You bring up an interesting point in your argument. If the laws do not provide equal protection to both borrowers and lenders, then do the parties have equal bargaining power? To be a true “contract” each party must have reciprocal rights to demand performance. If the borrowers rights legally, and under contract, are subrogated, in the name of “investment”, does the contract still truly exist? Also, with MERS, there is no arm’s-length bargaining (another requirement of a contract), with the borrower. In fact, MERS never sees the “security instrument” until it is recorded in their system. There also needs to be consideration. MERS offers no consideration to the borrower in their contracts. The consideration is offered to the Lender. The Lenders also do not disclose the MERS contracts until after the Note is signed. You will not see MERS anywhere in their Affiliated Business disclosures (in your loan origination docs). These are what is called “contracts of adhesion”. Most courts find these contracts invalid. The concept people must remember is, YOU must raise this issue. Judges will not address any issue that is not raised by the moving party.

http://www.uccdirect.com/products/mortgagedocsolutions.aspx

Here is the infamous nominee/assignee clause, “In addition to iLienRED, we also offer a complete file review of any pool of loans to ensure they are exception free. And with proper permissions, CT Lien Solutions can even sign, print and mail documents on a firm’s behalf.”

You can buy membership into MERS, but you cannot buy being an “employee”, under IRS guidelines (they are “independent contractors”). If the IRS ever went after MERS, they would create a windfall judgement for themselves, if MERS maintained the “employee” status of their respresentatives. I am surprised nobody has ever “joined” or subpoenaed the IRS in a MERS foreclosure action. That would decide once and for all if these people are, in fact, “employees” of MERS.

I agree with I vent. The part that is driving us all nuts I believe, is the fact that our state and federal government is aiding and abetting this racketeering activity. If people had equal protection under the law, this issue would have been taken care of along time ago. I prefer to use psychological tactics on them. For instance, if you go to court, and MERS or BofA says they record ALL mortgages, ask them why there is no recording for “26 Wachusett Road, Wellesley, MA”. Then find out why there is no recording in the ROD for this same address. You won’t find who owns the mortgage or note by surfing the web, but you will be real interested in who resides there. (I love the suspense, so I will let you find out who it is!!!)

Sorry, not believin that MERS was created to do anything more than destroy chain of title and evidence of the who’s who in the criminal enterprise. They wanted to make it so difficult that the finger could not be put on the criminals on Wall Street, the banksters or Fannie/Freddie. As for “owning” the land here in America, the U.N. holds all of the land in America in fee simple. and the U.N are really only a front for the SMOM/Vatican/NWO. If you seek you shall find. Start at you tube and do some looking around by searching with some of the names listed above .That is right, the revived roman empire is calling the shots over here in the good ole U.S. of A. We may own the houses but we do not and will not ever own the land our homes sit on as long as we are forced to pay, ahem, property taxes. The Federal Government is not who alot of people think they are. We must think outside of the box and always remember this deceptive credo they like to use: black is white or, in other words, nothing is really as it seems. These secret societies rule by secrecy and deception and have infiltrated everything. . I wish this was just all a crazy conspiracy theory.

yea! lol