illinois law requires one year prepaid homeowners ins to close…2 months intomy loan GMAC became the ‘servicer’ that is when the trouble began. i proved again and again i had sufficient coverage, but it didn’t matter, they applied mtg payments to ins escrow, then paid MY homeowners, then charged me again.ultimately, they were after my PMI (freddie mac). when i contacted them (FM), they told me to ‘reinstate’ i had to pay $ins$,lawyers fees,anyway $25k ransome, then at sheriff auction it was offered for under 50% of what i owed.now i ‘get’ why the whore judge covered his ears and screamed at me, if he listened, he would be part of it. my lawyer,? i think he took a dive. i pray for all of you fighting. God Bless America

I believe there is a five year statue of limitation….

WOW! they tried that with me but did not work..this Balboa…owned by GMAC and BOA../Deutsche…some of this forced ins info is now coming to light for others also who were not behind like myself, not behind but opened a can of worms when I tried to get some insurance info from GMAC/Homecomings…will share that story one day…but still waiting to see what the bank plans to do…they had David Stern file a false copy of a so called original note when I was not around and then could not find the original for me to vet…so that is still filed at the courts with the jeffery robo signer false affidavit and assignment also…I was one of the files that the judge dismiss due to the bank not getting new consul…but I keep all my docs in order…so am waiting…meanwhile, more fraud continue to be exposed…why don’t you go an reopen the case for $50.00 bucks and object or file a new lawsuit against them with all the info that is now out you may stand a good chance…

I would like to see somembody from the banks make a simple agreement/con-tract (as in the pro’s and the con’s) that is not as thick as a brick

Is writen in simple easy to understand language made just for the cos-tumer where anybody can under-stand/stand -under

Is no more than five 5 pages where somebody named WELLS FARGO or B OF A and so on or even somebody with lawful power of ATTORNEY from the bank WELLS FARGO or B OF A and so on is willing to risk signing their name to the areeement/con-tract

Handing the money over to the man or the woman that is now only puportedly getting a loan

So they can by the home and write the check or hand cash to whom ever they wish to buy a home from !!

Now thats what i would call a real change in the banking industry KEEP IT SIMPLE SILLY

HERE IS ANOTHER CLIP TO HELP you may have to cut and paste

http://www.realecontv.com/page/1476.html