Renee,

I am not a lawyer so please do not take this as legal advice, but rather words of encouragement.

Countrywide has put out some of the worst loan products, and paperwork in the history of modern banking. Countrywide habitually violated TILA, RESPA, and HOEPA, amongst numerous other federal and states’ laws. Bank Of America Corp. (BAC, aka BOA) acquired Countrywide and by doing so attached themselves to any liability that came with each asset(sic) acquired.

It is by no stretch of the imagination to say that every Countrywide mortgage acquired by BAC is toxic and unenforceable, which leaves MERS.

MERS and Bifurcation are synonymous. While bifurcation in and of itself is not illegal, to do so creates a fatal flaw. Once bifurcated the real property is no longer secured to the negotiable instrument (note) by the security instrument (mortgage or deed of trust). They have been separated or in the language of law bifurcated. Search Carpenter v Longan, 83 U. S. 271 (1872), “The note and mortgage are inseparable; the former as essential, the latter as an incident. An assignment of the note carries the mortgage with it, while an assignment of the latter alone is a nullity”.
Also see. LANDMARK NATIONAL BANK, v BOYD A. KESLER, and
CA– USE NO. 096 239885 09 IN RE: Order for Foreclosure Concerning Geoffrey Wilner and 6311 AVANTI DR. ARLINGTON, TX 76001IN THE DISTRICT COURT OF TARRANT COUNTY, TEXAS.

If there is anything I can do to help please let me know. I see that name and email address are mandatory fields to post a reply here I have also linked you to the website for the company I work for. Do yourself a favor and go through that site really good. There’s lots of good info on there.

Best regards,
Steve

ditto!

Not and for reasons other than a missing date. (this is not legal advice)

Jun 16, 2010 … One issue was Wells Fargo 4 closing on me and using J.S. to sign the …. Fraud on the Court for False Affidavits: http://wp.me/pFWnq-2NS 3 …
4closurefraud.org/…/2nd-deposition-of-jeffrey-stephan-gmacs-assignment-affidavit-slave/ – Cached
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Full Deposition of Jeffrey Stephan – GMAC’s Assignment / Affidavit …
Mar 22, 2010 … Foreclosure Fraud – Fighting Foreclosure Fraud by Sharing the Knowledge …. Wells Fargo Loses Appeal Regarding Assignments …
4closurefraud.org/…/full-deposition-of-jeffrey-stephan-gmacs-assignment-affidavit-slave-10000-documents-a-month/ – Cached
Show more results from 4closurefraud.org
Assignment of Mortgage, Affidavit, Notary FRAUD
Mar 12, 2010 … WANTED: Mortgage Assignments & Affidavits « Dinsfla Mortgage Foreclosure Fraud Blog …. washington mutual, wells fargo, William C. Hultman …
stopforeclosurefraud.com/…/topako-love-laura-hescott-christina-allen-eric-tate-officers-of-way-way-too-many-banks-part-deux-the-twilight-zo… – Cached
HEY NY TIMES ‘NO PROOF’ JEFFREY STEPHAN HAS AUTHORITY TO EXECUTE …
Sep 23, 2010 … Tags: affidavit, Ally Financial, assignment of mortgage, foreclosure fraud, GMAC, … This statement from Wells Fargo appears on NY TIMES 10/1/2010: …. Alan Grayson Explains the Foreclosure Fraud Crisis by dinsfla …
stopforeclosurefraud.com/…/no-proof-jeffrey-stephan-has-authority-to-execute-affidavit-for-wells-fargo/ – Cached
Show more results from stopforeclosurefraud.com
Bombshell- Substantiated Allegations of Foreclosure/Affidavit …
Mar 26, 2010 … This is a foreclosure action filed by WELLS FARGO BANK, … Allegations of foreclosure fraud permeate the entire foreclosure case file in the form of other questionable documents, affidavits and assignments. …
mattweidnerlaw.com/…/bombshell-substantiated-allegations-of-foreclosureaffidavit-fraud-that-implicates-the-florida-attorney-gener… – Cached
Foreclosure Fraud- Video Examples of False Affidavits Filed in …
Feb 8, 2010 … Tags: assignment of mortgage·bank of america·erica a johnson …. Specifically, Wells Fargo employees prepared a false affidavit which was …
mattweidnerlaw.com/…/foreclosure-fraud-video-examples-of-false-affidavits-filed-in-courts-across-the-country/ – Cached – Similar
Show more results from mattweidnerlaw.com
CALL TO ACTION- GET ME BOGUS ASSIGNMENTS AND AFFIDAVITS …
Mar 14, 2010 … mills is just so packed with fraud and fraudulent … AA1 US bank v Ibanez Landmark Massachusetts Decision, Wells Fargo Included …
livinglies.wordpress.com/…/call-to-action-get-me-bogus-assignments-and-affidavits/ – Cached
[DOC] Affidavit of Obligation & Notice of Interest, a Commercial Lien
File Format: Microsoft Word – View as HTML
… present beneficiary is WELLS FARGO BANK, NATIONAL ASSOCIATION (WFBNA), … Affidavit of alleged Fraudulent Assignment of Deed of Trust Executed by …
http://www.morningliberty.com/wp…/Affidavit-of-Fradulent-CRC-Recording.doc
Mortgage Assignment Fraud – U.S. Bank National Assoc., As Trustee …
Mar 1, 2010 … 7) The Assignment, as an instrument of fraud in this Court … stated in a sworn affidavit that the Notary Stamp used by Terry Rice, … Residing or located at clo WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD., FT. MILL. …
http://www.scribd.com/…/Mortgage-Assignment-Fraud-U-S-Bank-National-Assoc-As-Trustee-v-Ernest-E-Harpster-Sl-2007-CA-6684-ES – Cached
ARE YOU A VICTIM OF WELLS FARGO’S PAIN?: MATT WEIDNER LAW BLOG ON …
Feb 22, 2010 … MATT WEIDNER LAW BLOG ON ASSIGNMENT FRAUD OH MY GOODNESS … 10 and that’s a different capacity than an affidavit 11 or something. 12 Now, the assignments are ….. Citigroup Over Wells Fargo? Every Day of The Week. …
wfhmcaught.blogspot.com/…/matt-weidner-law-blog-on-assignment.html – Cached

Some familiar sites up there… couldn’t pass up a copy/paste of page 1. Read it and weep WF!

The non-judicial states the grantor of the Deed of Trusts will have to file temopoary injunctions to make the Mortgage Co prove they are a holder and owner if the the Note has not been split from the Deed of Trust if they have been split the Deed of Trust does not have the power and right to foreclose without the Note and the Note does no longer have a security document to use to forclose. You have to understand the Pooling and Servicing Agreement for the grantor, Lender, who is only the real lender that started the Deed of Trust for after the Lender sold to the depositor, there is NO LENDER only investors and if you understand the Prospectus that is given to the Investor you would understand that they are the only ones that can foreclose for they are finally the Holder and Owner of the NOTES. Hard to understand and yet when you get done the BANKS HAVE Scamed the Grantors and the Investors for their own benefits.

We need a database of Well’s assignments and affidavits and their signatures and job titles. Something we can point to. And I sent copies of bad Wells paper to the author of that article… we’ll see how far that goes.

Check out:

http://www.housingwire.com/2010/10/01/wells-fargo-standing-by-accuracy-of-foreclosure-affidavits

Is this just a bluff by Wells Fargo given the widespread evidence of fraud in the system?