Well, he may be telling them that his anti went up for all that he has done and hope to continue doing…an open announcement to inform his cash cows sources….a billion dollars…mmmm

Bobbi, I understand that an employee would not want to do a loan with the company they were employed with for reasons of confidentiality, however, in the olden days, when I worked in the business it was to my advantage to do it because it was a lot cheaper. Of course we didn’t want our personal information revealed but at least we had control of our loan. You state she probably got a better deal going with a broker and you are probably right as everything I know was thrown out in the last ten years. No more rules, no more guidelines, just throw it in the air and see what sticks. Our L.O.’s did not even have to be licensed, appears they took anyone that breathed. I saw a lot of fraud starting when I left the business and when I hear about L.O.’s making high six figures, I have to pause. They made this kind of money on the backs of innocent people. I blame them for selling the despicable products the lender’s were selling and celebrating every closing, knowing the borrowers were screwed. You are absolutely correct, there were a lot of people in the process that should have caught this and didn’t..that is why it is strange to me. The fraud started at the point of origination and while I would most definitely side with a borrower who was NOT knowledgeable about the business, I am having a hard time with this one. The end result is the same however, the Note is gone, title is clouded and 65 million loans are fraudulent.

I vent, I am glad you have an attorney. I don’t understand the advantage of changing the marital status unless it is not a community property state and they are concerned about a credit score of one the borrowers. I am only familiar with what used (I say used to because seems there is no law anymore) to be the law in my community property state. Sounds like someone noticed after closing that there were two borrowers ie: husband and wife. They then had to change the documents. I am not so surprised that this was done on your loan and I imagine thousands of others, what I am concerned about is that a Loan Officer was involved. A Loan Officer doing this on purpose, to put her husband in title as an ‘unmarried man’ tells me something is wrong.

@ Alicen.Wundeland – as a loan originator for a mortgage banker she was proably an in-house loan originator so i.e. she got a w-2 pay from them. Most generally LO’s don’t use their own employer even when it’s a bank, wholesale lender or a mortgage banker. It’s the info highway and grand poopa of gossip! Her financial details would be an open book for all employees to see. I can understand why she would go to a “broker” for her mortgage and more than likely she would have got a better rate with a broker. It is a fiduciary duty upon the loan originator of the broker to validate if a person is married or not and there should have been affidavits signed which would be produced by the closing agent, title company or attorney’s office that would signify that the borrower is married or unmarried, Searches of public records are always made on borrowers, Besides, there would have been other documenation in the file such as bank statements, insurance dec pages on homeowner’s policies that would have eluded to a marital status. This is probably why the LO never renewed his license or that his license was declined. In my state of Florida that would be an automatic removal of licensure. More people involved in this should have seen this i.e. the underwriter and closer for the bank and the attorney representing the bank as well. I think the AG will be hard pressed to get any kind of reversal on this one. There were too many hands in the file on the lender’s side that should have caught this from the get-go! And KUDO’s to them for using the same tactics to get their home as the banksters do in commiting the fraud in the first place, The old saying ‘what’s good for the goose is good for the gander’!

@ IVENT – I went to the website you referred earlier on another post wherein you mentioned that the Jesuits were behind all the evil doings in the world. I read the entire page, although it was difficult since the conversation kept changing from one direction to the other. This author, for example, states that the Jesuits were behind the killing of Princess Diana. He claims that she was pregnant with Dodi’s baby and that they could not have an Arab becoming heir to the throne. Well, for one thing, that baby, if all were to take place, would NEVER be in line to the throne – lineage follows royal blood. That is the reason why Queen Elizabeth can pass the crown to her son and then to his son. Diana’s child with another man would have no claim to the throne. For the most part since reading this site I have not been able to establish any correlating evidence to his claims. I myself find it hard to believe anything once someone cannot or makes a statement that is totally false. To be in his position and not know that any child born to Princess Diana outside of her previous marriage to the Prince makes the rest of his allegations fall to the wayside. Be very careful, Ivent, there are more “imposters” of evil out there whose only purpose in life is to betray you!

I also have the pretender lender, the mortgage servicer, the plaintiff joining the defendants, and trying to fraudclose in the name of MERS. They never assigned a debt to my deed in 20 years my county recorders office told me my house is paid for, because they only have 12 years to assign a debt. The Original Lender does not even appear on the title to my home.

Also remember there are no originals. They could have put a legit looking doc in front of you to sign at the closing table and with a sllight of hand switced the docs. That is where the endorsed in blank copies came in so handy for the fraudsters. They did alot of sneaky shit. I remember how many papers they put in front of us and how many times people came in and out of that room. It was meant to be confusing. My atttorney wondered who typoed over that and he did not think it was the title company. He said he was sure a title company would not alter docs. Well they insured that fraud. I have the proof that typo was not there at closing. WTF??

Alice, believe it. These crooks did this to me and my husband and then sometime after the closing they typoed over that unmarried man and typed in married man and FORGED OUR INITIALS. I do not remember seeing that unmarried man thing at the closing. I don’t believe we saw or signed that LIE..I think they used some slight of hand to hide what they did in order to get the loan approved because there is alot more fraud in there, it is a complete LIARS LOAN. In my Fraudclosure complaint the copy of the mortgage is in there with the unmarried man typoed over and married man typed in and they forged our initials right next to the typo fraud. They also forged my name and my husband’s name and on the copy of the note as well. Even the lawyer I consulted with said that our signatures looked forged. Of course I have the ENDORSED IN BLANK copies from the closing. The unmarried man fraud is on there and clearly shows they typeod over that on the court’s copy. . That fraud was a mortgage re-fi and that bank is now a failed bank. I found out after doing some snooping of my own that failed bank is hiding behind a Canadian Bank in an unsecured, not FDIC insured trust. That bank was also the biggest bank failure in my state’s history and there are numerous fraud allegations into their various dirty dealings.. Tis truly unbelievable what they did.

Those criminals bought their way in. The Jewish bankers from Chicago and the SMOM/VATICAN/JESUIT OWNED GOLDMAN SAKS were Obamas largest campaign contributers. Nice how the FOREIGN MULTINATIONAL CORPORATIONS CAN OWN OUR ENTIRE GOVERNMENT BY BUYING IT. THAT HAS TO STOP. THOSE FOREIGN MULTINATIONAL CONTRIBUTIONS SHOULD BE CONSIDERED NOT ONLY ILLEGAL BUT UNCONSTITUTIONAL. TALK ABOUT A NATIONAL SECURITY THREAT!!! The same thing goes for the FOREIGN MULTINATIONAL OWNED FEDERAL RESERVE BANK. These foreigners wear an American face but, they are not American institutions. The entire U.S. GOVERNMENT IS BOUGHT AND HAS BEEN HIJACKED BY THE NEW WORLD ORDER. THE ENTIRE GOVERNMENT ARE IMPOSTERS, FRAUDS BECA– USE THEY ARE COMPLETELY CORRUPTED BY A HIDDEN FOREIGN INTEREST POSING AS AMERICAN INSTITUTIONS. NOW THAT SHOULD CA– USE ALL OF THEIR IMPEACHMENTS AND REMOVAL FROM ANY POSITION OF POWER OVER THE PEOPLE AND THAT ESP. GOES FOR THE SO CALLED COMMANDER IN CHIEF. THIS WOULD NO DOUBT BE A BIGGER ISSUE THAN THE BIRTH CERTIFICATE IF MOST PEOPLE KNEW WHO REALLY OWNED AND OPERATED THESE SO CALLED AMERICAN INSTITUTIONS. WHAT A SHAM!!!!.