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	<title>
	Comments on: The Foreclosure Crisis in 30 Seconds: Damon Silvers at the COP	</title>
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	<link>https://4closurefraud.org/2010/10/28/the-foreclosure-crisis-in-30-seconds-damon-silvers-at-the-cop/</link>
	<description>- Fighting Foreclosure Fraud BY SHARING THE KNOWLEDGE</description>
	<lastBuildDate>Sat, 06 Nov 2010 23:48:34 +0000</lastBuildDate>
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		<title>
		By: John		</title>
		<link>https://4closurefraud.org/2010/10/28/the-foreclosure-crisis-in-30-seconds-damon-silvers-at-the-cop/#comment-11482</link>

		<dc:creator><![CDATA[John]]></dc:creator>
		<pubDate>Sat, 06 Nov 2010 23:48:34 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=13574#comment-11482</guid>

					<description><![CDATA[In the phone book there is no such thing lised as a forensic auditor. How do you find one? In Alabama, Birmingham if possible!]]></description>
			<content:encoded><![CDATA[<p>In the phone book there is no such thing lised as a forensic auditor. How do you find one? In Alabama, Birmingham if possible!</p>
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		<title>
		By: Andrea Guice		</title>
		<link>https://4closurefraud.org/2010/10/28/the-foreclosure-crisis-in-30-seconds-damon-silvers-at-the-cop/#comment-11475</link>

		<dc:creator><![CDATA[Andrea Guice]]></dc:creator>
		<pubDate>Sat, 06 Nov 2010 21:46:00 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=13574#comment-11475</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2010/10/28/the-foreclosure-crisis-in-30-seconds-damon-silvers-at-the-cop/#comment-10446&quot;&gt;l vent&lt;/a&gt;.

Ask yourself, IF CSI (example) can find a &quot;muderer&quot; from a &quot;hair strand&quot; with FORENSIC SCIENCE, then, a &quot;FORENSIC AUDIT&quot; (YES! there is a such thing!) CAN FIND ANY FRAUD IN YOUR MORTGAGE LOAN!!!
No court can foreclose with evidence of the &quot;F word&quot;, FRAUD! Get the &quot;FORENSIC AUDIT&quot; people!  NOW! &#038; sue them royally!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2010/10/28/the-foreclosure-crisis-in-30-seconds-damon-silvers-at-the-cop/#comment-10446">l vent</a>.</p>
<p>Ask yourself, IF CSI (example) can find a &#8220;muderer&#8221; from a &#8220;hair strand&#8221; with FORENSIC SCIENCE, then, a &#8220;FORENSIC AUDIT&#8221; (YES! there is a such thing!) CAN FIND ANY FRAUD IN YOUR MORTGAGE LOAN!!!<br />
No court can foreclose with evidence of the &#8220;F word&#8221;, FRAUD! Get the &#8220;FORENSIC AUDIT&#8221; people!  NOW! &amp; sue them royally!</p>
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		<title>
		By: RAMONA		</title>
		<link>https://4closurefraud.org/2010/10/28/the-foreclosure-crisis-in-30-seconds-damon-silvers-at-the-cop/#comment-10786</link>

		<dc:creator><![CDATA[RAMONA]]></dc:creator>
		<pubDate>Sun, 31 Oct 2010 20:21:01 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=13574#comment-10786</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2010/10/28/the-foreclosure-crisis-in-30-seconds-damon-silvers-at-the-cop/#comment-10365&quot;&gt;John&lt;/a&gt;.

yes  that is the way it seems to go...teh one who trys to protect us from the scum  of the earth goes to jail.  how much longer are we as a people  going to let them rob us?  they will be putting us in debtor jails soon. I mean  america has more people in jail than any otehr nation.why is that?]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2010/10/28/the-foreclosure-crisis-in-30-seconds-damon-silvers-at-the-cop/#comment-10365">John</a>.</p>
<p>yes  that is the way it seems to go&#8230;teh one who trys to protect us from the scum  of the earth goes to jail.  how much longer are we as a people  going to let them rob us?  they will be putting us in debtor jails soon. I mean  america has more people in jail than any otehr nation.why is that?</p>
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		<title>
		By: Stupendous Man - Defender of Liberty - Foe of Tyranny		</title>
		<link>https://4closurefraud.org/2010/10/28/the-foreclosure-crisis-in-30-seconds-damon-silvers-at-the-cop/#comment-10532</link>

		<dc:creator><![CDATA[Stupendous Man - Defender of Liberty - Foe of Tyranny]]></dc:creator>
		<pubDate>Fri, 29 Oct 2010 15:31:44 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=13574#comment-10532</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2010/10/28/the-foreclosure-crisis-in-30-seconds-damon-silvers-at-the-cop/#comment-10399&quot;&gt;hogwash&lt;/a&gt;.

These are my opinions. I am quite willing to be proven wrong and invite anyone that has fact and information in conflict with my opinions to bring them forward, and to serve me up some crow.

There is nothing that requires them to tell you it is a negotiable instrument. 

There is nothing that prohibits them from &quot;negotiating&quot; the negotiable instrument. 

It is/was a unilateral contract. There is nothing illegal about unilateral contracts. 

Those opinions are not intended to imply you haven&#039;t been abused, or that your alleged lender has not violated regulation, law or statute. Just that you are not likely to find any traction in regard to those issues.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2010/10/28/the-foreclosure-crisis-in-30-seconds-damon-silvers-at-the-cop/#comment-10399">hogwash</a>.</p>
<p>These are my opinions. I am quite willing to be proven wrong and invite anyone that has fact and information in conflict with my opinions to bring them forward, and to serve me up some crow.</p>
<p>There is nothing that requires them to tell you it is a negotiable instrument. </p>
<p>There is nothing that prohibits them from &#8220;negotiating&#8221; the negotiable instrument. </p>
<p>It is/was a unilateral contract. There is nothing illegal about unilateral contracts. </p>
<p>Those opinions are not intended to imply you haven&#8217;t been abused, or that your alleged lender has not violated regulation, law or statute. Just that you are not likely to find any traction in regard to those issues.</p>
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		<title>
		By: Michael from Legalprise		</title>
		<link>https://4closurefraud.org/2010/10/28/the-foreclosure-crisis-in-30-seconds-damon-silvers-at-the-cop/#comment-10494</link>

		<dc:creator><![CDATA[Michael from Legalprise]]></dc:creator>
		<pubDate>Fri, 29 Oct 2010 11:50:21 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=13574#comment-10494</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2010/10/28/the-foreclosure-crisis-in-30-seconds-damon-silvers-at-the-cop/#comment-10446&quot;&gt;l vent&lt;/a&gt;.

This is actually really common.  The overwhelming majority of people we hear from lately have been making payments.

What happens is the banks offer a modification to people who are current.  They send a contract that&#039;s signed by both parties; everything is in writing.  They then accept the modified payments, sometimes for a few months and sometimes for much longer; a year or two.  

Eventually they tell the people that a permanent modification has been denied, that the interim payments have been going into escrow with the real loan falling into default, and if the homeowner doesn&#039;t come up with an enormous payment very quickly they&#039;ll foreclose.  The homeowner complains and they foreclose shortly thereafter.

It&#039;s not to cover payments for people not paying; it&#039;s theft, and it&#039;s incredibly common.  We spoke to one woman who&#039;s case isn&#039;t atypical.  Her bank called her when she was a week late.  She told them she was in the hospital, but was being released the next day and would send a payment.  They told her she was eligible for a modification.  She said great, made her payment, then signed off on the mod paperwork and made payments for 16 months.  Eventually they told her a permanent modification was denied and if she didn&#039;t pay $60,000 within a week they&#039;d foreclose.  She argued she had a contract and a few days later they foreclosed.  Repeating: &lt;b&gt;she never missed a payment, had a contract for a modification, and the bank foreclosed.&lt;/b&gt;

It&#039;s called fraud.  Specifically, foreclosure fraud.  It has nothing to do with people who don&#039;t pay.  It has to do with dishonest, reckless, irresponsible bankers who refuse to accept losses they signed up for and who the government -- at every level -- has refused to hold accountable in any way, shape, or form.  Welcome to our world.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2010/10/28/the-foreclosure-crisis-in-30-seconds-damon-silvers-at-the-cop/#comment-10446">l vent</a>.</p>
<p>This is actually really common.  The overwhelming majority of people we hear from lately have been making payments.</p>
<p>What happens is the banks offer a modification to people who are current.  They send a contract that&#8217;s signed by both parties; everything is in writing.  They then accept the modified payments, sometimes for a few months and sometimes for much longer; a year or two.  </p>
<p>Eventually they tell the people that a permanent modification has been denied, that the interim payments have been going into escrow with the real loan falling into default, and if the homeowner doesn&#8217;t come up with an enormous payment very quickly they&#8217;ll foreclose.  The homeowner complains and they foreclose shortly thereafter.</p>
<p>It&#8217;s not to cover payments for people not paying; it&#8217;s theft, and it&#8217;s incredibly common.  We spoke to one woman who&#8217;s case isn&#8217;t atypical.  Her bank called her when she was a week late.  She told them she was in the hospital, but was being released the next day and would send a payment.  They told her she was eligible for a modification.  She said great, made her payment, then signed off on the mod paperwork and made payments for 16 months.  Eventually they told her a permanent modification was denied and if she didn&#8217;t pay $60,000 within a week they&#8217;d foreclose.  She argued she had a contract and a few days later they foreclosed.  Repeating: <b>she never missed a payment, had a contract for a modification, and the bank foreclosed.</b></p>
<p>It&#8217;s called fraud.  Specifically, foreclosure fraud.  It has nothing to do with people who don&#8217;t pay.  It has to do with dishonest, reckless, irresponsible bankers who refuse to accept losses they signed up for and who the government &#8212; at every level &#8212; has refused to hold accountable in any way, shape, or form.  Welcome to our world.</p>
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		<title>
		By: l vent		</title>
		<link>https://4closurefraud.org/2010/10/28/the-foreclosure-crisis-in-30-seconds-damon-silvers-at-the-cop/#comment-10446</link>

		<dc:creator><![CDATA[l vent]]></dc:creator>
		<pubDate>Fri, 29 Oct 2010 03:42:06 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=13574#comment-10446</guid>

					<description><![CDATA[I just heard a pretty disturbing story from a friend of my husbands. I guess he has been paying his mortgage on time all along and decided to do a credit check on his credit and discovered that the bank listed him as being $20,000. in default. He called his bank and asked why this is and where his payments have been going and they told him that his payments are going to other places. I guess they offered him a loan mod. with a reduction in payment of $1300,00 a month. WHAT IN THE HELL IS GOING ON HERE?   I am thinking maybe these banks are trying to cover their butts with money from people who are paying to cover for what is missing from people who are not paying. I think maybe they are hoping paying customers wont find out. People who are paying on time might need to run a credit check on themselves.  Maybe the bankstersare fearing a Government audit and are afraid they will be found to be insolvent. Has anyone else heard of this going on ???  This is truly frightening.]]></description>
			<content:encoded><![CDATA[<p>I just heard a pretty disturbing story from a friend of my husbands. I guess he has been paying his mortgage on time all along and decided to do a credit check on his credit and discovered that the bank listed him as being $20,000. in default. He called his bank and asked why this is and where his payments have been going and they told him that his payments are going to other places. I guess they offered him a loan mod. with a reduction in payment of $1300,00 a month. WHAT IN THE HELL IS GOING ON HERE?   I am thinking maybe these banks are trying to cover their butts with money from people who are paying to cover for what is missing from people who are not paying. I think maybe they are hoping paying customers wont find out. People who are paying on time might need to run a credit check on themselves.  Maybe the bankstersare fearing a Government audit and are afraid they will be found to be insolvent. Has anyone else heard of this going on ???  This is truly frightening.</p>
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		<title>
		By: J Glenn Lowe		</title>
		<link>https://4closurefraud.org/2010/10/28/the-foreclosure-crisis-in-30-seconds-damon-silvers-at-the-cop/#comment-10454</link>

		<dc:creator><![CDATA[J Glenn Lowe]]></dc:creator>
		<pubDate>Fri, 29 Oct 2010 03:31:29 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=13574#comment-10454</guid>

					<description><![CDATA[EVERYONE TELL OBAMA TO CRASH THE BIG BANKS NOW!

Big Wall Street Banksters created the Foreclose Economy because they are that greedy and &quot;Too Big to Care&quot; about the American Dream and basic Contract Law. It was done by design and with treasonous and willful intent strictly for power and profit.

The Illegal Securitized Mortgages that became the death blow to our economy actually bet on the foreclosure of the homeowner for as much as a 30 times return on investment. This is true financial terrorism. It is actually better for the investor to foreclose than to help someone stay in their home.

Want to know how easy it is to fix this problem? Crash all of the Big Banks now and fund local banks only that serve to enrich local economies only. Look at the example of the state owned banks in North Dakota, whose population has only a 4% unemployment rate.

The Fed and their complicit banks must be abolished to save the Republic!

It&#039;s the only thing we can do. CRASH THE BIG BANKS NOW &quot;Too Big Too Fail&quot; apparently means &quot;Too Big To Succeed&quot; and &quot;Too Big for their own Wallets&quot; 

The sooner the better. Why don&#039;t we ask a 3rd grade math student what he thinks? The real problem is that a politician who could do something about it has his own mathematical challenges about healthy economies. &quot;Bite the hand that feeds him&quot; (by indicting Banksters), or make millions putting children in the streets for power and profit. 

Apparently ALL politicians are going to make the same choice over and over again. They have always sold the souls of your children and their future and they always will. Take the big Banksters out of the picture. Build a local banking system that cares about its community and helps it thrive instead of sucking the life out of it by bribing and fixing the entire system for itself, taking us all of a cliff with it.

Crash all the big banks now. Create new local Banks only = No more Wall Street Banksters.

Problem Solved!

J Glenn Lowe

Die Banker Die - A Tribute to the Wall Street Banksters that suck the life from all of us and our economy just to get a nice Christmas Bonus - http://www.youtube.com/watch?v=YGFZ1Jj3ui8]]></description>
			<content:encoded><![CDATA[<p>EVERYONE TELL OBAMA TO CRASH THE BIG BANKS NOW!</p>
<p>Big Wall Street Banksters created the Foreclose Economy because they are that greedy and &#8220;Too Big to Care&#8221; about the American Dream and basic Contract Law. It was done by design and with treasonous and willful intent strictly for power and profit.</p>
<p>The Illegal Securitized Mortgages that became the death blow to our economy actually bet on the foreclosure of the homeowner for as much as a 30 times return on investment. This is true financial terrorism. It is actually better for the investor to foreclose than to help someone stay in their home.</p>
<p>Want to know how easy it is to fix this problem? Crash all of the Big Banks now and fund local banks only that serve to enrich local economies only. Look at the example of the state owned banks in North Dakota, whose population has only a 4% unemployment rate.</p>
<p>The Fed and their complicit banks must be abolished to save the Republic!</p>
<p>It&#8217;s the only thing we can do. CRASH THE BIG BANKS NOW &#8220;Too Big Too Fail&#8221; apparently means &#8220;Too Big To Succeed&#8221; and &#8220;Too Big for their own Wallets&#8221; </p>
<p>The sooner the better. Why don&#8217;t we ask a 3rd grade math student what he thinks? The real problem is that a politician who could do something about it has his own mathematical challenges about healthy economies. &#8220;Bite the hand that feeds him&#8221; (by indicting Banksters), or make millions putting children in the streets for power and profit. </p>
<p>Apparently ALL politicians are going to make the same choice over and over again. They have always sold the souls of your children and their future and they always will. Take the big Banksters out of the picture. Build a local banking system that cares about its community and helps it thrive instead of sucking the life out of it by bribing and fixing the entire system for itself, taking us all of a cliff with it.</p>
<p>Crash all the big banks now. Create new local Banks only = No more Wall Street Banksters.</p>
<p>Problem Solved!</p>
<p>J Glenn Lowe</p>
<p>Die Banker Die &#8211; A Tribute to the Wall Street Banksters that suck the life from all of us and our economy just to get a nice Christmas Bonus &#8211; <a href="http://www.youtube.com/watch?v=YGFZ1Jj3ui8" rel="nofollow ugc">http://www.youtube.com/watch?v=YGFZ1Jj3ui8</a></p>
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		<title>
		By: fioremom		</title>
		<link>https://4closurefraud.org/2010/10/28/the-foreclosure-crisis-in-30-seconds-damon-silvers-at-the-cop/#comment-10436</link>

		<dc:creator><![CDATA[fioremom]]></dc:creator>
		<pubDate>Fri, 29 Oct 2010 02:43:00 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=13574#comment-10436</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2010/10/28/the-foreclosure-crisis-in-30-seconds-damon-silvers-at-the-cop/#comment-10365&quot;&gt;John&lt;/a&gt;.

It&#039;s easy to get worked up. I tried to express it in a song.

http://www.youtube.com/watch?v=LnYZJB-8tf8

I hope people like it.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2010/10/28/the-foreclosure-crisis-in-30-seconds-damon-silvers-at-the-cop/#comment-10365">John</a>.</p>
<p>It&#8217;s easy to get worked up. I tried to express it in a song.</p>
<p><a href="http://www.youtube.com/watch?v=LnYZJB-8tf8" rel="nofollow ugc">http://www.youtube.com/watch?v=LnYZJB-8tf8</a></p>
<p>I hope people like it.</p>
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		<title>
		By: Walter C. Spraggins		</title>
		<link>https://4closurefraud.org/2010/10/28/the-foreclosure-crisis-in-30-seconds-damon-silvers-at-the-cop/#comment-10418</link>

		<dc:creator><![CDATA[Walter C. Spraggins]]></dc:creator>
		<pubDate>Fri, 29 Oct 2010 00:01:20 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=13574#comment-10418</guid>

					<description><![CDATA[Wow! This is Outstanding stuff. I would love to donate but I can not right now; anyway. The thing is, I am &quot;in&quot; a foreclosure kind of thing and have been for 5 years, 2 months, and 23 days, (not that I am counting) I have even been enjoined from entry into my own home and business after 12 years of property tax payment.  It deals with lands purchased by patent from the US Gov. Who’s locations have been &quot;Moved under&quot; adjoining homes and fenced lands by order of a lower court heard in Walton County staring Judge Kelvin Wells and then Judge Howard Laporte and in support of Jay Odoms development Hammock Bay a CDD and did I mention the 35 million dollars in infrastructure loans secured by County bonds and the road that was paved across my land after they demolition my fence, restrained me, and then moved a Federal Gov. Section Line. The 1st DCA on Oct 14, 2010 issued a pro curium affirmation of the movement of a Federal Government Section Line in a complete reversal of well settled Florida Law and now I have half a house and I have to file against my Nabors to get them off my land, and they will have to file against their Nabors, and so on. The mortgage co. on the other wants to foreclose on the old legal description but they have that wrong anyway, seems the original description was not used, they used the description of a contiguous parcel of land I owed and every time it was “sold” or maybe it was only supposedly sold, it got compounded, so now they want that and my half of the house and they want the judge to allow them to &#039;amend&quot; the note and the mortgage.  I&#039;m the Appellant Pro Se (the guy who is not an Attorney with a fool for a client and they are both broke with no place it live, maybe: and at the same time) who is working to get this case (his case) into the doors of the supreme court of the State of Florida and or the USA; so I&#039;ll give what I can. Thanks and keep it up; your paying forward and that makes the difference and one day soon I&#039;ll be back with something I can contribute... till then do not stop… and Thanks.
PS I could use professional help—(no joke; right; and its Halloween too)—if you could suggest a door to knock on I’ll follow up on it... for help that is and if not that is ok too. 
Oh by the way here are my case numbers.. because… I know everybody needs more stuff to read…1D09-5285 and 2005-CA-312]]></description>
			<content:encoded><![CDATA[<p>Wow! This is Outstanding stuff. I would love to donate but I can not right now; anyway. The thing is, I am &#8220;in&#8221; a foreclosure kind of thing and have been for 5 years, 2 months, and 23 days, (not that I am counting) I have even been enjoined from entry into my own home and business after 12 years of property tax payment.  It deals with lands purchased by patent from the US Gov. Who’s locations have been &#8220;Moved under&#8221; adjoining homes and fenced lands by order of a lower court heard in Walton County staring Judge Kelvin Wells and then Judge Howard Laporte and in support of Jay Odoms development Hammock Bay a CDD and did I mention the 35 million dollars in infrastructure loans secured by County bonds and the road that was paved across my land after they demolition my fence, restrained me, and then moved a Federal Gov. Section Line. The 1st DCA on Oct 14, 2010 issued a pro curium affirmation of the movement of a Federal Government Section Line in a complete reversal of well settled Florida Law and now I have half a house and I have to file against my Nabors to get them off my land, and they will have to file against their Nabors, and so on. The mortgage co. on the other wants to foreclose on the old legal description but they have that wrong anyway, seems the original description was not used, they used the description of a contiguous parcel of land I owed and every time it was “sold” or maybe it was only supposedly sold, it got compounded, so now they want that and my half of the house and they want the judge to allow them to &#8216;amend&#8221; the note and the mortgage.  I&#8217;m the Appellant Pro Se (the guy who is not an Attorney with a fool for a client and they are both broke with no place it live, maybe: and at the same time) who is working to get this case (his case) into the doors of the supreme court of the State of Florida and or the USA; so I&#8217;ll give what I can. Thanks and keep it up; your paying forward and that makes the difference and one day soon I&#8217;ll be back with something I can contribute&#8230; till then do not stop… and Thanks.<br />
PS I could use professional help—(no joke; right; and its Halloween too)—if you could suggest a door to knock on I’ll follow up on it&#8230; for help that is and if not that is ok too.<br />
Oh by the way here are my case numbers.. because… I know everybody needs more stuff to read…1D09-5285 and 2005-CA-312</p>
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		<title>
		By: hogwash		</title>
		<link>https://4closurefraud.org/2010/10/28/the-foreclosure-crisis-in-30-seconds-damon-silvers-at-the-cop/#comment-10399</link>

		<dc:creator><![CDATA[hogwash]]></dc:creator>
		<pubDate>Thu, 28 Oct 2010 22:13:30 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=13574#comment-10399</guid>

					<description><![CDATA[I&#039;m confused- I do not recall my lender ever disclosing to me that they were going to &quot;securitize&quot; my promissory note by bundling it with other notes.  I also do not recall them telling me that my signature is what monetized that &quot;negotiable instrument&quot; -as a matter of fact they never told me that it was a negotiable instrument and would be sold several times to domestic and foreign investors.  btw-did they loan me money or credit? Is it possible that my signature created it and they loaned me my own credit with interest?  Isn&#039;t &quot;true consideration&quot; and &quot;full disclosure&quot; 2 major factors in a legal contract? I thought banks by federal law could not loan credit and are also not allowed to loan theirs or their depositors money(?)  Also- I am still having a hard time finding the banks/lenders signature on any of my paperwork- the only signature I see is allegedly mine which looks like a unilateral contract to me(?) Plus- I am still waiting to see the &quot;Original Note&quot; with my wet ink signature and I am told that all they have is a certified true copy of it.  So who is the real party in interest or holder in due course?
Can someone tell me if any of that is considered fraud, collusion, studied concealment, misrepresentation and counterfeit?  
anyway- just asking.]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m confused- I do not recall my lender ever disclosing to me that they were going to &#8220;securitize&#8221; my promissory note by bundling it with other notes.  I also do not recall them telling me that my signature is what monetized that &#8220;negotiable instrument&#8221; -as a matter of fact they never told me that it was a negotiable instrument and would be sold several times to domestic and foreign investors.  btw-did they loan me money or credit? Is it possible that my signature created it and they loaned me my own credit with interest?  Isn&#8217;t &#8220;true consideration&#8221; and &#8220;full disclosure&#8221; 2 major factors in a legal contract? I thought banks by federal law could not loan credit and are also not allowed to loan theirs or their depositors money(?)  Also- I am still having a hard time finding the banks/lenders signature on any of my paperwork- the only signature I see is allegedly mine which looks like a unilateral contract to me(?) Plus- I am still waiting to see the &#8220;Original Note&#8221; with my wet ink signature and I am told that all they have is a certified true copy of it.  So who is the real party in interest or holder in due course?<br />
Can someone tell me if any of that is considered fraud, collusion, studied concealment, misrepresentation and counterfeit?<br />
anyway- just asking.</p>
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