Check Out this Little Gem – GMAC’s Judy Faber, Possible Charges of Document Fabrication to Change Title

Well well well.. Now we are talkin… I have so much info on this issue to present in the coming days that will knock your socks off… Here is a great lead off into the realm of title fraud RE allonges that I will follow up with in my next post on this topic… Toxic … Read more

Humpty Dumpty is Broken – The Secured Debt

We need to look at this issue with secured debts, like Humpty Dumpty. The rhyme does not explicitly state that the subject is an egg because it probably was originally posed as a riddle. HUMPTY DUMPTY – The Secured Debt We shall include Fannie Mae as Fannie Mae and Freddie Mac are brother and sister … Read more

Uniform Commercial Code, UCC – The Note, The Transferee and the Wardrobe

Random Repost. Blast from the Past. Going to start off each day with a random repost from the archives… “The Florida Uniform Commercial Code speaks of the transferable right of enforcement of the secured obligation, commonly referred to as the “promissory note”. Generally, the right of en-forcement of the promissory note is transferable only by … Read more

Have a Note? Commercial or Residential – Obligors, Attorneys, Judges, Investors – You NEED to Read This!

Candy Bar We will assume this is a Real Candy Bar and not some knock off claiming to be a candy bar. 1. Buyer wants candy bar. Buyer goes to store and conducts a transaction that evolves giving the seller a dollar bill and in return leaves with a candy bar. Buyer leaves with candy … Read more

Foreclosure Defense – Use the UCC

Something interesting  I came across… Thoughts??? “In light of the fact that virtually all promissory notes taken by banks, mortgage companies, etc., were sold at some time after the “closing” for the respective transactions — without the right in discovery to physically inspect, and photocopy the original wet-ink instrument, (production of the original instrument), meaning … Read more

Uniform Commercial Code, UCC – The Note, The Transferee and the Wardrobe

“The Florida Uniform Commercial Code speaks of the transferable right of enforcement of the secured obligation, commonly referred to as the “promissory note”. Generally, the right of en-forcement of the promissory note is transferable only by delivery of the instrument itself to the transferee. The key issue is transfer. Defense counsel must identify the circumstances … Read more