THIS IS GARBAGE! STEAL MY HOME & SEND ME A CHECK FOR $2,000? IT’S 100% BULLSHIT and YOU KNOW IT!
According to the original published table of remediation for the Independent Foreclosure Review, I am to receive $125,000.00, the wrongful foreclosure sale rescinded. and the loan permanently modified!
THIS REVIEW IS SO CROOKED and WRONG!
Rust consulting is as GUILTY
as JOHN G. Stumpf!
THROW THEM ALL IN PRISON!
- · I want this foreclosure rescinded & I want my home back!
- · I want the maximum remediation amount of $125,000 from the I.F.R.!
- · I want the $10,000+ I paid to my attorney to fight this unlawful action reimbursed!
- · I want the $20, 950 that I paid in “Supersedeous Bond” payments to the Maricopa Clerk of the Court while fighting the Writ of Restitution!
- · I want the check I deserve from the National Mortgage Settlement!
David R. Mc New
17792 W. Corrine Drive
Surprise, AZ 85388
rolandmcnew@aol.com
602-448-9449
Wells Fargo Home Mortgage has stolen my home at:
17825 W. Alexandria Way Surprise, Arizona 85388
LOAN #708-0171309776
OCC CASE # 2837292
ARIZONA ATTORNEY GENERAL CASE # 11-109
MARICOPA COUNTY CASE # CV2011-001188
INDEPENDENT FORECLOSURE REVIEW # 1407027638
CONSUMER FINANCIAL PROTECTION BUREAU CASE #130205-005062
~
Bank is fraudster and robber from homeowner’s home who got to be stolen our home and was in violation to tort and extort in 2010 and also did not entity lend any money to us except false claim and practices abuse and deception and compensation only $ 2000 that is really bull shit and we supposed to get $ 125000 for actual damages and randomly reviewed by agent
Ya how can they steal our homes I built mine from ground up had fourth thousand equity in mine never took out
Here’s our story. My fiancé and her father purchased a home in 2005. The original mortgage and note was with CTX Mortgage. At the time her father was a 20 yr vet and had a VA certificate. The bank told them that he couldn’t us it and that they had a better deal. So they went with the bank. Two months after signing CTX assigned the mortgage to Centex. Skip a head to 2013 my finances father is in VA hospice. She calls the servicer ASC aka Wells Fargo to try to modify. Again he has another VA Certifiacte, again denied. She has her dad Dr. write a note telling the bank that her father is passing to please help to modify. ASC agrees, she starts RMA. ASC tells her unless she is behind by 3 months she won’t qualify for HAMP. The forgot to mention that she didn’t anyway since it was a Freddie or Fannie loan. So a few months goes by they finally tell her (also lost paperwork 4 different times). So she pays one month and applies for HUD she qualifies. She does a three way call ASC tells her ok. Yeah then they stop returning calls, email, and even mail responses. This started in Sept. 2013, bank stops responding by December. They never sent letters of denial. We thought it was fine until their credit department started calling. By March 2014 Sherriff shows up with a foreclose notice. Funny never heard Duesche Bank mentioned until this day. Tried to call them no response just a lot of hold the line then hang ups. Same thing with ASC. So we went to legal aide, got an attorney. She tells us we are to small to do taxes, modifications, but we can start foreclosure defense. She does with a defense on standing. Which Deusche in polite terms basically told us we couldn’t do since we were not a third party. So we then spend a lot of money and hire KEL. Big mistake they never follow up, never file any papers, and never show up to court. Worse yet was they never called us or returned calls to let us know what was going on. Only contact we had was a paral legal from mod department who assured us everything was ok. By Febuary we got a final judgement and a sale date. At same time finally got an email from apparently the second lawyer from KEL to tell us he wasn’t our at tourney anymore and he would pass message on to whom ever was in his firm. We didn’t even know we had court dates let alone know our law firm wasn’t showing up. By April our new attorney emails to tell us they can’t help with the foreclose keep up with the mod. Wait keep up with the mod they didn’t even file this paperwork that they had for 9 months. So we call the mid department to ask why it hadn’t been filed. We have misplaced some papers we need more info. So I asked what chance are not good you are better off filling bankruptcy. Ok that’s more mint right yeah $5000. more. So we left and went to Amerihope. They promised we can help. They took our payment held our paperwork until mid May informed us that a sale date had been set for June 10. Then they informed us they couldn’t stop the sale since the judgment had been awarded. But we do offer bankruptcy at an affordable price. So back to the calls of trying to find help. State Senator, State Rep, and even our Congressman. No help at all. Well then we get a writ of possession notice to appear in court. Funny this was the first time I had been served. Still my fiancé wasn’t getting anything. So we called the lawyer listed after having him call us liars she finally told him if your clients got my house fairly I won’t complain. As it turned out he was still and so was the courts sending our attn from Feb all the paperwork. He didn’t even rep us anymore. So we go and get another attn this one helps get us an evidentiary hearing and the writ postponed. That was July 13. We haven’t heard from him since. So since then we have taken upon ourselves since obviously the people we paid to do it didn’t to pull all the filings in our case. I am a high school drop out. No college no legal knowledge. Here’s what I have found. The assignment of mortgage was robo signed. It list Centex with Wells as POA as the assignior and Deusche Bank trustee for Soundview 2006-2. The date on it is 10/2013. It is missing the loan number, pooling number, and well basically any info that would help. Beside if each it has N/A. Then there is the Verification of docs with a copy of the note, the mortgage, allonges, assignments, and sworn Vp of loan documentation testimony that all forms at legit. Then their complaint. The defaul on her deceased father, and a sworn search on him stating they can’t locate him. A voluntary dismissal of unknown tenant (that’s me) then the final judgement, sale date, and finally the recipe to if sale. A lot of stuff we didn’t even know about. What does it all mean well after a month of research we found that the assignment from Deucshce is a fraud. The allonge goes like this: In favor of CTX executed by my fiancé and her father (yet they never seen this before) pay to order of Centex without recourse CTX. Next page of it in favor of CTX executed by same as before daughter/father pay to blank without recourse Centex. Funny how CTX gave it away twice. This was all computer done no signatures, no dates on when transferred. Only name and initials on it was doc signer and 1/11/06. The assignment for CTX to Centex happened on 2/13/06. I know the mortgage follows nite but really couldn’t it have been signed in same day. Now it seems in blank is ok. Well it was until I found the PSA for Soundview trust 2006-2. Yeah apparently the sponsor, the depositor, custodian and even Deutsche bank forgot to endorse it. And on top of that Deutsche as trustee must have forgot the part were the PSA states that the cut of date was 4/6/06 and after this date nothing can be added including nothing in default. They also forgot the part where they were not the custodians for the Centex loans, no that was suppose to be JPM Chase So what took 7.5 years. New York trust laws state it’s void. The odd thing is is the trust hasn’t filed any paperwork with SEC since 1/2/07. Then the next was the verified complaint. Really this was written by ASC not motorized even thought they are testifying to the factual note being in a Wells bank vault. Someone should have told Wells that it was in the wrong vault. Chase it looks as if you may have been robbed. So the testifies again are know robo signers. You have to love a job were you work for hundreds of companies in a week and go from asst secretary to VP by lunch time. So then come the rebuttal to the affirm defense as explain earlier trust none of our business and my hands are clean. It’s funny how two people found more than four law firms and three judges. What is wrong with this system that everything gets electronically filed. This is why judges should have to see what is being filed. Well hopefully with this info the 6 RMA the emails proving no notices came to my fiancé her dad didn’t skip out he died I do still live her and everything else in between that we can get it over turned. If not the States Attn is next stop, then back to court to file theft and fraud charges on all that helped do this. And before any one comments we did try to make the payments ASC stopped taking once Deutsche took over. We wouldn’t have even been in default if ASC hadn’t told us it was the only way to qualify for any of the programs out there. So that our story. Thank you for giving me a place to let all of this out.
We – all of us victimized homeowners, whether or not we lost our homes or were able to make a ‘deal with the devil’ to stay in them – need to organize and take busload after busload to DC and then right on to Wall Street to protest this! We need to get the extent of this mess in the media’s faces so NO ONE can ignore it. Is anyone with me on this idea?
Ocwen (which has been in the news again recently for more dirty dealings) stole my home of 36+ years last year. I thought I had an attorney ‘working’ for me to get rid of these greedy incompetent idiots but the jerk was worse than useless. He sat on my paperwork ,never went after Ocwen or anyone else to produce the Note, never investigated the excessive ‘fees’ or the validity of my clearly robo-signed papers, etc.
I intend to sue him, or at least make sure the b@$tard never practices law again, but I also want to sue Ocwen, US Bank and *Trust* (now that’s an oxymoron!), HSBC and others – including the jerk law firm that just posted a notice threatening eviction (I already spent over $700 last June to comply with the move-out order, not to mention the $$ spent for gas and other expenses to move the rest of my stuff that the movers couldn’t take. This for a move of less than 25 minutes away into a friend’s town-home.) I may now have to move again as he (friend) lost his TN job last month and may be returning here.
Has anyone been able to somehow get their homes returned after the bank (or in this case, the so-called ‘servicer’) bought them at sale? Just wondering. I did my best to find another att’y before the sale was finally confirmed but the balless wonders who call themselves foreclosure att’ys wouldn’t take it. (Typical – they only want the ‘easy’ cases…)
If anyone’s interested, then reply to this post and let’s do this. Best of luck to all of us – we’re in this together and I still believe that there’s strength in numbers.
GOOD MORNING, TO ALL WRONGFUL FORECLOSURES VICTIMS. WE HAVE DONE AND SAID ALL WE CAN SAY AND DO. TO BE MORE PERCISE WE NOW NEED TO CALL ON BANKER JESUS, MORTGAGE JESUS, LOAN SERVICING COMPANY JESUS, REAL ESTATE AGENT JESUS IN SHORT JESUS AS OUR ALL AND ALL AND AS OUR EVERYTHING AS HE IS THE GODLY RIGHT AND BEST WAY. THE LORD OUR SHEPHERD SAID THAT HE WOULD PUT A ROOF OVER OUR HEAD AND HIS WORD NEVER COMES BACK VOID. WE NEED TO BECOME SOLIDERS IN THE ARMY OF THE LAW SO HE CAN FIGHT OUR EACH AND EVERY BATTLE AND WIN OUR EACH AND EVERY WAR. DISPATCHER 911 JESUS THE CHRIST WHO SHOULD ALWAYS AND FOREVER COME FIRST IN ALL OF GODS CHILDREN LIFE. GOD IS STILL IN CONTROL AND HE IS STILL IN CHARGE. VENEGANCES IS MINE SAYS THE LORD AND WE CAN REST ASSURE HE WILL NOT ALLOW THOSE WHO HAVE TAKEN OUR HOMES GET AWAY WITH IT, THE BANKS STILL THINK THAT THEY ARE RUNNING THE SHOW AND HAVE GOT US PLACED ON UNGODLY GO IT THEIR WAY OR ELSE BUT THE DEVIL IS A LIIE. FRAUD IS A GODLY SERIOUS DEAL AS HIS WORD SAYS FRAUD IS NO AQUITTAL MICAH 6 AND 11. THE BANK, THE MORTGAGES, THE REL ESTATES, THE LOANIN SERVICING COMPAINES AND ALL OF THISE WHO WERE AND ARE STILL INVOLVED IN THIS UNGODLY, SINFUL, EVIL, CRUEL AND WICKED ACT HAVE GOT TO REAP JUST WHAT THEY SOW BEFORE THEY LEAVE THIS SINNED WORLD TO RETURN NO MORE. GOD AND HIS ONLY BEGOTTEN WILL PUT THOSE DEVILS ON THE RUN AS IT IS ALL ABOUT THE MONEY WITH THE BANKS AND THE LOVE OF MONEY IS THE ROOT TO ALL EVIL. THEY ARE ALSO POSSESSSIVE OVER MATERIAL THINGS. EVERYBODY AND EVERYTHING BELONGS TO GOD AND JESUS. HE ALLOWED OUR HOMES TO BE WRONGFULLY FORECLOSED ON FOR MANY REASONS AND HERE ARE SOME HE DISCERNED ON MY SPIRIT. MANY WILL GET BETTER AND MANY WILL GET GODS VERY BEST.THE RICH WILL BE PUT ON THE BUTTOM AND THE RICH ON THE TOP. WE WILL BE THE HEADS AND NOT THE TAILS,WE WILL BE THE LENDERS AND NOT BORROWERS,WE WILL BE THE LEADERS AND NOT THE FOLLOWERS AND THE GODLY JOLLY LIST GOES ON AND ON AND ON NON STOP. THANK AND PRAISE THE LORD IN ADVANCE FOR OUR SECOND CHANCE AND GIVE TO HIM ALL THE CREDIT, HONOR, AND GLORY AS HE IS THE ONLY ONE WHO IS GOING TO HELP US. ALL OF THOSE WHO CAN HELP ARE STANDING IN AGREEMENT WITH EACH OTHER ACCORDING TO SATANS LIES. WE NEED TO STAND IN AGREEMENT WITH GOD, WITH JESUS , WITH THE HOLY GHOST AND WITH EACH OTHER AS ONE CAN PUT 1000 A FLIGHT AND TWO CAN PUT 10,000 A FLIGHT. THE LAST TIME I CHECKED 850 MILLIONS HOMES HAD BEEN WRONGFULLY FORECLOSED ON . WE ARE ON THE WINNING TEAM WHEN WE SAY IT GODS WAY, DO IT GODS WAY, AND GO IT GODS WAY UNTIL HE SAY NO MORE. WE SERVE A JEALOUS AND HE WANTS OUR UNDIVIDED ATTENTION. WE NEED TO TAKE A CRAWL, A WALK AND A RUN FOR GODS ONLY BEGOTTEN SON IN GODS FAITHFUL SERVANT JOBS SHOES AS THE LORD ALLOWED THE DEVIL TO DO MANY BAD AND WRONG THINGS TO JOB AS HE ALREADY JOB WOULD FOR HIM STAND HIS VERY OWN GROUND AND NOT LET HIM DOWN. JOBS VERY OWN WIFE TOLD JOB TO CURSE HIS GOD AND DIE NOW NOTICE SHE SAID YOUR GOD BUT DID NOT SAY OUR GOD. POINT BEING THE DEVIL TRULY THOUGHT JOB WOULD TURN AGAINST THE LORD , BACKSLIDE, STRAY AWAY AS WELL AS TAKE AN UNGODLY U TURN BUT JOB KNEW FROM DAY ONE THAT EVERYBODY AND EVERYTHING BELONGS TO GOD. NAKED WE COME AND NAKED WE WILL LEAVE. THE LORD ALSO ALLOWED OUR HOMES TO BE WRONGFULLY FORECLOSED ON SO HE COULD SHOW AND TELL MANY THAT THEY ARE NOT DOING THEIR JOBS AS THEY WANT TO JUST HELP THE RICH KEEP RIGHT ON GETTING RICH BUT COULD NOT CARE LESS ABOUT THE POOR. WE NEED TO STOP WALLOWING IN SELF PITY GET UP HOLD OUR HEADS UP GODLY HIGHER THEN HIGH. WE NEED TO WRITE ON THE ALTER OF OUR HEARTS AS FOR ME AND MY HO– USE ME MY CHILDREN, GRANDS, LOVED ONES, FAMILY FRIENS AND SPO– USE WILL WORSHIP AND SERVE THE LORD LOVE AND FEAR HIM TRUST AND BELEIVE IN HIM . WE NEED TO OBEY HIS EVERY WORD, TAKE HEED TO HIS EVERY WARNING AND FOLLOW HIS TEN COMMANDMENTS. WE NEED TO GET IN ORDER OUR HO– USE EVEN IF WE HAVE GOT TO DO IT WITHOUT OUR CHILDREN GRANDS LOVED ONES FAMILY FRIENDS AND SPO– USE. I AM TALKING ABOUT OUR BODIES WHICH IS GODS HOLY TEMPLE AS HE DO NOT DWELL IN DARK EVIL AND IN A NASTY PLACE. WE NEED TO LET GO AND LET GOD. WE NEED TO KEEP OUR MIND ON HIM TWENTY FOUR SEVEN ALL OF THE TIME UNTIL WE GO TO OUR MANISON IN HEAVEN. WE NEED TO KEEP OUR EYES ON HIM BY DOING LIKEWISE AND WE NEED TO STAY FOC– USED ON HIM . WE NEED TO GET RID OUR ANGER AND COUNT IT ALL JOY AS ALL WILL WORK TOGETHER FOR OUR GOOD.STOP ASAP LOOKING AT HOW THINGS ARE BUT LOOK AT HOW THEY CAN AND WILL BE IF WE CHANGE OUR TUNE AND STOP SINGING THE SAME OLD SAD SONG , TALK TO THE MAN THAT DO CARE AND WILL PUT NO MORE ON US THEN WE CAN BARE. WE NEED TO REPENT AND SIN NO MORE. WE NEED TO BE BORNED AGAIN BAPTISED AND FILLED WITH A BODY FULL OF HOLY GHOST GAS THAT WILL LAST. WE NNEED TO STOP COMPLAINING. WE NEED TO SEND THE DEVIL PACKING SO THAT WE WILL NO LONGER GO LACKING. WE NEED TO GET ON THE SAME GODLY PAGE AND ON THE VERY SAME WAVE LENGHT UNTIL GOD AND JESUS SAY NO MORE. WE NEED TO WALK BY FAITH AND NOT BY SIGHT . WE NEED TO PUT OURSELVES, EVERYBODY AND EVERYTHING IN TO GODS HANDS LEAVE ALL AND WAIT PATIENTLY FOR HIM TO REACT. HE DO NOT NEED OUR HELP. IF WE WANT GODS VERY BST WE HAVE GOT TO LIVE HOLY AND RIGHTEOUS ALL THE WAY WITH THEIR BEING NO HALF STEPPING. WE NEED TO LISTEN TO GODS STILL QUIET WHISPERING VOICE SO WE CAN WE WILL AND WE SHALL MAKE A GODLY GOOD AND GREAT THE VERY BEST AND RIGHT CHOICE. WHILE WE ARE TRYING TO FIGURE IT OUT GOD BE DONE WORKED IT OUT. WE NEED TO LET GOD HAVE HIS WAY WITH US. ASK GOD TO FORGIVE ALL OF THOSE WHO PLAYED AN UNGODLY ROLE IN THIS UNGODLY MAJOR MESS BECA– USE THEY KNOW NOT WHAT THEY DO. WE NEED TO FORGIVE THEM ALSO, PRAY FOR THEM AND KEEP IT MOVING. I COULD SAY MUCH MORE BUT I WILL WITH CALL ON JESUS, KEEP THE FAITH THE SIZE OF A MUSTARD. ASK CHEF JESUS TO FEED YOUR FAITH FROM THE BREAD OF HEAVEN AND TO LET MR. MRS. AND MISS DOUBT STRAVE CRAVE HUNGER AND THIRST TO DEATH. PLAY BALL FOR COACH JESUS WITH BASEBALL YOU DO NOT HAVE TO STRIKE OUT BUT MAKE A HOME RUN FOR GODS ONLY BEGOTTEN SON, BOUNCE THAT BASKET BALL NORTH EAST SOUTH AND WST SHOWING AND TELLING ALL ESPECIALLY THAT OLD DEVIL WHO YOU LIKE AS WELL AS LOVE THE GODLY JOLLY VERY BEST AND CONTINUE TO PASS GODS EACH AND EVERY TEST. WITH PLAYING FOOTBALL FOR OACH JESUS YOU DO NOT HAVE TO BE TACKELED BUT YOU CAN FOR COACH JESUS MAKE A TOUCH DOWN AND FOR GOD AND JESUS THE CHRIST WHO SHOULD ALWAYS AND 4 EVER COME FIST IN ALL OF GODS CHILDREN WHOLE LIFE.
Can I second your your payment and response to it? Me too. I am in court against them now in Arizona but I fear just like the mortgage settlements promises for relief so too shall be the injustice by the ruling in court!
My check was for a few thousand dollars BUT my equity was over $100,000. They kept taking my payments, and telling me that I needed to send more paperwork. I would think everything was fine, then I would get a foreclosure notice. I would call, they would say they needed more paperwork. I submitted the SAME forms over A DOZEN times to them. I just think more needs to be done. I’m not even sure where to turn at this point. Someone told me I’m past the statute of limitations. Statute? Are you kidding me???
If a foreclosure is still pending can a home owner motion for dismissal if they were one of the loans included in this Review and received a check? In other words, can people still fighting use this settlement as admittion of wrong doing and therefore force the banks to start the entire foreclosure process from scratch? Anyone?
I hope so, I will watch this threat to see if anyone has a logical reason. But I doubt it, you have to have an attorney and they are on the same side as the “judges” who are attorney’s, and most have rigged a deal with the banks. My ex husband refuses to give me the check at all. 6k, he walked away and signed the quit claim, way before the word foreclosure was existing in our home. He signed his rights over says the divorce decree, but now wants half or I get nothing.
i only got 600 from the independent forclosure………i dont understand all the laws for this but i feel i didnt get enough………still waiting for the national mortgage settlement payment…have no clue how much or when…they say mid 2013 wish i could be educated about all this
Wait, there are two settlements. That is crazy and so makes me mad that they don’t do anything when we are in the house, don’t promote the assistance, and skate by with missed deadlines. They should be dead. Buried with out a coffin since they lived their lives in one. But really, I missed one??
I am sure sonething good has to come out of this, all of the horror stories reported including mine, Wells Fargo sent me a check for $500 and stole my home as well. There has to be a silver lining at the end of this road for all of the americans who have suffered and still suffering behind this injustice.
I don’t think you are right. We either put the silver lining on it or else it will continue. Have you seen Braveheart? Yes, this is the type of lifestyle we are heading for in modern time. Don’t just sit there and change your perspective. It’s wrong. Silver lining? They took that too for it’s precious metal values!!
[…] The following article is brought to you by David R. McNew at 4ClosureFraud.Org. […]
CitiMortgage took our payments out of our checking account for Nov and Dec 2009. Called to make our payment in January, they referred me to the default department (would not accept our money). Citi stated that we did not make our payments therefore, we are in default. Before Citi found our payments (they were credited to our account BUT BLACKED OUT), Citi put our home in a wrongful foreclosure. We have paid an attorney 200.00 an hour to assist us in correcting this issue and get our home out of the foreclosure status. Still fighting, our check from the IFR was for $500.00. What an INSULT!
Same story here. A measley $2000. when BofA never could verify any loan docs, Freddie Mac supposedly owned my loan but didn’t until a year and half after a fraudulent loan and loan number was claimed to mine and in default and in some vehicle called FHLMC LBAC 133 yet Freddie, BofA nor anyone else could or would ever provide any info on this and try finding a sinbgle thing online about it.
Petitioning The President of the United States
OCC and Federal Reserve: Reinstate the independent foreclosure review for all that applied
United we stand, divided we fall!! We must get together and demonstrate in Washington, we must make of voices be heard, not just blogging.. A plan of action is necessary. First, I would like for the viewers to go to the link listed below to sign the petition, and pass it on.
http://www.change.org/petitions/occ-and-federal-reserve-reinstate-the-independent-foreclosure-review-for-all-that-applied?utm_source=guides&utm_medium=email&utm_campaign=petition_createD
Please pass it on to everyone you know, we will be heard!!
I agree and received a two thousand dollar check. The modification approved then used to literally drag me into foreclosure after paying five going onto the sixth payment when the bank sent me a disqualification letter, the phone call I made to the servicer thinking this is a mistake, told me due to Obama changes I was now unapproved and my mod payments literally turned to partial payments to drag me into a manufactured foreclosure when I was not in default. I should have recieved 415,000.00 WHICH WOULD NOT COVER THE COST OF LITIGATION TO SAVE MY HOME THAT IS ONGOING NOW. Chase now threatening me tp foreclose due to injustice in the judicial system. Judges blocking the rule of law and justice. The perps have never stopped trying to steal the houses, they unlawfully foreclosed on have continued to attempt to foreclose on us that have stood our ground to save our homes. We have been relentlessly pursued to date. By frauds attempting to foreclose on our houses and they know it. Nothing has changed. Still using companies that have been thrown out of the State like RECONTRUST trying to cause the Vos family to sign a new note with RECONTRUST while giving them quiet title. The con and scams have not stopped. RECONTRUST IS UNLAWFUL AND BANNED FROM OUR STATE OF WA, but in the courts fighting the Vos family. What B-U-LL S-H-I-T! Wont let go of the debt but will allow quiet title. Wants the court to recind the foreclosure they unlawfully foreclosed on to cover up the wrong doing. They just recieved a 6,000.00 check. They were in a mod plan when BOA sent a represenative toting a gun to threaten them being in foreclosure. Using G.Hernandez RECONTRUST AND MERS robo docs to steal their home. My home is a WAMU LOAN and never been ttansferred to anyone. the note is proven never to have been entered into the PSA and was endorsed to blank by WAMU/Long Beach. Now Select Portfolio Servicing Inc is attempting to unlawfully foreclose and NW Trustees has a fraud assignment of transfer on county records. I am not on the list of attempt to foreclose when not in default and I was not in default. I personally believe at least 80 percent of us were not in default. And if articles like this are true and fact almost none of us were in default. http://www.tollefsenlaw.com/answers/The-Law/Real-Estate/Standing-defense-mortgage-foreclosure.pdf Due to the banksters own fraud and con games. I know of to many in my situation and other situations that were not in default and foreclosed on or attempting to stil be foreclosed on. That are not part of the thirty percent listed by the banks.
This is exactly why the Occupy Movement was hit hard and shut down so quickly. They (meaning the Banks and their flunkies in Washington) want to prevent us from spreading the news to the the rest of the populice, the continue to make us out to be a fringe element of deadbeats and bums. If we attempt to assemble peaceably (a Right guaranteed by the Constitution) we will be gassed, dispersed and arrested to prevent the truth from being told and the most you will hear of it is a 1 minute segment on the nightly news.
We’ve let this thing get to far out of control and the way back will be littered with the souls of many a true American who had but one fault, he believed in his government and the rule of law until it took everything from him.
I have prepared an invoice for the money still owed me (according to the payment matrix published by the OCC and the FED) and will be sending it by certified mail to the those government entities for payment in full witin 30 days. After which time I will begin debt collection proceeding, in the federal system, against those offices which will include reporting to the all of the Credit Reporting Agencies. I realized that this is an uphill battle but I plan to hold these people to the same standards that the TBTF Banks were allowed to use in attempting to collect the fabricated claims against myself and the rest of the nation. Difference is, my claims are not fabricated but infact are contained within the Matrix published by the government. I’d like to see the other 4 million of you out there who received a slap in the face do likewise or do something in protest that the media and the government can’t ignore.
Good luck everyone and for the record, I haven’t cashed my check and at some point in time I plan to burn the damn thing on YouTube under protest when it is no longer needed for my debt collection efforts. Give me a lousy $2,000 after 3 denied modifications and 5 foreclosure attempts over 7 years by parties that never held the Note and were not the “Real Party in Interest”, give me my own money back, tax payers money, and then give the Bank a 500:1 credit for the payment, no frigging way. And then they want us to pay taxes on our own tax dollars, somebody fell through the rabbit hole but the rabbit has rabbies……………….
I received my check on Monday.
For submitting fraudulent documents to the court supporting “ownership of my loan”, I received $500.00
For the robo signing of documents presented to the court, I received $500.00.
For NOT offering me a Deed in Lieu when I tried selling my house in 2009 for 210 days, and just now for additional 24 days, I received $500.00.
For taking my credit score from 807 to 588 ensuring I will NEVER own another home, rent any kind of home, and/or finance anything else for the rest of my life, I received $500.00.
At the end of the day, the banks and the OCC had to stop this review. Imagine had it gone forward and the surfacing of the fraud in countless cases meant that those case had to be dismissed and the others meticulously reviewed, the banks would be in a position of having to actually follow the rules and/or laws just like us moving forward. The strain it would have put on the judicial system not only with pending foreclosures but those that the banks had received a summary judgment on would all have to be reviewed. So rather than taking the time and actually going on a case by case basis, Florida (unfortunately for me the state I live in) has decided to clear all the backlogged cases on what we know as rocket dockets. I have my “hearing” set for May 17 and I will tell you that the judge has already made her decision and this whole process will take less than 1 minute. I have no place to go, no money and yet I will fight Bank of America/;Nationstar Mortgage/Freddie Mac (no one is really sure who owns the loan) and take this as far as I can.
I have said it before, I simply do not understand why this country is not up in arms over this whole situation. News flash, the bubble is re-inflating. The guy from Ditech is back, Lending Tree commercials are back and those who cannot afford normal mortgages are still getting them. When there are no consequences for illegal acts, you simply invite those who got away with it the first time, to keep at it until they actually get caught and suffer the consequences.
Millions like me have suffered in ways many can never understand. At the end of the day, our government and politicians had the opportunity to help us, but instead, they continued to protect those who have victimized so many.
Welcome to the new USA!!
People are not up in arms, because most of this is not being reported by the media…oh, there are reports, but we are not getting the whole story. Unless you are personally involved and see how the courts and the media are handling it first hand, you don’t know. Seven years ago, I would have never, ever, believed that what has happened to us could ever happen legally under “public trust”…I have tried every step of the way to get this information out, so that homeowners will check their signatures on their documents…not one (and I reiterate, NOT ONE) media source would run the story…
so true same trouble here , taking homes from families not because we didnt pay but because these lenders needed to conseal their fraud I’m disgusted , this is just another way for our crooked government to control us seizing our property for no reason !!!
I got less than 1000 and they took my home and it really makes me mad but nothing you can do about it and that sucks.
This is a letter I felt compelled to write to the letter of the editor of our local newspaper. The payouts that are being paid to affected homeowners is a straight up joke! Some are getting as little as $300. Amazing that the banks were able to police themselves throughout this whole process. This letter will demonstrate, another way, that the banks are getting away with crimes that would have ended us, the average American, in prison.
Letter to the Editor:
This is an apology to our neighbors, our neighborhood and our city. We apologize for how our home has deteriorated and how, it may seem that we have been neglectful of our home. We have lived in our home and in this beautiful city, for almost nineteen years; and for many years we were very involved in trying to better our community and in some ways are still involved today, although, as you will see, we have been busy in other avenues of bettering, hopefully, our country when this is all said and done.
In 2004, after a very destructive year in our lives (the death of our son-in-law and grandson, the loss of a job and a son serving his country in Iraq); we were forced to refinance our home and unfortunately for us, had dealt with a loan company that, within six months after our “closing”, would receive a Cease and Desist letter from the State of Michigan for illegal practices. We would learn this fact after the bank tried to illegally foreclose on our home in 2006. We discovered that the involved lender had blatantly forged my husband and my signatures to the mortgage document, notarized that document and recorded it as legal tender at the Lapeer County Register of Deeds.
We spent the next six years, fighting the bank, over a crime that, had we committed, would have sent us straight to jail, paying restitution and suffering the consequences that go along with that type of decision. We not only had to fight the bank; we had to fight the very court (bankruptcy) that we reported this crime to. The trustee hired an attorney that jumped on the bandwagon to win an avoidance of the forged mortgage, only for that same attorney to turn around, after we won (in July 2007), and attempt to sell the avoided mortgage back to the defendants for $30,000, without notifying us or our attorney; an action which would have allowed the guilty defendants to retain their interest in our property and continue with their illegal foreclosure. We were forced to pay the trustee’s attorney over $12,000 for his “services”.
This erroneous decision by the bankruptcy court, before determining whether the bank had a legal right to an equitable mortgage, caused us to appeal the resale of our voided mortgage to the US District Court. This courts determination was that the bankruptcy court had not determined whether the bank had a legal right to have an equitable mortgage, based on the forgery, and sent it back to the lower court for a determination. The bankruptcy court, upon the receipt of this remand, immediately determined that the defendants were eligible for the equitable mortgage and, again, we were forced to appeal to the US District Court. The final determination deemed that the bank did not have the legal right to have an equitable mortgage. This action caused the bank to file an appeal to the US 6th Circuit Court, where, finally, in January of 2012 the higher court denied the equitable mortgage.
Most would consider this a big win, however, if this was a big win, I wouldn’t be sitting here, almost seven years later, feeling compelled to write this letter of regret. The entire time that we were embroiled in this fight, we were continually told that we were not to make any repairs to the home (after all it might go back to the bank). The bank (six years after the avoidance of the mortgage and a year-and-a-half after the circuit court’s decision) still have their names on our deed and have placed forced insurance upon our home that has been billed to us on our ever growing “escrow” that we weren’t entitled to when we actually had a mortgage…and the coup de grâce, the bank is reporting that we are over 80-months delinquent on our non-existent “mortgage”.
We have had to hire another law firm to straighten out this mess and after speaking with our lawyer, this will be another long, drawn out affair. We have attempted to file a claim against the insurance, however, it is likely the bank will rescind the insurance based on a “mutual mistake of fact” (the original servicer, midway through the appeals process sold the non-existent mortgage to another servicer)…so, in other words, oops, sorry we didn’t tell you that the mortgage we sold you had no validity, no hard feelings.
We have contacted every agency that we can think of to try and get help with our situation, only to be told that because our credit is shot we, most likely, would not be able to get any help if there was any help available in the first place.
There is no quick fix for us. We decided to stand up against a crime that was committed against us and this is the consequences of an average American going toe to toe with the banks. They will chew you up and spit you out without any regard for the laws that govern us, the “average” Americans. So, therefore, I feel compelled to apologize to my neighbors and community and let you know that this is not what we want and every day we make strides to overcome what the last ten years has done to our lives. I will not apologize for fighting a crime or standing on principle, but I know that my decisions now have consequences for my neighbors and neighborhood. I hope that this will at least give our neighbors answers to the why “it is what it is”.
You said it right David. We ALL need to march on WA and tell this Administration and Congress we are sick to death of the fraud and we aren’t taking it anymore. Everyone in my Aurora Loan Services “victims” groupis tossed into the same 2k or 6k category, even if they made pymts under a forbearance plan or trial plan and were then foreclosed. WHY? We should demand to know why!! Why do bk victims get 62k and others that were paying have the category of 50k or 24k? These are questions that need to be answered. Of course, none of us get this money anyway because we are tossed into the “cheap” category of 2k or 6k. I just want my home back. I never asked for a stupid modification but they tricked me into going late so they could foreclose and steal my dream house I had owned and paid for for 8 yrs. I want to demonstrate. I want to shout from the mountain tops. When will someone listen?!!! Nothing does any good. They robbed us, ruined our financial, emotion, professional lives. And what do we get? Kicked in the groin again. Everyone needs to write Elizabeth Warren and demand justice. Tell her to keep fighting for us and to overturn the bogus Independent Review payout. Don’t forget how much RUST was paid – 20 times more than us.
i was one of the 500,000 that actually filled out the info now 2.4 millioh checks have been sent out & they tell maybe august wtf
That is really bull shit joke for wrongful foreclosure and homeowners demand to pay all kind of absurd fees including foreclosure expenses and unreasonable fees and paid predatory loan for high interest as same as usury for several years due to banker’s fraud and misconduct of practice of ucc of business which has legal right to rip off any penny we had but distressed homeowners attempted to apply for modification loan in the beginning until now without result except tender to dispense or to distribute $ 2,000 for forgiving bank committing to steal or attempt to steal from the homeowners’ properties across nationwide. if you are a legal robber(1%)with license from our GOVERNMENT to rip off from the middle class citizens(99%) and you will be a banker in our country which is united states of America…………….$ 2000 paid for bank’s prior usury or predatory loan to regret on its error or negligence or robber’s conduct to all AMERICAN CITIZENS financial injuries and continue homeowners to be its slavery and paid out any penny to bank. THAT IS BULL SHIT AT ALL TO ALL SUFFERING FINANCIAL INJURIES TO CA– USE FROM BANK FORECLOSURE ACTION AT PAST
Of course it’s rigged!! That’s why there is no appeal and no sense to allow the criminals to choose their restitution amounts. That is just insane. But we all are going there as long as we allow them to continue to discontinue millions of displaced families. How are they missing that picture. Anything else that would come in and cause Billions of dollars of DAMAGES (it wasn’t the homeowner that lowered the values… it was Wall Street. Wall street is no more than a gambling table for the executives. With our money. They bet more on the failure of something than success, they bid on shorts to cover any lose they had in judgement. Then they invited anyone who didn’t know to play too. Some are fine with it because they are “safe” and I say shame on them for not looking out for their neighbors. I bought a home after, but refused to buy any home that was stolen. Very few. This is just crazy to keep NOT acting out. I say 6 months after the first check went out, every one visit officials. Everyone
Just read this about the error rate allowed. It’s a third of what they allotted All Americans for just one year….. READ,this, and see how they are treating people who pay vs those that don’t and the accountability is enough to make me flee this country!!
http://www.paymentaccuracy.gov/programs/rental-housing-assistance-programs
We all Know that this entire debacle is fraudulent to say the least, we have to come together as a people to fight this conduct of the ” powers that be”, we bail them out (the banks) and they throw us out. It’s a travesty!!