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	Comments on: NY Times &#124; Attorneys General May Be Rushing Proposal for Loan Servicers	</title>
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	<description>- Fighting Foreclosure Fraud BY SHARING THE KNOWLEDGE</description>
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		By: losing my home in florida		</title>
		<link>https://4closurefraud.org/2011/03/14/ny-times-attorneys-general-may-be-rushing-proposal-for-loan-servicers/#comment-24593</link>

		<dc:creator><![CDATA[losing my home in florida]]></dc:creator>
		<pubDate>Thu, 17 Mar 2011 23:48:43 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=20438#comment-24593</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/03/14/ny-times-attorneys-general-may-be-rushing-proposal-for-loan-servicers/#comment-24576&quot;&gt;Tim Bryant&lt;/a&gt;.

i just wrote pam bondi again  AG of florida  i included all the fraud.  but pllease advise what to do at this point with wells fargo .]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/03/14/ny-times-attorneys-general-may-be-rushing-proposal-for-loan-servicers/#comment-24576">Tim Bryant</a>.</p>
<p>i just wrote pam bondi again  AG of florida  i included all the fraud.  but pllease advise what to do at this point with wells fargo .</p>
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		<title>
		By: Tim Bryant		</title>
		<link>https://4closurefraud.org/2011/03/14/ny-times-attorneys-general-may-be-rushing-proposal-for-loan-servicers/#comment-24576</link>

		<dc:creator><![CDATA[Tim Bryant]]></dc:creator>
		<pubDate>Thu, 17 Mar 2011 22:07:28 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=20438#comment-24576</guid>

					<description><![CDATA[Remind your AG when you speak to them that not prosecuting these crimes is a crime in of itself. It is misprision of felony, along with aiding and abetting in an attempt to defraud the United States Government. 

If they don&#039;t like the law, have Congress repeal it. Otherwise, they had better enforce it ! There is no &quot;negotiation&quot; of these claims, as the AGs have no federal jurisdiction to do so.

What would happen to you, if you did these crimes?]]></description>
			<content:encoded><![CDATA[<p>Remind your AG when you speak to them that not prosecuting these crimes is a crime in of itself. It is misprision of felony, along with aiding and abetting in an attempt to defraud the United States Government. </p>
<p>If they don&#8217;t like the law, have Congress repeal it. Otherwise, they had better enforce it ! There is no &#8220;negotiation&#8221; of these claims, as the AGs have no federal jurisdiction to do so.</p>
<p>What would happen to you, if you did these crimes?</p>
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		By: losing my home in florida		</title>
		<link>https://4closurefraud.org/2011/03/14/ny-times-attorneys-general-may-be-rushing-proposal-for-loan-servicers/#comment-24487</link>

		<dc:creator><![CDATA[losing my home in florida]]></dc:creator>
		<pubDate>Thu, 17 Mar 2011 03:10:58 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=20438#comment-24487</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/03/14/ny-times-attorneys-general-may-be-rushing-proposal-for-loan-servicers/#comment-24335&quot;&gt;Marilyn Abdilla&lt;/a&gt;.

it is crazy that this is happening and we cant get through to the lawyers , the judges, our senators, our president that what is happening here is ruining lives, families and causing stress on our children.  my kids are stresses  knowing we have to leave  for what reason,  so the bankers can have more money?
the beginning the appraisal fraud.  why did our powers let these straw buyers continue to get mortgages increase property&#039;s by 20-30 k  each time  increasing values  daily  because no one would notice.  the appraisers were warned if they did not come in at asking price they would get black listed and have no work.  they have already   told congress about this.  completely iged.  they have lawyers even ones defending foreclosures  not taking straw buyers on appraisals serious.  like we did something wrong for buying a house.  could we have all bought less expensive homes   ps  yes  did we submit pay check stubs and wait for approval yes was  there mortgage application fraud yes.  some of us were put into   &quot;stated income loans&quot;  did the mortgage broker tell us that no.   what happens at foreclsoure court if we did not know  about this.   we submitted paycheck stubs yet our mortgage broker   states well more than our salary  so we would be approved for a home we could not afford.  and  we get called dead beats  when  these mortgage applications are given to us  at closing not even signed by us/////  and no one goes to jail.  so to get a loan mid we have to submit our paycheck stubs  multiple times.  when we were buying the house  why were we not  told to submit multiple paycheck stubs to prevevnt this,  most of  us would not die if we did not get he house we picked.  we had not bonded with this house.  we only asked if we can buy it.

now fast foward 5 yrs later  none of us can afford these mortgages we were falsly approved for;  now we applied for a hamp modification.  in 2009  we sign a forbearance saying we would be modified in 2-3 months    7 months later  10k  later after losing paper work multiple times  resent  denied a hamp for no reason  because we were workiing.  a higher  mortgage in the mod.  then  of course defalt again  becuase to high.  
\ then  here we are again  applying for hamp   denied again  for lost paper work   after writing  occ,  senate, wells fargo  put back into loss mitigation but now being forclsoed on because we were told thye could not helpunless we were in imenenrt default.   now we find out  that hamp loan mods are being benied  1-2 yr s olater after paying all that time people are being foreclsoed on.  are we supposed to apply and see what happens?  or just   give up and move one.  i called 3 lawyers no one has calle dme back this is a distgusting situation to put me and my family.  we should not be going through this,\]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/03/14/ny-times-attorneys-general-may-be-rushing-proposal-for-loan-servicers/#comment-24335">Marilyn Abdilla</a>.</p>
<p>it is crazy that this is happening and we cant get through to the lawyers , the judges, our senators, our president that what is happening here is ruining lives, families and causing stress on our children.  my kids are stresses  knowing we have to leave  for what reason,  so the bankers can have more money?<br />
the beginning the appraisal fraud.  why did our powers let these straw buyers continue to get mortgages increase property&#8217;s by 20-30 k  each time  increasing values  daily  because no one would notice.  the appraisers were warned if they did not come in at asking price they would get black listed and have no work.  they have already   told congress about this.  completely iged.  they have lawyers even ones defending foreclosures  not taking straw buyers on appraisals serious.  like we did something wrong for buying a house.  could we have all bought less expensive homes   ps  yes  did we submit pay check stubs and wait for approval yes was  there mortgage application fraud yes.  some of us were put into   &#8220;stated income loans&#8221;  did the mortgage broker tell us that no.   what happens at foreclsoure court if we did not know  about this.   we submitted paycheck stubs yet our mortgage broker   states well more than our salary  so we would be approved for a home we could not afford.  and  we get called dead beats  when  these mortgage applications are given to us  at closing not even signed by us/////  and no one goes to jail.  so to get a loan mid we have to submit our paycheck stubs  multiple times.  when we were buying the house  why were we not  told to submit multiple paycheck stubs to prevevnt this,  most of  us would not die if we did not get he house we picked.  we had not bonded with this house.  we only asked if we can buy it.</p>
<p>now fast foward 5 yrs later  none of us can afford these mortgages we were falsly approved for;  now we applied for a hamp modification.  in 2009  we sign a forbearance saying we would be modified in 2-3 months    7 months later  10k  later after losing paper work multiple times  resent  denied a hamp for no reason  because we were workiing.  a higher  mortgage in the mod.  then  of course defalt again  becuase to high.<br />
\ then  here we are again  applying for hamp   denied again  for lost paper work   after writing  occ,  senate, wells fargo  put back into loss mitigation but now being forclsoed on because we were told thye could not helpunless we were in imenenrt default.   now we find out  that hamp loan mods are being benied  1-2 yr s olater after paying all that time people are being foreclsoed on.  are we supposed to apply and see what happens?  or just   give up and move one.  i called 3 lawyers no one has calle dme back this is a distgusting situation to put me and my family.  we should not be going through this,\</p>
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		<title>
		By: losing my home in florida		</title>
		<link>https://4closurefraud.org/2011/03/14/ny-times-attorneys-general-may-be-rushing-proposal-for-loan-servicers/#comment-24403</link>

		<dc:creator><![CDATA[losing my home in florida]]></dc:creator>
		<pubDate>Wed, 16 Mar 2011 17:18:58 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=20438#comment-24403</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/03/14/ny-times-attorneys-general-may-be-rushing-proposal-for-loan-servicers/#comment-24336&quot;&gt;Marilyn Abdilla&lt;/a&gt;.

marilyn  thank you , you have said everything i wanted to.  advise me please. i have a wells fargo loan,  in 2009 i was denied a hamp  and put into a mod by wells fargo  &quot;take it or leave it &quot; mod  they new i would default again  , lost my paper work  every thing i had to &quot;resend&quot;    now agaon 2010-2011 its happening again
they just lost a package of paper work again this time sent fed ex.  they want me to fax it now.  but now i know to much about hamp.  now i know they approve people  extend it  1yr to 18 month  then denie them  and still foreclose after paying/   they should have approved me the 1st time.  so now  they dual tracked me sent to forelosure  and want to continue loan mod negotiations??    i am so stressed   cant stand it any more i called 3 lawyers this mornign for consultations,  no one has called back yet.  we live in a sick society  and its getting sicker]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/03/14/ny-times-attorneys-general-may-be-rushing-proposal-for-loan-servicers/#comment-24336">Marilyn Abdilla</a>.</p>
<p>marilyn  thank you , you have said everything i wanted to.  advise me please. i have a wells fargo loan,  in 2009 i was denied a hamp  and put into a mod by wells fargo  &#8220;take it or leave it &#8221; mod  they new i would default again  , lost my paper work  every thing i had to &#8220;resend&#8221;    now agaon 2010-2011 its happening again<br />
they just lost a package of paper work again this time sent fed ex.  they want me to fax it now.  but now i know to much about hamp.  now i know they approve people  extend it  1yr to 18 month  then denie them  and still foreclose after paying/   they should have approved me the 1st time.  so now  they dual tracked me sent to forelosure  and want to continue loan mod negotiations??    i am so stressed   cant stand it any more i called 3 lawyers this mornign for consultations,  no one has called back yet.  we live in a sick society  and its getting sicker</p>
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		<title>
		By: Marilyn Abdilla		</title>
		<link>https://4closurefraud.org/2011/03/14/ny-times-attorneys-general-may-be-rushing-proposal-for-loan-servicers/#comment-24337</link>

		<dc:creator><![CDATA[Marilyn Abdilla]]></dc:creator>
		<pubDate>Wed, 16 Mar 2011 02:50:07 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=20438#comment-24337</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/03/14/ny-times-attorneys-general-may-be-rushing-proposal-for-loan-servicers/#comment-24336&quot;&gt;Marilyn Abdilla&lt;/a&gt;.

OOPS...&quot; to keep them quiet. &quot;    sorry]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/03/14/ny-times-attorneys-general-may-be-rushing-proposal-for-loan-servicers/#comment-24336">Marilyn Abdilla</a>.</p>
<p>OOPS&#8230;&#8221; to keep them quiet. &#8221;    sorry</p>
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		By: Marilyn Abdilla		</title>
		<link>https://4closurefraud.org/2011/03/14/ny-times-attorneys-general-may-be-rushing-proposal-for-loan-servicers/#comment-24336</link>

		<dc:creator><![CDATA[Marilyn Abdilla]]></dc:creator>
		<pubDate>Wed, 16 Mar 2011 02:49:20 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=20438#comment-24336</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/03/14/ny-times-attorneys-general-may-be-rushing-proposal-for-loan-servicers/#comment-24160&quot;&gt;Ms. A.&lt;/a&gt;.

There has been no full-fledged investigations..and they don&#039;t plan any.  We have proven fraud, over and over.  The banks did not even fund the mortgages at closing...but put their frig&#039;n name on the note/mortgage...recorded the mortgage with a fraud name. That was the start.  Just look at the Senate investigation that took a year and a half....the results...the CEO and all top dogs knew of all the fraud but did nothing about it. BIG FRAUD....and not one arrest or indictment came out of that investigation.  Got off scott free.  All investigations are a government waste..  it&#039;s the criminals investigating the criminals.  So pray tell me..how could there be any full fledge investigations?   CONgress and the Senate along with Obama are hiding in the dark shadows...worthless...the financial industry gives them the orders and bribes to keep them quite.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/03/14/ny-times-attorneys-general-may-be-rushing-proposal-for-loan-servicers/#comment-24160">Ms. A.</a>.</p>
<p>There has been no full-fledged investigations..and they don&#8217;t plan any.  We have proven fraud, over and over.  The banks did not even fund the mortgages at closing&#8230;but put their frig&#8217;n name on the note/mortgage&#8230;recorded the mortgage with a fraud name. That was the start.  Just look at the Senate investigation that took a year and a half&#8230;.the results&#8230;the CEO and all top dogs knew of all the fraud but did nothing about it. BIG FRAUD&#8230;.and not one arrest or indictment came out of that investigation.  Got off scott free.  All investigations are a government waste..  it&#8217;s the criminals investigating the criminals.  So pray tell me..how could there be any full fledge investigations?   CONgress and the Senate along with Obama are hiding in the dark shadows&#8230;worthless&#8230;the financial industry gives them the orders and bribes to keep them quite.</p>
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		By: Marilyn Abdilla		</title>
		<link>https://4closurefraud.org/2011/03/14/ny-times-attorneys-general-may-be-rushing-proposal-for-loan-servicers/#comment-24335</link>

		<dc:creator><![CDATA[Marilyn Abdilla]]></dc:creator>
		<pubDate>Wed, 16 Mar 2011 02:31:29 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=20438#comment-24335</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/03/14/ny-times-attorneys-general-may-be-rushing-proposal-for-loan-servicers/#comment-24189&quot;&gt;Vale&lt;/a&gt;.

That is the exact way I feel about this whole massive mess....I sent an e-mail to Florida&#039;s AG and damn near matched the exact words you said.  No more kissy face sweet words...get right to the core of the blame.  It is now getting down to the fact the people must hit the streets....EVERYONE...
Holder and the rest of the  bribery grabbers in Washington are sleeping with the racketeers of the financial industry.  Lobbyists are living in Washington with bribes...why would any one in Washington help any citizens...there is no money in that.  Not one  has come to the plate...NOT ONE...including Obama....the one who has spent millions upon millions in 2 years going on vacations....paid for by the exact people.... US..the people of America,.. that he, Obama, has  lied to right from the beginning when his face first  appeared from out of no where.... and than put his friends all into positions in the White House...and if one checks the back ground of all in the White House..you will find just about  all worked with or in connection with all the BIG BANKSTERS at one time or another...They are connected still..all are in this fraud to ruin America....that is why there have been no arrests, no indictments..and they don&#039;t plan any.   So this report of &quot; Settlements &quot;  is a slam in our faces....and the Attorneys General know they too are slamming the people.....they also have failed the citizens.  Sitting at the table with the criminals and chit-chatting about giving the people  nothing...only shows, they too, the AG&#039;s, have no power  in this government...they must do as the banksters say..not what the citizens want.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/03/14/ny-times-attorneys-general-may-be-rushing-proposal-for-loan-servicers/#comment-24189">Vale</a>.</p>
<p>That is the exact way I feel about this whole massive mess&#8230;.I sent an e-mail to Florida&#8217;s AG and damn near matched the exact words you said.  No more kissy face sweet words&#8230;get right to the core of the blame.  It is now getting down to the fact the people must hit the streets&#8230;.EVERYONE&#8230;<br />
Holder and the rest of the  bribery grabbers in Washington are sleeping with the racketeers of the financial industry.  Lobbyists are living in Washington with bribes&#8230;why would any one in Washington help any citizens&#8230;there is no money in that.  Not one  has come to the plate&#8230;NOT ONE&#8230;including Obama&#8230;.the one who has spent millions upon millions in 2 years going on vacations&#8230;.paid for by the exact people&#8230;. US..the people of America,.. that he, Obama, has  lied to right from the beginning when his face first  appeared from out of no where&#8230;. and than put his friends all into positions in the White House&#8230;and if one checks the back ground of all in the White House..you will find just about  all worked with or in connection with all the BIG BANKSTERS at one time or another&#8230;They are connected still..all are in this fraud to ruin America&#8230;.that is why there have been no arrests, no indictments..and they don&#8217;t plan any.   So this report of &#8221; Settlements &#8221;  is a slam in our faces&#8230;.and the Attorneys General know they too are slamming the people&#8230;..they also have failed the citizens.  Sitting at the table with the criminals and chit-chatting about giving the people  nothing&#8230;only shows, they too, the AG&#8217;s, have no power  in this government&#8230;they must do as the banksters say..not what the citizens want.</p>
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		By: Vale		</title>
		<link>https://4closurefraud.org/2011/03/14/ny-times-attorneys-general-may-be-rushing-proposal-for-loan-servicers/#comment-24189</link>

		<dc:creator><![CDATA[Vale]]></dc:creator>
		<pubDate>Mon, 14 Mar 2011 23:19:24 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=20438#comment-24189</guid>

					<description><![CDATA[Question is, why isn&#039;t AG Holder conducting an &#039;in depth&#039; investigation of ALL of these banks and mortgage company&#039;s who engaged and continue to engage in this fraud. Barack Obama is the president and has been for 2 years now so let&#039;s get off our ass and instruct Mr. Holder to do his job!  Furthermore I don&#039;t want to hear about BUSH, CLINTON, or Abe Lincoln causing or being party to this fraudulent housing.mortgage mess.  BHO is at the helm so get the hell off the golf course and cancel the WH parties.  Get this BS resolved once and for all. As for any politician who is saying pay your mortgage loan or lose it to foreclosure make sure this a-hole is voted out ASAP and bombard his or her office with emails and phone calls.  When enough people start to understand these maggots were elected by the voting public to represent us and do what we want not what they THINK we should have then and only then will we take back our government!  In the meantime EMAIL the white house, congress and senate. Tell them to get moving or get the hell out!]]></description>
			<content:encoded><![CDATA[<p>Question is, why isn&#8217;t AG Holder conducting an &#8216;in depth&#8217; investigation of ALL of these banks and mortgage company&#8217;s who engaged and continue to engage in this fraud. Barack Obama is the president and has been for 2 years now so let&#8217;s get off our ass and instruct Mr. Holder to do his job!  Furthermore I don&#8217;t want to hear about BUSH, CLINTON, or Abe Lincoln causing or being party to this fraudulent housing.mortgage mess.  BHO is at the helm so get the hell off the golf course and cancel the WH parties.  Get this BS resolved once and for all. As for any politician who is saying pay your mortgage loan or lose it to foreclosure make sure this a-hole is voted out ASAP and bombard his or her office with emails and phone calls.  When enough people start to understand these maggots were elected by the voting public to represent us and do what we want not what they THINK we should have then and only then will we take back our government!  In the meantime EMAIL the white house, congress and senate. Tell them to get moving or get the hell out!</p>
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		By: Ms. A.		</title>
		<link>https://4closurefraud.org/2011/03/14/ny-times-attorneys-general-may-be-rushing-proposal-for-loan-servicers/#comment-24160</link>

		<dc:creator><![CDATA[Ms. A.]]></dc:creator>
		<pubDate>Mon, 14 Mar 2011 21:25:00 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=20438#comment-24160</guid>

					<description><![CDATA[The NYT articles poses the question:  &quot;How can you determine appropriate penalties for troubling practices when you haven’t conducted a full-fledged investigation?&quot;

That&#039;s just it -- YOU CANNOT!  And that is the point of a speedy settlement.]]></description>
			<content:encoded><![CDATA[<p>The NYT articles poses the question:  &#8220;How can you determine appropriate penalties for troubling practices when you haven’t conducted a full-fledged investigation?&#8221;</p>
<p>That&#8217;s just it &#8212; YOU CANNOT!  And that is the point of a speedy settlement.</p>
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		<title>
		By: Katheryn		</title>
		<link>https://4closurefraud.org/2011/03/14/ny-times-attorneys-general-may-be-rushing-proposal-for-loan-servicers/#comment-24154</link>

		<dc:creator><![CDATA[Katheryn]]></dc:creator>
		<pubDate>Mon, 14 Mar 2011 19:54:22 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=20438#comment-24154</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/03/14/ny-times-attorneys-general-may-be-rushing-proposal-for-loan-servicers/#comment-24149&quot;&gt;Leo II&lt;/a&gt;.

Sounds like a clear winner to me!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/03/14/ny-times-attorneys-general-may-be-rushing-proposal-for-loan-servicers/#comment-24149">Leo II</a>.</p>
<p>Sounds like a clear winner to me!</p>
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