“The Fair Debt Collection Practices Act applies and it is a violation thereunder to engage in harassing conduct in the collection of a debt. Under that Act, debt collectors cannot harass borrowers, yet borrowers are allowed to harass them (in the event of threats against personal safety or repeated harassing conduct, you may wish to explore filing a police report, which is not prohibited by the FDCPA. Unfortunately, the law is replete with double standards.”
_______
Dealing with a Rambo-Type Foreclosure Litigator
You know the type: the borrower’s lawyer contests foreclosures by challenging every aspect of your Complaint; he raises MERS as an issue when MERS is not even named in the mortgage; he serves boilerplate discovery requests (likely downloaded from the Internet) seeking documents about securitization when the loan was never even pooled or securitized; he requests the depositions of everyone involved with the loan; he sends nasty letters every other week making baseless threats and/or threatening to contact the media; he appeals adverse decisions whether or not there is any merit; he claims that documents have been robosigned – a term he likely stumbled upon unwittingly while browsing the Internet for ways to defend foreclosures.
He does this to create delay; to run up your costs in order to leverage a favorable resolution such as a loan modification, short payoff, or principal forgiveness; and/or out of pure spite.
This person will cost you time and money. He will not allow you to proceed through foreclosure at the usual pace so delays and delay tactics should be anticipated.
It may seem like a wise business decision to settle early, particularly if the value of the collateral is low.
Any settlement with this person should be memorialized by a settlement agreement containing a release by the borrower of any/all past/present/future claims (known or unknown), non-disparagement and confidentiality clauses (“shut-up clauses”), and a damages provision for breach of the shut-up clauses.
You can check out the rest of this propaganda piece here…
~
4closureFraud.org
THEY WERE ALL BREAKING THE LAWS!
It’s TIME TO PUT ALL those 3rd party 2008 TARP BAILOUT CEO’s in jail!
Who know that they did THE PEOPLE wrong with this Wrongful foreclosure.
Those Banks didn’t loan anybody NO money because under Title 12 bank are NOT allowed to loan its money or its credit because its against their charters.
SO, THEY CAN NEVER VERIFY THE DEBT UNDER THE FDCPA
So if THEY, DIDN’T lend YOU the money then they’re NOT the damaged party…
“YOUR SIGNATURE CREATED THE MONEY…” “Under the Federal Credit Act” GOOGLE IT read it…
They KNOW that THEY can’t foreclose… “THEY’RE BREAKING THE LAWS”
Only the LENDER on YOUR the Deed of Trust instrument aka “DOT” contract HAS the ONLY right to foreclose.
YOU can’t pay money to a bank that has been long gone, who has CANCELLED your DOT contract.
IF THAT/YOUR LENDER IS OUT OF BUSINESS; THEN YOU HAVE A DEFECTIVE DOT INSTRUMENT FOREVER…
“THE LAW DEALS WITH ONLY CONTRACTS, AND NOTHING ELSE!”
THAT’S THE DECEPTION THEY’RE TRYING TO HIDE,
& CORPORATIONS ARE…
FICTION ENTITIES CAN’T CLAIM LAND;
ONLY A FLESH & BLOOD
A REAL PARTY OF INTEREST has to sit in that court room, a person that want to live there.
WAKE THE PEOPLE UP,
TO THEIR CON GAME of DECEPTION OF MISLEADING YOU BY THE MEDIA HYPE & ALL OF THEM FICTION CORPORATIONS who are keeping you in the dark…
BY SAYING THAT YOU OWE… IT’S ALL LIES, LIES, LIES!
YOU DON’T OWE THEM NOTHING!
These banks ARE IN VIOLATION OF THE NATIONAL CURRENCY ACT of 1863!
GOOGLE IT, its the REAL LAW that they are TRYING TO HIDE FROM YOU.
THEY & THE COURTS, JUDGES ALL HAVE NO STANDING, JURISDICTION, VENUE ON A DEFECTIVE INSTRUMENT….
SEND THEM ALL TO JAIL FOR CONSPIRACY OF GRAND THEFT ON THE LAND AND THE TRUST…
SPREAD THE WORD ASAP!
COPY AND PASTE THIS TRUTH AND SEND TO ALL!
00h Oooo
“IT’S TIME FOR THE PEOPLE TO FILE AN ADVERSE POSSESSION CLAIM IN PROBATE COURT”
Heaven forbid someone wants to be accorded due process.