Unmistakably April Charney – A Mandelman Matters Podcast

If there was a Hall of Fame for the foreclosure crisis, and perhaps one day there will be, there is no question that attorney April Charney would be one of the first to be indoctrinated.  She’s been fighting for the rights of homeowners for decades, and training other lawyers to do the same since 1994.  Of course, the advent of securitization and the meltdown of our financial and credit markets, combined with the effects of our housing bubble, has caused an economic catastrophe not seen since the Great Depression of the 1930s, changed everything, but April has been right there on the front lines of the fight to keep people in their homes.  I’d say she knows as much about securitization and what went so terribly wrong as anyone in the country, and she has a way of explaining it, so that judges… and anyone else for that matter can understand it.

April and I have gotten to be friends over the last couple of years, and I have an enormous amount of respect for her, both as a person and as a professional.  She is someone that will not keep quiet… she will not back down… and she will never give up when fighting for what she knows to be right.  She is one of the few people on the planet that I trust unconditionally.  I may not always agree with every single position she takes, but whenever she tells me something, I always give it great consideration, because I know that she does not take positions without having done the same.  In my view, April Charney is one of the lawyers in this country that reminds us that some attorneys should be revered by our society.  If the foreclosure mill attorney David Stern had a polar opposite or arch nemesis… no question it would be April.

Okay, so there no reason for me to say anything more to introduce April, she really is someone that requires no introduction.  She’s been quoted by the media countless times related to the foreclosure crisis, and anyone involved in representing homeowners at risk of foreclosure knows her name and what’s she’s accomplished for homeowners in Florida.  And by the way, she’s also a good friend of Max Gardner’s, another hero of this crisis.

So, whether you’re a homeowner fighting to keep your home… or a lawyer who represents homeowners in foreclosure, here’s an opportunity to hear what April has to say about where we’ve been, where we are today, and where she thinks we might be tomorrow… it’s one solid hour of April at her candid best… you really don’t want to miss it.

Just click the play button below and turn up your speakers…

… it’s a Mandelman Matters Podcast

with Jacksonville Legal Aid Senior Attorney, April Charney…

Mandelman out.

~

4closureFraud.org

Comments
9 Responses to “Unmistakably April Charney – A Mandelman Matters Podcast”
  1. Alabama John says:

    Would they pay you if you said they owed you money?

    Of course not and everyone understands that. They would demand proof and that is what we must also do. Say they owe you the same amount or more and watch what happens. Don’t always be on the defensive, go after them as that is someting they are not used to and they are not good at handling that type of aggression.

  2. Igor says:

    The banksmade ther loan, thensold it off to a REMIC trust. So where did the banks loose any money? The REMIC trusts and their investors lost the money.
    The made a huge profit on inflated loans that they opawned off to the REMICS. Being effectively payed off by the investors. The banks, even IF they did own a loan, by foreclosing are DOUBLE DIPPING. Buying up proerty on pennies oa the dollarsd THEY INFLATED and Defrauded the REMICS out of by selling them mortgages that they knew were flawed.
    The ONLY thing I see as behind this is that the LOAN ORIGINATORS AND REAL ESTATE BROKERS and the REAL ESTATE LAW FIRMS generated BOGUS MORTGAGES, Thus this MESS is a COVERUP.. The Loan originators must have been in collusion with the banks insiders, the LOAN OFFICERS/LOAN UNDERWRITERS who would have been on THE TAKE, along with the LOAN GUARANTEE OFFICERS in the case of the VA) WHO COLLUDED WITH THEM, and the LAWYERS who drafted fraudlant documents, and provided PROTECTION to these criminals, and used COURT CLERKS to manipulate court fillings (look the other way, no question s asked, etc) It appears that EVERYTHING is a COVER for A MULTI PLEDGING RACKET. WHERE THE ,INSIDERS, dealt themselves a huge sum of money in a HUGE criminal racket that includes SECRET REMICS ( ID THEFT MIGHT HAVE BEEN COMMITTED TO AID IN LAYERING THE SHELTERING OF FUNDS AS WELL) where THEIR FUNDS ARE STASHED and DIVIDED AMONG THEM. There SHOULD be apparently a lot of nervous (some retired) mortgage brokers, loan officers and underwriters and their insiders in cases like the VA.. If they are NOT nervous WHY NOT. Lets TURN UP THE HEAT,. If you know some, do they seem to keep a ‘low profile? is their home phone number working but no phone is plugged in? Do they drink to much? Stay under the radar? Have a ‘lawyer’ that ‘takes care’ of their problems? When they would not normally be of such means?

    • lvent says:

      Igor, they had no skin in the game…The MBA already admitted a long time ago that the notes were destroyed..and Fannie Mae already admitted to multiple pledging the notes…They are who are in debt by hundreds of trillions…They overspent the U.S. Taxpayers collateral by $600 trillion…they are who are broke..It has already been stated by someone very in the know that this was a Hitler Plan to steal everything from the people under the guise of too much debt..it is their debt, not ours… this was all done intentionally to weaken us financially, mentally and spiritually..and make us “believe” this was all our fault that we screwed up all…BIG LIES….

  3. Igor says:

    Please explain: Isnt this the case:
    1) the so called ‘securitization’ of mortgages was in fact the creation of REITS? except these were REMITS (real estate mortgage investment trusts)
    2)The actual original bank’s money was payed to the seller of the house, secured by the collateral (the house), then that mortgage was sold to a ‘trust’ that bought into by ‘investors’ thus: The collaterally secured mortgage was then sold, NOT the trust lending on the original mortgage.
    3)So, where is the money? .The seller of the house to whom the mortgage money was payed got their money, so it is within the US economy, even though it is a highly inflated amount do to the bubble pricing.
    4) The foreclosures are brought on behalf of the investors visa vi the holding ‘trusts’.
    5) there is no way to know what loans are in what ‘trusts’, because they were allegedly sliced and diced during the securitization process. This is untrue. The mortgage is a numerical number, as part of a singular transaction that then was placed in a trust along with others to form an investment holding trust..
    5) So the paperwork got messed up because of a the apparently PURPOSEFUL INJECTION of DISRUPTIVE SOFTWARE TECHNOLOGY, in the chain of legal evidence, MERS. Almost like 9/11, where there were so many disconnected databases that the govt could not call up the proper defense systems, nor preempt.
    6) The crash brought down the real estate market. Crashing the value of the real estate, thus tanking the value of the ‘trusts’, and tanking the the investors investments.
    7) the USA bailed out these investors with non existent money. So essentially, there was no bailout, merely an illusion. A BUBBLE. floated with words and vapor.
    Thus no one can be secure in their asset holdings, regardles of their wealth if it is held in any currancy. SO
    8) IS IT TRUE THAT THIS BUBBLE MONEY IS BEING CONVERTED TO HARD ASSETS? NAMELY THAT OF THE VERY REAL ESTATE THAT THEY COMMITED FRAUD TO OBTAIN THE LOAN, THEN THE TRUST, THEN BALIL OUT, NOW THEY LAUNDER THE HO– USE? AND MAYBE THEY ARE BUYING U GOLD AND SILVER ONTHE INTERNATIONAL MARKETS AS WELL? MONEY LAUNDERING CONVERSION, ETC. WHILE THEI LAWYERS TELL US THAT WE NEED TO BE FIGHTING FORECLOSURES? RATHER THEN FOCUSING ALL THAT LEGAL BRAIN POWER ON THE CRIMINAL INVESTIGATION OF THOSE WHO SELF DEALT THE US INTO OBLIVION? JUST TO KNOW WHO THEY ARE AND TO PUBLISH THEIR NAMES AND ‘ALLEGED’ CRIMES IS A START! A BRILLIANT SMOKE AND MIRROR CON? Honest lawyers are caught up in this, when their goal must be to accumulate evidence on who the cons are, and WERE IS THE MONEY!. PROSECUTE!
    Did we the USA taxpayer, bail out the INVESTORS IN REMITS? or are we the USA taxpayer now the OWNER/INVESTORS IN THESE REMITS? If we bailed out the investors, WE NOW MUST TAKE BACK THOSE FUNDS.

  4. Igor says:

    Please explain: Isnt this the case:
    1) the so called ‘securitization’ of mortgages was in fact the creation of REITS? except these were REMITS (real estate mortgage investment trusts)
    2)The actual original bank’s money was payed to the seller of the house, secured by the collateral (the house), then that mortgage was sold to a ‘trust’ that bought into by ‘investors’ thus: The collaterally secured mortgage was then sold, NOT the trust lending on the original mortgage.
    3)So, where is the money? .The seller of the house to whom the mortgage money was payed got their money, so it is within the US economy, even though it is a highly inflated amount do to the bubble pricing.
    4) The foreclosures are brought on behalf of the investors visa vi the holding ‘trusts’.
    5) there is no way to know what loans are in what ‘trusts’, because they were allegedly sliced and diced during the securitization process. This is untrue. The mortgage is a numerical number, as part of a singular transaction that then was placed in a trust along with others to form an investment holding trust..
    5) So the paperwork got messed up because of a the apparently PURPOSEFUL INJECTION of DISRUPTIVE SOFTWARE TECHNOLOGY, in the chain of legal evidence, MERS. Almost like 9/11, where there were so many disconnected databases that the govt could not call up the proper defense systems, nor preempt.
    6) The crash brought down the real estate market. Crashing the value of the real estate, thus tanking the value of the ‘trusts’, and tanking the the investors investments.
    7) the USA bailed out these investors with non existent money. So essentially, there was no bailout, merely an illusion. A BUBBLE. floated with words and vapor.
    Thus no one can be secure in their asset holdings, regardles of their wealth if it is held in any currancy. SO
    8) IS IT TRUE THAT THIS BUBBLE MONEY IS BEING CONVERTED TO HARD ASSETS? NAMELY THAT OF THE VERY REAL ESTATE THAT THEY COMMITED FRAUD TO OBTAIN THE LOAN, THEN THE TRUST, THEN BALIL OUT, NOW THEY LAUNDER THE HO– USE? AND MAYBE THEY ARE BUYING U GOLD AND SILVER ONTHE INTERNATIONAL MARKETS AS WELL? MONEY LAUNDERING CONVERSION, ETC. WHILE THEI LAWYERS TELL US THAT WE NEED TO BE FIGHTING FORECLOSURES? RATHER THEN FOCUSING ALL THAT LEGAL BRAIN POWER ON THE CRIMINAL INVESTIGATION OF THOSE WHO SELF DEALT THE US INTO OBLIVION? JUST TO KNOW WHO THEY ARE AND TO PUBLISH THEIR NAMES AND ‘ALLEGED’ CRIMES IS A START! A BRILLIANT SMOKE AND MIRROR CON? Honest lawyers are caught up in this, when their goal must be to accumulate evidence on who the cons are, and WERE IS THE MONEY!. PROSECUTE!
    Did we the USA taxpayer, bail out the INVESTORS IN REMITS? or are we the USA taxpayer now the OWNER/INVESTORS IN THESE REMITS? If we bailed ou tht einvestors, WE NOW MUST TAKE BACK THOSE FUNDS.

  5. Igor says:

    The social contract is if a criminal commits a crime, he goes to prison and pays his debt to society. People are going to loose their homes, rightly or wrongly because of the crime. To fight foreclosure is righteous, and the fact that judges have their pensions in securitizations is true,m but in the end, those secularized pensions are as worthless as the homes, and will be equally demolished. Its not about free houses. If a person cannot pay their mortgage, or a re negotiated mortgage, they loose their house. This has nothing to do with prosecuting the thugs. A ‘right to a free house’ is double speak. A right to re negotiate the mortgage? is their right. The courts are collusing to prevent the right to re negotiate the mortgage because to require that, would expose the fact that there is NO one to renegotiate the mortgage with, because there is no way to know who to legally do it with!
    The right to stay out of foreclosure is the issue, who to negotiate that right with is THEIR problem!

  6. Igor says:

    While prosecuting the self dealing insiders for their grotesque crimes against the United States won’t REPLACE all the lost funds, the REPAIR to the psyche’ of all Americans is more valuable, and can ONLY be achieved via criminal prosecutions. HIGH PROFILE CRIMINAL PROSECUTIONS! Like the ATLANTA VETERANS ADMINISTRATION LOAN GUARANTEE OFFICER! These criminals are STILL OPERATING! Brazenly, with a smirk and a smile!. They are SERIAL RAPISTS, having raped America, and have yet to be incarcerated. I seems curious to me that your very soul does not require prosecution. To speak of prosecuting these predators as ‘finger pointing’ just does not ring true. It is lawyer speak, and quite disconcerting. Focus on the insiders, the bank loan officers, the VA loan guarantee officers, the loan broker/originators, the real estate brokers, and most importantly THEIR LAWYERS! Who operate the racket under of cover of lawyer, when in fact they are not lawyers, but racketeers pretending to be lawyers under cover of their law license.

  7. lvent says:

    Thank You April! We need so many more like you!

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