What show idiot?

The attorney Generals do not have the Constitutional authority to “absolve” criminals of their crimes. They do not have the authority to disregard the law. Anyone of them that does this, must be recalled for violating their oath to defend the Constitution. That includes Pam Bondi. If she signs on to this and the criminals are not held accountable for their crimes, she must be recalled.

Why are not the defense attorneys in this foreclosure mess, not suggesting their clients file criminal complaints against the robo signers and those that have manufactured false documents and filed them in public records and with the Court? There are statutes that they are violating. Why do we tolerate this and depend on the Attorney Generals to take action?

please if everyone reading this wants to help my family and the state of florida please write this lawyer and tell her the wells fargo a and all the rest of the banks are committing fraud. they are deceptively losing paper work.. they should turn around the foreclosures and have a class action lawsuit now that that they have the names of the florida residents names whom have been defrauded. foreclosures are bankrupting our state.
she is in Orlando for sakes its just as bad there as here.

i am so sad and so stressed my family feels it but i just cant seem to understand how WELLS FAR$GO can away with stealing our homes. and we all sit back do nothing about it.
my great grandparents were in Auschwitz. if it wasn’t for their fighting spirit i would not be here. this is my Holocaust and my home is my concentration camp. now instead of my people being murdered they are stealing our homes. one by one. if i new how to fight this i would. there is not enough hours in the day.please all of you lets help each other. i am o scared.

Hi Jim and Scott,

I think there is much more to these settlement terms than you wrote about. You
definitely should write another article about the Constitutional implications of
the 27-page “Settlement Terms.”

I say this because, regardless of whether there is any “agreement” in the
future with the servicers, the document itself reveals the policy toward housing
of both the United States Government and the States. I think that if you
examine the terms you will see that it concedes what has long been sought by
housing advocates: a right to housing.

In particular, the United States has long maintained (Geithner just restated it
the other day) that there is no RIGHT to a mortgage modification. There is a
reason the government keeps taking this line, even though it has seemed that it
is encouraging mortgage modifications.

It has to do with the Constitution. Housing enjoys only “minimum scrutiny”
under Lindsey v. Normet. That is, there are virtually no individually
enforceable rights in housing, and the political system has nearly absolute
control over housing. Housing policy need only be “rationally related to a
legitimate government purpose.” One of the reasons the Court did not grant
housing a higher level of scrutiny in that case was its concern over the idea
“that the Constitution expressly protects against confiscation of private
property or the income therefrom.” Mandated reductions of mortgage principal
are exactly that.

The concern of the political system is that if a higher level of scrutiny is
granted for housing–if housing is granted, for example, intermediate scrutiny,
which says that an eviction would have to “substantially advance an important
government purpose”–then virtually all power over housing (i.e., the money
related to it) would leave the political system and be placed in the hands of
individuals according to court-mandated standards.

However, it has become increasingly clear that U.S. ownership interests in
financial institutions mean that these institutions are acting as the government
in HAMP modifications. Thus, the HAMP procedures are actually requirements
under the Due Process Clause of the Fifth Amendment. Under the servicing
agreements between the servicers and financial institutions/the U.S., there is a
third party beneficiary Federal Common Law right to a HAMP modification. (See
in particular, the Judge’s reasoning in the Southern District of California
Marques v. Wells Fargo case.)

The U.S. has fought a losing battle stating that HAMP does not create a housing
right, even though a spate of poorly/casually reasoned cases seem to suggest
otherwise–and by the way this is a right to a HAMP modification which in FACT
reduces the risk of housing loss, not necessarily the government’s 31% debt to
income level.

Of course, what the U.S. has feared is that any increased right in housing for
homeowners will be instantly extended to renters under equal protection.

But now we see by the “Terms” (generated by, among others, the Department of
Justice), that the Government DOES believe housing enjoys a higher level of
scrutiny, and that there is indeed an individually enforceable right to housing.

Look through the document to see how often the word “shall” is used. And it is
used to require modifications. Also, notice that the new “review” process must
be by an “independent” entity. This means quasi-judicial (and soon to be
official judicial) review in order to see that the right is enforced.

So really, the “Terms” are the surrender of the United States and the States to
the proposition that HAMP creates an individually enforceable right to housing.

That is the importance of the “Terms” and you should let your readers know that.

Cheers,
John Ryskamp

Ann, just to clarify, that is not what I’m saying at all, so your post is not a paraphrase of mine…

I am saying IT IS TIME TO TAKE THIS TO A NATIONAL LEVEL and SUE THE FEDERAL GOVERNMENT.

We have only been sold down the river if we give up, or if we continue to think this is a Florida-only issue.

The link above will get you there but not directly for some reason. You also may want to yahoo search the words Agenda 21. It is the U.N./NWO/SMOM/JESUIT/BLACK POPE big plans they have had in the works for all of us devised at the Rio Summit. Let’s educate ourselves about this group of elite tyrranists and all of their evil plans for humanity..They are truly hell bent on destruction.