Copies of all documents pertaining to the origination of loan/including loan application
Right to Cancel/ Deed of Trust/ Promissory note
Note payment period
Truth in Lending Statements
Good faith Estimate/ HUD 1/ Appraisal
A copy of the life of the loan, including all payments made, all fees incurred, what has been paid and how all payments were applied. The copies should be legible and all documents should be copied in their entirety.

PLEASE PRODUCED THE NOTE. I have reason to believe that the loan terms were misrepresented to me/ poperty appraisal was falsely inflated/ I was not given a 3 day right to recind. If they forgot to allow you to sign a right to change your mind, you must be given that right , now. I started the process of modifing my loan about a year ago and have been given the run around and false hope. Can you let me know your intentions in regards to helping me keep my home.

I understand that under RESPA Sec 6, you must respond or I may sue you. THANK YOU. Google “RESPA”

Also BOA and other Banks sometimes will use law firms which have violated State and Federal Laws to 4 close on your property. If this should happen, you can stop your 4 closure by writting the law firm and the bank informing them of the illegal action. They will pull your 4 closure for sure. They stoped mines in 2010.

392.306. A creditor may not use an independent debt collector if the creditor has actual knowledge that the independant debt collector repeatedly or continuously engages in acts or practices that are prohibited by this chapter. You may sue should they not stop.

We sued, Barrett Burke Wilson Castle Daffin Frappier, now known as Barrett Daffin Frappier Turner & Engel for violating our 2000 discharge order. They violated the FDCPA, and other laws, court case # 08CV0102 James Green v. Cenlar Federal Savings Banks, 405th, Galveston, Texas (case on appeal) 2010.

pgreen019@comcast.net

A clue to how this plays out may be in how this resolved…

Bank of America Bailout Weighed by SEC, Report Says
http://washpost.bloomberg.com/Story?docId=1376-LCO36K0D9L3901-7FPMQUHISRG4UEOAMEN95JP08J

“Bank of America Corp. obtained “favorable” terms to resolve disclosure violations related to its purchase of Merrill Lynch & Co. because the bank had received billions of dollars of bailout funds, a report said.”

And don’t forget, the Democrats borrowed (or got as a gift) a chunk from Bank Of America. They’re gonna be saved. Even at the cost of a political party.

Add to that an assignment of the Deed by the current debt-collector/servicer. This debt-collector appeared on the scene in May 2009.

The mortgage originated in 2005 and the original Deed was filed in Sept. 2005 with “America’s Wholesale Lender” as the supposed lender. Only that was just a guise used by CountryWide.

Now the assignment of the deed of trust is dated in 2010 and filed in 2010. It is signed by an attorney-employee of LItton but uses MERS to justify the attempt to do this late assignment from AWL directly to the CWABS 2005-10 pool with BoNY-Mellon as Trustee. I keep reading that these assignments that skip the ‘chain’ that was specified by the PSA are not valid.

The assignment is a fraudulent document on other grounds.

The assignment would seemingly assign a mortgage into a long-closed pool. The company whose employee signed the document contends the mortgage was in default a year prior to the assignment. Both issues cause this assignment to be non-compliant with the PSA, the IRS code for REMICs and NY trust law.

Litton would seemingly have been put in power in 2009 by BoNY-Mellon. The assignment generated by Litton in 2010 does an assignment FROM ‘AWL’ to CWABS 2005-10 with BoNY-Mellon as trustee.

That sure looks like a BIG conflict of interest to have the assignment be so self-serving!