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	<title>
	Comments on: A BILL To Terminate the Home Affordable Modification Program of the Department of the Treasury	</title>
	<atom:link href="https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/feed/" rel="self" type="application/rss+xml" />
	<link>https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/</link>
	<description>- Fighting Foreclosure Fraud BY SHARING THE KNOWLEDGE</description>
	<lastBuildDate>Tue, 26 Feb 2013 01:40:31 +0000</lastBuildDate>
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		<title>
		By: Just Wondering		</title>
		<link>https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-408397</link>

		<dc:creator><![CDATA[Just Wondering]]></dc:creator>
		<pubDate>Tue, 26 Feb 2013 01:40:31 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=17680#comment-408397</guid>

					<description><![CDATA[I&#039;ve been researching, in Florida, to see if the Home Affordable Modification Agreement is supposed to be recorded by the lender....can you tell me if this is a requirement as I thought all modifications are supposed to be recorded?]]></description>
			<content:encoded><![CDATA[<p>I&#8217;ve been researching, in Florida, to see if the Home Affordable Modification Agreement is supposed to be recorded by the lender&#8230;.can you tell me if this is a requirement as I thought all modifications are supposed to be recorded?</p>
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		<title>
		By: Anne		</title>
		<link>https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-19130</link>

		<dc:creator><![CDATA[Anne]]></dc:creator>
		<pubDate>Tue, 01 Feb 2011 04:06:43 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=17680#comment-19130</guid>

					<description><![CDATA[&quot;STRICT recordation laws require them to record.&quot;

Lol, good one, now what&#039;s the punch line???]]></description>
			<content:encoded><![CDATA[<p>&#8220;STRICT recordation laws require them to record.&#8221;</p>
<p>Lol, good one, now what&#8217;s the punch line???</p>
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		<title>
		By: Anne		</title>
		<link>https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-19129</link>

		<dc:creator><![CDATA[Anne]]></dc:creator>
		<pubDate>Tue, 01 Feb 2011 04:04:46 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=17680#comment-19129</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-19128&quot;&gt;Anne&lt;/a&gt;.

WE ARE ONLY ENTITLED TO WHAT THE GOVERNMENT SAYS WE ARE ENTITLED TO.  Do you recall ever in your life, in grade school perhaps back in the old days, reading in your history book about a fair tyrant?

WE are behaving illogically if we expect the Tyrants who control our corner of the world to play fair or give a damn about us.

The problem is, we are not up to speed in assessing the situation.  We still feel a righteous outrage at the flagrant violations of laws which results in our loss of our apple pie home.

But as illustrated above, the only laws which apply are now the laws the tyrant says apply and, GUESS WHAT, WE LOSE.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-19128">Anne</a>.</p>
<p>WE ARE ONLY ENTITLED TO WHAT THE GOVERNMENT SAYS WE ARE ENTITLED TO.  Do you recall ever in your life, in grade school perhaps back in the old days, reading in your history book about a fair tyrant?</p>
<p>WE are behaving illogically if we expect the Tyrants who control our corner of the world to play fair or give a damn about us.</p>
<p>The problem is, we are not up to speed in assessing the situation.  We still feel a righteous outrage at the flagrant violations of laws which results in our loss of our apple pie home.</p>
<p>But as illustrated above, the only laws which apply are now the laws the tyrant says apply and, GUESS WHAT, WE LOSE.</p>
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		<title>
		By: Anne		</title>
		<link>https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-19128</link>

		<dc:creator><![CDATA[Anne]]></dc:creator>
		<pubDate>Tue, 01 Feb 2011 04:00:01 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=17680#comment-19128</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-18885&quot;&gt;Donna&lt;/a&gt;.

@Donna....what you say is true about keeping people in their homes, stabilizing values, holding accountable the guys on top etc., however, truth and fairness and rightfulness is not part of the equation.  Nor is helping we (the little guy) to get a break.   In fact, they want quite the opposite, they wish to break us and they are doing a pretty good job of it.

How could they not break us (unless we have a civil commotion, rise up against these tyranny and slay the btards of thats what it takes) since the rules and law only apply to us.  If you or I did half of what the bankers et al are accused of we should be cooling our heels at this moment in the Federal Penitentiary.

How can it not drive you mad that the government (note I did not say OUR government because it isn&#039;t any more) keeps changing the rules.  If something is found that would be helpful to us and give us cause to hope, it is purposely buried beneath a pile of rubble of lies.  

We can say all we want &quot;but, what about ....&quot;.  It will do us no more good than it does the hapless bloke on his way to the executioner&#039;s chamber who says &quot;but I&#039;m innocent&quot;.

Doesn&#039;t matter.   He/we are not one of the Players.  Until you accept the fact that our government is one of those who violate and trample and ignore the constitution you aren&#039;t really playing with a full deck.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-18885">Donna</a>.</p>
<p>@Donna&#8230;.what you say is true about keeping people in their homes, stabilizing values, holding accountable the guys on top etc., however, truth and fairness and rightfulness is not part of the equation.  Nor is helping we (the little guy) to get a break.   In fact, they want quite the opposite, they wish to break us and they are doing a pretty good job of it.</p>
<p>How could they not break us (unless we have a civil commotion, rise up against these tyranny and slay the btards of thats what it takes) since the rules and law only apply to us.  If you or I did half of what the bankers et al are accused of we should be cooling our heels at this moment in the Federal Penitentiary.</p>
<p>How can it not drive you mad that the government (note I did not say OUR government because it isn&#8217;t any more) keeps changing the rules.  If something is found that would be helpful to us and give us cause to hope, it is purposely buried beneath a pile of rubble of lies.  </p>
<p>We can say all we want &#8220;but, what about &#8230;.&#8221;.  It will do us no more good than it does the hapless bloke on his way to the executioner&#8217;s chamber who says &#8220;but I&#8217;m innocent&#8221;.</p>
<p>Doesn&#8217;t matter.   He/we are not one of the Players.  Until you accept the fact that our government is one of those who violate and trample and ignore the constitution you aren&#8217;t really playing with a full deck.</p>
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		<title>
		By: l vent		</title>
		<link>https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-18993</link>

		<dc:creator><![CDATA[l vent]]></dc:creator>
		<pubDate>Sun, 30 Jan 2011 07:46:01 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=17680#comment-18993</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-18924&quot;&gt;LVLawman&lt;/a&gt;.

Uh, EXC-- USE ME you do not seem to GET the FACT that RECORDATION  LAW IS THE WHOLE ISSUE. That is why there is FORECLOSUREGATE, DUH. FRAUDCLOSURES ARE THE DIRECT RESULT OF THE ORIGINATION /SECURITIES FRAUD WHICH IS THE MAIN REASON NOTHING WAS RECORDED OR SECURED PROPERLY BY THE BANKS.  Lack of due dilligence by the banks in recording was to cover-up what THEY WERE HIDING at the Origination of the Mortgages. I have a paid for house thank you very much and a paid deed to prove it with a pay-off letter from a second bank that paid off my ORIGINAL  mortgage which was never even assigned to the deed anyways.  Strangely enough the banks continued to pass around my paid off house from bank to bank and even put my house in MERS after the mortgage pay off  and gave me an ALL NEW PIN NUMBER  but again never ASSIGNED a note or a mortgage to my PAID OFF DEED.  Now what do you suppose gave them the right to FLOUT MY PROPERTY RIGHTS in that way?   I never signed a contract with a second bank.  One does not need a Harvard MBA to see that fraud occured here. That is just a small part of the FRAUD that I uncovered in my investigation.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-18924">LVLawman</a>.</p>
<p>Uh, EXC&#8211; USE ME you do not seem to GET the FACT that RECORDATION  LAW IS THE WHOLE ISSUE. That is why there is FORECLOSUREGATE, DUH. FRAUDCLOSURES ARE THE DIRECT RESULT OF THE ORIGINATION /SECURITIES FRAUD WHICH IS THE MAIN REASON NOTHING WAS RECORDED OR SECURED PROPERLY BY THE BANKS.  Lack of due dilligence by the banks in recording was to cover-up what THEY WERE HIDING at the Origination of the Mortgages. I have a paid for house thank you very much and a paid deed to prove it with a pay-off letter from a second bank that paid off my ORIGINAL  mortgage which was never even assigned to the deed anyways.  Strangely enough the banks continued to pass around my paid off house from bank to bank and even put my house in MERS after the mortgage pay off  and gave me an ALL NEW PIN NUMBER  but again never ASSIGNED a note or a mortgage to my PAID OFF DEED.  Now what do you suppose gave them the right to FLOUT MY PROPERTY RIGHTS in that way?   I never signed a contract with a second bank.  One does not need a Harvard MBA to see that fraud occured here. That is just a small part of the FRAUD that I uncovered in my investigation.</p>
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		<title>
		By: Ramona		</title>
		<link>https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-18962</link>

		<dc:creator><![CDATA[Ramona]]></dc:creator>
		<pubDate>Sat, 29 Jan 2011 22:45:45 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=17680#comment-18962</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-18885&quot;&gt;Donna&lt;/a&gt;.

How about thisconflict in interest in florida courts,  the courts in florida depend on the money from foreclosures to stay open.  would you say a BIG reason for them to keep the foreclosure process going?]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-18885">Donna</a>.</p>
<p>How about thisconflict in interest in florida courts,  the courts in florida depend on the money from foreclosures to stay open.  would you say a BIG reason for them to keep the foreclosure process going?</p>
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		<title>
		By: l vent		</title>
		<link>https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-18950</link>

		<dc:creator><![CDATA[l vent]]></dc:creator>
		<pubDate>Sat, 29 Jan 2011 19:55:09 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=17680#comment-18950</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-18948&quot;&gt;l vent&lt;/a&gt;.

The whole issue about NOTES being  PUBLICLY RECORDED  and SECURED to a MORTGAGE and a DEED in order for the MORTGAGE INDUSTRY CABAL to TOSS AROUND OUR PROPERTY as if it were GARBAGE should be brought before the U.S. SUPREME COURT. I think it is COMPLETELY UNCONSTITUTIONAL and another DECEPTIVE TRICK in an INTENTIONAL ROBBERY OF THE PEOPLE&#039;S PROPERTY and RIGHTS by the RICH.  It is COMMUNIST. They are shitting all over us and the Constitution.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-18948">l vent</a>.</p>
<p>The whole issue about NOTES being  PUBLICLY RECORDED  and SECURED to a MORTGAGE and a DEED in order for the MORTGAGE INDUSTRY CABAL to TOSS AROUND OUR PROPERTY as if it were GARBAGE should be brought before the U.S. SUPREME COURT. I think it is COMPLETELY UNCONSTITUTIONAL and another DECEPTIVE TRICK in an INTENTIONAL ROBBERY OF THE PEOPLE&#8217;S PROPERTY and RIGHTS by the RICH.  It is COMMUNIST. They are shitting all over us and the Constitution.</p>
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		<title>
		By: l vent		</title>
		<link>https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-18948</link>

		<dc:creator><![CDATA[l vent]]></dc:creator>
		<pubDate>Sat, 29 Jan 2011 19:37:46 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=17680#comment-18948</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-18925&quot;&gt;Marilyn Abdilla&lt;/a&gt;.

If a NOTE  is not an UNIFORM SECURITY INSTRUMENT then it should not be able to be used to TRANSFER OUR PROPERTY FROM BANK TO BANK. That is SECURITIES fraud. The mortgage should be the only vehicle they could use to transfer property rights from bank to bank because if the MORTGAGE was SECURITIZED PROPERLY which in most cases it was not  done THAT IS THE SECURITY INSTRUMENT.  A  PIECE OF PAPER  that states a PROMISE TO PAY by a homeowner should NOT be able to be used to TRANSFER PROPERTY OWNERSHIP RIGHTS. That is a huge SCAM. It flouts our property rights, and our Constitutional rights.  Because no notes were EVER recorded the BANKS should have NEVER been able to use NOTES as a SECURITY INSTRUMENT to transfer property This is how they &quot;LOST TRACK&quot; of OWNERSHIP. They never recorded NOTES to INTENTIONALLY hide  the crimes they were committing. There is no excuse for their behavior it is Unamerican and Unconstitutional and shows they have no respect for OUR PROPERTY.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-18925">Marilyn Abdilla</a>.</p>
<p>If a NOTE  is not an UNIFORM SECURITY INSTRUMENT then it should not be able to be used to TRANSFER OUR PROPERTY FROM BANK TO BANK. That is SECURITIES fraud. The mortgage should be the only vehicle they could use to transfer property rights from bank to bank because if the MORTGAGE was SECURITIZED PROPERLY which in most cases it was not  done THAT IS THE SECURITY INSTRUMENT.  A  PIECE OF PAPER  that states a PROMISE TO PAY by a homeowner should NOT be able to be used to TRANSFER PROPERTY OWNERSHIP RIGHTS. That is a huge SCAM. It flouts our property rights, and our Constitutional rights.  Because no notes were EVER recorded the BANKS should have NEVER been able to use NOTES as a SECURITY INSTRUMENT to transfer property This is how they &#8220;LOST TRACK&#8221; of OWNERSHIP. They never recorded NOTES to INTENTIONALLY hide  the crimes they were committing. There is no excuse for their behavior it is Unamerican and Unconstitutional and shows they have no respect for OUR PROPERTY.</p>
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		<title>
		By: l vent		</title>
		<link>https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-18946</link>

		<dc:creator><![CDATA[l vent]]></dc:creator>
		<pubDate>Sat, 29 Jan 2011 19:08:37 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=17680#comment-18946</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-18924&quot;&gt;LVLawman&lt;/a&gt;.

You can save the snarky sarcasm. It really helps no one. I am not confused about anything.  I DO NOT BELIEVE your CLAIM that the BANKS WERE TOO GREEDY TO DO THEIR DUE DILLIGENCE and SEND THE PARALEGALS AROUND TO SECURITIZE PROPERLY.  This SO CALLED negligence by the &quot;BANKS&quot; is much to WIDESPREAD TO BE JUST BECA-- USE OF GREED. As far as the servicers not having the so called ability to produce a note is just a part of the cover-up for Fannie/Freddie.Banks/ Sevicers are just a front to hide Fannie/Freddie who do not have the balls to admit they were a huge part of the PONZI SCHEME so they use other entities such as Banks and Mortgage Servicers to carry out the rest of the PONZI SCHEME via  uh, FRAUDCLOSURES. Because SOME STATES DO NOT REQUIRE NOTES TO BE RECORDED is not A VALID ARGUMENT. SOME STATES REQUIRING NOTES BE RECORDED IS NOT ALL STATES So you CONTRADICTED YOURSELF. THEREFORE  IF  A NOTE IS NOT a SECURITY INSTRUMENT , THEN A NOTE IS A FRAUDULENT DOCUMENT therefore_ A NOTE SHOULD NOT BE ABLE TO BE -- USED TO TRANSFER INTEREST IN PROPERTY FROM BANK TO BANK IF IT IS NOT A SECURITY INSTRUMENT._ AN UNRECORDED THEREFORE ,UNSECURED NOTE is a MEANININGLESS PIECE OF PAPER because IT PROVES NOTHING. THAT IS ALSO FRAUD. I think you are the one who might be uh, CONF-- USED. You are clearly TRYING to convince me that if BANKS DO THINGS WRONG IT IS NOT FRAUD or  A VIOLATION OF OUR CONTSTITUTIONAL RIGHTS and OUR PROPERTY RIGHTS. HOW UNAMERICAN OF YOU.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-18924">LVLawman</a>.</p>
<p>You can save the snarky sarcasm. It really helps no one. I am not confused about anything.  I DO NOT BELIEVE your CLAIM that the BANKS WERE TOO GREEDY TO DO THEIR DUE DILLIGENCE and SEND THE PARALEGALS AROUND TO SECURITIZE PROPERLY.  This SO CALLED negligence by the &#8220;BANKS&#8221; is much to WIDESPREAD TO BE JUST BECA&#8211; USE OF GREED. As far as the servicers not having the so called ability to produce a note is just a part of the cover-up for Fannie/Freddie.Banks/ Sevicers are just a front to hide Fannie/Freddie who do not have the balls to admit they were a huge part of the PONZI SCHEME so they use other entities such as Banks and Mortgage Servicers to carry out the rest of the PONZI SCHEME via  uh, FRAUDCLOSURES. Because SOME STATES DO NOT REQUIRE NOTES TO BE RECORDED is not A VALID ARGUMENT. SOME STATES REQUIRING NOTES BE RECORDED IS NOT ALL STATES So you CONTRADICTED YOURSELF. THEREFORE  IF  A NOTE IS NOT a SECURITY INSTRUMENT , THEN A NOTE IS A FRAUDULENT DOCUMENT therefore_ A NOTE SHOULD NOT BE ABLE TO BE &#8212; USED TO TRANSFER INTEREST IN PROPERTY FROM BANK TO BANK IF IT IS NOT A SECURITY INSTRUMENT._ AN UNRECORDED THEREFORE ,UNSECURED NOTE is a MEANININGLESS PIECE OF PAPER because IT PROVES NOTHING. THAT IS ALSO FRAUD. I think you are the one who might be uh, CONF&#8211; USED. You are clearly TRYING to convince me that if BANKS DO THINGS WRONG IT IS NOT FRAUD or  A VIOLATION OF OUR CONTSTITUTIONAL RIGHTS and OUR PROPERTY RIGHTS. HOW UNAMERICAN OF YOU.</p>
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		<title>
		By: l vent		</title>
		<link>https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-18939</link>

		<dc:creator><![CDATA[l vent]]></dc:creator>
		<pubDate>Sat, 29 Jan 2011 17:33:12 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=17680#comment-18939</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-18922&quot;&gt;Marilyn Abdilla&lt;/a&gt;.

Thank You Marilyn. You are right about the many deceptions  in order for them to cover-up the truth and confuse everybody.  I was not aware that recording of notes varied State by State. In my State they MUST record them. Bottom line, the people who work down at my County Recorders Office told me THEY screwed up badly and my house is PAID FOR. They NEVER ASSIGNED a  mortgage debt to my deed in 19 years and the Statute of Limitations of 12 years in my State has run out on them.  She told me that  I can live in it, sell it, or do whatever I want with it.As you said  the recording of the notes is relevant in some states.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/01/28/a-bill-to-terminate-the-home-affordable-modification-program-of-the-department-of-the-treasury/#comment-18922">Marilyn Abdilla</a>.</p>
<p>Thank You Marilyn. You are right about the many deceptions  in order for them to cover-up the truth and confuse everybody.  I was not aware that recording of notes varied State by State. In my State they MUST record them. Bottom line, the people who work down at my County Recorders Office told me THEY screwed up badly and my house is PAID FOR. They NEVER ASSIGNED a  mortgage debt to my deed in 19 years and the Statute of Limitations of 12 years in my State has run out on them.  She told me that  I can live in it, sell it, or do whatever I want with it.As you said  the recording of the notes is relevant in some states.</p>
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