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	<title>
	Comments on: National Fraudclosure Legislation Introduced &#124; Foreclosure Fraud and Homeowner Abuse Prevention Act	</title>
	<atom:link href="https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/feed/" rel="self" type="application/rss+xml" />
	<link>https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/</link>
	<description>- Fighting Foreclosure Fraud BY SHARING THE KNOWLEDGE</description>
	<lastBuildDate>Wed, 02 Nov 2011 01:32:14 +0000</lastBuildDate>
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		<title>
		By: Alison		</title>
		<link>https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/#comment-168108</link>

		<dc:creator><![CDATA[Alison]]></dc:creator>
		<pubDate>Wed, 02 Nov 2011 01:32:14 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=22278#comment-168108</guid>

					<description><![CDATA[I noticed they kept using &quot;servicers&quot; and forclosure&quot; alot in the same sentences, so does that mean the servicer or subservicer has the right to foreclose?]]></description>
			<content:encoded><![CDATA[<p>I noticed they kept using &#8220;servicers&#8221; and forclosure&#8221; alot in the same sentences, so does that mean the servicer or subservicer has the right to foreclose?</p>
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		<title>
		By: Ohio FRAUDclosure		</title>
		<link>https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/#comment-28644</link>

		<dc:creator><![CDATA[Ohio FRAUDclosure]]></dc:creator>
		<pubDate>Thu, 21 Apr 2011 02:11:58 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=22278#comment-28644</guid>

					<description><![CDATA[This is huge effort forward as it is legislation, as opposed to commitee reports and rhetoric.- All other efforts - to date (even 50 state AG settlements) are completly toothless. These other &quot;settlements&quot; ALL allow the fox (bank and servicers) to continue to guard the $$ henhouse (mortgage, note, assignments, and foreclosure) 
This bill - at least keeps the FRAUD aspect out in sight of mainstream media and on government agendas. This doesn&#039;t allow it all (Fraud, Robo-signing, empty trusts, false affidavits) to go away. Not just yet. Keep fighting, keep contacting your senators and congess person, post and write letters. OHIOIANS send an email to Sherrod Brown and thank him]]></description>
			<content:encoded><![CDATA[<p>This is huge effort forward as it is legislation, as opposed to commitee reports and rhetoric.- All other efforts &#8211; to date (even 50 state AG settlements) are completly toothless. These other &#8220;settlements&#8221; ALL allow the fox (bank and servicers) to continue to guard the $$ henhouse (mortgage, note, assignments, and foreclosure)<br />
This bill &#8211; at least keeps the FRAUD aspect out in sight of mainstream media and on government agendas. This doesn&#8217;t allow it all (Fraud, Robo-signing, empty trusts, false affidavits) to go away. Not just yet. Keep fighting, keep contacting your senators and congess person, post and write letters. OHIOIANS send an email to Sherrod Brown and thank him</p>
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		<title>
		By: marilyn lane		</title>
		<link>https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/#comment-27676</link>

		<dc:creator><![CDATA[marilyn lane]]></dc:creator>
		<pubDate>Fri, 15 Apr 2011 16:44:55 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=22278#comment-27676</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/#comment-27616&quot;&gt;Marilyn Abdilla&lt;/a&gt;.

Looks like we are not alone.  Banks employ hackers to keep anyone from getting into the banks files.  . Hackers can do lots of things.  Look below what came off the FBI site
.
  • 2011 • April • Botnet Operation Disabled 
Info
 Top Story 
Thieves tracked keystrokes on two million infected computers to steal users&#039; information. 

  Botnets are networks of virus-infected computers controlled remotely by an attacker. The Coreflood virus is a key-logging program that allows cyber thieves to steal personal and financial information by recording unsuspecting users’ every keystroke. 


Botnet Operation Disabled
FBI Seizes Servers to Stop Cyber Fraud

04/14/11

In an unprecedented move in the fight against cyber crime, the FBI has disrupted an international cyber fraud operation by seizing the servers that had infected as many as two million computers with malicious software.

Botnets are networks of virus-infected computers controlled remotely by an attacker. They can be used to steal funds, hijack identities, and commit other crimes. The botnet in this case involves the potent Coreflood virus, a key-logging program that allows cyber thieves to steal personal and financial information by recording unsuspecting users’ every keystroke.


 

The Coreflood Virus 

The Coreflood virus infects only Microsoft Windows-based computers. Generally, most users will not be able to tell if their computers are infected. It is therefore important to take the following steps:

- Make sure your Microsoft Windows Automatic Updates are turned on;

- Run anti-virus programs and ensure that theyare up to date;

- Run a security firewall on your computer; and

- Check your online banking and credit history to make sure you have not been compromised. If you have been compromised, contact your financial institution. 

To learn more about what you can do to protect your computer, including how to download and receive updates on security vulnerabilities, go to the following sites operated by U.S. Computer Emergency Readiness Team (CERT) and the Federal Trade Commission, respectively: us-cert.gov/nav/nt01 and onguardonline.gov/topics/malware.aspx.
 

Once a computer or network of computers is infected by Coreflood—infection may occur when users open a malicious e-mail attachment—thieves control the malware through remote servers. The Department of Justice yesterday received search warrants to effectively disable the Coreflood botnet by seizing the five U.S. servers used by the hackers.

“Botnets and the cyber criminals who deploy them jeopardize the economic security of the United States and the dependability of the nation&#039;s information infrastructure,” said Shawn Henry, executive assistant director of the FBI’s Criminal, Cyber, Response, and Services Branch. “These actions to mitigate the threat posed by the Coreflood botnet are the first of their kind in the United States,” Henry noted, “and reflect our commitment to being creative and proactive in making the Internet more secure.”

Now that we have interrupted the operation of the botnet servers, our cyber specialists can prevent Coreflood from sending stolen financial information to the cyber thieves. But victims’ computers still remain infected. That’s why we have been working closely with our private-sector partners.

Anti-virus companies are developing updated signatures to detect and remove Coreflood. To disinfect Microsoft Windows-based systems—and to keep them virus free—users are encouraged to run anti-virus software and to keep their Microsoft Windows Updates current (see sidebar).

Victimized computers that have not been disinfected using anti-virus software updates will continue to attempt to contact the Coreflood botnet servers. When this happens, we will respond by issuing a temporary stop command to the virus and then alert that user&#039;s Internet service provider (ISP), who will inform the customer that their computer is still infected. At no time will we be collecting any personal data from victim computers.

“For most infected users who are conscientious about keeping their anti-virus programs up to date, the process of disinfection will be as invisible as the Coreflood infection was itself,” said one of our cyber agents. Still, there is a process in place with ISPs to make sure notification occurs if necessary.

We began our Coreflood investigation in April 2009 when a Connecticut-based company realized that hundreds of computers on its networks had been infected. Before we shut down the Coreflood operation, cyber thieves made numerous fraudulent wire transfers, costing companies hundreds of thousands of dollars.

Yesterday, a civil complaint was filed in Connecticut against 13 “John Doe” defendants, alleging that they engaged in wire fraud, bank fraud, and illegal interception of electronic communications. Search warrants were obtained for the command and control servers in Arizona, Georgia, Texas, Ohio, and California. And a seizure warrant was issued in Connecticut for 29 Internet domain names used by the thieves.

 

--------------------------------------------------------------------------------
xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/#comment-27616">Marilyn Abdilla</a>.</p>
<p>Looks like we are not alone.  Banks employ hackers to keep anyone from getting into the banks files.  . Hackers can do lots of things.  Look below what came off the FBI site<br />
.<br />
  • 2011 • April • Botnet Operation Disabled<br />
Info<br />
 Top Story<br />
Thieves tracked keystrokes on two million infected computers to steal users&#8217; information. </p>
<p>  Botnets are networks of virus-infected computers controlled remotely by an attacker. The Coreflood virus is a key-logging program that allows cyber thieves to steal personal and financial information by recording unsuspecting users’ every keystroke. </p>
<p>Botnet Operation Disabled<br />
FBI Seizes Servers to Stop Cyber Fraud</p>
<p>04/14/11</p>
<p>In an unprecedented move in the fight against cyber crime, the FBI has disrupted an international cyber fraud operation by seizing the servers that had infected as many as two million computers with malicious software.</p>
<p>Botnets are networks of virus-infected computers controlled remotely by an attacker. They can be used to steal funds, hijack identities, and commit other crimes. The botnet in this case involves the potent Coreflood virus, a key-logging program that allows cyber thieves to steal personal and financial information by recording unsuspecting users’ every keystroke.</p>
<p>The Coreflood Virus </p>
<p>The Coreflood virus infects only Microsoft Windows-based computers. Generally, most users will not be able to tell if their computers are infected. It is therefore important to take the following steps:</p>
<p>&#8211; Make sure your Microsoft Windows Automatic Updates are turned on;</p>
<p>&#8211; Run anti-virus programs and ensure that theyare up to date;</p>
<p>&#8211; Run a security firewall on your computer; and</p>
<p>&#8211; Check your online banking and credit history to make sure you have not been compromised. If you have been compromised, contact your financial institution. </p>
<p>To learn more about what you can do to protect your computer, including how to download and receive updates on security vulnerabilities, go to the following sites operated by U.S. Computer Emergency Readiness Team (CERT) and the Federal Trade Commission, respectively: us-cert.gov/nav/nt01 and onguardonline.gov/topics/malware.aspx.</p>
<p>Once a computer or network of computers is infected by Coreflood—infection may occur when users open a malicious e-mail attachment—thieves control the malware through remote servers. The Department of Justice yesterday received search warrants to effectively disable the Coreflood botnet by seizing the five U.S. servers used by the hackers.</p>
<p>“Botnets and the cyber criminals who deploy them jeopardize the economic security of the United States and the dependability of the nation&#8217;s information infrastructure,” said Shawn Henry, executive assistant director of the FBI’s Criminal, Cyber, Response, and Services Branch. “These actions to mitigate the threat posed by the Coreflood botnet are the first of their kind in the United States,” Henry noted, “and reflect our commitment to being creative and proactive in making the Internet more secure.”</p>
<p>Now that we have interrupted the operation of the botnet servers, our cyber specialists can prevent Coreflood from sending stolen financial information to the cyber thieves. But victims’ computers still remain infected. That’s why we have been working closely with our private-sector partners.</p>
<p>Anti-virus companies are developing updated signatures to detect and remove Coreflood. To disinfect Microsoft Windows-based systems—and to keep them virus free—users are encouraged to run anti-virus software and to keep their Microsoft Windows Updates current (see sidebar).</p>
<p>Victimized computers that have not been disinfected using anti-virus software updates will continue to attempt to contact the Coreflood botnet servers. When this happens, we will respond by issuing a temporary stop command to the virus and then alert that user&#8217;s Internet service provider (ISP), who will inform the customer that their computer is still infected. At no time will we be collecting any personal data from victim computers.</p>
<p>“For most infected users who are conscientious about keeping their anti-virus programs up to date, the process of disinfection will be as invisible as the Coreflood infection was itself,” said one of our cyber agents. Still, there is a process in place with ISPs to make sure notification occurs if necessary.</p>
<p>We began our Coreflood investigation in April 2009 when a Connecticut-based company realized that hundreds of computers on its networks had been infected. Before we shut down the Coreflood operation, cyber thieves made numerous fraudulent wire transfers, costing companies hundreds of thousands of dollars.</p>
<p>Yesterday, a civil complaint was filed in Connecticut against 13 “John Doe” defendants, alleging that they engaged in wire fraud, bank fraud, and illegal interception of electronic communications. Search warrants were obtained for the command and control servers in Arizona, Georgia, Texas, Ohio, and California. And a seizure warrant was issued in Connecticut for 29 Internet domain names used by the thieves.</p>
<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<br />
xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx</p>
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		<title>
		By: pamelag		</title>
		<link>https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/#comment-27651</link>

		<dc:creator><![CDATA[pamelag]]></dc:creator>
		<pubDate>Fri, 15 Apr 2011 15:59:37 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=22278#comment-27651</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/#comment-27588&quot;&gt;marilyn lane&lt;/a&gt;.

not that particular message, but i feel censored and/or slowed down. by the way BOA $4.4 B profit, $1.9B tax refund, $1trill in bailout$, so how much did they pass out along the way? that is a lot of $ especially to a peasant like me who had her home stolen . sure i could sue, but the case has already been decided. God Bless America!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/#comment-27588">marilyn lane</a>.</p>
<p>not that particular message, but i feel censored and/or slowed down. by the way BOA $4.4 B profit, $1.9B tax refund, $1trill in bailout$, so how much did they pass out along the way? that is a lot of $ especially to a peasant like me who had her home stolen . sure i could sue, but the case has already been decided. God Bless America!</p>
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		<title>
		By: l vent		</title>
		<link>https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/#comment-27643</link>

		<dc:creator><![CDATA[l vent]]></dc:creator>
		<pubDate>Fri, 15 Apr 2011 15:12:47 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=22278#comment-27643</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/#comment-27616&quot;&gt;Marilyn Abdilla&lt;/a&gt;.

Nobody knows everything.   Getting screwed over makes you a skeptic.  Yes, I think we are all being pre-screened though I have never had the white screen thing. I sent my so called, Original Lender an e-mail back in the fall,  I was very surprised to see that they were still around 20 years later. In the e-mail I asked them if they were really Fannie/Freddie.  They booted my right off the site as soon as I pressed send. This has happened to me quite a bit.  wonder how they do that? I heard it is by keystrokes.  They spy on every one. It&#039;s total commie bullshit.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/#comment-27616">Marilyn Abdilla</a>.</p>
<p>Nobody knows everything.   Getting screwed over makes you a skeptic.  Yes, I think we are all being pre-screened though I have never had the white screen thing. I sent my so called, Original Lender an e-mail back in the fall,  I was very surprised to see that they were still around 20 years later. In the e-mail I asked them if they were really Fannie/Freddie.  They booted my right off the site as soon as I pressed send. This has happened to me quite a bit.  wonder how they do that? I heard it is by keystrokes.  They spy on every one. It&#8217;s total commie bullshit.</p>
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		<title>
		By: marilyn lane		</title>
		<link>https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/#comment-27649</link>

		<dc:creator><![CDATA[marilyn lane]]></dc:creator>
		<pubDate>Fri, 15 Apr 2011 14:47:57 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=22278#comment-27649</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/#comment-27586&quot;&gt;marilyn lane&lt;/a&gt;.

&quot;Ultra Vires means that a contract made by a corporation (or bank) beyond the scope of its corporate powers is unlawful.   Bank charters do not permit a bank to lends its CREDIT as Money.  C ongress has never given the banks permission to CREATE money. So if what the Bank used in their side of the deal in the mortgage contract was Credit not Money that contract is ULtra Vires., from day one (ab initio - from the beginning)]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/#comment-27586">marilyn lane</a>.</p>
<p>&#8220;Ultra Vires means that a contract made by a corporation (or bank) beyond the scope of its corporate powers is unlawful.   Bank charters do not permit a bank to lends its CREDIT as Money.  C ongress has never given the banks permission to CREATE money. So if what the Bank used in their side of the deal in the mortgage contract was Credit not Money that contract is ULtra Vires., from day one (ab initio &#8211; from the beginning)</p>
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		<title>
		By: Marilyn Abdilla		</title>
		<link>https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/#comment-27620</link>

		<dc:creator><![CDATA[Marilyn Abdilla]]></dc:creator>
		<pubDate>Fri, 15 Apr 2011 05:49:45 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=22278#comment-27620</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/#comment-27574&quot;&gt;Mary&lt;/a&gt;.

Mary....I believe there will be no  Federal Moratorium  on the foreclosures.  CONgress can&#039;t and won&#039;t because the Federal Reserve controls the government...and they will not allow it...they are the reason for this mess....the FR is the NWO...they want  the foreclosures to continue...this is the plan..the blueprint..to destroy.   As much as we don&#039;t want to believe it....it is there....in plain site for all to see.  Why has no one been arrested?  Why has all the fraud just cast aside?  Why hasn&#039;t the government come to the plate and stopped it all before now?  Why don&#039;t we hear from the President or Congress on this?  Why were bailouts  given in a rush to the banks..even though they did not need it?  Why have all the modification programs been a farce?  Why have the courts rushed through the foreclosures  without hearing the full issues of fraud...rubber stamping in favor of the banks?  Piece this together as a puzzle and  the picture will surface... We are fighting more than foreclosures.....the government knows all this...Obama went to Europe and gave speaches on the NWO and how great it will be...he never put his hand on the bible when he gave the oath to be president... and notice he has no respect for the American Flag....we are in deeper than just foreclosures....]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/#comment-27574">Mary</a>.</p>
<p>Mary&#8230;.I believe there will be no  Federal Moratorium  on the foreclosures.  CONgress can&#8217;t and won&#8217;t because the Federal Reserve controls the government&#8230;and they will not allow it&#8230;they are the reason for this mess&#8230;.the FR is the NWO&#8230;they want  the foreclosures to continue&#8230;this is the plan..the blueprint..to destroy.   As much as we don&#8217;t want to believe it&#8230;.it is there&#8230;.in plain site for all to see.  Why has no one been arrested?  Why has all the fraud just cast aside?  Why hasn&#8217;t the government come to the plate and stopped it all before now?  Why don&#8217;t we hear from the President or Congress on this?  Why were bailouts  given in a rush to the banks..even though they did not need it?  Why have all the modification programs been a farce?  Why have the courts rushed through the foreclosures  without hearing the full issues of fraud&#8230;rubber stamping in favor of the banks?  Piece this together as a puzzle and  the picture will surface&#8230; We are fighting more than foreclosures&#8230;..the government knows all this&#8230;Obama went to Europe and gave speaches on the NWO and how great it will be&#8230;he never put his hand on the bible when he gave the oath to be president&#8230; and notice he has no respect for the American Flag&#8230;.we are in deeper than just foreclosures&#8230;.</p>
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		<title>
		By: Nancy Coxall		</title>
		<link>https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/#comment-27618</link>

		<dc:creator><![CDATA[Nancy Coxall]]></dc:creator>
		<pubDate>Fri, 15 Apr 2011 05:13:47 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=22278#comment-27618</guid>

					<description><![CDATA[Hi All,
I have the Boston Globe with an heading   &quot;16 banks must pay for bad foreclosures&quot;  The first paragraph says:

WASHINGTON--The federal government yesterday ordered 16 of he nation&#039;s largest mortgage lenders and servicers to reimburse homeownerswho were improperly foreclosed upon.

The list the banks:
Ally Financial, Inc.-----Aurora Bank-----EverBank----HSBC----MetLife Bank----OneWest Bank----PNC----Sovereign Bank----SunTrust Banks----U S. Bank----Lender Proessing Services, and MERSCORP----Citibank----Bank of America----JPMorgan Chase----Wells Fargo


Shouldn&#039;t this superceed  anything a State does....as this is from the Federal Government?

Nancy]]></description>
			<content:encoded><![CDATA[<p>Hi All,<br />
I have the Boston Globe with an heading   &#8220;16 banks must pay for bad foreclosures&#8221;  The first paragraph says:</p>
<p>WASHINGTON&#8211;The federal government yesterday ordered 16 of he nation&#8217;s largest mortgage lenders and servicers to reimburse homeownerswho were improperly foreclosed upon.</p>
<p>The list the banks:<br />
Ally Financial, Inc.&#8212;&#8211;Aurora Bank&#8212;&#8211;EverBank&#8212;-HSBC&#8212;-MetLife Bank&#8212;-OneWest Bank&#8212;-PNC&#8212;-Sovereign Bank&#8212;-SunTrust Banks&#8212;-U S. Bank&#8212;-Lender Proessing Services, and MERSCORP&#8212;-Citibank&#8212;-Bank of America&#8212;-JPMorgan Chase&#8212;-Wells Fargo</p>
<p>Shouldn&#8217;t this superceed  anything a State does&#8230;.as this is from the Federal Government?</p>
<p>Nancy</p>
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		<title>
		By: Marilyn Abdilla		</title>
		<link>https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/#comment-27617</link>

		<dc:creator><![CDATA[Marilyn Abdilla]]></dc:creator>
		<pubDate>Fri, 15 Apr 2011 05:09:15 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=22278#comment-27617</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/#comment-27555&quot;&gt;Paula N&lt;/a&gt;.

Before any foreclosure is to be filed in a court...it is suppose to include all documents, exhibits, proof of  standing such as original blue ink Note  and some say the mortgage also  cause the mortgage secures the Note..split..  the Note is not secured.  Records of payments and so on.  But what I understand has happened...some courts fly through the case ( 5 minutes)  as if it is a bother even looking or listening to the case.  Five minutes seems that would be in a perfect world....that is a joke. But yes, I believe it is required to show the plaintiff has legal right to foreclose when filed...but  some claim the Note is lost....or destroyed ...when if fact they  do not own or hold the Note....Each court handles it different....some only can see the plaintill side....as in Lee County Florida.   That court does not go by the rules at all...it sucks.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/#comment-27555">Paula N</a>.</p>
<p>Before any foreclosure is to be filed in a court&#8230;it is suppose to include all documents, exhibits, proof of  standing such as original blue ink Note  and some say the mortgage also  cause the mortgage secures the Note..split..  the Note is not secured.  Records of payments and so on.  But what I understand has happened&#8230;some courts fly through the case ( 5 minutes)  as if it is a bother even looking or listening to the case.  Five minutes seems that would be in a perfect world&#8230;.that is a joke. But yes, I believe it is required to show the plaintiff has legal right to foreclose when filed&#8230;but  some claim the Note is lost&#8230;.or destroyed &#8230;when if fact they  do not own or hold the Note&#8230;.Each court handles it different&#8230;.some only can see the plaintill side&#8230;.as in Lee County Florida.   That court does not go by the rules at all&#8230;it sucks.</p>
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		By: Marilyn Abdilla		</title>
		<link>https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/#comment-27616</link>

		<dc:creator><![CDATA[Marilyn Abdilla]]></dc:creator>
		<pubDate>Fri, 15 Apr 2011 04:40:35 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=22278#comment-27616</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/#comment-27588&quot;&gt;marilyn lane&lt;/a&gt;.

No...I never had that happen...but it does leave one to wonder....if it just was a white screen...but to get that message...someone must read as we type...maybe an elf that works nights....I wonder what I vent would say about this....she knows everything...she is a fast thinker so she just might be a fast typer.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/04/14/fraudclosure-legislation-foreclosure-fraud-and-homeowner-abuse-prevention-act/#comment-27588">marilyn lane</a>.</p>
<p>No&#8230;I never had that happen&#8230;but it does leave one to wonder&#8230;.if it just was a white screen&#8230;but to get that message&#8230;someone must read as we type&#8230;maybe an elf that works nights&#8230;.I wonder what I vent would say about this&#8230;.she knows everything&#8230;she is a fast thinker so she just might be a fast typer.</p>
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