Comments on: FCRA Report | What the Fair Credit Reporting Act Should Teach Us About Mortgage Servicing https://4closurefraud.org/2011/01/20/fcra-report-what-the-fair-credit-reporting-act-should-teach-us-about-mortgage-servicing/ - Fighting Foreclosure Fraud BY SHARING THE KNOWLEDGE Fri, 21 Jan 2011 21:45:26 +0000 hourly 1 https://wordpress.org/?v=7.0.6 By: Nancy Jean https://4closurefraud.org/2011/01/20/fcra-report-what-the-fair-credit-reporting-act-should-teach-us-about-mortgage-servicing/#comment-18379 Fri, 21 Jan 2011 21:45:26 +0000 https://4closurefraud.org/?p=17196#comment-18379 In reply to l vent.

In 2002, I bought a home 20% down conventional loan. HSBC BANK.not knowing at tht time thay my former spouse is a mortgage fraudster working under the guise of a finance manager at an auto dealership.
Well, 8 years later, I discover that I do not even have the deed to my home. I got a dummy.EX HAS BEEN USING MY NAME, MY HO– USE AS a cash cow.Was not enough to steal our marital home.
Insult to injury. He is now pretending to be the Bank, trying to foreclose on me. On a houseI do not even own. on too many notes to mention..that I never signed.
I SEE IT AS A JOKE!

]]> By: l vent https://4closurefraud.org/2011/01/20/fcra-report-what-the-fair-credit-reporting-act-should-teach-us-about-mortgage-servicing/#comment-18289 Thu, 20 Jan 2011 22:12:54 +0000 https://4closurefraud.org/?p=17196#comment-18289 The deed is the CONVEYANCE that secures the property to the homeowner. The ASSIGNMENT is what SECURES the Bank or Lender to the deed(COLLATERAL).Therefore if no assignments securing the mortgage or notes were ever recorded that means no securitization or perfection of the collateral lien for the Bank or Lender ever occurred. Notes are required by law to be recorded with the mortgage and assignment as well and not too many, if any, ever were. No recording of a NOTE means anyone can come up with a NOTE and do some robo-signing forgery and say you owe them money.Recording a NOTE insures the NOTE is a true document. Rescind our loans.

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