BofA “left hand doesn’t know what the right hand is doing”.

I’ve NEVER been late with my loan, always made payments as per the terms of the original mortgage, kept receipts and certified mail records when the payment was delivered to BofA payment center (always on time albeit many times the last day of the grace period of acceptance) and bank copies of cancelled checks.

An insurance charge originally debited to my mortgage account (because theu did not accept the insurance Countrywide contractually accepted) started the argument and deliquency).

I finally gave in and purchased conventional mortgage insurance and receivea d a letter from BoA insurance division in Maryland thanking me (a computer generated form letter). A month later, I received another letter from another BofA office in Texas advising me my mortgage account had been debited for “lender placed insurance” further placing my account “under water”.

And I contnue to make the mortgage payments via certified mail by the end of the grace period every month like “clockwork”.

What has the miscommunication of this giant bank got me?

Nothing but a bunch of trouble and destroyed credit.

Dear Bank of America, your Chairman (unethical ruthless lawyer who runs B of A) and many of your employees are nothing more than “poop on a string”.

I’ve hired a lawyer to resolve this matter and will publish the embarrassing episode publically on the web so all can see how my wife and I are just another victim of a giant who can’t communicate within it’s own organization.

We’ll see if we can sue for damages because of my allegations of BofA’s unethical illegal behavior. It will cost me a few thousand in legal fees, but so far, according to the lawyer I’ve hired, he thinks we have a good case.

Law School has paid off for me in more ways than one. I may not be a lawyer, but the training was invaluable.

Don’t fool yourself. The only thing most of them care about it getting votes from their district. If stopping illegal foreclosure is within their scope of interest to get votes, then they will.

Wake up.