James R. Ackley: Responding to Disaster, A Contemporary Approach to Foreclosure Defense

Responding to Disaster, A Contemporary Approach to Foreclosure Defense By James ‘Randy’ Ackley The consequences of a family losing their home, it goes without saying, are horrendous. Helping people who have lost their homes is one of the most rewarding, yet heartbreaking, vocations a person can experience. I have been privileged to have had the … Read more

Prosecutors and Judges Have Brought Back Debtors’ Prisons

Prosecutors and Judges Have Brought Back Debtors’ Prisons A new report details how easily you can be put in jail simply for owing a company money. By David Dayen One of the defining features of my work has been the loss of integrity in the justice system, not just because of separate tiers of accountability … Read more

Single-Family Rental Industry: Companies Keep Tenant Security Deposits, Pad Move-Out Statements, Turn Former Tenants’ Accounts Over to Debt Collectors

Single-Family Rental Industry: Companies Keep Tenant Security Deposits, Pad Move-Out Statements, Turn Former Tenants’ Accounts Over to Debt Collectors Second Class Petty Officer Jonathan Stacy had always thought of himself as capable of handling whatever the U.S. Navy threw at him. Then he met his match: American Homes 4 Rent, the Agoura Hills, California-based real … Read more

Fraudclosure: What is Wrong with Florida’s Third District Court of Appeal Foreclosure Cases?

What is Wrong with Florida’s Third District Court of Appeal? Statistics from every Florida District Court of Appeal show something is wrong with the Third District’s handling of foreclosure cases. By Evan M. Rosen Fort Lauderdale, Florida (February 8, 2018) – Statistics reveal what experienced Florida foreclosure attorneys already know, the Third District Court of … Read more

FL 3rd DCA Reverses Ruling That Found HSBC Forged Mortgage Documents

Miami Court Wipes Ruling That Found HSBC Forged Mortgage Documents A state judicial panel remanded the case to the trial court to enter a final judgment of foreclosure. A Florida appellate court vindicated HSBC Bank USA N.A., reversing a Miami-Dade Circuit judge who’d found the lender forged mortgage documents to prosecute a real estate foreclosure. Citing seven points … Read more

S&P Downgrades Wells Fargo On “Unprecedented Regulatory Issues”

S&P Downgrades Wells Fargo On “Unprecedented Regulatory Issues”: Full Report Wells Fargo & Co. Downgraded To ‘A-/A-2’ From ‘A/A-1’ On Prolonged Regulatory And Governance Issues; Outlook Is Stable On Feb. 2, Wells Fargo & Co. (“Wells”) became subject to a consent order from the Federal Reserve that caps the company’s asset growth until it further … Read more

Fraudclosure: Now Hiring – Select Portfolio Servicing Chain of Title Specialist

Fraudclosure: Now Hiring – Select Portfolio Servicing Chain of Title Specialist Job Summary: Provides assistance in demonstrating the Investor has the appropriate legal authority to initiate actions through a complete Chain of Title, by recognizing and preparing the required documents to complete the Note with applicable Endorsements, along with any Assignments and other necessary legal … Read more