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	<title>
	Comments on: False Statements &#8211; R.K. Arnold Mortgage Electronic Registration Systems	</title>
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	<link>https://4closurefraud.org/2010/11/21/false-statements-r-k-arnold-mortgage-electronic-registration-systems/</link>
	<description>- Fighting Foreclosure Fraud BY SHARING THE KNOWLEDGE</description>
	<lastBuildDate>Tue, 23 Nov 2010 18:24:56 +0000</lastBuildDate>
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		<title>
		By: Barbara Ann Jackson		</title>
		<link>https://4closurefraud.org/2010/11/21/false-statements-r-k-arnold-mortgage-electronic-registration-systems/#comment-13527</link>

		<dc:creator><![CDATA[Barbara Ann Jackson]]></dc:creator>
		<pubDate>Tue, 23 Nov 2010 18:24:56 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=14518#comment-13527</guid>

					<description><![CDATA[&quot;Although increasing numbers of courts are continuing to reject improper and fraudulent foreclosures, the Congressional Foreclosure Panel examination of mortgage services and foreclosure practices did not include foreclosure lawyers.

Lawyers are officers of the court; knowledge of applicable laws and civil procedure is not required from mortgage lenders.  In states that require judicial foreclosures, lawyers are the ones who file lawsuits to seize and sell property; and lawyers are responsible for filing and recording foreclosure property deeds.

An investigation could prove helpful to sorting out whether improper and illegal foreclosure proceedings are linked to any self-dealing conduct disadvantaging lenders, investors, homeowners, and city governments. . .” 
*see: Request for Congressional Foreclosure Panel to Examine Foreclosure Lawyers 
http://www.change.org/petitions/view/request_for_congressional_foreclosure_panel_to_examine_foreclosure_lawyers#]]></description>
			<content:encoded><![CDATA[<p>&#8220;Although increasing numbers of courts are continuing to reject improper and fraudulent foreclosures, the Congressional Foreclosure Panel examination of mortgage services and foreclosure practices did not include foreclosure lawyers.</p>
<p>Lawyers are officers of the court; knowledge of applicable laws and civil procedure is not required from mortgage lenders.  In states that require judicial foreclosures, lawyers are the ones who file lawsuits to seize and sell property; and lawyers are responsible for filing and recording foreclosure property deeds.</p>
<p>An investigation could prove helpful to sorting out whether improper and illegal foreclosure proceedings are linked to any self-dealing conduct disadvantaging lenders, investors, homeowners, and city governments. . .”<br />
*see: Request for Congressional Foreclosure Panel to Examine Foreclosure Lawyers<br />
<a href="http://www.change.org/petitions/view/request_for_congressional_foreclosure_panel_to_examine_foreclosure_lawyers#" rel="nofollow ugc">http://www.change.org/petitions/view/request_for_congressional_foreclosure_panel_to_examine_foreclosure_lawyers#</a></p>
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		<title>
		By: RAMONA		</title>
		<link>https://4closurefraud.org/2010/11/21/false-statements-r-k-arnold-mortgage-electronic-registration-systems/#comment-13363</link>

		<dc:creator><![CDATA[RAMONA]]></dc:creator>
		<pubDate>Mon, 22 Nov 2010 05:51:06 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=14518#comment-13363</guid>

					<description><![CDATA[ITS LIKE ANY HELP YOU GET FROMTHE GOVERMENT ..YOU HAVE TO JUMP HOOPS BAckwards to get any of that help, even if   you  paid the taxes years and years .........]]></description>
			<content:encoded><![CDATA[<p>ITS LIKE ANY HELP YOU GET FROMTHE GOVERMENT ..YOU HAVE TO JUMP HOOPS BAckwards to get any of that help, even if   you  paid the taxes years and years &#8230;&#8230;&#8230;</p>
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		<item>
		<title>
		By: RAMONA		</title>
		<link>https://4closurefraud.org/2010/11/21/false-statements-r-k-arnold-mortgage-electronic-registration-systems/#comment-13362</link>

		<dc:creator><![CDATA[RAMONA]]></dc:creator>
		<pubDate>Mon, 22 Nov 2010 05:46:45 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=14518#comment-13362</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2010/11/21/false-statements-r-k-arnold-mortgage-electronic-registration-systems/#comment-13361&quot;&gt;RAMONA&lt;/a&gt;.

Grrrrrrrrr!!!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2010/11/21/false-statements-r-k-arnold-mortgage-electronic-registration-systems/#comment-13361">RAMONA</a>.</p>
<p>Grrrrrrrrr!!!</p>
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		<item>
		<title>
		By: RAMONA		</title>
		<link>https://4closurefraud.org/2010/11/21/false-statements-r-k-arnold-mortgage-electronic-registration-systems/#comment-13361</link>

		<dc:creator><![CDATA[RAMONA]]></dc:creator>
		<pubDate>Mon, 22 Nov 2010 05:45:52 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=14518#comment-13361</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2010/11/21/false-statements-r-k-arnold-mortgage-electronic-registration-systems/#comment-13312&quot;&gt;Flex&lt;/a&gt;.

EVERYTHING HAS been set up to help the banks not the homeowners, our tax  dollars have just been poured into all these programs but who held the money? the bank,of course, so who profited ? not the homeowners that for sure, they are still headed into the streets for the winter!  isnt it something that Dodds said   we needed more rentals. ALL this is to PROTECT the banks, well? what about the american people who pay the taxes that you gave to the banks to begin with and then didnt even help them?]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2010/11/21/false-statements-r-k-arnold-mortgage-electronic-registration-systems/#comment-13312">Flex</a>.</p>
<p>EVERYTHING HAS been set up to help the banks not the homeowners, our tax  dollars have just been poured into all these programs but who held the money? the bank,of course, so who profited ? not the homeowners that for sure, they are still headed into the streets for the winter!  isnt it something that Dodds said   we needed more rentals. ALL this is to PROTECT the banks, well? what about the american people who pay the taxes that you gave to the banks to begin with and then didnt even help them?</p>
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		<title>
		By: RAMONA		</title>
		<link>https://4closurefraud.org/2010/11/21/false-statements-r-k-arnold-mortgage-electronic-registration-systems/#comment-13358</link>

		<dc:creator><![CDATA[RAMONA]]></dc:creator>
		<pubDate>Mon, 22 Nov 2010 05:38:39 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=14518#comment-13358</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2010/11/21/false-statements-r-k-arnold-mortgage-electronic-registration-systems/#comment-13308&quot;&gt;bert&lt;/a&gt;.

JUST WHEN DID THE LAW CHANGE  THAT ALLOWED OUR HOMES TO BESOLD OVER AND OVER ALL OVER THE WORLD?  WHO PASSED THAT LAW?]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2010/11/21/false-statements-r-k-arnold-mortgage-electronic-registration-systems/#comment-13308">bert</a>.</p>
<p>JUST WHEN DID THE LAW CHANGE  THAT ALLOWED OUR HOMES TO BESOLD OVER AND OVER ALL OVER THE WORLD?  WHO PASSED THAT LAW?</p>
]]></content:encoded>
		
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		<title>
		By: Flex		</title>
		<link>https://4closurefraud.org/2010/11/21/false-statements-r-k-arnold-mortgage-electronic-registration-systems/#comment-13312</link>

		<dc:creator><![CDATA[Flex]]></dc:creator>
		<pubDate>Sun, 21 Nov 2010 22:14:59 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=14518#comment-13312</guid>

					<description><![CDATA[As time goes by and as we keep waiting for the Federal Government or any big shot out there to do something about the greatest deceit and Fraud in the world. Many institutions like FTC, SEC, Fannie Mae, Freddie Mac, etc, etc. Comes out with reports from now and then trying to cover up the whole mess. 
This is without any doubt, the FTC just put out a report called &quot;MARS&quot; Mortgage Assistance Relief Services, The Final Rule, that suppose to protect the consumers from scammers who charge up front fees for services.
Although there are times that some individuals engaged in these practices, now everyone pays for the wrong doing of some people. What is worse in this report is that even Lawyers, Mortgage Brokers, Real Estate Brokers, or anyone for that matter who engages in helping consumers for any type of help related to their homes. People are more aware now and more educated in this subject and can make smart decisions.
I see this as another way for the Big Banks paying millions of dollars through their lobbyist to institutions like the FTC as we know even the FBI is in partnership with MBA, Mortgage Bankers Association to cover up and prosecute the little guys who are really doing something to help the innocent home owners out of this ordeal.
Since we have not seem lot of help from Government institutions like HUD, NACA, HAMP, or even the newest Consumer Protection Agency, recently announced that Elizabeth Warren supposed to be the front runner, and now she even has been substituted.  
The consumer does not have another place to get help, but the places the government and the banks are telling them to go to, because help is for FREE, and since they don&#039;t have much money they don&#039;t want to pay anyone, since they already had been brain washed by all the propaganda that any help for their homes is free.
Professionals know very well that the majority of people do not know how to prepare the documents, understand what they are doing, and most of all, they do not know the guidelines and the calculation of their financial statement, which is key to get the banks or servicer to get their application approved.
The majority of the laws written to protect the consumer is so vague and their goal is to discourage people who can afford to get help and do their paper work right to protect their homes and their families. The banks, the serivcers, and even the government don&#039;t want the people to get educated in this matter with their homes, so they continue with their charade of taking people&#039;s homes in foreclosure.
They are looking at this as a business and masquerading the facts that by continuing with foreclosure, the economy will improve, because they don&#039;t want to distract the consumers who can afford this new market.
Even the President spoke in their behalf by sending his task force to investigate the matter and to find out that nothing was wrong with the way the banks are taking peoples homes, and foreclosure must continue for the sake of  the economy.
So the President puts the economy before the innocent people losing their homes in foreclosure like losing your wallet. At least when you lose your wallet, you report it and can replace most of your belongings. How can you replace a home and a family?
If you would like to read the FTC report called MARS, please click the blue type link below. So, here are some of the paragraphs you might want to read…

&lt;a href=&quot;https://web.archive.org/web/20131127071603/http://www.ftc.gov/os/2010/11/R911003mars.pdf&quot; rel=&quot;nofollow ugc&quot;&gt;http://www.ftc.gov/os/2010/11/R911003mars.pdf&lt;/a&gt;]]></description>
			<content:encoded><![CDATA[<p>As time goes by and as we keep waiting for the Federal Government or any big shot out there to do something about the greatest deceit and Fraud in the world. Many institutions like FTC, SEC, Fannie Mae, Freddie Mac, etc, etc. Comes out with reports from now and then trying to cover up the whole mess.<br />
This is without any doubt, the FTC just put out a report called &#8220;MARS&#8221; Mortgage Assistance Relief Services, The Final Rule, that suppose to protect the consumers from scammers who charge up front fees for services.<br />
Although there are times that some individuals engaged in these practices, now everyone pays for the wrong doing of some people. What is worse in this report is that even Lawyers, Mortgage Brokers, Real Estate Brokers, or anyone for that matter who engages in helping consumers for any type of help related to their homes. People are more aware now and more educated in this subject and can make smart decisions.<br />
I see this as another way for the Big Banks paying millions of dollars through their lobbyist to institutions like the FTC as we know even the FBI is in partnership with MBA, Mortgage Bankers Association to cover up and prosecute the little guys who are really doing something to help the innocent home owners out of this ordeal.<br />
Since we have not seem lot of help from Government institutions like HUD, NACA, HAMP, or even the newest Consumer Protection Agency, recently announced that Elizabeth Warren supposed to be the front runner, and now she even has been substituted.<br />
The consumer does not have another place to get help, but the places the government and the banks are telling them to go to, because help is for FREE, and since they don&#8217;t have much money they don&#8217;t want to pay anyone, since they already had been brain washed by all the propaganda that any help for their homes is free.<br />
Professionals know very well that the majority of people do not know how to prepare the documents, understand what they are doing, and most of all, they do not know the guidelines and the calculation of their financial statement, which is key to get the banks or servicer to get their application approved.<br />
The majority of the laws written to protect the consumer is so vague and their goal is to discourage people who can afford to get help and do their paper work right to protect their homes and their families. The banks, the serivcers, and even the government don&#8217;t want the people to get educated in this matter with their homes, so they continue with their charade of taking people&#8217;s homes in foreclosure.<br />
They are looking at this as a business and masquerading the facts that by continuing with foreclosure, the economy will improve, because they don&#8217;t want to distract the consumers who can afford this new market.<br />
Even the President spoke in their behalf by sending his task force to investigate the matter and to find out that nothing was wrong with the way the banks are taking peoples homes, and foreclosure must continue for the sake of  the economy.<br />
So the President puts the economy before the innocent people losing their homes in foreclosure like losing your wallet. At least when you lose your wallet, you report it and can replace most of your belongings. How can you replace a home and a family?<br />
If you would like to read the FTC report called MARS, please click the blue type link below. So, here are some of the paragraphs you might want to read…</p>
<p><a href="https://web.archive.org/web/20131127071603/http://www.ftc.gov/os/2010/11/R911003mars.pdf" rel="nofollow ugc">http://www.ftc.gov/os/2010/11/R911003mars.pdf</a></p>
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		<title>
		By: bert		</title>
		<link>https://4closurefraud.org/2010/11/21/false-statements-r-k-arnold-mortgage-electronic-registration-systems/#comment-13308</link>

		<dc:creator><![CDATA[bert]]></dc:creator>
		<pubDate>Sun, 21 Nov 2010 19:17:32 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=14518#comment-13308</guid>

					<description><![CDATA[IT IS TIME TO TAKE MERS TO STATE AND FEDERAL COURT FOR THERE ACTIONS. THEY NOT ONLY BEAT 
THE INVESTERS, ALSO THE HOMEOWNERS AND THE STATES.THEY MADE THERE OWN LAW AND 
DISREGARD THE LAWS OF THE LAND RECORDS.***** FOR THE PEOPLE HERE IN CALIFORNIA WITH
MERS ITS TIME FOR *********CLASS ACTION LAW SUIT********* LOOKING FOR GOOD ATTORNETS*********]]></description>
			<content:encoded><![CDATA[<p>IT IS TIME TO TAKE MERS TO STATE AND FEDERAL COURT FOR THERE ACTIONS. THEY NOT ONLY BEAT<br />
THE INVESTERS, ALSO THE HOMEOWNERS AND THE STATES.THEY MADE THERE OWN LAW AND<br />
DISREGARD THE LAWS OF THE LAND RECORDS.***** FOR THE PEOPLE HERE IN CALIFORNIA WITH<br />
MERS ITS TIME FOR *********CLASS ACTION LAW SUIT********* LOOKING FOR GOOD ATTORNETS*********</p>
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