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	<title>
	Comments on: Foreclosure Fraud Class Action &#124; National Organization of Assistance for Homeowners vs Wells Fargo	</title>
	<atom:link href="https://4closurefraud.org/2011/02/14/foreclosure-fraud-class-action-national-organization-of-assistance-for-homeowners-vs-wells-fargo/feed/" rel="self" type="application/rss+xml" />
	<link>https://4closurefraud.org/2011/02/14/foreclosure-fraud-class-action-national-organization-of-assistance-for-homeowners-vs-wells-fargo/</link>
	<description>- Fighting Foreclosure Fraud BY SHARING THE KNOWLEDGE</description>
	<lastBuildDate>Mon, 01 Oct 2012 00:44:35 +0000</lastBuildDate>
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		<title>
		By: stripes		</title>
		<link>https://4closurefraud.org/2011/02/14/foreclosure-fraud-class-action-national-organization-of-assistance-for-homeowners-vs-wells-fargo/#comment-403515</link>

		<dc:creator><![CDATA[stripes]]></dc:creator>
		<pubDate>Mon, 01 Oct 2012 00:44:35 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=18504#comment-403515</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/02/14/foreclosure-fraud-class-action-national-organization-of-assistance-for-homeowners-vs-wells-fargo/#comment-403494&quot;&gt;Homeless in CA&lt;/a&gt;.

How can you secure a purchase agreement to something you never held legal title to in the first place because of the ORIGINATION FRAUD....? There is no legal fix for that.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/02/14/foreclosure-fraud-class-action-national-organization-of-assistance-for-homeowners-vs-wells-fargo/#comment-403494">Homeless in CA</a>.</p>
<p>How can you secure a purchase agreement to something you never held legal title to in the first place because of the ORIGINATION FRAUD&#8230;.? There is no legal fix for that.</p>
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		<title>
		By: Homeless in CA		</title>
		<link>https://4closurefraud.org/2011/02/14/foreclosure-fraud-class-action-national-organization-of-assistance-for-homeowners-vs-wells-fargo/#comment-403494</link>

		<dc:creator><![CDATA[Homeless in CA]]></dc:creator>
		<pubDate>Sat, 29 Sep 2012 19:35:30 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=18504#comment-403494</guid>

					<description><![CDATA[After an exhausting short sale attempt, securing a purchase agreement from a local RE Broker, the contract was sent of to Wells Fargo.  The processor countered the buyer over and above what was needed to close.  They Buyer walked and Wells Fargo foreclosed.  The bank hired another Broker who put it on the MLS and sold it to  the very RE Broker who had the buyer that walked.  

The closing price was exactly for what we would have closed for.   I suffer from their error of countering more than was owed double now as the second BofA had signed off for the $6,000. payout and sent a short sale approval included in the original offer before Wells Fargo countered and chased off the buyer.   

Wells Fargo foreclosed, I have an agreement with Bank of American with a large down and monthly payments I will be paying for years. I could have done a short sale, I could have not had foreclosure on my record, I could have had BofA taken care of with the short sale but Wells Fargo was head strong. I begged and pleaded and they rushed in. This after about eight months of missed payments.  I paid the HOA off entirely.  

Is there any thing I can do?  Is there any lawsuits that would help me bring this to the attention of anyone.  

We are senior citizens who have worked all of our life and always had good credit.  But, the economy took our paychecks down by 2/3rds.]]></description>
			<content:encoded><![CDATA[<p>After an exhausting short sale attempt, securing a purchase agreement from a local RE Broker, the contract was sent of to Wells Fargo.  The processor countered the buyer over and above what was needed to close.  They Buyer walked and Wells Fargo foreclosed.  The bank hired another Broker who put it on the MLS and sold it to  the very RE Broker who had the buyer that walked.  </p>
<p>The closing price was exactly for what we would have closed for.   I suffer from their error of countering more than was owed double now as the second BofA had signed off for the $6,000. payout and sent a short sale approval included in the original offer before Wells Fargo countered and chased off the buyer.   </p>
<p>Wells Fargo foreclosed, I have an agreement with Bank of American with a large down and monthly payments I will be paying for years. I could have done a short sale, I could have not had foreclosure on my record, I could have had BofA taken care of with the short sale but Wells Fargo was head strong. I begged and pleaded and they rushed in. This after about eight months of missed payments.  I paid the HOA off entirely.  </p>
<p>Is there any thing I can do?  Is there any lawsuits that would help me bring this to the attention of anyone.  </p>
<p>We are senior citizens who have worked all of our life and always had good credit.  But, the economy took our paychecks down by 2/3rds.</p>
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		<title>
		By: lies is all they tell		</title>
		<link>https://4closurefraud.org/2011/02/14/foreclosure-fraud-class-action-national-organization-of-assistance-for-homeowners-vs-wells-fargo/#comment-350263</link>

		<dc:creator><![CDATA[lies is all they tell]]></dc:creator>
		<pubDate>Mon, 05 Mar 2012 22:20:18 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=18504#comment-350263</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/02/14/foreclosure-fraud-class-action-national-organization-of-assistance-for-homeowners-vs-wells-fargo/#comment-350213&quot;&gt;Harold&lt;/a&gt;.

yes the same thing happened to us 2 years ago in 2009 and then again in 2010.  it never ends wells fargo trying to steal my home]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/02/14/foreclosure-fraud-class-action-national-organization-of-assistance-for-homeowners-vs-wells-fargo/#comment-350213">Harold</a>.</p>
<p>yes the same thing happened to us 2 years ago in 2009 and then again in 2010.  it never ends wells fargo trying to steal my home</p>
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		<title>
		By: Harold		</title>
		<link>https://4closurefraud.org/2011/02/14/foreclosure-fraud-class-action-national-organization-of-assistance-for-homeowners-vs-wells-fargo/#comment-350213</link>

		<dc:creator><![CDATA[Harold]]></dc:creator>
		<pubDate>Mon, 05 Mar 2012 21:11:28 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=18504#comment-350213</guid>

					<description><![CDATA[Ive been in the &quot;mortgage assist&quot; program for 6 months to move ONLY 1 payment to the end of my mortgage. They constantly lie about not receiving my faxes in time. This has to be the most well organized fraud in America right now.]]></description>
			<content:encoded><![CDATA[<p>Ive been in the &#8220;mortgage assist&#8221; program for 6 months to move ONLY 1 payment to the end of my mortgage. They constantly lie about not receiving my faxes in time. This has to be the most well organized fraud in America right now.</p>
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		<title>
		By: George		</title>
		<link>https://4closurefraud.org/2011/02/14/foreclosure-fraud-class-action-national-organization-of-assistance-for-homeowners-vs-wells-fargo/#comment-20675</link>

		<dc:creator><![CDATA[George]]></dc:creator>
		<pubDate>Wed, 16 Feb 2011 23:14:56 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=18504#comment-20675</guid>

					<description><![CDATA[Let me know of more successes in the Federal courts here in CA.]]></description>
			<content:encoded><![CDATA[<p>Let me know of more successes in the Federal courts here in CA.</p>
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		<title>
		By: losing my home in florida		</title>
		<link>https://4closurefraud.org/2011/02/14/foreclosure-fraud-class-action-national-organization-of-assistance-for-homeowners-vs-wells-fargo/#comment-20670</link>

		<dc:creator><![CDATA[losing my home in florida]]></dc:creator>
		<pubDate>Wed, 16 Feb 2011 21:38:00 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=18504#comment-20670</guid>

					<description><![CDATA[wells fargo called me today asking me for paper work that i sent   2 weeks ago. i got so fustrated and asked he m
for a supervisor she put me on hold and hung up.  this is the most fustrating thing i have been through in  my life. at 48 yrs old i should not be loosing my house buy enjpying my life with my family.  what fraud had been done against us is implorable.  they admitted the fraud now we need releif answers not moe of the same from wells fargo.]]></description>
			<content:encoded><![CDATA[<p>wells fargo called me today asking me for paper work that i sent   2 weeks ago. i got so fustrated and asked he m<br />
for a supervisor she put me on hold and hung up.  this is the most fustrating thing i have been through in  my life. at 48 yrs old i should not be loosing my house buy enjpying my life with my family.  what fraud had been done against us is implorable.  they admitted the fraud now we need releif answers not moe of the same from wells fargo.</p>
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		<title>
		By: Jan		</title>
		<link>https://4closurefraud.org/2011/02/14/foreclosure-fraud-class-action-national-organization-of-assistance-for-homeowners-vs-wells-fargo/#comment-20559</link>

		<dc:creator><![CDATA[Jan]]></dc:creator>
		<pubDate>Wed, 16 Feb 2011 04:07:50 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=18504#comment-20559</guid>

					<description><![CDATA[The &quot;Lenders&quot; create &quot;money&quot; out of thin air - see Modern Money Mechanics, Federal Reserve&#039;s manual on how they create money.  YES, it actually is &quot;new&quot; money created on a computer when you get a loan.  The banks are not out one thin dime.  That is why they never want to produce the accounting ledgers.  It will show, per GAAP the &quot;Note&quot; is deposited on the asset side.  Then they do an exchange with you and call it a loan.  You actually paid for it at the closing with your note.  A promissory note is equivalent to a check.  We just didn&#039;t know we were supposed to ask for a receipt.  So the banks keep the asset or sell it and leverage up 10 times the amount and invest it how they want.  They were supposed to be a service to the public, but they turned into greedy crooks in bed with the Wall Street gang and we are the victims.  We should all be filing class actions.  Shut the system down and let&#039;s get a new one.  This is not working for us.  We should be able to borrow at zero %.  Forget credit scores.  That&#039;s another scam, just another cash cow for the financial industry.   We can just print the money.  At the State level, and just charge a small fee up front.  The fee can go to pay for running the State.  Washington DC is so bloated, out of control and these interest charges are being paid by the working folks while the crooks run free and steal it all.   Make them produce the financial ledgers. 1099OID  Request a QWR (Qualified written request)  letter.  Stops foreclosure until they answer you.]]></description>
			<content:encoded><![CDATA[<p>The &#8220;Lenders&#8221; create &#8220;money&#8221; out of thin air &#8211; see Modern Money Mechanics, Federal Reserve&#8217;s manual on how they create money.  YES, it actually is &#8220;new&#8221; money created on a computer when you get a loan.  The banks are not out one thin dime.  That is why they never want to produce the accounting ledgers.  It will show, per GAAP the &#8220;Note&#8221; is deposited on the asset side.  Then they do an exchange with you and call it a loan.  You actually paid for it at the closing with your note.  A promissory note is equivalent to a check.  We just didn&#8217;t know we were supposed to ask for a receipt.  So the banks keep the asset or sell it and leverage up 10 times the amount and invest it how they want.  They were supposed to be a service to the public, but they turned into greedy crooks in bed with the Wall Street gang and we are the victims.  We should all be filing class actions.  Shut the system down and let&#8217;s get a new one.  This is not working for us.  We should be able to borrow at zero %.  Forget credit scores.  That&#8217;s another scam, just another cash cow for the financial industry.   We can just print the money.  At the State level, and just charge a small fee up front.  The fee can go to pay for running the State.  Washington DC is so bloated, out of control and these interest charges are being paid by the working folks while the crooks run free and steal it all.   Make them produce the financial ledgers. 1099OID  Request a QWR (Qualified written request)  letter.  Stops foreclosure until they answer you.</p>
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		<title>
		By: losing my home in florida		</title>
		<link>https://4closurefraud.org/2011/02/14/foreclosure-fraud-class-action-national-organization-of-assistance-for-homeowners-vs-wells-fargo/#comment-20542</link>

		<dc:creator><![CDATA[losing my home in florida]]></dc:creator>
		<pubDate>Wed, 16 Feb 2011 01:03:04 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=18504#comment-20542</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/02/14/foreclosure-fraud-class-action-national-organization-of-assistance-for-homeowners-vs-wells-fargo/#comment-20533&quot;&gt;QNY81&lt;/a&gt;.

hi  i listened to a you tube video.  scary stuff.  this housing bubble was intentional  wow]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/02/14/foreclosure-fraud-class-action-national-organization-of-assistance-for-homeowners-vs-wells-fargo/#comment-20533">QNY81</a>.</p>
<p>hi  i listened to a you tube video.  scary stuff.  this housing bubble was intentional  wow</p>
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		<title>
		By: QNY81		</title>
		<link>https://4closurefraud.org/2011/02/14/foreclosure-fraud-class-action-national-organization-of-assistance-for-homeowners-vs-wells-fargo/#comment-20533</link>

		<dc:creator><![CDATA[QNY81]]></dc:creator>
		<pubDate>Tue, 15 Feb 2011 23:05:34 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=18504#comment-20533</guid>

					<description><![CDATA[The Federal Reserve is unconstitutional.  Read &quot;The Creature from Jekyll Island&quot;.  That will clear all the cobwebs.]]></description>
			<content:encoded><![CDATA[<p>The Federal Reserve is unconstitutional.  Read &#8220;The Creature from Jekyll Island&#8221;.  That will clear all the cobwebs.</p>
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		<title>
		By: losing my home in florida		</title>
		<link>https://4closurefraud.org/2011/02/14/foreclosure-fraud-class-action-national-organization-of-assistance-for-homeowners-vs-wells-fargo/#comment-20455</link>

		<dc:creator><![CDATA[losing my home in florida]]></dc:creator>
		<pubDate>Mon, 14 Feb 2011 21:17:54 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=18504#comment-20455</guid>

					<description><![CDATA[what do we do where do we start.  i am was  awe when iwas reading the post.  i could not beleive they were saying everyhting i questioned.]]></description>
			<content:encoded><![CDATA[<p>what do we do where do we start.  i am was  awe when iwas reading the post.  i could not beleive they were saying everyhting i questioned.</p>
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