Tim Miller – “Love, Your Broken Home”

Tim Miller – “Love, Your Broken Home” (Live Studio Recording)

A little while back I listened to an interview on the radio involving predatory lending practices. On one side, they had a family on the verge of being homeless because of these predatory practices. On the other side, they interviewed a twenty something year old lender.

Essentially, this family trusted the lender and was taken advantage of. The family was persuaded to lock in a variable rate loan because of its “favorable” terms. Because of the “favorable” terms, of course, the lender told the family they could borrow much more money than, in reality, the family should have.

The lender prospered by exploiting families like this – actually saying in the interview how he and buddies would fly to Vegas, go to the best clubs, etc. etc.

Not surprisingly, the family’s home was foreclosed after their interest rate reset according to the terms of the loan.

The interview had a profound effect on me and inspired me to write a song about this American tragedy.

I stopped by producer/engineer Chris Bell’s place and we ran it down using his Canon 7D camera.

LOVE, YOUR BROKEN HOME
By: Tim Miller © 2010

VERSE 1:
I’M IN WITH AN AMERICAN WHORE
I LAID DOWN WHEN YOU SAID HEY SIR,
YOU COULD HAVE SO MUCH MORE
GOT ME RIGHT TO THE LINE
A GENTLE NUDGE BEGINS THE FALL
HEY, HOW COME YOU NEVER FELL AT ALL

CHORUS 1:
FOOLISH CHILD, I’M FEELING LIKE A FOOLISH CHILD
HOW YOU PUSHED ME ON, OH THE BULLY HAS A BLINDED PAWN
AND I, I I …
I’M SEEING WHY YOU WERE SO FAST AND LOOSE FOR THE CLOSE
LOVE, YOUR BROKEN HOME

VERSE 2:
HEY SIR SO WISE WITH YOUR BIG DEGREE
I HEAR YOU’RE OUT THERE LIVING LARGE IN SOME VELVET ROPE RED CARPET SCENE
WELL I HOPE YOU ARE HAVING A VERY NICE TIME YOU LITTLE SHIT
THEY LOCKED US OUT OF OUR HO– USE WE CAN’T GET IN

CHORUS 2:
FOOLISH CHILD, I’M FEELING LIKE A FOOLISH CHILD
WHERE HAVE YOU GONE, OH THE PAPER MAN WON’T LEAVE US ALONE
AND I, I I …
I’M HERE WITH MY FAMILY WE’RE BARELY AFLOAT
LOVE YOUR BROKEN HOME

BRIDGE:
I GUESS I MISREAD YOUR ROLE
PLEASE LET ME KNOW HOW I SHOULD TELL MY WIFE AND KIDS
IT’S TIME TO GO

CHORUS 3:
FOOLISH CHILD, I’M FEELING LIKE A FOOLISH CHILD
WE’RE ALL ALONE
HEY MISTER IT’S YOUR FAMILY OF PAWNS
AND I, I I …
I AM NOT SURE WHERE YOU THOUGHT WE COULD GO
MY KIDS ARE TRYING TO OPEN UP THEIR FRONT DOOR
HEY FUCK YOU FOR IGNORING MY CALLS
LOVE, YOUR BROKEN HOME

~

4closureFraud.org

Comments
3 Responses to “Tim Miller – “Love, Your Broken Home””
  1. Bobbi Swann says:

    And the fraud to this very day still continues. Corrupt judges, corrupt courts and even corrupt defense attorneys! Not many that will stand up to the likes of their ‘own kind’. I have yet to see ‘true’ justice being handed down. Lenders escape the consequences and not one of them are held accountable. Amazing song by this writer/singer and he hit it ‘spot on.’

    • Elaine Williams says:

      I could have written this if I were a song writer. All of it so true. We were lied to and lost everything because of six months of underemployment. We called and called and called and sent $10,000 to HomEq who had told us to stop making payments in order to ‘qualify’ for a modification. They took our $10,000 and sent us a letter telling us we were approved for a mod – except the mod payment was more than what the original payment was! Then they closed up shop and our loan was ‘sold’ about 4 or 5 times. We struggled on for five years wiping out our entire 401k trying to claw that house and property back. We were in our late 50’s when we signed those papers that would eventually take everything we had. I will be working until I am 80 if I live that long.

  2. I quote from Karl Marx’s Das Kapital :

    “The entire history of the human race is nothing but the history of class struggle”.

    His thesis was finished post mortem after his death by Friedrich Engels with the thought-provoking,

    ” That is, all written history”.

    Sadly our land records are now being assaulted byan ability through MERS of predatory capitalism to electronically stamp and swear away the equity in our hard-won homes,
    This will prove to be our Great Country’s downfall, as our equity can be bought into by
    the KKK or ISIS pension plans. Anyone can buy a piece of our property, even through erroneous and/or fraudulent mortgage liens.

    We of the first generation of refugees from Europe are experiencing perhaps what the Native Americans did. Predatory Capitalism cannot exist with Democracy. America is doomed when the banking oligarchy is given all favor v. the painstakingly truthful homeowner

    It is over, the great and good capitalist America.

    If our judiciary and government do not return to good old fashioned responsible capitalism, we sadly then make way for the United Banks of America, an Oligarchy.

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