Squatting Homeowner’s Persistence Pays Off

Breaking into her own home was just the beginning of Tanya Dennis’ campaign to convince Wells Fargo to modify her mortgage

It’s hasn’t been easy, but nearly a year and a half after Wells Fargo foreclosed on her home of 27 years, Tanya Dennis has finally convinced the lender to modify her mortgage.

“They had to deal with me to pacify me and get me out of their hair,” joked Dennis, who made headlines earlier this year by hiring a locksmith and breaking into her South Berkeley home after Alameda County sheriff’s deputies evicted her.

Since then, Dennis, a short, 63-year-old woman who was once vice principal of Oakland’s Castlemont High, has been a thorn in the side of the nation’s largest mortgage originator.

Wells Fargo spokesman Tom Goyda said the deal — which Dennis said reduces the amount of money she owes on her home from $484,000 to $365,000 — occurred not because of Dennis’ persistence, “but because we want to keep homeowners in their homes.”

Yet it’s hard to imagine that public pressure played no role in Wells Fargo’s decision to reduce Dennis’ principal and promise to transfer the deed to the property back to her hands.

Here are some of the steps Dennis took after breaking back into her home in January:

Check out the steps she took here…

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