Posted by 4closureFraud on June 1, 2010 · Leave a Comment
Random Repost. Blast from the Past. Going to start off each day with a random repost from the archives… “The Florida Uniform Commercial Code speaks of the transferable right of enforcement of the secured obligation, commonly referred to as the “promissory note”. Generally, the right of en-forcement of the promissory note is transferable only by … Read more
Filed under Foreclosure Fraud, Random Repost · Tagged with 4closurefraud, assignment, bank fraud, conspiracy, criminal, fight the banks, Foreclosure Defense, Foreclosure Fraud, livinglies, mortgage serving fraud, UCC, uniform commercial code
Posted by 4closureFraud on May 20, 2010 · Leave a Comment
Random Repost Blast from the Past. Going to start off each day with a random repost from the archives… Enjoy! Basic Foreclosure Litigation Defense Manual 4closureFraud Tweet
Filed under Random Repost · Tagged with 4closurefraud, assignment, bank fraud, criminal, deed of trust, fight the banks, foreclosure, Foreclosure Defense, Foreclosure Fraud, forgery, fraud, freddie mac, livinglies, MERS, mortgage electronic registration system, Mortgage Fraud, mortgage serving fraud, predatory lending, recordings, Stop foreclosure, wrongful foreclosure
Posted by 4closureFraud on December 26, 2009 · Leave a Comment
Posted by Karl Denninger The Market Ticker I have written about “strategic defaults” many times in The Ticker, with the most recent being right here: Therefore, until the law is changed to prohibit the use of said “Strategic” legal containers and the resulting option of business interests – including the banks that are complaining now – to … Read more
Filed under bankruptcy, cdo, Corruption, Fannie Mae, foreclosure, Foreclosure Fraud, freddie mac, MERS, mortgage electronic registration system, Mortgage Fraud, securities fraud · Tagged with 4closurefraud, assignment, bank fraud, bankruptcy, conspiracy, criminal, foreclosure, Foreclosure Fraud, livinglies, mortgage electronic registration system, mortgage serving fraud, predatory lending, strategic default
Posted by 4closureFraud on December 26, 2009 · Leave a Comment
This document made my brain hurt. Anyway, good info… Consumers often transact with imperfect information about the best price available for a product. Some examples are mundane, a grocery shopper does not know the price of Kleenex at every other nearby grocery store. Others are more substantial, such as the best available price for a … Read more
Filed under bankruptcy, cdo, Corruption, Fannie Mae, foreclosure, Foreclosure Fraud, freddie mac, mortgage electronic registration system, Mortgage Fraud, securities fraud · Tagged with 4closurefraud, bank fraud, conspiracy, criminal, foreclosure, Foreclosure Fraud, livinglies, mortgage electronic registration system, mortgage serving fraud, predatory lending, yeild spread
Posted by 4closureFraud on December 26, 2009 · 1 Comment
On Tuesday, December 22, 2009, the Mortgage Bankers Association (MBA) filed 2 comment letters with the Board of Governors of the Federal Reserve System, both relating to the proposed amendments to Regulation Z, the implementing regulation for the Truth in Lending Act (TILA). The first letter specifically addresses the proposed rules to revise consumer disclosures … Read more
Filed under bankruptcy, cdo, Corruption, Fannie Mae, foreclosure, Foreclosure Fraud, freddie mac, MERS, mortgage electronic registration system, Mortgage Fraud, securities fraud · Tagged with 4closurefraud, bank fraud, bankruptcy, conspiracy, criminal, federal reserve, foreclosure, Foreclosure Fraud, livinglies, mba, mortgage electronic registration system, mortgage serving fraud, securities fraud, tila
Posted by 4closureFraud on December 26, 2009 · Leave a Comment
Homeownership is often thought of as an integral part of the American dream, and encouraging homeownership has historically been an important feature of U.S. public policy. Figure 1 provides a time series of the aggregate homeownership rate published by the US Bureau of the Census. After rising for a decade, the homeownership rate peaked at … Read more
Filed under bankruptcy, cdo, Corruption, Fannie Mae, foreclosure, Foreclosure Fraud, freddie mac, MERS, mortgage electronic registration system, Mortgage Fraud, securities fraud · Tagged with 4closurefraud, assignment, bank fraud, bankruptcy, conspiracy, criminal, foreclosure, Foreclosure Fraud, livinglies, MERS, mortgage electronic registration system, mortgage serving fraud, ny fed, predatory lending
Posted by 4closureFraud on December 26, 2009 · 3 Comments
The grassroots good government and legal reform advocate known as POPULAR, Inc. (POPULAR) announced the year-end recipients of its bi-annual “Restore Integrity Award”. The award program administrators state “we are delighted that judges comprise half of our year-end award recipients,” noting “judges Lackey, Schack, and Spinner resisted powerful private interests without waiting for a groundswell … Read more
Filed under bankruptcy, foreclosure, Foreclosure Fraud, MERS, mortgage electronic registration system, Mortgage Fraud · Tagged with 4closurefraud, assignment, bank fraud, bankruptcy, conspiracy, criminal, foreclosure, Foreclosure Fraud, judge shack, Judge Spinner, mortgage electronic registration system, mortgage serving fraud
Posted by 4closureFraud on December 21, 2009 · 5 Comments
This madness needs to stop. It’s one thing for these pretender lenders to take properties through illegal foreclosures. Now they are maliciously breaking and entering into any homes they wish with disregard of the laws. No better than common criminals… December 21, 2009 LAS VEGAS – A Las Vegas woman says she is the victim … Read more
Filed under foreclosure, Foreclosure Fraud · Tagged with 4closurefraud, bank fraud, bankruptcy, Brenkus Team, conspiracy, criminal, foreclosure, Foreclosure Fraud, las vegas, mortgage serving fraud, Nilly Mauck, trashed out
Posted by 4closureFraud on December 17, 2009 · Leave a Comment
Bank Lobbyists Launch ‘Call To Action’ To Crush Financial Reform CEO Alert December 15, 2009 TO: Bank CEOs FROM: Art Johnson, ABA Chairman RE: Regulatory Reform – An Update and a Call to Action On December 7, I sent you a “Halftime Report” in which I said ABA thought the House would pass narrowly the … Read more
Filed under bankruptcy, Corruption, Fannie Mae, foreclosure, Foreclosure Fraud, freddie mac, MERS, mortgage electronic registration system, Mortgage Fraud, securities fraud · Tagged with 4closurefraud, aba, bank fraud, bankruptcy, bankster, conspiracy, cram down, criminal, foreclosure, Foreclosure Fraud, mortgage serving fraud
Posted by 4closureFraud on December 11, 2009 · 5 Comments
Indy Mac claims $474,936.78 still is owed two weeks after Justice Jeffrey Spinner ordered the mortgage canceled. Source: Judge orders parties back to court in mortgage case (requires paid subscription to Newsday) Fri 11 Dec 2009 The state Supreme Court justice who last month lashed out at a bank’s dealings with an East Patchogue family … Read more
Filed under bankruptcy, cdo, Corruption, Fannie Mae, foreclosure, Foreclosure Fraud, freddie mac, MERS, mortgage electronic registration system, Mortgage Fraud · Tagged with 4closurefraud, assignment, bank fraud, bankruptcy, conspiracy, criminal, foreclosure, Foreclosure Fraud, IndyMac, livinglies, MERS, mortgage electronic registration system, Mortgage Fraud, mortgage serving fraud, predatory lending, Yano-Horoski
Posted by 4closureFraud on December 10, 2009 · 3 Comments
Governor Elizabeth A. Duke At the Community Stabilization Symposium, NeighborWorks Training Institute, National Harbor, Maryland December 9, 2009 Keys to Successful Neighborhood Stabilization “Communities with weak underlying economies are characterized by a long trend of population loss, gradual impoverishment, and strained municipal resources. For cities like Cleveland, Detroit, and Indianapolis the increase in foreclosures over … Read more
Filed under cdo, Corruption, Fannie Mae, foreclosure, Foreclosure Fraud, freddie mac, MERS, mortgage electronic registration system, Mortgage Fraud, securities fraud · Tagged with bank fraud, eviction, foreclosure, Foreclosure Fraud, livinglies, Mortgage Fraud, mortgage serving fraud, toxic title
Posted by 4closureFraud on December 8, 2009 · 9 Comments
MERS SMACKDOWN in NEVADA!!! Dist. Ct. Case No. 2:09-CV-00661-KJD-LRL Bankr. Ct. Case No. BK-S-07-16645-LBR “This appeal arises from eighteen cases in which MERS filed motions for relief from stay in the Bankruptcy Court. In each case, either a party or the Bankruptcy Court raised the issue of whether MERS had standing to bring the motion. … Read more
Filed under bankruptcy, cdo, Corruption, foreclosure, Foreclosure Fraud, MERS, mortgage electronic registration system · Tagged with 4closurefraud, bank fraud, bankruptcy, foreclosure, Foreclosure Fraud, livinglies, mortgage serving fraud, predatory lending, wrongful foreclosure
Posted by 4closureFraud on December 7, 2009 · Leave a Comment
Priority? What’s That? “If you wondered how ugly things would get in terms of lenders ignoring priority (after the government wantonly did so) here’s your answer: “A new foreclosure tactic, whereby lenders or debt collectors holding second mortgages freeze bank accounts or garnish pay checks of already struggling homeowners, is emerging and making it even … Read more
Posted by 4closureFraud on December 4, 2009 · Leave a Comment
NY APPELLATE DIVISION FORECLOSURE MILLS JUST DON’T GET IT Countrywide Home Loans, Inc. v Gress 2009 NY Slip Op 08989 Decided on December 1, 2009 Appellate Division, Second Department Published by New York State Law Reporting Bureau pursuant to Judiciary Law § 431. This opinion is uncorrected and subject to revision before publication in the … Read more
Filed under foreclosure, Foreclosure Fraud, MERS, mortgage electronic registration system, Mortgage Fraud · Tagged with assignment, bank fraud, bankruptcy, foreclosure, Foreclosure Fraud, MERS, mortgage electronic registration system, mortgage serving fraud
Posted by 4closureFraud on December 4, 2009 · 6 Comments
“The Florida Uniform Commercial Code speaks of the transferable right of enforcement of the secured obligation, commonly referred to as the “promissory note”. Generally, the right of en-forcement of the promissory note is transferable only by delivery of the instrument itself to the transferee. The key issue is transfer. Defense counsel must identify the circumstances … Read more
Filed under Corruption, foreclosure, Foreclosure Fraud, Mortgage Fraud · Tagged with 4closurefraud, assignment, bank fraud, conspiracy, criminal, Foreclosure Fraud, livinglies, mortgage serving fraud, UCC, uniform commercial code
Posted by 4closureFraud on November 16, 2009 · 4 Comments
“It’s actually been happening for a year or more in large numbers. Why the media hasn’t picked up on this story is a good question to ask… I don’t think anyone realizes how big this area of fraud actually is or could believe that it’s truly happening. The biggest reason is probably because the judicial … Read more
Filed under bankruptcy, cdo, Corruption, Fannie Mae, foreclosure, Foreclosure Fraud, freddie mac, MERS, mortgage electronic registration system, Mortgage Fraud, securities fraud · Tagged with 4closurefraud, adjustable rate mortgage, appeal foreclosure, assignment, Assignments, bad investments, bail out, bailout, bank fraud, bankruptcy, broke, certificate holders, clouded title, conspiracy, conveyances, Counterfeit, county land records, court, criminal, deceptive practices, deed, deed of trust, discovery request, discrimination, economy problems, economy woes, esign, Espionage, euta, eviction, exposure, fair debt collection practices, Fannie Mae, FDIC, Finances, fixed, florida notary laws, foreclosure, Foreclosure Fraud, forgery, fraud, fraudulent notary, freddie mac, Guide, HARDSHIP, hardship letter, home for free, homeless, Housing, Interrogatories, investment fraud, Law, lis pendens, livinglies, MERS, missing assignments, mortgage electronic registration system, Mortgage Fraud, mortgage serving fraud, motion to dismiss, msfraud.org, Noncompliance, notice of default, originator, pooling servicing agreement, predatory lending, produce the note, promissory, promissory note, public fraud, Racketeering, real estate, real estate attorney, real estate law, recordings, registry, remic, rico act, securities fraud, securitized, security custodian, security fraud, security trustee, Stop foreclosure, subprime, theft, trustee, trustee sale, uniformed commercial code, wall street fraud, whistleblower, world bank, wrongful foreclosure
Posted by 4closureFraud on November 15, 2009 · 13 Comments
“The Sanction of Dismissal is Warranted in this Case. As shown in the discussion above, the BANK has filed many documents with the Court in complete disregard of the truth or falsity of their factual underpinnings. Under the Court’s general civil contempt powers, the Court is authorized and entitled to sanction the BANKS’s misconduct. As … Read more
Filed under bankruptcy, cdo, Corruption, Fannie Mae, foreclosure, Foreclosure Fraud, freddie mac, MERS, mortgage electronic registration system, Mortgage Fraud, securities fraud · Tagged with 4closurefraud, adjustable rate mortgage, appeal foreclosure, assignment, Assignments, bad investments, bail out, bailout, bank fraud, bankruptcy, broke, certificate holders, clouded title, conspiracy, conveyances, Counterfeit, county land records, court, criminal, deceptive practices, deed, deed of trust, discovery request, discrimination, economy problems, economy woes, erica johnson seck, esign, Espionage, euta, eviction, exposure, fair debt collection practices, Fannie Mae, FDIC, Finances, fixed, florida notary laws, foreclosure, Foreclosure Fraud, forgery, fraud, fraudulent notary, freddie mac, Guide, HARDSHIP, hardship letter, home for free, homeless, Housing, IndyMac, Interrogatories, investment fraud, Law, lis pendens, livinglies, MERS, missing assignments, mortgage electronic registration system, Mortgage Fraud, mortgage serving fraud, motion to dismiss, msfraud.org, Noncompliance, notice of default, originator, pooling servicing agreement, predatory lending, produce the note, promissory, promissory note, public fraud, Racketeering, real estate, real estate attorney, real estate law, recordings, registry, remic, rico act, securities fraud, securitized, security custodian, security fraud, security trustee, Stop foreclosure, subprime, theft, trustee, trustee sale, uniformed commercial code, wall street fraud, whistleblower, world bank, wrongful foreclosure
Posted by 4closureFraud on November 15, 2009 · Leave a Comment
“Regarding MERS and why they have a big problem with no quick solution. This is because MERS is the Beneficiary of the Security only and they nothing to do with the Note and are not a party to the Note. The problem is that an Assignment is worthless if it only transfers the Deed of … Read more
Filed under bankruptcy, cdo, Corruption, Fannie Mae, foreclosure, Foreclosure Fraud, freddie mac, MERS, mortgage electronic registration system, Mortgage Fraud, securities fraud · Tagged with 4closurefraud, adjustable rate mortgage, appeal foreclosure, assignment, Assignments, bad investments, bail out, bailout, bank fraud, bankruptcy, broke, certificate holders, clouded title, conspiracy, conveyances, Counterfeit, county land records, court, criminal, deceptive practices, deed, deed of trust, discovery request, discrimination, economy problems, economy woes, esign, Espionage, euta, eviction, exposure, fair debt collection practices, Fannie Mae, FDIC, Finances, fixed, florida notary laws, foreclosure, Foreclosure Fraud, forgery, fraud, fraudulent notary, freddie mac, Guide, HARDSHIP, hardship letter, home for free, homeless, Housing, Interrogatories, investment fraud, Law, lis pendens, livinglies, MERS, missing assignments, mortgage electronic registration system, Mortgage Fraud, mortgage serving fraud, motion to dismiss, msfraud.org, Noncompliance, notice of default, originator, pooling servicing agreement, predatory lending, produce the note, promissory, promissory note, public fraud, Racketeering, real estate, real estate attorney, real estate law, recordings, registry, remic, rico act, securities fraud, securitized, security custodian, security fraud, security trustee, Stop foreclosure, subprime, theft, trustee, trustee sale, uniformed commercial code, wall street fraud, whistleblower, world bank, wrongful foreclosure
Posted by 4closureFraud on November 11, 2009 · 15 Comments
Recommendation regarding verification of “ownership” of the mortgage “The Task Force has recommended a requirement for a plaintiff in a foreclosure action to verify that it owns and holds the note. Typically, the plaintiff in a foreclosure action does not own the underlying note or loan that is secured by the property subject to the … Read more
Filed under bankruptcy, cdo, Corruption, Fannie Mae, foreclosure, Foreclosure Fraud, freddie mac, MERS, mortgage electronic registration system, Mortgage Fraud, securities fraud, Uncategorized · Tagged with 4closurefraud, adjustable rate mortgage, appeal foreclosure, assignment, Assignments, bad investments, bail out, bailout, bank fraud, bankruptcy, broke, certificate holders, clouded title, conspiracy, conveyances, Counterfeit, county land records, court, criminal, deceptive practices, deed, deed of trust, discovery request, discrimination, economy problems, economy woes, esign, Espionage, euta, eviction, exposure, fair debt collection practices, Fannie Mae, FDIC, Finances, fixed, florida notary laws, foreclosure, Foreclosure Fraud, forgery, fraud, fraudulent notary, freddie mac, Guide, HARDSHIP, hardship letter, home for free, homeless, Housing, Interrogatories, investment fraud, Law, lis pendens, livinglies, MERS, missing assignments, mortgage electronic registration system, Mortgage Fraud, mortgage serving fraud, motion to dismiss, msfraud.org, Noncompliance, notice of default, originator, pooling servicing agreement, predatory lending, produce the note, promissory, promissory note, public fraud, Racketeering, real estate, real estate attorney, real estate law, recordings, registry, remic, rico act, securities fraud, securitized, security custodian, security fraud, security trustee, Stop foreclosure, subprime, theft, trustee, trustee sale, uniformed commercial code, wall street fraud, whistleblower, world bank, wrongful foreclosure
Posted by 4closureFraud on October 29, 2009 · 1 Comment
“When your paperwork is woefully incomplete in a foreclosure case, you can ask for a delay or you can drop the case or have it dismissed, and you usually get another chance. Bankruptcy, by contrast, is kind of a one-shot deal by nature. The judge will add up all the debts, add up all the … Read more
Filed under bankruptcy, cdo, Corruption, Fannie Mae, foreclosure, Foreclosure Fraud, freddie mac, MERS, mortgage electronic registration system, Mortgage Fraud, securities fraud · Tagged with 4closurefraud, adjustable rate mortgage, appeal foreclosure, assignment, Assignments, bad investments, bail out, bailout, bank fraud, bankruptcy, broke, certificate holders, clouded title, conspiracy, conveyances, Counterfeit, county land records, court, criminal, deceptive practices, deed, deed of trust, discovery request, discrimination, economy problems, economy woes, esign, Espionage, euta, eviction, exposure, fair debt collection practices, Fannie Mae, FDIC, Finances, fixed, florida notary laws, foreclosure, Foreclosure Fraud, forgery, fraud, fraudulent notary, freddie mac, gretchen morgenson, Guide, HARDSHIP, hardship letter, home for free, homeless, Housing, Interrogatories, investment fraud, Law, lis pendens, livinglies, MERS, missing assignments, mortgage electronic registration system, Mortgage Fraud, mortgage serving fraud, motion to dismiss, msfraud.org, Noncompliance, notice of default, olga, originator, phh mortgage, pooling servicing agreement, predatory lending, produce the note, promissory, promissory note, public fraud, Racketeering, real estate, real estate attorney, real estate law, recordings, registry, remic, rico act, securities fraud, securitized, security custodian, security fraud, security trustee, Stop foreclosure, subprime, theft, trustee, trustee sale, uniformed commercial code, wall street fraud, whistleblower, world bank, wrongful foreclosure
