No, actually I’ve been living with no sleep, worrying myself into an ulcer and working double shifts in the nursing home (I’m a floor nurse) saving every payment and then some so I can either pay the proper entity (THEE ONE that has my note) or sue the shit out of the pretender who’s putting me through this. You are clueless.

Check out the FL Law Firms on Fannie Mae’s retained attorney network. The paramaters outlined in SVC-2010-13 to require servicers to work with homeowners sound admirable but how could that be enforced by the same attorney that has a financial benefit in the loan going to foreclosure and not settled in mediation?

https://www.efanniemae.com/sf/technology/servinvreport/amn/pdf/retainedattorneylist.pdf
http://www.efanniemae.com

Here’s another good part: The servicer shall add the amount paid for all mediation fees charged for a particular borrower’s loan to the outstanding indebtedness of that mortgage loan.

Standing is required to invoke any court’s subject matter jurisdiction to issue a judgment in favor of the plaintiff or petitioner.

If a court does not have subject matter jurisdiction, any judgment in favor of the plaintiff or petitioner is void and can be attacked at any point in time.

Without the right to payment of a debt, the plaintiff does not have standing to take property pledged as security for the debt.

As standing is required to properly invoke the court’s subject matter jurisdiction, a party bringing a foreclosure action without actually having the right to collect on the note has not properly invoked the court’s subject matter jurisdiction and any judgment entered in its favor is void.

The banksters have influenced the legislatures to pass statutes which allow a plaintiff or petitioner to file a foreclosure action claiming that it has the right to sue based on a lost note. However, it still must be a holder in due course, and if it cannot show that it is a holder in due course of the note, then it doesn’t have the right to file suit, it doesn’t have standing, and it doesn’t have the right to invoke the court’s subject matter jurisdiction, and therefore, any judgment entered in its favor can be attacked at any time.

M,

Does this mean anything to you?

30077

If so, take you rhetoric elsewhere unless you want to be called out on who you are…

wow you’ve been living free with no mortgage payments for 3 years, tough life… you should just be handed the property free and clear and never have to pay a dime for it…I forgot this is just a one way street… the banks and their attorneys are all wrong and no one should have to pay for their houses

Wow! An anonymous poster arguing that the law shouldn’t keep those poor banksters from reaping the benefits of their risky and illegal acts.

I wonder if this shy anonymous poster works for the banksters, don’t you? Hey, maybe this shill is really just a terrorist who hates the American people because of our freedom and belief in requiring everyone to follow the law, not just the commoners. Along those lines, see this video.

[youtube=http://www.youtube.com/watch?v=G1EXKLVgEx0&fs=1&hl=en_US]

I have a good way to start mediation. Tell them “before we start mediation you need the original note and a valid assignment. I lieu of that I will accept a double indemnity bond in the form of a certified bankers check”

The foreclosure situation reminds me of this quote

Property and Plunder

Man can live and satisfy his wants only by ceaseless labor; by the ceaseless application of his faculties to natural resources. This process is the origin of property.

But it is also true that a man may live and satisfy his wants by seizing and consuming the products of the labor of others. This process is the origin of plunder.

Now since man is naturally inclined to avoid pain — and since labor is pain in itself — it follows that men will resort to plunder whenever plunder is easier than work. History shows this quite clearly. And under these conditions, neither religion nor morality can stop it.