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	Comments on: Ohio Attorney General vs AHMSI American Home Mortgage Servicing Inc	</title>
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	<link>https://4closurefraud.org/2010/05/28/ohio-attorney-general-vs-ahmsi-american-home-mortgage-servicing-inc/</link>
	<description>- Fighting Foreclosure Fraud BY SHARING THE KNOWLEDGE</description>
	<lastBuildDate>Tue, 25 Sep 2012 18:47:55 +0000</lastBuildDate>
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		<title>
		By: Ceclia		</title>
		<link>https://4closurefraud.org/2010/05/28/ohio-attorney-general-vs-ahmsi-american-home-mortgage-servicing-inc/#comment-403301</link>

		<dc:creator><![CDATA[Ceclia]]></dc:creator>
		<pubDate>Tue, 25 Sep 2012 18:47:55 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=5461#comment-403301</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2010/05/28/ohio-attorney-general-vs-ahmsi-american-home-mortgage-servicing-inc/#comment-330373&quot;&gt;Billy Creamer&lt;/a&gt;.

We have major problems with ahmsi here in Hawaii also. My mortgage was tranfered to ahmsi and my monthly payments have escalated - now threathen with foreclosure. Did yu try and file for an Independent forclosure review yet? you can find that online. Good Luck]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2010/05/28/ohio-attorney-general-vs-ahmsi-american-home-mortgage-servicing-inc/#comment-330373">Billy Creamer</a>.</p>
<p>We have major problems with ahmsi here in Hawaii also. My mortgage was tranfered to ahmsi and my monthly payments have escalated &#8211; now threathen with foreclosure. Did yu try and file for an Independent forclosure review yet? you can find that online. Good Luck</p>
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		<title>
		By: Jimmy James Jr		</title>
		<link>https://4closurefraud.org/2010/05/28/ohio-attorney-general-vs-ahmsi-american-home-mortgage-servicing-inc/#comment-335042</link>

		<dc:creator><![CDATA[Jimmy James Jr]]></dc:creator>
		<pubDate>Fri, 24 Feb 2012 04:52:42 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=5461#comment-335042</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2010/05/28/ohio-attorney-general-vs-ahmsi-american-home-mortgage-servicing-inc/#comment-155254&quot;&gt;james kapsis&lt;/a&gt;.

How do I get information on this law suit, I have been scammed by AHMSI
jIMMY jAMES]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2010/05/28/ohio-attorney-general-vs-ahmsi-american-home-mortgage-servicing-inc/#comment-155254">james kapsis</a>.</p>
<p>How do I get information on this law suit, I have been scammed by AHMSI<br />
jIMMY jAMES</p>
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		<title>
		By: Billy Creamer		</title>
		<link>https://4closurefraud.org/2010/05/28/ohio-attorney-general-vs-ahmsi-american-home-mortgage-servicing-inc/#comment-330373</link>

		<dc:creator><![CDATA[Billy Creamer]]></dc:creator>
		<pubDate>Sat, 18 Feb 2012 16:57:10 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=5461#comment-330373</guid>

					<description><![CDATA[Yes, we refianced our home with ameriquest then ahmsi took over after a year or so our payment went up and then I found out it was a adjustable rate, there is no insurance on the home in case I or my wife pass away. I was told that it was just like my other mortgage with wellsfargo but it was not. If I wanted the insurance I would  have to pay more money. Then we had some major issues that made it hard to make the house payment, we talked to them to see if we could make part payment or interest payments will they would not work with us. Later on we tried loan mod. well as everybody knows they drag their feet over a year then the said to keep calling back and they said everything was ok still in the hands of officer then one day called and they said they needed more docs. and I said why and they said the others were out dated and I said no nothing has changed. During this time a guy would show up once a month and tell us to call them.
Well the fact is they are crooks and we had to file for chapter 13 because they forclosed on our house.

I think every American that was forced into filing bankruptcy should have their house free and clear from any mortgage loan. Since we filed I just sent them a e-mail to find out how much Mortgage interest I can use they will say I don`t have any.

good luck to all of us, God will take care of those who have done us wrong.]]></description>
			<content:encoded><![CDATA[<p>Yes, we refianced our home with ameriquest then ahmsi took over after a year or so our payment went up and then I found out it was a adjustable rate, there is no insurance on the home in case I or my wife pass away. I was told that it was just like my other mortgage with wellsfargo but it was not. If I wanted the insurance I would  have to pay more money. Then we had some major issues that made it hard to make the house payment, we talked to them to see if we could make part payment or interest payments will they would not work with us. Later on we tried loan mod. well as everybody knows they drag their feet over a year then the said to keep calling back and they said everything was ok still in the hands of officer then one day called and they said they needed more docs. and I said why and they said the others were out dated and I said no nothing has changed. During this time a guy would show up once a month and tell us to call them.<br />
Well the fact is they are crooks and we had to file for chapter 13 because they forclosed on our house.</p>
<p>I think every American that was forced into filing bankruptcy should have their house free and clear from any mortgage loan. Since we filed I just sent them a e-mail to find out how much Mortgage interest I can use they will say I don`t have any.</p>
<p>good luck to all of us, God will take care of those who have done us wrong.</p>
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		<title>
		By: dewayne		</title>
		<link>https://4closurefraud.org/2010/05/28/ohio-attorney-general-vs-ahmsi-american-home-mortgage-servicing-inc/#comment-248621</link>

		<dc:creator><![CDATA[dewayne]]></dc:creator>
		<pubDate>Sun, 11 Dec 2011 10:05:17 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=5461#comment-248621</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2010/05/28/ohio-attorney-general-vs-ahmsi-american-home-mortgage-servicing-inc/#comment-155254&quot;&gt;james kapsis&lt;/a&gt;.

That is a good thing to do how can I get onboard.  AHMS filed a lawsuit about signing paperwork fruadently. Our paper work for us and if they get that money they ethier give it to us are our homes that was effected tehy can&#039;t have it both ways my modification officer quit aftr submitting all the paper work 10 months later said I need to do the paper work again and I qualify for modification. The Money or My house. one of the two.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2010/05/28/ohio-attorney-general-vs-ahmsi-american-home-mortgage-servicing-inc/#comment-155254">james kapsis</a>.</p>
<p>That is a good thing to do how can I get onboard.  AHMS filed a lawsuit about signing paperwork fruadently. Our paper work for us and if they get that money they ethier give it to us are our homes that was effected tehy can&#8217;t have it both ways my modification officer quit aftr submitting all the paper work 10 months later said I need to do the paper work again and I qualify for modification. The Money or My house. one of the two.</p>
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		<title>
		By: LUTHER MARLOW		</title>
		<link>https://4closurefraud.org/2010/05/28/ohio-attorney-general-vs-ahmsi-american-home-mortgage-servicing-inc/#comment-223197</link>

		<dc:creator><![CDATA[LUTHER MARLOW]]></dc:creator>
		<pubDate>Tue, 22 Nov 2011 16:26:36 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=5461#comment-223197</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2010/05/28/ohio-attorney-general-vs-ahmsi-american-home-mortgage-servicing-inc/#comment-155254&quot;&gt;james kapsis&lt;/a&gt;.

I HAVE BEEN FIGHTING AHMS FOR OVER TWO YRS .I AM A DISABLED 47 YR OLD MAN.MY PAYEE ASKED FOR A LOAN MOD FOR ME .LOAN WENT DOWN .THEN THREE MONTHS LATTER IT WENT UP BY $550.THEY FORGOT MY ESCROW .AND THEY ADDED IT WHEN THEY FOUND IT OUT.COULDN,T PAY NEW LOAN AMOUNT.THIS COMPANY IS OUT OF CONTROL AND NEEDS TO BE STOPED.I.A DISABLED MAN WHO ONLY WANTED TO LOWER MY MORTGAGE .WAS NOT BEHIND .NOW I AM GOING TO BE HOMELESS OVER THIS.FOR WHAT.I HAVE NO SAY OVER MY MONEY OR WHO GET,S MY MONEY.AND NOW IT LOOKS AS IF AHMS IS GOING TO GET MY HOME .NO WAY THIS IS THE COUNTRY THAT I WENT TO THE ARMY FOR.THATS WRIGHT I.AM A VET.A VET IN THIS DAY AND AGE HAS NO HOPE OF A GOOD LIFE .]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2010/05/28/ohio-attorney-general-vs-ahmsi-american-home-mortgage-servicing-inc/#comment-155254">james kapsis</a>.</p>
<p>I HAVE BEEN FIGHTING AHMS FOR OVER TWO YRS .I AM A DISABLED 47 YR OLD MAN.MY PAYEE ASKED FOR A LOAN MOD FOR ME .LOAN WENT DOWN .THEN THREE MONTHS LATTER IT WENT UP BY $550.THEY FORGOT MY ESCROW .AND THEY ADDED IT WHEN THEY FOUND IT OUT.COULDN,T PAY NEW LOAN AMOUNT.THIS COMPANY IS OUT OF CONTROL AND NEEDS TO BE STOPED.I.A DISABLED MAN WHO ONLY WANTED TO LOWER MY MORTGAGE .WAS NOT BEHIND .NOW I AM GOING TO BE HOMELESS OVER THIS.FOR WHAT.I HAVE NO SAY OVER MY MONEY OR WHO GET,S MY MONEY.AND NOW IT LOOKS AS IF AHMS IS GOING TO GET MY HOME .NO WAY THIS IS THE COUNTRY THAT I WENT TO THE ARMY FOR.THATS WRIGHT I.AM A VET.A VET IN THIS DAY AND AGE HAS NO HOPE OF A GOOD LIFE .</p>
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		<title>
		By: james kapsis		</title>
		<link>https://4closurefraud.org/2010/05/28/ohio-attorney-general-vs-ahmsi-american-home-mortgage-servicing-inc/#comment-155254</link>

		<dc:creator><![CDATA[james kapsis]]></dc:creator>
		<pubDate>Tue, 25 Oct 2011 17:14:24 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=5461#comment-155254</guid>

					<description><![CDATA[Just filed a class action suit against AHMSI for all of us
Eastern District Court
4936-cv-2011]]></description>
			<content:encoded><![CDATA[<p>Just filed a class action suit against AHMSI for all of us<br />
Eastern District Court<br />
4936-cv-2011</p>
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		<title>
		By: George A. Hart		</title>
		<link>https://4closurefraud.org/2010/05/28/ohio-attorney-general-vs-ahmsi-american-home-mortgage-servicing-inc/#comment-27304</link>

		<dc:creator><![CDATA[George A. Hart]]></dc:creator>
		<pubDate>Wed, 13 Apr 2011 17:45:33 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=5461#comment-27304</guid>

					<description><![CDATA[Welcome to the crowd Iv&#039;e been dealing with these yahoos from AHMSI for three years and haven&#039;t gotten anywhere with them I first started with help from harcatus housing and weatherazation and have also gotten a lawyer.  But the only problem left is that the state Of OHIO doesn&#039;t care about the little guy getting anything done against the big business. They make a show about this lawasuit but won&#039;t supply any answeres to questions that all of my people that I have ben working with or myself ask for. So what good does it do us the state doesn&#039;t help to get this worked out they just make it look like they are. I guess they get to much election campain money from the morgatege industry to really sue them and get on their bad side and lose all that money for teir elections.]]></description>
			<content:encoded><![CDATA[<p>Welcome to the crowd Iv&#8217;e been dealing with these yahoos from AHMSI for three years and haven&#8217;t gotten anywhere with them I first started with help from harcatus housing and weatherazation and have also gotten a lawyer.  But the only problem left is that the state Of OHIO doesn&#8217;t care about the little guy getting anything done against the big business. They make a show about this lawasuit but won&#8217;t supply any answeres to questions that all of my people that I have ben working with or myself ask for. So what good does it do us the state doesn&#8217;t help to get this worked out they just make it look like they are. I guess they get to much election campain money from the morgatege industry to really sue them and get on their bad side and lose all that money for teir elections.</p>
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		<title>
		By: Jennifer		</title>
		<link>https://4closurefraud.org/2010/05/28/ohio-attorney-general-vs-ahmsi-american-home-mortgage-servicing-inc/#comment-25729</link>

		<dc:creator><![CDATA[Jennifer]]></dc:creator>
		<pubDate>Sun, 27 Mar 2011 21:33:27 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=5461#comment-25729</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2010/05/28/ohio-attorney-general-vs-ahmsi-american-home-mortgage-servicing-inc/#comment-17583&quot;&gt;Christine Casares&lt;/a&gt;.

I am sick and tired of AHMSI ... my biggest regret is throwing away all the pages of notes I had from contacting them time and time again.   No question I got taken.  Long story, but basically I am in the same boat as most of the people who received a loan from them.  In short, I contacted them several times to try to negotiate / re-negotiate a modification for my loan that was a 5/1 ARM (now at 7%).  There are several things I don&#039;t understand; if my loan is a variable rate why does it not fluctuate with prime?  When I have called why am I always told they have no department I can speak with regarding a modification on my loan?  Why am I always speaking to someone who doesn&#039;t speak or understand English? 

They send me a &quot;bill&quot; last year that said I was over $500.00 behind in escrow and that if I didn&#039;t pay it my monthly payments would go up 100/mo.  When I calculated the escrow and payments, I was not behind or short.  When I called I was told by someone in India that I owed it and that was that.  After my house payments went up I broke down and paid the money.  I never saw anywhere it was applied.  

On another occasion I called and asked for information on the &quot;making home affordable&quot; program.  Again, I spoke with a person in India.  They told me they knew nothing of the program and they had no programs; forbearance, etc.  

I&#039;ve become so frustrated with them, I simply quit paying my mortgage as it has gone up from my original payment of around $1500.00 to over $1600.00.  I lost my full-time job in 2008 and have still managed to pay them up until this past Feb by taking cash advances out on my credit cards.

Side Note *** When I purchased my home I paid $185,000.00.  The house across the street from mine (which is over 200sf larger) is the exact same house with an addition.  Last year it sold for $140,000.00.  It went into foreclosure and was sold by the bank.  (There had been an offer on it with a Realtor for $160,000.00 that the bank rejected as a short sale before the sheriff sale).

So, I am not paying them.  I can&#039;t get any help from AHMSI, and I don&#039;t understand how they are getting away with their obvious bad practices: $500.00 additional escrow missing money, adjustable rate that does not adjust accordingly ... 

Yesterday I received a notice from a law office representing AM. Home that said I was in default and if I didn&#039;t pay the 2 months back pay plus next months with all penalties they would call the loan due in full.  ... um .... ok!

Where is the lawsuit and how does one get involved?]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2010/05/28/ohio-attorney-general-vs-ahmsi-american-home-mortgage-servicing-inc/#comment-17583">Christine Casares</a>.</p>
<p>I am sick and tired of AHMSI &#8230; my biggest regret is throwing away all the pages of notes I had from contacting them time and time again.   No question I got taken.  Long story, but basically I am in the same boat as most of the people who received a loan from them.  In short, I contacted them several times to try to negotiate / re-negotiate a modification for my loan that was a 5/1 ARM (now at 7%).  There are several things I don&#8217;t understand; if my loan is a variable rate why does it not fluctuate with prime?  When I have called why am I always told they have no department I can speak with regarding a modification on my loan?  Why am I always speaking to someone who doesn&#8217;t speak or understand English? </p>
<p>They send me a &#8220;bill&#8221; last year that said I was over $500.00 behind in escrow and that if I didn&#8217;t pay it my monthly payments would go up 100/mo.  When I calculated the escrow and payments, I was not behind or short.  When I called I was told by someone in India that I owed it and that was that.  After my house payments went up I broke down and paid the money.  I never saw anywhere it was applied.  </p>
<p>On another occasion I called and asked for information on the &#8220;making home affordable&#8221; program.  Again, I spoke with a person in India.  They told me they knew nothing of the program and they had no programs; forbearance, etc.  </p>
<p>I&#8217;ve become so frustrated with them, I simply quit paying my mortgage as it has gone up from my original payment of around $1500.00 to over $1600.00.  I lost my full-time job in 2008 and have still managed to pay them up until this past Feb by taking cash advances out on my credit cards.</p>
<p>Side Note *** When I purchased my home I paid $185,000.00.  The house across the street from mine (which is over 200sf larger) is the exact same house with an addition.  Last year it sold for $140,000.00.  It went into foreclosure and was sold by the bank.  (There had been an offer on it with a Realtor for $160,000.00 that the bank rejected as a short sale before the sheriff sale).</p>
<p>So, I am not paying them.  I can&#8217;t get any help from AHMSI, and I don&#8217;t understand how they are getting away with their obvious bad practices: $500.00 additional escrow missing money, adjustable rate that does not adjust accordingly &#8230; </p>
<p>Yesterday I received a notice from a law office representing AM. Home that said I was in default and if I didn&#8217;t pay the 2 months back pay plus next months with all penalties they would call the loan due in full.  &#8230; um &#8230;. ok!</p>
<p>Where is the lawsuit and how does one get involved?</p>
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		<title>
		By: Chris Smith		</title>
		<link>https://4closurefraud.org/2010/05/28/ohio-attorney-general-vs-ahmsi-american-home-mortgage-servicing-inc/#comment-19912</link>

		<dc:creator><![CDATA[Chris Smith]]></dc:creator>
		<pubDate>Wed, 09 Feb 2011 23:52:46 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=5461#comment-19912</guid>

					<description><![CDATA[I can&#039;t believe AHMSI is doing this fraudulent activity with so many of its customers.  This same thing is happening to me - I am called constantly asking for an extra payment.  All my bank records have been sent to them, repeated calls to them asking for clarification of their need for this extra payment - no-one in India!! has any answers.  I was told to call back 2/16/11 for their final decision on my case, now today I&#039;m told to call back 2/18 after they have just called me again asking for the additional payment.

I am contacting their Legal Dept. today, my state&#039;s Attorney General&#039;s office, and our attorney.  I hope everyone else does the same, to get this despicable company off our backs.]]></description>
			<content:encoded><![CDATA[<p>I can&#8217;t believe AHMSI is doing this fraudulent activity with so many of its customers.  This same thing is happening to me &#8211; I am called constantly asking for an extra payment.  All my bank records have been sent to them, repeated calls to them asking for clarification of their need for this extra payment &#8211; no-one in India!! has any answers.  I was told to call back 2/16/11 for their final decision on my case, now today I&#8217;m told to call back 2/18 after they have just called me again asking for the additional payment.</p>
<p>I am contacting their Legal Dept. today, my state&#8217;s Attorney General&#8217;s office, and our attorney.  I hope everyone else does the same, to get this despicable company off our backs.</p>
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		<title>
		By: Watseka Strawser		</title>
		<link>https://4closurefraud.org/2010/05/28/ohio-attorney-general-vs-ahmsi-american-home-mortgage-servicing-inc/#comment-19671</link>

		<dc:creator><![CDATA[Watseka Strawser]]></dc:creator>
		<pubDate>Mon, 07 Feb 2011 06:36:23 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=5461#comment-19671</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2010/05/28/ohio-attorney-general-vs-ahmsi-american-home-mortgage-servicing-inc/#comment-17583&quot;&gt;Christine Casares&lt;/a&gt;.

I have been fighting with them for a year. In twelve hours I have a court date with their lawyers. I assume they mean to take the house since I am not eligible (again) for home modification. I just found out 2 weeks ago there is a program for keeping your inhereited land and one for repayment. I am going to try for these anyway. 35 pages of sent faxes for loan mod didnt work. I hope this will.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2010/05/28/ohio-attorney-general-vs-ahmsi-american-home-mortgage-servicing-inc/#comment-17583">Christine Casares</a>.</p>
<p>I have been fighting with them for a year. In twelve hours I have a court date with their lawyers. I assume they mean to take the house since I am not eligible (again) for home modification. I just found out 2 weeks ago there is a program for keeping your inhereited land and one for repayment. I am going to try for these anyway. 35 pages of sent faxes for loan mod didnt work. I hope this will.</p>
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