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	<title>
	Comments on: State of Arizona vs. Countrywide, Bank of America, et al &#8211; Office of Attorney General Terry Goddard Charges Bank of America with Mortgage Fraud	</title>
	<atom:link href="https://4closurefraud.org/2010/12/18/state-of-arizona-vs-countrywide-bank-of-america-et-al-office-of-attorney-general-terry-goddard-charges-bank-of-america-with-mortgage-fraud/feed/" rel="self" type="application/rss+xml" />
	<link>https://4closurefraud.org/2010/12/18/state-of-arizona-vs-countrywide-bank-of-america-et-al-office-of-attorney-general-terry-goddard-charges-bank-of-america-with-mortgage-fraud/</link>
	<description>- Fighting Foreclosure Fraud BY SHARING THE KNOWLEDGE</description>
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		<title>
		By: Glenn		</title>
		<link>https://4closurefraud.org/2010/12/18/state-of-arizona-vs-countrywide-bank-of-america-et-al-office-of-attorney-general-terry-goddard-charges-bank-of-america-with-mortgage-fraud/#comment-36907</link>

		<dc:creator><![CDATA[Glenn]]></dc:creator>
		<pubDate>Sat, 18 Jun 2011 13:40:22 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=15748#comment-36907</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2010/12/18/state-of-arizona-vs-countrywide-bank-of-america-et-al-office-of-attorney-general-terry-goddard-charges-bank-of-america-with-mortgage-fraud/#comment-25623&quot;&gt;Carolina Bagnarol&lt;/a&gt;.

It is time to burn B of A to the ground with CEO Brian Moynihan in it.  - Die Banker Die, A Tribute to those who deserve it. http://www.youtube.com/watch?v=YGFZ1Jj3ui8]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2010/12/18/state-of-arizona-vs-countrywide-bank-of-america-et-al-office-of-attorney-general-terry-goddard-charges-bank-of-america-with-mortgage-fraud/#comment-25623">Carolina Bagnarol</a>.</p>
<p>It is time to burn B of A to the ground with CEO Brian Moynihan in it.  &#8211; Die Banker Die, A Tribute to those who deserve it. <a href="http://www.youtube.com/watch?v=YGFZ1Jj3ui8" rel="nofollow ugc">http://www.youtube.com/watch?v=YGFZ1Jj3ui8</a></p>
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		<title>
		By: Haley Shea		</title>
		<link>https://4closurefraud.org/2010/12/18/state-of-arizona-vs-countrywide-bank-of-america-et-al-office-of-attorney-general-terry-goddard-charges-bank-of-america-with-mortgage-fraud/#comment-36871</link>

		<dc:creator><![CDATA[Haley Shea]]></dc:creator>
		<pubDate>Sat, 18 Jun 2011 00:33:46 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=15748#comment-36871</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2010/12/18/state-of-arizona-vs-countrywide-bank-of-america-et-al-office-of-attorney-general-terry-goddard-charges-bank-of-america-with-mortgage-fraud/#comment-16351&quot;&gt;LVLawman&lt;/a&gt;.

Please send me the names of attorneys who will give free advice about the rights of people who&#039;s homes were foreclosed illegally. I am very ill and disabled and my house was foreclosed on June 1st and I am being harassed by many people thet say they bought the house  (no one has shown me any deeds). My realtor says it did sell at aution to the peoplwho were trying to put thru a short -sale. I wasn&#039;t informed it wouldn&#039;t go thru until 6PM the night before the sale.

 My bank lied to me about so many things and I have loan m,odification documents they offered me with totally incorrect figures that they refused to go over. They said they didn&#039;t need to prove the figures were correct, even thouhg HUD, a loan mod atty and I a former loan underwrite came up with different difures. We came up with figures close the the loan mod they offered 6 months earlier and then said wasn&#039;t available any long and shouldn&#039;t have been sent. the loan balance, interest rate and tesm of loan were al the same, yet pay,ent amount was hundreds different.


No one would tell me where my forebearance m,oney went to and they said they didn&#039;t have to. I poke to over 120 people and have document almost everything. They gave me wrong or mis-information over 100 times! And they even flat out lied when they knew they were not telling me the trust. They should learn how to use the &quot;hold&quot; button on their phones.

What I need is an atty who I can get free advice from ADAP. I am very ill, unable to pay for an atty and can&#039;t get thru to the volunteer atty lines. I ned to know my rihgts about suing B of A, living in the house and eviction, what I can take, suing B of A and contesting the foreclosure.

I am very ill, please help if you can give me names of honest, authentic attorneys who can take my case of at least give me some adive.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2010/12/18/state-of-arizona-vs-countrywide-bank-of-america-et-al-office-of-attorney-general-terry-goddard-charges-bank-of-america-with-mortgage-fraud/#comment-16351">LVLawman</a>.</p>
<p>Please send me the names of attorneys who will give free advice about the rights of people who&#8217;s homes were foreclosed illegally. I am very ill and disabled and my house was foreclosed on June 1st and I am being harassed by many people thet say they bought the house  (no one has shown me any deeds). My realtor says it did sell at aution to the peoplwho were trying to put thru a short -sale. I wasn&#8217;t informed it wouldn&#8217;t go thru until 6PM the night before the sale.</p>
<p> My bank lied to me about so many things and I have loan m,odification documents they offered me with totally incorrect figures that they refused to go over. They said they didn&#8217;t need to prove the figures were correct, even thouhg HUD, a loan mod atty and I a former loan underwrite came up with different difures. We came up with figures close the the loan mod they offered 6 months earlier and then said wasn&#8217;t available any long and shouldn&#8217;t have been sent. the loan balance, interest rate and tesm of loan were al the same, yet pay,ent amount was hundreds different.</p>
<p>No one would tell me where my forebearance m,oney went to and they said they didn&#8217;t have to. I poke to over 120 people and have document almost everything. They gave me wrong or mis-information over 100 times! And they even flat out lied when they knew they were not telling me the trust. They should learn how to use the &#8220;hold&#8221; button on their phones.</p>
<p>What I need is an atty who I can get free advice from ADAP. I am very ill, unable to pay for an atty and can&#8217;t get thru to the volunteer atty lines. I ned to know my rihgts about suing B of A, living in the house and eviction, what I can take, suing B of A and contesting the foreclosure.</p>
<p>I am very ill, please help if you can give me names of honest, authentic attorneys who can take my case of at least give me some adive.</p>
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		<title>
		By: Carolina Bagnarol		</title>
		<link>https://4closurefraud.org/2010/12/18/state-of-arizona-vs-countrywide-bank-of-america-et-al-office-of-attorney-general-terry-goddard-charges-bank-of-america-with-mortgage-fraud/#comment-25623</link>

		<dc:creator><![CDATA[Carolina Bagnarol]]></dc:creator>
		<pubDate>Sat, 26 Mar 2011 19:47:24 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=15748#comment-25623</guid>

					<description><![CDATA[Why only Bank of America? Why are they not filing lawsuits at the fraudulent practices of Wells Fargo Bank and all the others?

I have been involved in a wrongful foreclosure involving Wachovia Bank now owned by Wells Fargo Bank.  Fraught with forgeries and fraudulent practices - of which we are just one of millions.   foreclosure obtained with forged and fraudulent documents.  Evictions sought with the same forged documents.  Summary Judgments sought and granted, all with forged and fraudulent documents.  The judges of the San Mateo County Supreme court all on board with the banks.  

The attorneys representing Wells Fargo Bank (Jeremy Shulman) has been fore warned of proceeding with the forged documents - only to scoff and proceed.  The greed and corruption of the banks and their gatekeepers need to be prosecuted same as you and I if we commit fraud.  

When will the lawsuits by the AG&#039;s be leveled against all banks, for the same fraudulent practices?

When will any of the players in this fraud ever see the inside of a jail cell, loose their licenses to practice their form of law?

Too little, too late for too many!]]></description>
			<content:encoded><![CDATA[<p>Why only Bank of America? Why are they not filing lawsuits at the fraudulent practices of Wells Fargo Bank and all the others?</p>
<p>I have been involved in a wrongful foreclosure involving Wachovia Bank now owned by Wells Fargo Bank.  Fraught with forgeries and fraudulent practices &#8211; of which we are just one of millions.   foreclosure obtained with forged and fraudulent documents.  Evictions sought with the same forged documents.  Summary Judgments sought and granted, all with forged and fraudulent documents.  The judges of the San Mateo County Supreme court all on board with the banks.  </p>
<p>The attorneys representing Wells Fargo Bank (Jeremy Shulman) has been fore warned of proceeding with the forged documents &#8211; only to scoff and proceed.  The greed and corruption of the banks and their gatekeepers need to be prosecuted same as you and I if we commit fraud.  </p>
<p>When will the lawsuits by the AG&#8217;s be leveled against all banks, for the same fraudulent practices?</p>
<p>When will any of the players in this fraud ever see the inside of a jail cell, loose their licenses to practice their form of law?</p>
<p>Too little, too late for too many!</p>
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		<title>
		By: Homeless for the Holidays		</title>
		<link>https://4closurefraud.org/2010/12/18/state-of-arizona-vs-countrywide-bank-of-america-et-al-office-of-attorney-general-terry-goddard-charges-bank-of-america-with-mortgage-fraud/#comment-17459</link>

		<dc:creator><![CDATA[Homeless for the Holidays]]></dc:creator>
		<pubDate>Sat, 08 Jan 2011 12:48:11 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=15748#comment-17459</guid>

					<description><![CDATA[want recommendation of great realestate legal firm want to hire a lawyer here in Arizona]]></description>
			<content:encoded><![CDATA[<p>want recommendation of great realestate legal firm want to hire a lawyer here in Arizona</p>
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		<title>
		By: Phxhomeowner		</title>
		<link>https://4closurefraud.org/2010/12/18/state-of-arizona-vs-countrywide-bank-of-america-et-al-office-of-attorney-general-terry-goddard-charges-bank-of-america-with-mortgage-fraud/#comment-17193</link>

		<dc:creator><![CDATA[Phxhomeowner]]></dc:creator>
		<pubDate>Tue, 04 Jan 2011 18:11:00 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=15748#comment-17193</guid>

					<description><![CDATA[Finally!  I knew we couldn&#039;t be the only one&#039;s being tortured by this evil entity.  Why aren&#039;t the journalist&#039;s on this?]]></description>
			<content:encoded><![CDATA[<p>Finally!  I knew we couldn&#8217;t be the only one&#8217;s being tortured by this evil entity.  Why aren&#8217;t the journalist&#8217;s on this?</p>
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		<title>
		By: Barbara Ann Jackson		</title>
		<link>https://4closurefraud.org/2010/12/18/state-of-arizona-vs-countrywide-bank-of-america-et-al-office-of-attorney-general-terry-goddard-charges-bank-of-america-with-mortgage-fraud/#comment-16452</link>

		<dc:creator><![CDATA[Barbara Ann Jackson]]></dc:creator>
		<pubDate>Mon, 20 Dec 2010 19:14:51 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=15748#comment-16452</guid>

					<description><![CDATA[LAWYERS WHO FILE FORECLOSURES SHOULD BE INVESTIGATED http://chn.ge/eU2zAm

Scores of homeowners do not contest foreclosures because: 
1. They don&#039;t have knowledge of the law in order to recognize which aspects of foreclosure are legally challengeable or even fraudulent. 
2. Even those who identify wrongdoing, lack funds to pay for attorneys to represent them. 
3. Homeowners are told to come to foreclosure auctions with money that they do not have, so they stay away from foreclosure auctions.  

These homeowners are oblivious about sometimes &quot;straw buyers&quot; and sometimes lawyers in charge of foreclosures, obtaining illegal ownership of people&#039;s homes, and pay literally nothing through &quot;credit bids;&quot; and that those recorded deeds from such auctions are Null!  For these very reasons, there needs to be a probe of lawyers who file foreclosures. 
	
Also, the average lay person doesn&#039;t know about legal requirements of &quot;standing&quot; that prevents their homes from being repossessed via non-existent lenders, or via lenders who have no ownership of promissory notes.  

Yet, courts are supposed to enforce &quot;standing&quot; and compliance with established laws!  Illegal, defective, fraudulent foreclosure causes useless deeds for property sales; title insurance denials  –and more.

Further, after certain foreclosure auctions (via simulation) result in fraudulent –NOT lender acquisitions, by lawyers or straw buyers, the common scenario becomes property flipping, neighborhood blight, rodents, and so on! 

*Sample of fraudulent foreclosure acts:

-Deliberately use defunct lenders, lenders without &quot;standing&quot; for false civil and bankruptcy foreclosure proceedings
-Create and conceal malpractice foreclosure delays and engineer billable litigation
-Orchestrate sham foreclosure auctions; property never acquired by lenders, but &#039;straw buyers&#039;
-Commit actionable wrongs (unfair debt collection, fraud, various torts) that create lawsuits
- Foreclosures naming defunct lenders, illegally recorded property deeds, flipping, blighted communities
-Unconscionably create false deficiency judgments against property owners after straw buyers acquire homes for pennies on the dollar
-Intentionally false Bankruptcy court &quot;Motion to Lift&quot; and &quot;Proof of Claim&quot; on behalf of non-existent lenders which conceals fact of a &quot;non-secured&quot; mortgage debt
-Involved in fraudulent collection of property damage insurance, as well as mortgage-default insurance
- Fraudulent foreclosures abet loss of property taxes to city revenue, and invites rodents, vagrants
- Thousands of families made unlawfully homeless from null foreclosure proceedings

Foreclosure lawyers are officers of the court.  Lawyers are required to know applicable laws and civil procedure.  This knowledge is not required of mortgage lenders, nor loan servicers.

*more @ Request for Congressional Foreclosure Panel to Examine Foreclosure Lawyers 
http://www.change.org/petitions/view/request_for_congressional_foreclosure_panel_to_examine_foreclosure_lawyers#]]></description>
			<content:encoded><![CDATA[<p>LAWYERS WHO FILE FORECLOSURES SHOULD BE INVESTIGATED <a href="http://chn.ge/eU2zAm" rel="nofollow ugc">http://chn.ge/eU2zAm</a></p>
<p>Scores of homeowners do not contest foreclosures because:<br />
1. They don&#8217;t have knowledge of the law in order to recognize which aspects of foreclosure are legally challengeable or even fraudulent.<br />
2. Even those who identify wrongdoing, lack funds to pay for attorneys to represent them.<br />
3. Homeowners are told to come to foreclosure auctions with money that they do not have, so they stay away from foreclosure auctions.  </p>
<p>These homeowners are oblivious about sometimes &#8220;straw buyers&#8221; and sometimes lawyers in charge of foreclosures, obtaining illegal ownership of people&#8217;s homes, and pay literally nothing through &#8220;credit bids;&#8221; and that those recorded deeds from such auctions are Null!  For these very reasons, there needs to be a probe of lawyers who file foreclosures. </p>
<p>Also, the average lay person doesn&#8217;t know about legal requirements of &#8220;standing&#8221; that prevents their homes from being repossessed via non-existent lenders, or via lenders who have no ownership of promissory notes.  </p>
<p>Yet, courts are supposed to enforce &#8220;standing&#8221; and compliance with established laws!  Illegal, defective, fraudulent foreclosure causes useless deeds for property sales; title insurance denials  –and more.</p>
<p>Further, after certain foreclosure auctions (via simulation) result in fraudulent –NOT lender acquisitions, by lawyers or straw buyers, the common scenario becomes property flipping, neighborhood blight, rodents, and so on! </p>
<p>*Sample of fraudulent foreclosure acts:</p>
<p>-Deliberately use defunct lenders, lenders without &#8220;standing&#8221; for false civil and bankruptcy foreclosure proceedings<br />
-Create and conceal malpractice foreclosure delays and engineer billable litigation<br />
-Orchestrate sham foreclosure auctions; property never acquired by lenders, but &#8216;straw buyers&#8217;<br />
-Commit actionable wrongs (unfair debt collection, fraud, various torts) that create lawsuits<br />
&#8211; Foreclosures naming defunct lenders, illegally recorded property deeds, flipping, blighted communities<br />
-Unconscionably create false deficiency judgments against property owners after straw buyers acquire homes for pennies on the dollar<br />
-Intentionally false Bankruptcy court &#8220;Motion to Lift&#8221; and &#8220;Proof of Claim&#8221; on behalf of non-existent lenders which conceals fact of a &#8220;non-secured&#8221; mortgage debt<br />
-Involved in fraudulent collection of property damage insurance, as well as mortgage-default insurance<br />
&#8211; Fraudulent foreclosures abet loss of property taxes to city revenue, and invites rodents, vagrants<br />
&#8211; Thousands of families made unlawfully homeless from null foreclosure proceedings</p>
<p>Foreclosure lawyers are officers of the court.  Lawyers are required to know applicable laws and civil procedure.  This knowledge is not required of mortgage lenders, nor loan servicers.</p>
<p>*more @ Request for Congressional Foreclosure Panel to Examine Foreclosure Lawyers<br />
<a href="http://www.change.org/petitions/view/request_for_congressional_foreclosure_panel_to_examine_foreclosure_lawyers#" rel="nofollow ugc">http://www.change.org/petitions/view/request_for_congressional_foreclosure_panel_to_examine_foreclosure_lawyers#</a></p>
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		<title>
		By: Whippy FLoggman		</title>
		<link>https://4closurefraud.org/2010/12/18/state-of-arizona-vs-countrywide-bank-of-america-et-al-office-of-attorney-general-terry-goddard-charges-bank-of-america-with-mortgage-fraud/#comment-16416</link>

		<dc:creator><![CDATA[Whippy FLoggman]]></dc:creator>
		<pubDate>Mon, 20 Dec 2010 02:52:44 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=15748#comment-16416</guid>

					<description><![CDATA[Lawman............IGNORANT JUDGES sums it up!  But what about Incompetent as well?  Glad to see AZ is on this, but the AG should have included DOCUMENT FRAUD AS WELL!

I wish FLORIDA&#039;s AG was on with this , but BILL MCCULLOM is a PRO-BANKER defender.  Lip Service from a Empty suit is all he delivers on this matter.]]></description>
			<content:encoded><![CDATA[<p>Lawman&#8230;&#8230;&#8230;&#8230;IGNORANT JUDGES sums it up!  But what about Incompetent as well?  Glad to see AZ is on this, but the AG should have included DOCUMENT FRAUD AS WELL!</p>
<p>I wish FLORIDA&#8217;s AG was on with this , but BILL MCCULLOM is a PRO-BANKER defender.  Lip Service from a Empty suit is all he delivers on this matter.</p>
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		<title>
		By: tyler		</title>
		<link>https://4closurefraud.org/2010/12/18/state-of-arizona-vs-countrywide-bank-of-america-et-al-office-of-attorney-general-terry-goddard-charges-bank-of-america-with-mortgage-fraud/#comment-16354</link>

		<dc:creator><![CDATA[tyler]]></dc:creator>
		<pubDate>Sun, 19 Dec 2010 06:56:16 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=15748#comment-16354</guid>

					<description><![CDATA[wiki leaks will destroy bank of america.]]></description>
			<content:encoded><![CDATA[<p>wiki leaks will destroy bank of america.</p>
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		<title>
		By: LVLawman		</title>
		<link>https://4closurefraud.org/2010/12/18/state-of-arizona-vs-countrywide-bank-of-america-et-al-office-of-attorney-general-terry-goddard-charges-bank-of-america-with-mortgage-fraud/#comment-16351</link>

		<dc:creator><![CDATA[LVLawman]]></dc:creator>
		<pubDate>Sun, 19 Dec 2010 06:22:06 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=15748#comment-16351</guid>

					<description><![CDATA[It&#039;s about time.  Our clients, and other unrepresented homeowners, have been getting this runaround for years without the ability to get relief from B of A or the courts (in most instances) despite filing legal actions including Motions For Injunctive Relief, Breach of Contract, etc.  The only court generally willing to play by the rules in these non-judicial foreclosure states are the Bankruptcy Courts.

Maybe, the ignorant judges elected by an uniformed public to the  states benches will start to &quot;get it&quot; now and fear being held accountable in some future election.  

Hope springs eternal.]]></description>
			<content:encoded><![CDATA[<p>It&#8217;s about time.  Our clients, and other unrepresented homeowners, have been getting this runaround for years without the ability to get relief from B of A or the courts (in most instances) despite filing legal actions including Motions For Injunctive Relief, Breach of Contract, etc.  The only court generally willing to play by the rules in these non-judicial foreclosure states are the Bankruptcy Courts.</p>
<p>Maybe, the ignorant judges elected by an uniformed public to the  states benches will start to &#8220;get it&#8221; now and fear being held accountable in some future election.  </p>
<p>Hope springs eternal.</p>
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