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	<title>
	Comments on: COP Report &#8211; Congressional Oversight Panel Report on Foreclosure Fraud	</title>
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	<link>https://4closurefraud.org/2010/11/16/cop-report-congressional-oversight-panel-report-on-foreclosure-fraud/</link>
	<description>- Fighting Foreclosure Fraud BY SHARING THE KNOWLEDGE</description>
	<lastBuildDate>Mon, 21 Jan 2013 12:03:20 +0000</lastBuildDate>
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		<title>
		By: Michael Drouin		</title>
		<link>https://4closurefraud.org/2010/11/16/cop-report-congressional-oversight-panel-report-on-foreclosure-fraud/#comment-407109</link>

		<dc:creator><![CDATA[Michael Drouin]]></dc:creator>
		<pubDate>Mon, 21 Jan 2013 12:03:20 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=14362#comment-407109</guid>

					<description><![CDATA[My case is being litigated  in the US District Court , District of NH . As I will be approaching fifty thousand dollars to fully litigate my case , the defendants just filed a Protective Order with the Court while they are continuing not to participate in discovery . We have one of the most Fraudulent Assignments used to foreclose on an american family and now they have brushed that aside to use the flawed pooling and service aggreement to close the case . I need corperate prayer over these matters in hope that thier behavior will be exposed to the Court . Thank you]]></description>
			<content:encoded><![CDATA[<p>My case is being litigated  in the US District Court , District of NH . As I will be approaching fifty thousand dollars to fully litigate my case , the defendants just filed a Protective Order with the Court while they are continuing not to participate in discovery . We have one of the most Fraudulent Assignments used to foreclose on an american family and now they have brushed that aside to use the flawed pooling and service aggreement to close the case . I need corperate prayer over these matters in hope that thier behavior will be exposed to the Court . Thank you</p>
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		<title>
		By: usjustice4all		</title>
		<link>https://4closurefraud.org/2010/11/16/cop-report-congressional-oversight-panel-report-on-foreclosure-fraud/#comment-12850</link>

		<dc:creator><![CDATA[usjustice4all]]></dc:creator>
		<pubDate>Wed, 17 Nov 2010 05:27:40 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=14362#comment-12850</guid>

					<description><![CDATA[That is really upsetting that it says in the fall of 2010!  I&#039;ve heard about this since early last year!!!! No one wants to bother.  They do not realize this effects all of us AND when talking about Financial Stability  and the Forclosure Mitigation.  It is one in the same. Financial Stability does not come from Banks having money and no one to be able to afford it.  It does come from employed persons purchase power times Billions of Americans.]]></description>
			<content:encoded><![CDATA[<p>That is really upsetting that it says in the fall of 2010!  I&#8217;ve heard about this since early last year!!!! No one wants to bother.  They do not realize this effects all of us AND when talking about Financial Stability  and the Forclosure Mitigation.  It is one in the same. Financial Stability does not come from Banks having money and no one to be able to afford it.  It does come from employed persons purchase power times Billions of Americans.</p>
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		<title>
		By: Ohioan		</title>
		<link>https://4closurefraud.org/2010/11/16/cop-report-congressional-oversight-panel-report-on-foreclosure-fraud/#comment-12833</link>

		<dc:creator><![CDATA[Ohioan]]></dc:creator>
		<pubDate>Wed, 17 Nov 2010 02:56:12 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=14362#comment-12833</guid>

					<description><![CDATA[Here is the text of my email to Adam J. Levitin who spoke up at the Congressional hearing today:

&quot;Thank you so much for your clear presentation of the economic issues at the heart of the mortgage crisis at the Congressional Hearing today. It all goes back to the inflated home values (that could not be supported by homeowner payments) that now have to be deflated. As you vividly explained, the real question is how to split the pending losses among the various parties involved. As was evident at the hearing, the bankers at the table (and some of the senators) are still trying to hide all this under the table, but I have no doubt the issue will come to a head sooner or later. .......I applaud your good work for the benefit of your fellow citizens! Please keep it up.&quot;]]></description>
			<content:encoded><![CDATA[<p>Here is the text of my email to Adam J. Levitin who spoke up at the Congressional hearing today:</p>
<p>&#8220;Thank you so much for your clear presentation of the economic issues at the heart of the mortgage crisis at the Congressional Hearing today. It all goes back to the inflated home values (that could not be supported by homeowner payments) that now have to be deflated. As you vividly explained, the real question is how to split the pending losses among the various parties involved. As was evident at the hearing, the bankers at the table (and some of the senators) are still trying to hide all this under the table, but I have no doubt the issue will come to a head sooner or later. &#8230;&#8230;.I applaud your good work for the benefit of your fellow citizens! Please keep it up.&#8221;</p>
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		<title>
		By: Marilyn Abdilla		</title>
		<link>https://4closurefraud.org/2010/11/16/cop-report-congressional-oversight-panel-report-on-foreclosure-fraud/#comment-12822</link>

		<dc:creator><![CDATA[Marilyn Abdilla]]></dc:creator>
		<pubDate>Wed, 17 Nov 2010 01:16:44 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=14362#comment-12822</guid>

					<description><![CDATA[The financial industry  KNOWS EXACTLY the ploy that was planned years back. This ploy  was spread through-out ALL involved with the financial industry...including the government.  They all left dirty hand prints on the wall and left the rotten egg on their faces. Their cocky arrogance of to big to fail was a cover-up just as the intimidation practiced through-out the industry. The party is over Big Shots, you can wash the egg off your face now..we all know who you really are....... and who your backers were. The world now knows the truth..that fraud and corruption ..a big ponzi scheme...was pulled...for the act of greed.  This ponzi scheme was world wide..so we in America are not alone.  Madoff was a peach compared to what the financial industry did and he is in prison. The fraud was done...proven..the  greed ran so thick in the blood it couldn&#039;t get thru the veins to the brain to function.... laws, regulations and requirements all ingnored...to run your ponzi business. Life in prison as Madoff got, and stripped of all gained ,  needs to be the &#039;award &#039; given to the biggest crooks and liars on the face of this earth.   Now for the indictnents..............this fight is not over.]]></description>
			<content:encoded><![CDATA[<p>The financial industry  KNOWS EXACTLY the ploy that was planned years back. This ploy  was spread through-out ALL involved with the financial industry&#8230;including the government.  They all left dirty hand prints on the wall and left the rotten egg on their faces. Their cocky arrogance of to big to fail was a cover-up just as the intimidation practiced through-out the industry. The party is over Big Shots, you can wash the egg off your face now..we all know who you really are&#8230;&#8230;. and who your backers were. The world now knows the truth..that fraud and corruption ..a big ponzi scheme&#8230;was pulled&#8230;for the act of greed.  This ponzi scheme was world wide..so we in America are not alone.  Madoff was a peach compared to what the financial industry did and he is in prison. The fraud was done&#8230;proven..the  greed ran so thick in the blood it couldn&#8217;t get thru the veins to the brain to function&#8230;. laws, regulations and requirements all ingnored&#8230;to run your ponzi business. Life in prison as Madoff got, and stripped of all gained ,  needs to be the &#8216;award &#8216; given to the biggest crooks and liars on the face of this earth.   Now for the indictnents&#8230;&#8230;&#8230;&#8230;..this fight is not over.</p>
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		<title>
		By: Gabe		</title>
		<link>https://4closurefraud.org/2010/11/16/cop-report-congressional-oversight-panel-report-on-foreclosure-fraud/#comment-12800</link>

		<dc:creator><![CDATA[Gabe]]></dc:creator>
		<pubDate>Tue, 16 Nov 2010 23:42:48 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=14362#comment-12800</guid>

					<description><![CDATA[In case you missed the Senate Hearing on MORTGAGE SERVICES AND FORECLOSURE PRACTICES.

http://www.c-spanvideo.org/program/296595-1]]></description>
			<content:encoded><![CDATA[<p>In case you missed the Senate Hearing on MORTGAGE SERVICES AND FORECLOSURE PRACTICES.</p>
<p><a href="http://www.c-spanvideo.org/program/296595-1" rel="nofollow ugc">http://www.c-spanvideo.org/program/296595-1</a></p>
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		<title>
		By: yvonne		</title>
		<link>https://4closurefraud.org/2010/11/16/cop-report-congressional-oversight-panel-report-on-foreclosure-fraud/#comment-12796</link>

		<dc:creator><![CDATA[yvonne]]></dc:creator>
		<pubDate>Tue, 16 Nov 2010 23:17:46 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=14362#comment-12796</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2010/11/16/cop-report-congressional-oversight-panel-report-on-foreclosure-fraud/#comment-12761&quot;&gt;Pam Edwards&lt;/a&gt;.

Would love to see those docs...they are probably trying to re establish a chain of assignment for title...]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2010/11/16/cop-report-congressional-oversight-panel-report-on-foreclosure-fraud/#comment-12761">Pam Edwards</a>.</p>
<p>Would love to see those docs&#8230;they are probably trying to re establish a chain of assignment for title&#8230;</p>
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		<title>
		By: yvonne		</title>
		<link>https://4closurefraud.org/2010/11/16/cop-report-congressional-oversight-panel-report-on-foreclosure-fraud/#comment-12794</link>

		<dc:creator><![CDATA[yvonne]]></dc:creator>
		<pubDate>Tue, 16 Nov 2010 23:05:21 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=14362#comment-12794</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2010/11/16/cop-report-congressional-oversight-panel-report-on-foreclosure-fraud/#comment-12770&quot;&gt;l vent&lt;/a&gt;.

I agree...GOd is allowing all this ugliness to be exposed...He did say what is done in the dark shall be revealed in the light...also...we need to keep the faith and come in right agreement that everything will work out for our good and to His glory...He also did say we will dwell in houses we have not built...but to be sure to give Him the glory...if indeed our signatures created the negotiable instruments where there was none before and if indeed the selling of these notes for ourageous sums  or insured for more than 5 times the valoue...well, then,...there is more exposure coming regarding the insurance companies and who were the ones that allowed all this to happen...how far back does this go?

THe banks foreclosing and that were bailed out are all foreign banks...trying to avoid the anti trust laws by keeping the same names of the banks they acquired...and continue to deceive the American people...go figure...dont take my word for it...research the ownerships, etc...]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2010/11/16/cop-report-congressional-oversight-panel-report-on-foreclosure-fraud/#comment-12770">l vent</a>.</p>
<p>I agree&#8230;GOd is allowing all this ugliness to be exposed&#8230;He did say what is done in the dark shall be revealed in the light&#8230;also&#8230;we need to keep the faith and come in right agreement that everything will work out for our good and to His glory&#8230;He also did say we will dwell in houses we have not built&#8230;but to be sure to give Him the glory&#8230;if indeed our signatures created the negotiable instruments where there was none before and if indeed the selling of these notes for ourageous sums  or insured for more than 5 times the valoue&#8230;well, then,&#8230;there is more exposure coming regarding the insurance companies and who were the ones that allowed all this to happen&#8230;how far back does this go?</p>
<p>THe banks foreclosing and that were bailed out are all foreign banks&#8230;trying to avoid the anti trust laws by keeping the same names of the banks they acquired&#8230;and continue to deceive the American people&#8230;go figure&#8230;dont take my word for it&#8230;research the ownerships, etc&#8230;</p>
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		<title>
		By: l vent		</title>
		<link>https://4closurefraud.org/2010/11/16/cop-report-congressional-oversight-panel-report-on-foreclosure-fraud/#comment-12770</link>

		<dc:creator><![CDATA[l vent]]></dc:creator>
		<pubDate>Tue, 16 Nov 2010 19:25:35 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=14362#comment-12770</guid>

					<description><![CDATA[I DO BELIEVE WE THE PEOPLE, WITH THE HELP OF GOD WILL OBLITERATE THE FORCES OF EVIL THAT ARE AT WORK HERE.  GOD  BLESS AMERICA. I DO BELIEVE GOD WILL STAND BEHIND HER AND GUIDE HER.  WE ALL NEED TO KEEP PURSUING JUSTICE AND FREEDOM FOR ALL AMERICANS AND THIS GREAT NATION WHICH WAS FOUNDED ON THESE VERY PRINCIPLES.]]></description>
			<content:encoded><![CDATA[<p>I DO BELIEVE WE THE PEOPLE, WITH THE HELP OF GOD WILL OBLITERATE THE FORCES OF EVIL THAT ARE AT WORK HERE.  GOD  BLESS AMERICA. I DO BELIEVE GOD WILL STAND BEHIND HER AND GUIDE HER.  WE ALL NEED TO KEEP PURSUING JUSTICE AND FREEDOM FOR ALL AMERICANS AND THIS GREAT NATION WHICH WAS FOUNDED ON THESE VERY PRINCIPLES.</p>
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		<title>
		By: sonya Brewer		</title>
		<link>https://4closurefraud.org/2010/11/16/cop-report-congressional-oversight-panel-report-on-foreclosure-fraud/#comment-12764</link>

		<dc:creator><![CDATA[sonya Brewer]]></dc:creator>
		<pubDate>Tue, 16 Nov 2010 18:07:54 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=14362#comment-12764</guid>

					<description><![CDATA[Mr. Berkland, 



Your report was insufficient to say the least, I have all the proof that is needed to collapse 517 million dollar certificates, who will bear  the burden. I will not stop till I expose the massive fraud and corruption that exist. I have the proof as I explained in my last  email. I have the Note, I have a sworn affidavit that states the written assignment NEVER happened, the lost note is only an indemnification no where was they a conveyance of right title and interest. I will Use the Media to find the investors, if there is one  with improper documents , they are many. The Investors were DECEIVED  and So was the Court ! Fraudulent ,unlawful ,assignment of record I will find every Investor and give them this info like I tried to give you, This is just the beginning of a major financial disaster. Unlike The BANKS I DO Have ALL the ORIGINALS, can&#039;t wait to help out the Investors tear down the &quot;Too Big to Fail&#039; . Remember the Nursey Rhyme Humpty DUMPTY;sat on the wall Humpty Dumpty , had a great fall. I&#039;m not waiting on the BIG BANK to Fall, I&#039;m gonna PUSH THEM OFF. 



Thanks, Please feel free to pass this email along like you did the other as a matter of fact Make sure you pass it right on along to The Bank Of New York Mellon , and JP Morgan Chase I will find the Investors and we will join suit against the &quot;TOO Big To Fail&quot;, &quot;Too Big To Prosecute!!! &quot;



Sonya Brewer


-----Original Message-----
From: Berkland, Adam (COP) 
To: sbrewer@email.com 
Sent: Thu, Nov 4, 2010 5:29 pm
Subject: Response from the Congressional Oversight Report


Ms. Brewer,

 

Thank you for contacting us with concerns about irregularities surrounding the documentation of your mortgage loan.  The housing market has been reeling across the country right now due to concerns about these irregularities, as investors, servicers, and homeowners try to sort out the technical issues, and government agencies launch investigations into allegations of fraud.  

 

The Panel is currently working on the foreclosure documentation crisis, with a focus on its effect on TARP investments and initiatives, as the topic for our upcoming November report that is due to come out in just a few weeks.  Because of the high degree of relevance of your comments to our work on that report, I will be sure to pass along your e-mail to staff members here, and we’ll be sure to take your thoughts into account in our ongoing oversight work.  

 

The Panel is not empowered to assist individuals directly or intervene in disputes with servicers or banks, so if you are looking for assistance in pursuing an investigation into this issue, I would encourage you to call either your state’s Attorney General (AGs in all 50 states have opened investigations into the irregularities as you may know), or to your Representatives in Congress.  

 

Thanks again for your e-mail, and please let me know if you have any further questions.  

 

---------------------

Adam A Berkland

Staff Assistant / Director of Correspondence

Congressional Oversight Panel

Office: 202-224-9925

E-mail: Adam_Berkland@cop.senate.gov]]></description>
			<content:encoded><![CDATA[<p>Mr. Berkland, </p>
<p>Your report was insufficient to say the least, I have all the proof that is needed to collapse 517 million dollar certificates, who will bear  the burden. I will not stop till I expose the massive fraud and corruption that exist. I have the proof as I explained in my last  email. I have the Note, I have a sworn affidavit that states the written assignment NEVER happened, the lost note is only an indemnification no where was they a conveyance of right title and interest. I will Use the Media to find the investors, if there is one  with improper documents , they are many. The Investors were DECEIVED  and So was the Court ! Fraudulent ,unlawful ,assignment of record I will find every Investor and give them this info like I tried to give you, This is just the beginning of a major financial disaster. Unlike The BANKS I DO Have ALL the ORIGINALS, can&#8217;t wait to help out the Investors tear down the &#8220;Too Big to Fail&#8217; . Remember the Nursey Rhyme Humpty DUMPTY;sat on the wall Humpty Dumpty , had a great fall. I&#8217;m not waiting on the BIG BANK to Fall, I&#8217;m gonna PUSH THEM OFF. </p>
<p>Thanks, Please feel free to pass this email along like you did the other as a matter of fact Make sure you pass it right on along to The Bank Of New York Mellon , and JP Morgan Chase I will find the Investors and we will join suit against the &#8220;TOO Big To Fail&#8221;, &#8220;Too Big To Prosecute!!! &#8221;</p>
<p>Sonya Brewer</p>
<p>&#8212;&#8211;Original Message&#8212;&#8211;<br />
From: Berkland, Adam (COP)<br />
To: <a href="mailto:sbrewer@email.com">sbrewer@email.com</a><br />
Sent: Thu, Nov 4, 2010 5:29 pm<br />
Subject: Response from the Congressional Oversight Report</p>
<p>Ms. Brewer,</p>
<p>Thank you for contacting us with concerns about irregularities surrounding the documentation of your mortgage loan.  The housing market has been reeling across the country right now due to concerns about these irregularities, as investors, servicers, and homeowners try to sort out the technical issues, and government agencies launch investigations into allegations of fraud.  </p>
<p>The Panel is currently working on the foreclosure documentation crisis, with a focus on its effect on TARP investments and initiatives, as the topic for our upcoming November report that is due to come out in just a few weeks.  Because of the high degree of relevance of your comments to our work on that report, I will be sure to pass along your e-mail to staff members here, and we’ll be sure to take your thoughts into account in our ongoing oversight work.  </p>
<p>The Panel is not empowered to assist individuals directly or intervene in disputes with servicers or banks, so if you are looking for assistance in pursuing an investigation into this issue, I would encourage you to call either your state’s Attorney General (AGs in all 50 states have opened investigations into the irregularities as you may know), or to your Representatives in Congress.  </p>
<p>Thanks again for your e-mail, and please let me know if you have any further questions.  </p>
<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;</p>
<p>Adam A Berkland</p>
<p>Staff Assistant / Director of Correspondence</p>
<p>Congressional Oversight Panel</p>
<p>Office: 202-224-9925</p>
<p>E-mail: <a href="mailto:Adam_Berkland@cop.senate.gov">Adam_Berkland@cop.senate.gov</a></p>
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		<title>
		By: Pam Edwards		</title>
		<link>https://4closurefraud.org/2010/11/16/cop-report-congressional-oversight-panel-report-on-foreclosure-fraud/#comment-12761</link>

		<dc:creator><![CDATA[Pam Edwards]]></dc:creator>
		<pubDate>Tue, 16 Nov 2010 18:03:40 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=14362#comment-12761</guid>

					<description><![CDATA[Thier really stupid just found out my loan [under water] and in foreclosure as of March of this year only to find out GMAC sold my loan to USBank who then sold it back to GMAC.Are you kidding me  who in thier right mind would buy an under water mortgage and then sell it back to the person that still can not prduce the note anyway.Talk about your mild case of fraud on going and still evidentley being pursued to the fullest .Wow I&#039;m absolutely speechless.]]></description>
			<content:encoded><![CDATA[<p>Thier really stupid just found out my loan [under water] and in foreclosure as of March of this year only to find out GMAC sold my loan to USBank who then sold it back to GMAC.Are you kidding me  who in thier right mind would buy an under water mortgage and then sell it back to the person that still can not prduce the note anyway.Talk about your mild case of fraud on going and still evidentley being pursued to the fullest .Wow I&#8217;m absolutely speechless.</p>
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