MEDIA STORY LINE. A Well known highly respected Florida Notary and his wife who witness the signing of a deed and mortgage have come forward and signed a statement sworn under oath that the signatures on a deed and mortgage were originally signed in Royal Blue. They even went to the Marion County Clerk of the Court and had another notary witness the fact that they viewed the recorded deed and mortgage that was submitted by US Bank and then witnessed that the documents were not sign in Royal Blue. But in fact were signed in Black. It is clear by any reasonable person or most important by Law Enforcement and our Judges, that after US Bank claimed a lost note status for a couple of years, they had no choice but to forge the deed and note in order to have standing in court.
The Shelton family is being illegally foreclosed on by US Bank who has already paid out multi million dollar fines, but no one has gone to jail. Who is actually committing these crimes? Was it DocX or LPS or is it their attorneys? This needs to be discovered and prosecuted by the Feds because it is a very serious issue that is costing the American public billions of dollars in loses. It apparently doesn’t matter to US bank that the homeowner is right or wrong because no normal family can stand up to the money that is used to win by attrition against a homeowner. Who will protect the public and stop the destruction of hundred of thousands of families lives all across this nation?
This is also very wrong because Us Bank and their attorneys may be undermining the integrity of our entire Justice system and the American way of life as it is known today. Will it end up that it is ok to forge our most treasured document without any prosecution by our government? This is becoming a crime wave that is unparalleled in history and America must stop it. Have Multiple interstate crimes been committed multiple times By US Bank and their attorneys ? Should these issues be considered within the Rico Crimes Laws. US Bank has not stopped their behavior, are the fines way to low and they just don’t care because the numbers prove that they can still make huge profits by continuing on the same path? Where is Law Enforcement? Where is Eric Holder? Where is OBAMA???
The Shelton Family didn’t discover the facts about the forgeries until they had already lost in every court even the appeals court. Now that they found out and have proof of forgery shouldn’t all the other ruling be null and void? The Shelton’s are filing a Civil Criminal Lawsuit against the attorneys Andrew Braaksma and Paul McKenna and another Civil Rico law suite against US Bank and SN servicing.
The Shelton’s have filed a bar complaint with the Florida bar against Andrew Braaksma out of Miami and his partner Paul Mckenna for Uttering Forgery and other reasons to be announced. They have also filed a complaint with the FBI and with the Florida Attorney General. They will soon ask the Office of State wide prosecution to take the case. There will also be some press conferences set up to expose the Miami Attorneys and US Bank. Shouldn’t this case be moved up to the Federal courts and demand relief and for the prosecution of the Miami Attorneys and US Bank? To join us please call 352 274 8467 Ray Shelton

I totally disagree. It depends on the circumstance. There are millions of home buyers,who were scammed by unscrupulous brokers and predatory sub-prime lenders. Some of the sub-prime lenders,were shut down for fraud. They violated TILA and RESPA laws.

you stated the answer to your own question. If they have never been transferred the note then they cannot claim to own the house. That is the premise of “show me the note” b/c we KNOW that banks buy & sell notes and therefore none of them have the note. So in your scenario, “…let them fight about whose house it is really.” is te exact same scenario within this matrix.
Be blessed.

In most cases (all that I have seen) the closing agent does not provide a copy of the closing documents post signing. Meaning that they purportedly copy the packet of documents that the buyer (new homeowner) is to sign before he/she signs them. So it may do little good to present an alleged copy of an unsigned note.
Hope that helps.

Apparently you do not understand that this is a contract. The bank is trying to say that it is the other party in the contract and therefore due damages and restitution WITHOUT BEING ABLE TO PROVE that it is indeed the other party in the contract. Now, whether or not the homeowner is in default is immaterial at this point. The issue is whether the bank is the proper party to sue. The burden of proof is on the bank to prove it, not the homeowner. If the bank played fast and loose with the documentation while it was selling and reselling the notes as mortgage backed securities, well, tough noogies to the bank, and you should feel the same way because the banks and the foreclosure mills are fabricating false documents to replace the ones they sold/lost. The judges are allowing them to get away with this fraud. The banks have been paid by Fannie Mae/Freddie Mac with YOUR TAX DOLLARS. The homeowners are being denied due process when the judges ride roughshod over the rules of procedure to help railroad the homeowners. Are you OK with this? If the banks had complied with state law and the Uniform Commercial Code and filed the paper assignments when the loan was bought and sold, the banks would not have this problem. But they disregarded the law because they wanted to save money on the recordation fees and the cost associated with creating the documents, not to mention the time it took away from flipping the notes. You should be as concerned as the homeowners, because once the rule of law is no longer relevant in this country, the only thing left is influence peddling. And God help you when you are the victim.

Well, actually, there’s a huge issue for any homeowner with a recourse mortgage, whether or not the homeowner is up to date on payments. The homeowner certainly doesn’t want to be paying the money to the *wrong party* as he will then be told later he has to pay the money *again* to the right party!

Also, even on a non-recourse mortgage, what if you’re trying to renegotiate the loan? You have a very real interest in making sure you are dealing with the actual creditor, not someone else. If you are foreclosed on by the *actual* creditor you may be able to negotiate with them. If foreclosed by someone else, you really can’t!

I am sooooooooooooooo tired of people who are not paying on their obligations (you signed the promissory note, you said you’d pay it back or they could take the house). Who cares if B of A or GMAC owns the note, let them fight about whose house it really is.

What we can be absolutely certain of is that it is NOT the home of the “borrower” who fails to pay his mortgage…….. and he/she has absolutely no right to stay.