIANT PONZI SCHEME AND THE RESULT IS OUR HOMES ARE PAID FOR FREE AND CLEAR BECA– USE THE MORTGAGE LOANS NEVER REALLY EXISTED BECA– USE OF THE ORIGINATION FRAUD. ALL MORTGAGES WERE FRAUDULENTLY INDUCED BY THE IMF WHO IS FANNIE/FREDDIE. THE PROOF IS IN THE ORIGINATION FRAUD. THE MORTGAGE LOANS WERE NO MORE THAN AN ILLUSION. GOD BLESS AMERICA!!!!

    • l vent says:

      Proof that non-judicial foreclosures are UNCONSTITUTIONAL. Even in Illinois which is a judicial state, Wells Fargo had my brother-in-law evicted 2 years ago by the sheriffs dept. by the homeowners ass. for not being behind on his mortgage but on his homeowners ass. fees and he never had a day in court. Chase tricked and stole my sisters house without her ever having a day in court. Chase duped her and got a court order from a Lake county judge and sent her to the tiltle company to sign her home away to Chase. That was total bullshit. This should never be allowed to happen in the UNITED STATES OF AMERICA WHERE WE THE PEOPLE ARE LIVING UNDER THE U.S. CONSTITUTION AND THE U.S. BILL OF RIGHTS. No PRETENDER LENDER SHOULD EVER HAVE BEEN ABLE TO TAKE ANY AMERICANS PROPERTY AWAY FROM THEM WITHOUT PROVING A COMPLETE, CLEAN CHAIN OF OWNERSHIP. THESE JUDGES WHO HAVE DONE THIS TO THE PEOPLE SHOULD BE HELD ACCOUNTABLE AND REMOVED FROM THEIR JOBS. THESE JUDGES ARE NOT UPHOLDING THE LAW OR PROTECTING THE PROPERTY RIGHTS OF HOMEOWNER VICTIMS FROM THESE CRIMINAL FINANCIAL TERRORISTS. THAT ALONE IS A CRIME THAT SHOULD NOT GO UNPUNISHED. THESE JUDGES ARE CLEARLY SHOWING A BIAS IN THESE CASES TOWARDS HOMEOWNERS AND THAT IS IN ITSELF, UNCONSTITUTIONAL. THEY ARE CLEARLY GOING ON A BIASED PREMISE THAT BECA– USE A PRETENDER LENDER_ SAYS_THERE IS A MORTGAGE OWED, THAT IS ALL THERE IS, THAT IS ALL THE PROOF A JUDGE NEEDS TO THROW A FAMILY OUT INTO THE STREET. THAT IS NOT ALL THERE IS AND THEY FRICKING KNOW THAT DAMNED WELL. THE JUDGES ARE ACTING JUST AS CRIMINAL AS THE CRIMINALS. I AM SURE THAT IS A WORSE CRIME IN THE EYES OF GOD. WHILE THEY SIT UNDER THE WORDS IN “GOD WE TRUST” THEY ALLOW THE PROPERTY RIGHTS AND THE HOMES OF THEIR FELLOW MAN TO BE STOLEN BY THE CRIMINALS WHO ROBBED THEM. WHAT A DISGRACE!!!! I REALLY HOPE YOU GET BACK YOUR STOLEN HOME AND ARE PAID RESTITUTION FOR THE PAIN AND SUFFERING THEY CA– USED YOU AND YOUR FAMILY.

      • CoCo says:

        PLEASE GOOGLE MERRIGAN VS BANK OF NEW YORK MELLON-SUIT STARTED BY ACLU IN LEE COUNTY, FLORIDA

  11. Katheryn says:

    I always go back to the basic premise that whether the loan is current or delinquent does not matter. If a party to a transaction proves fraud, or any other violation of law with reference to the transaction, there should be redress available. If there was a breach of the contract; the contract is then voided or voidable. It is no different then the lender’s use of the law against a person who falsified an application. They can be prosecuted whether or not they are current in their payments. The same applies in a criminal case. Whether or not a person is guilty of an alleged crime, unless the person is tried in strict enforcement of the law, that person may walk free. That is our justice system and those that wish to can’t just change it because they don’t like “deadbeat” homeowners. The LAW is the LAW. The justice system must adhere to the basic principles of our laws and Constitution. We need to place as much blame on the justice system for not upholding the law as to the criminals themselves. We need the ACLU to get more involved because people are being deprived of their due process. If there is an elephant in the courtroom and the fraudsters tell the judge that there is not elephant in the courtroom and as the judge looks at the elephant, indeed agrees, that there is “not” an elephant in the room, something with our justice system has gone very very wrong.

    • l vent says:

      THE UNITED STATES OF AMERICA HAS BEEN UNDERMINED AND HIJACKED BECA– USE OF GREED WHICH LEAD TO TREASONIST CORRUPTION INSIDE OF OUR OWN GOVERNMENT BY SO CALLED REPUBLICONS AND DEMORATS!!! IT WAS AN INSIDE JOB!!!!! SPREAD THE WORD!!!

      • The Feds are not fooling anyone…they can talk all they want…only bullshit comes from their mouth…. They know we are not falling for any more of their crap…their fake money…or their lies. Of course this is an inside job…proof… no Justice Dept…no HomeLand Security, no President, No Congress / Senate….and the rest of Obama’s picks to fill space in the government..no one has come to the plate…and the cancer spread to the State Government down to the Courts. Facts are facts… We don’t need to make up any lies…they themselves have already done that job. Not any one of them deserved a title or the pay to go with it…they too are guilty of participating in the crimes that have ruined the lives of millions. MILLIONS IN THIS COUNTRY HAVE LIVED WITH THE THOUGHTS WE HAD SECURITY…..WHEN IN FACT WE HAD NONE….WE TRUSTED SILENT CRIMINALS DISGUISED AS LEADER’S OF THE COUNTRY……all with ill thoughts to destroy millions of lives…. WAKE UP AMERICA….WE HAVE ALOT OF WORK TO DO……

      • l vent says:

        Marilyn, I went to that Bollyn link. I can’t believe he was from crook county. I never heard of him. I agree, he has alot of interesting stuff there. This is way deeper though than the jews are behind everything. They are the perps for the NWO. The jesuits stay well hidden behind the scenes of all of the criminal activity. If you check out the article by Eric John Phelps at the forbidden knowledge.com/hardtruth/jesuit world control entitled: Maniacal World Control Thru The Jesuit Order Well-Hidden Soldiers Of Satan. Mr Phelps explains how they have used the jews throughout history to carry out their evil doings.They use many proxies such as Goldman Saks and the Federal Reserve banking system. That Ptech thing is really interesting. I always knew that their was a connection between 9/11 and the financial crisis. There is alot of crime going on in cyberspace. I remember when Bush came out after 9/11 and told the American People to go shopping. I remember thinking WTF is this a**hole talking about, go shopping? How about, Why dont we all go and pray for the victims and their families? Evil Bastards, all fo them, .They all knew, and they did nothing to stop it. Well all I can say is God will be the judge of all of them. Republican or Democrat, they all need to go. They are all completely corrupted. I can’t believe how they have been able to keep the families of the victims so silent. Our media really are scum. They are part of the cover-up of everything. Thanks for the great link. I agree with Max Keiser about hang ’em, but not just the banksters need to hung, many.many more need to be hung.

      • I vent….It seems every bit of info gives clues to ‘ something ‘….names, places, professions, connections, time of diasters, and yes, I found ‘Ptech’ very interesting….I have not read Eric John Phelps yet….I need guiet in this house before I sit and absorb any more shocking info. My brain is spinning full force….maybe I should go shopping as Bush suggested after 9/11….but he may have meant ‘ shop till you drop…dead’………I don’t trust advise to well
        Any info given, helps others to see the facts behind what has happened or happening….some are not with it in deepth….like some say something is wrong in our court system….no shit….we are way beyond that issue…we know the frauds and who is involved in the foreclosures….we are on the ‘ path ‘ to the hard core cause….so maybe we can make those think of the ‘ whole picture ‘ ….before it is too late……

    • KATHERYN…..you are so right …BUT….remember.. THERE ARE LAWS FOR THE CITIZENS TO FOLLOW AND OBEY…. NO laws for government….and NO laws for the financial industry….The Federal Reserve makes their OWN laws…So who are the suckers in all these criminal scam???? You guessed it right….We are not living in a perfect world…very far from it…as you can tell from the pattern of laws…. we have been ‘ tricked ‘ by the biggest fraud, swindle…thievery by our own government and the federal reserve and the bastards hiding behind the curtain in foreign land….United Nations / NWO. The foreclosures were planned to take all homes from the people…the loss of jobs leaving this country, loss of autos, health insurance…to force us all to be slaves to the secret society. This is their plan…we have no legal rights….the courts are doing what they are told to do…take the homes from the owners regardless of any fraud….the federal reserve demands this. That is what is wrong with the court system…. a bunch of elite foreigners and americans who want control of the world….. the fight has just begun……

      • Katheryn says:

        Marilyn – I agree with you for the most part. But I believe it is more about money and GREED. I do believe that the absolute greed has led to the destruction of the middle class. I don’t believe that those folks who consider themselves a bit above the middle class (like lawyers, judges, politicians and the like) have given any thought to the fact that as the true middle class moves lower down the ladder …those a tad bit above will find themselves fighting to not become lower middle class. Each citizen must ask themselves how can one of the richest and most vibrant countrys suddenly become more like an upper scale third world country. GREED GREED and more GREED. Insurance companies became one of the wealthiest industries with enormous power. I sit and watch and read and see how companies that are not suffering any losses will use this economy to take away from their employees to up their profit margins. Not because they need more but because they want more and now can point to the economy and say…sorry. The wealthy complain that they should not have to pay more….why shouldn’t they? I don’t mean they should be fleeced, but they have so much more they can pay a little more without any negative effects. I don’t buy in to communism but I have to tell you that the word and meaning of Capitalism has been taken to a level that has destroyed this country. Shouild you be correct and it is all a truly evil plan to run the world…there will be bloodshed.

      • Katheryn…..Of course greed and money play a big part…but the secret society has trillions….this sick mass of people want to control….their plan is to drain all ownership, everything from the people….to weaken everyone to be their slaves. They want de-population….to lower the population…by their methods….look on YouTube for Bill Gates and de-population…as in Hitler’s thinking…chips inserted into everyone…with a chip that person owns nothing…if they live. It goes way deeper than money and greed…that is just the frosting on the fallen cake to disguise the real destruction they want. to destroy lives to be in better control. All this is out in the open…read deeper…look up Christopher Bollyn….http://www.bollyn.com/ptech-9-11-and-the-financial-collapse…..if your hair is not grey now it will be when you are done reading this…..it is long but don’t miss any of it and try to remember the names…..you will understand what has and is happening……and remember..it is the world they want to control…….this society is living all over the world and meet in secret. Also..GE pays not taxes…can you imagine how many others don’t? Now they have nothing to suck from the middleclass..the upper class above middle is being hit with the tax issue…to weaken them…those making up to $250,000.00…so you see the pattern…only the elite will survive. Does skulls and bones ring a bell? HMMMMMMMM

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