Chase v Mason | Chase Attempts Theft of New Jersey Home by Manufacturing a Fraudclosure
A Tale of Two Orange Counties
“We never had any problems until Chase purchased our note. As soon as Chase purchased our loan, we started getting notices that we had not paid our taxes and that we were therefore in default under the terms of the mortgage. This was never true, and I spent hours and hours on the phone with the callers from Chase, explaining that the taxes had been paid but it did not work.” , said homeowner Mary Mason in a sworn statement filed with the Superior Court of New Jersey Chancery Division : Essex County.
“I could not understand how I could explain to them that the taxes were paid, that I had receipts from the town and cancelled checks, and that the city tax clerk’s records showed no taxes due, and still the bank representatives claimed that we were in default for not paying our taxes or insurance.”
The Masons sent Chase records of payments, copies of checks, tax payment receipts, all to no avail.
“It is difficult to explain to this Court the pain that this has caused to me and to my family. My mother, who is very elderly and ill, is in my care. I lost many nights of sleep worrying about what would happen to my mother and to us if the bank threw us out on the street. I really believed that there was nothing we could do.”
So as the back and forth correspondence and phone calls continued over two years, the Masons eventually contacted and retained a lawyer. The first lawyer they contacted may have found the clerical mistake that Chase had made with the Mason’s loan.
“I think he spoke to the bank at least once, because he told me that it seemed as though Chase had made an error when they purchased the note and mortgage on our home. We live in Orange, New Jersey, and he seemed to think that what was told to him was maybe Chase had put our home in as Orange, California, a much more well- known Orange. I have no idea what the problem is, but I do know that the problem belongs to Chase because none of the other banks who owned our note and mortgage ever made any mistakes on the loan.” testified Mary Mason.
You can check out the rest of the report here…
And be sure to read the affidavit of Mary Mason in the motion to dismiss below…
(Starts on page 9)