“The court will hear those meritorious defenses, but unfortunately it’s not a meritorious defense to say, ‘I just don’t want to pay,’ ” Passidomo said.

“It’s not the bank’s fault or the lender’s fault, if you will,” Richter said. “It’s not the lender’s fault when someone loses their job. The mortgage document basically says I promise to pay, it doesn’t say I promise to pay if I’m employed.”

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Foreclosure bill narrowly passes last committee despite some Republican hesitation

TALLAHASSEE — Approval of a Naples lawmaker’s foreclosure bill Monday drew outbursts from a crowd of opponents gathered for a Senate meeting devoted to the legislation, aimed at hastening foreclosure proceedings.

The close affirmative from the Senate panel included hesitation from three Republicans, two of whom voted no. One Democrat voted for the measure.

The 6-4 vote at its last committee stop sends the Senate version of a bill propelled by state Rep. Kathleen Passidomo, R-Naples, to the chamber’s floor.

But it reaches the full Senate at the height of protests from consumer advocates from around the state, who have persistently decried the bill as it advanced through the Legislature. After Senate members asked questions in the 75-minute meeting Monday, little time was left for public testimony.

“They just don’t give the people time to speak,” said Susan Gabel, an Orange County member of PICO United Florida, an organization of religious activists.

When Banking and Insurance Committee Chair Garrett Richter, R-Naples, stopped public input at 5:58 p.m., one woman stormed out of the committee room sobbing and telling a Capitol staffer she was having a panic attack. Several people rushed the floor or shouted.

Rest here…

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4closureFraud.org

Comments
13 Responses to ““The court will hear those meritorious defenses, but unfortunately it’s not a meritorious defense to say, ‘I just don’t want to pay,’ ” Passidomo said.”
  1. MARGETTA LANGLOIS PRO.SE says:

    “SHOW ME THE “NOTE” & THESE BANKS/ MORTGAGE CO.’S”INVESTOR’S”

    DO NOT “OWN” OUR HOMES

    ALL THEY DO IS FILE “CRAP” & THE (DIRTY) “JUDGE’S” GIVE THEM EVERYTHING….

    “NO” TICKEY “NO” SHIRT !!!

    IT’S PATHETIC THE WHOLE WORLD SMELLS LIKE AN “OVER-FLOWING” SEPTIC …

  2. Wake Up America! says:

    I would argue that it IS the banks/lenders fault most people can’t pay their mortgage. You see, they knew exactly what they were doing when they gave loans to anyone who could fog a mirror. And then packaged those loans up and sold them to unsuspecting “investors.” The banks and the banks alone crashed the economy!

    So Richter is also the founder and CEO of a bank. Surprise, surprise. And both he and Passidmo hail from Naples. Nothing like having the uppercrust tell us what is best for us.

    Meanwhile, the latest Case-Shiller report confirms what we already know – the housing market sucks. It is getting worse by the month and is far from hitting bottom.

    I heard Tom Keene of Bloomberg radio conducting an interview on housing this morning. I’m not sure who he was interviewing but both were in agreement that the economic recovery would be faster if “we could just speed up foreclosures.” The guest conservatively estimated there would be a million more foreclosures in 2012. Keene asked, “Do we have enough people to process these foreclosures?” Welcome to “Robo-Slop” part 2.

    • lvent says:

      Wake Up America, I must respectfully disagree with you….IT IS THE FEDERAL RESERVE AND WALL STREET WHO CANT OR DONT WANT TO PAY THEIR MASSIVE, UNSUSTAINABLE DEBT FRAUD OF $1.2 QUADRILLION DOLLARS WHICH IS ALL HIDDEN IN THEIR SHADOW ELECTRONIC BANK…! THEY NEVER LENT ANYONE ANY MONEY…..WE THE PEOPLE LENT OUR MONEY TO THEM…VIA THE U.S. TREASURTY DEPT…AND WE THE PEOPLE PAID FOR EVERTYHING UP FRONT AND HONEST….AND WE THE PEOPLE ALWAYS HAVE…..THESE NWO NAZI GLOBALISTS ARE USING NAZIISM, FEAR TACTICS AND BLAMING THE VICTIMS TO CONTINUE THEIR EVIL PLANS FOR AMERICA OF ROBBING THE PEOPLE AND BANKRUPTING THEM IN ORDER TO STEAL AMERICA AND BRING TO FRUITION ALL OF THEIR EVIL PLANS FOR MANKIND….IN ORDER TO DESTROY GODS PLANS FOR MANKING OF FREEDOM AND INDEPENDENCE… THEY ARE TRYING TO INSTALL A NAZI, TOTALITARIAN DICTATORSHIP IN AMERICA AND GLOBALLY…
      YOU MAY NOT KNOW THIS BUT, THE NAZIS IN GERMANY BEGAN INSTALLING THEIR BIG LIES ON THE GERMAN PEOPLE WITH THE — USE OF FEAR…. WITH THE SPREAD OF IMMORALITY, GODLESSNESS AND THE OCCULTIST NOSTRADAMUS PREDICITIONS OF THE END OF THE WORLD…! THE PEOPLE MUST REVOLT…STOP PAYING, CONFORMING AND COMPLYING WITH NAZIISM…!!

      • lvent says:

        I have to correct my misspelling…This is all being done to destroy God Plans for MANKIND…not MANKING…I GOOFED…GOD IS KING…NOT MAN..MAN NEVER HAS BEEN OR NEVER WILL BE KING OF ANY OF GODS PLANS FOR MANKIND, , GODS PLANET, GODS CREATURES OR GODS PEOPLE…! GOD CREATED EVERYONE IN HIS IMAGE…AND THEREFORE ALL PEOPLE WERE CREATED EQUAL… THOSE ARE THE PLANS THE NAZIS WISH TO DESTROY WITH NAZIISM…WE ARE ALL HERE FOR A SIMPLE REASON, TO PROTECT GODS PLAN FOR MANKIND WHICH IS FOR MANKIND TO BE FREE AND INDEPENDENT…AND UPHOLD HIS TEN COMMANDMENTS THAT WERE PUT IN PLACE IN ORDER TO PROTECT GODS PLAN FROM BEING DESTROYED BY SATAN..IN THE FORM OF SNEAKY HIDDEN NAZIS..AND NAZIISM…!

      • lvent says:

        If we look a little below the surface we can easily uncover all of their massive, criminal lies…all fraudulently induced by criminal secrets, lies and fraud…Everything they told us to believe was actually the opposite of the truth…and Naziism is dangerous..as I just watched a FOX News report where Nazi John Bolton is telling the BIG LIE that most Americans support another war with Iran to protect the massive criminal acts of Rothschild Israeli Govt..That is a very BIG, AND VERY DANGEROUS LIE….NO ONE WANTS WW III…ONLY THE NAZIS DO..!!
        THE TRUTH IS THAT THE AMERICAN PEOPLE WANT TO FUND AND PAY FOR NO MORE WARS, NO MORE FRAUD, NO MORE LIES AND NO MORE DECEIT….!!

      • lvent says:

        OMG.!!!! I MEANT TO SAY THAT THE AMERICAN PEOPLE _REF– USE_ TO FUND OR PAY FOR ANY MORE WARS, ANY MORE LIES, ANY MORE FRAUD OR ANYMORE DECEIT IMPOSED BY THIS NWO, GLOBALIST, NAZI REGIME…!!!

  3. Wayne says:

    This is insane: Why is it that these people in power spew crap when they don’t understand the situation as it is. She says “It’s not enough just to say; I don’t want to pay” …. I SAY …. “I am NOT GOING TO PAY”!
    I am not going to pay someone who has absolutely no standing to my Property. Just because they say you pay me, is not even close enough for me to engage a contract with them when they have no contract to start with.
    DON”T THEY GET IT??????
    What is the problem here. It is simple, I just don’t understand where these Politicians are coming from, other then from the sewer cover from the ruminant’s of the Rich.

  4. Beth A. says:

    There he/she is again – that transvestite piece of work.

    REMEMBER HER NAME WHEN ELECTION TIME ROLLS AROUND.

    What a blubbering baboon!

  5. Tee says:

    Exactly !! Show me WHO Ive been paying the last 10 years and also prove you own my home and Ill be glad to pay.
    Prove that I can sell my home someday and that my home is not scarred w broken title etc…….I have stopped my payments to my bank. The bank just stopped talking and ran me in circles for three years. Its war now…if they win I will undue everything I put into this home with my sweat and blood. Ive given up hope……THIS IS WAR !

    PEOPLE JUST FORGET ABOUT HOPING OUR LEADERS WILL HELP OR THAT BANKS WILL DO ANYTHING BUT FORECLOSE. THIS IS WAR I SAY !!! FIGHT THEM AND STOP PAYING THEM !! WHAT HAVE YOU GOT TO LOSE THAT YOU WONT LOSE IN THE END WITH THESE CROOKS??!!!!!! THEY WILL GET YOUR HOME !! and you will get 2000 bucks and a kick in the ass…GIVE YOUR MORTGAGE MONEY TO A LAWYER TO DEFEND YOU AND DIG IN………

  6. Steve Stanley says:

    What a joke – Passidomo represents rentiers, people who want you as a debt slave to get adequate housing.

  7. Steve Stanley says:

    Is it meritorious to say “I just want to steal”? Richter doesn’t understand the law, or human rights, or real estate for that matter.

  8. John says:

    Its your right to say ‘I want to pay, just prove that you are the one I owe”. We all have the right to know who we owe.

    • Sandy says:

      Exactly.

      The Veal decision, which came down from the 9th Circuit BAP, was very clear about what happens when a borrower pays a person not entitled to enforce the note.

      [From the Veal opinion]

      “…A thorough understanding of the concept of a “person entitled to enforce” is KEY to sorting out the relative rights and obligations of the various parties to a mortgage transaction. In particular, the person obligated on the note – a “maker” in the argot of Article 3 – MUST PAY the obligation represented by the note to the “person entitled to enforce” it.
      UCC § 3-412.

      Further, if a maker pays a “person entitled to enforce” the note, the maker’s obligations are discharged to the extent of the amount paid. UCC § 3-602(a).

      Put another way, if a maker makes a payment to a “person entitled to enforce,” the obligation is satisfied on a dollar for dollar basis, and the maker never has to pay that amount again. Id. See also UCC § 3-602(c).

      If, however, the maker pays someone other than a “person entitled to enforce” – *even if that person physically possesses the note the maker signed* – the payment generally has NO EFFECT on the obligations under the note. The maker STILL OWES the money to the “person entitled to enforce,” (Miller & Harrell, supra, ¶ 6.03[6] [b] [ii]), and, at best, has ONLY an action in restitution to recover the mistaken payment. See UCC § 3-418(b) (emphasis added).”

      It is amazing that we have such dingbats elected who are so shallow and lazy that they know nothing about the real problem with the banks and how the banks actions have affected unemployment in this nation. Yet these elected officials are in a position of power over the people. Mrs. Passidomo should give just a tiny bit of brain power, which she appears to be lacking, and try to explain why it is that MILLIONS of homeowners decided at once to say, “I just don’t want to pay.”

      Mrs. Passidomo’s legal conclusions should be left to the Court. Her personal biases are not relevant.

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