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	Comments on: ALERT &#8211; HAWAII LEGISLATURE PASSES SB 651 RELATING TO MORTGAGE FORECLOSURES	</title>
	<atom:link href="https://4closurefraud.org/2011/04/30/alert-hawaii-legislature-passes-sb-651-relating-to-mortgage-foreclosures/feed/" rel="self" type="application/rss+xml" />
	<link>https://4closurefraud.org/2011/04/30/alert-hawaii-legislature-passes-sb-651-relating-to-mortgage-foreclosures/</link>
	<description>- Fighting Foreclosure Fraud BY SHARING THE KNOWLEDGE</description>
	<lastBuildDate>Mon, 02 May 2011 16:49:52 +0000</lastBuildDate>
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		<title>
		By: leapfrog		</title>
		<link>https://4closurefraud.org/2011/04/30/alert-hawaii-legislature-passes-sb-651-relating-to-mortgage-foreclosures/#comment-30354</link>

		<dc:creator><![CDATA[leapfrog]]></dc:creator>
		<pubDate>Mon, 02 May 2011 16:49:52 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=23601#comment-30354</guid>

					<description><![CDATA[http://mandelman.ml-implode.com/2011/05/hawaii%e2%80%99s-legislature-poised-to-passes-nation%e2%80%99s-strongest-foreclosure-protection-bill/

The banksters hate this bill.  Wonder if they will pull an AZ corrupt legislature on it.]]></description>
			<content:encoded><![CDATA[<p><a href="http://mandelman.ml-implode.com/2011/05/hawaii%e2%80%99s-legislature-poised-to-passes-nation%e2%80%99s-strongest-foreclosure-protection-bill/" rel="nofollow ugc">http://mandelman.ml-implode.com/2011/05/hawaii%e2%80%99s-legislature-poised-to-passes-nation%e2%80%99s-strongest-foreclosure-protection-bill/</a></p>
<p>The banksters hate this bill.  Wonder if they will pull an AZ corrupt legislature on it.</p>
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		<title>
		By: TheHutMaster		</title>
		<link>https://4closurefraud.org/2011/04/30/alert-hawaii-legislature-passes-sb-651-relating-to-mortgage-foreclosures/#comment-30351</link>

		<dc:creator><![CDATA[TheHutMaster]]></dc:creator>
		<pubDate>Mon, 02 May 2011 16:01:08 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=23601#comment-30351</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/04/30/alert-hawaii-legislature-passes-sb-651-relating-to-mortgage-foreclosures/#comment-30338&quot;&gt;Danelle Hills&lt;/a&gt;.

As we all agree here, the best way is to STAND UP AND FIGHT!
This must be a large effort by a large group of us.

As far as getting a modification or a fair short sale, you MUST position yourself.
We run several analytics on our client PRIOR to sending the package to the bankster.

For example, if you are NPV positive, the bankster MUST offer the HAMP modification. Period.
This takes roughly 60 days to complete the mod to the Trial Payment Phase (TPP).

A properly prepared package is the ONLY way to offset the delay and offset the banksters lies.



&quot;Fight the Good Fight&quot;]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/04/30/alert-hawaii-legislature-passes-sb-651-relating-to-mortgage-foreclosures/#comment-30338">Danelle Hills</a>.</p>
<p>As we all agree here, the best way is to STAND UP AND FIGHT!<br />
This must be a large effort by a large group of us.</p>
<p>As far as getting a modification or a fair short sale, you MUST position yourself.<br />
We run several analytics on our client PRIOR to sending the package to the bankster.</p>
<p>For example, if you are NPV positive, the bankster MUST offer the HAMP modification. Period.<br />
This takes roughly 60 days to complete the mod to the Trial Payment Phase (TPP).</p>
<p>A properly prepared package is the ONLY way to offset the delay and offset the banksters lies.</p>
<p>&#8220;Fight the Good Fight&#8221;</p>
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		<title>
		By: Danelle Hills		</title>
		<link>https://4closurefraud.org/2011/04/30/alert-hawaii-legislature-passes-sb-651-relating-to-mortgage-foreclosures/#comment-30338</link>

		<dc:creator><![CDATA[Danelle Hills]]></dc:creator>
		<pubDate>Mon, 02 May 2011 15:02:32 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=23601#comment-30338</guid>

					<description><![CDATA[My question is HOW, exactly, do we homeowners defeat these banks and court corruption to save our homes?]]></description>
			<content:encoded><![CDATA[<p>My question is HOW, exactly, do we homeowners defeat these banks and court corruption to save our homes?</p>
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		<title>
		By: 1oftehmany		</title>
		<link>https://4closurefraud.org/2011/04/30/alert-hawaii-legislature-passes-sb-651-relating-to-mortgage-foreclosures/#comment-30277</link>

		<dc:creator><![CDATA[1oftehmany]]></dc:creator>
		<pubDate>Sun, 01 May 2011 23:49:16 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=23601#comment-30277</guid>

					<description><![CDATA[Until we ALL stand and fight united as ONE as Hawaii has we will never go anywhere. Why can&#039;t we do this as they have???  I know our corrupt well paid politicians (supposedly reps) are part of the problem but there has got to be a way.
Bravo!!! Hawaii politician and people!!!! Wish we had folks like you her in GA and other states, but we do not, we have crap or it would have changed..all we ever get is well paid psychobabble marketing. So discouraging but I am so happy for Hawaii!! It does make a huge statement to some.]]></description>
			<content:encoded><![CDATA[<p>Until we ALL stand and fight united as ONE as Hawaii has we will never go anywhere. Why can&#8217;t we do this as they have???  I know our corrupt well paid politicians (supposedly reps) are part of the problem but there has got to be a way.<br />
Bravo!!! Hawaii politician and people!!!! Wish we had folks like you her in GA and other states, but we do not, we have crap or it would have changed..all we ever get is well paid psychobabble marketing. So discouraging but I am so happy for Hawaii!! It does make a huge statement to some.</p>
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		<title>
		By: l vent		</title>
		<link>https://4closurefraud.org/2011/04/30/alert-hawaii-legislature-passes-sb-651-relating-to-mortgage-foreclosures/#comment-30250</link>

		<dc:creator><![CDATA[l vent]]></dc:creator>
		<pubDate>Sun, 01 May 2011 20:29:29 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=23601#comment-30250</guid>

					<description><![CDATA[Hawaii if putting up a fight. The SHEISTERS HATE THAT. They want a nation of cowards and proles who don&#039;t fight back.  Keep fighting the good fight.]]></description>
			<content:encoded><![CDATA[<p>Hawaii if putting up a fight. The SHEISTERS HATE THAT. They want a nation of cowards and proles who don&#8217;t fight back.  Keep fighting the good fight.</p>
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		<title>
		By: acmodspecialists		</title>
		<link>https://4closurefraud.org/2011/04/30/alert-hawaii-legislature-passes-sb-651-relating-to-mortgage-foreclosures/#comment-30189</link>

		<dc:creator><![CDATA[acmodspecialists]]></dc:creator>
		<pubDate>Sun, 01 May 2011 03:22:32 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=23601#comment-30189</guid>

					<description><![CDATA[Hawaii gets it]]></description>
			<content:encoded><![CDATA[<p>Hawaii gets it</p>
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		<title>
		By: Marilyn Abdilla		</title>
		<link>https://4closurefraud.org/2011/04/30/alert-hawaii-legislature-passes-sb-651-relating-to-mortgage-foreclosures/#comment-30183</link>

		<dc:creator><![CDATA[Marilyn Abdilla]]></dc:creator>
		<pubDate>Sun, 01 May 2011 03:03:49 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=23601#comment-30183</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/04/30/alert-hawaii-legislature-passes-sb-651-relating-to-mortgage-foreclosures/#comment-30162&quot;&gt;Hydesdocs&lt;/a&gt;.

That is what we have been saying all along....all the fake programs the government pretended to &#039; fix &#039; all wounds...like to re-finance...lower interest...lower balance....that was all BS.....If the bank could not produce the Note...NOT A COPY EITHER....could not prove they owned it...nothing was of any value...that was fraud again....Only the actual owner with the Note can give the OK to lower the balance ...lower the interest....if  a mortgage was re-financed without proof of Note...the contract had to be re-done...another Note/Mortgage signed....homeowner would be signing off  all fraud  against bank from the original loan.....to a bank that never proved they owned the loan/Note.  Later along comes the actual owner with the Note....and wants his money.  Now you have signed 2 notes saying you owe that amount of money.  No matter how you spit it out....it&#039;s fraud upon fraud upon fraud. That is why banks stalled on the re-finance, saying they never got the faxed papers...and after many many months  later  denied the re-finance to the homeowners....the banks wanted to foreclose cause the courts were passing thru all frauds with no problems...and the bank got the house....So fraud reekes with rampant speed.   You ask how can this be legal.....oh pleeeeze.....Nothing was legal from the origination to the foreclosure courts....REMEMBER....the banksters follow no rules or laws...PERIOD...they go by their own set of rules and laws....kinda like make it up as they go along with their planned crimes.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/04/30/alert-hawaii-legislature-passes-sb-651-relating-to-mortgage-foreclosures/#comment-30162">Hydesdocs</a>.</p>
<p>That is what we have been saying all along&#8230;.all the fake programs the government pretended to &#8216; fix &#8216; all wounds&#8230;like to re-finance&#8230;lower interest&#8230;lower balance&#8230;.that was all BS&#8230;..If the bank could not produce the Note&#8230;NOT A COPY EITHER&#8230;.could not prove they owned it&#8230;nothing was of any value&#8230;that was fraud again&#8230;.Only the actual owner with the Note can give the OK to lower the balance &#8230;lower the interest&#8230;.if  a mortgage was re-financed without proof of Note&#8230;the contract had to be re-done&#8230;another Note/Mortgage signed&#8230;.homeowner would be signing off  all fraud  against bank from the original loan&#8230;..to a bank that never proved they owned the loan/Note.  Later along comes the actual owner with the Note&#8230;.and wants his money.  Now you have signed 2 notes saying you owe that amount of money.  No matter how you spit it out&#8230;.it&#8217;s fraud upon fraud upon fraud. That is why banks stalled on the re-finance, saying they never got the faxed papers&#8230;and after many many months  later  denied the re-finance to the homeowners&#8230;.the banks wanted to foreclose cause the courts were passing thru all frauds with no problems&#8230;and the bank got the house&#8230;.So fraud reekes with rampant speed.   You ask how can this be legal&#8230;..oh pleeeeze&#8230;..Nothing was legal from the origination to the foreclosure courts&#8230;.REMEMBER&#8230;.the banksters follow no rules or laws&#8230;PERIOD&#8230;they go by their own set of rules and laws&#8230;.kinda like make it up as they go along with their planned crimes.</p>
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		<title>
		By: Hydesdocs		</title>
		<link>https://4closurefraud.org/2011/04/30/alert-hawaii-legislature-passes-sb-651-relating-to-mortgage-foreclosures/#comment-30162</link>

		<dc:creator><![CDATA[Hydesdocs]]></dc:creator>
		<pubDate>Sat, 30 Apr 2011 23:20:34 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=23601#comment-30162</guid>

					<description><![CDATA[The new game is hide and seek.  Offering a lower interest rate in refinancing to cover up the collateral damage that millions of borrowers aren&#039;t aware of yet. They assume a refinance will cover up the fraud.  Ask yourself this...how can a refinance be legal and above board if the original note is lost or destroyed/  This means the refinance has to be a fraud also, otherwise why would any bank take on a property that has part of the original mortgage missing or destroyed? Refinancing does not a clear title make.]]></description>
			<content:encoded><![CDATA[<p>The new game is hide and seek.  Offering a lower interest rate in refinancing to cover up the collateral damage that millions of borrowers aren&#8217;t aware of yet. They assume a refinance will cover up the fraud.  Ask yourself this&#8230;how can a refinance be legal and above board if the original note is lost or destroyed/  This means the refinance has to be a fraud also, otherwise why would any bank take on a property that has part of the original mortgage missing or destroyed? Refinancing does not a clear title make.</p>
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		<title>
		By: l vent		</title>
		<link>https://4closurefraud.org/2011/04/30/alert-hawaii-legislature-passes-sb-651-relating-to-mortgage-foreclosures/#comment-30146</link>

		<dc:creator><![CDATA[l vent]]></dc:creator>
		<pubDate>Sat, 30 Apr 2011 21:00:28 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=23601#comment-30146</guid>

					<description><![CDATA[Non-judicial foreclosures are UNCONSTITUTIONAL. All of the fraudclosures must be stopped though. Even in judicial states the banksters have gotten away with a lot of fraud and alot of theft of homes they do no own. PEOPLE CANNOT DEFEND THEMSELVES AGAINST THE CRIMINALS WHO ROBBED US BECA-- USE OF  ALL OF THE RAMPANT CORRUPTION. We need an INDEFINITE NATIONWIDE FORECLOSURE MORATORIUM. THE THEFT OF THE PEOPLES HOMES MUST STOP.   THE MORTGAGE FRAUD WAS RAMPANT AND THAT  IS A PROVEN AND WELL DOCUMENTED FACT  THEN THE FORECLOSURE FRAUD IS JUST A RAMPANT. THEY GO HAND IN HAND.  IT TAKES MORE FRAUD UPON MORE FRAUD TO COVER UP FOR ALL OF THE OTHER FRAUD.  IF THERE IS FRAUD IN THE LEGAL CONTRACT, THAT VOIDS THE CONTRACT. RESCIND THE FRAUDULENT MORTGAGE CONTRACTS. THE PONZI SCHEMERS MADE 100 TRILLION DOLLARS ON THE MORTGAGE FRAUD. CNBC REPORTED WALL STREET MADE 60 TRILLION IN 1999 ALONE ON MORTGAGE DERIVATIVE FRAUD. . THE ONLY FAIR DEAL I CAN SEE  IS FOR THE PRETENDER LENDERS TO RESCIND THE FRAUDULENT MORTGAGE CONTRACTS.  IF THE HOMEOWNER CAN AFFORD TO PAY THE TAXES, UTILITY BILLS AND MAINTENANCE OF THE HOME THEN THE BANKS SHOULD RESCIND THE CONTRACT AND WALK AWAY  THEN MAYBE THE HOMEOWNERS WON&#039;T BE FORCED TO SUE THEM FOR  ALL OF THE INTENTIONAL AND PERINICIOUS  FINANCIALFRAUD, DEVASTATION AND PAIN AND SUFFERING THEY CA-- USED ALL OF US.]]></description>
			<content:encoded><![CDATA[<p>Non-judicial foreclosures are UNCONSTITUTIONAL. All of the fraudclosures must be stopped though. Even in judicial states the banksters have gotten away with a lot of fraud and alot of theft of homes they do no own. PEOPLE CANNOT DEFEND THEMSELVES AGAINST THE CRIMINALS WHO ROBBED US BECA&#8211; USE OF  ALL OF THE RAMPANT CORRUPTION. We need an INDEFINITE NATIONWIDE FORECLOSURE MORATORIUM. THE THEFT OF THE PEOPLES HOMES MUST STOP.   THE MORTGAGE FRAUD WAS RAMPANT AND THAT  IS A PROVEN AND WELL DOCUMENTED FACT  THEN THE FORECLOSURE FRAUD IS JUST A RAMPANT. THEY GO HAND IN HAND.  IT TAKES MORE FRAUD UPON MORE FRAUD TO COVER UP FOR ALL OF THE OTHER FRAUD.  IF THERE IS FRAUD IN THE LEGAL CONTRACT, THAT VOIDS THE CONTRACT. RESCIND THE FRAUDULENT MORTGAGE CONTRACTS. THE PONZI SCHEMERS MADE 100 TRILLION DOLLARS ON THE MORTGAGE FRAUD. CNBC REPORTED WALL STREET MADE 60 TRILLION IN 1999 ALONE ON MORTGAGE DERIVATIVE FRAUD. . THE ONLY FAIR DEAL I CAN SEE  IS FOR THE PRETENDER LENDERS TO RESCIND THE FRAUDULENT MORTGAGE CONTRACTS.  IF THE HOMEOWNER CAN AFFORD TO PAY THE TAXES, UTILITY BILLS AND MAINTENANCE OF THE HOME THEN THE BANKS SHOULD RESCIND THE CONTRACT AND WALK AWAY  THEN MAYBE THE HOMEOWNERS WON&#8217;T BE FORCED TO SUE THEM FOR  ALL OF THE INTENTIONAL AND PERINICIOUS  FINANCIALFRAUD, DEVASTATION AND PAIN AND SUFFERING THEY CA&#8211; USED ALL OF US.</p>
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		<title>
		By: TheHutMaster		</title>
		<link>https://4closurefraud.org/2011/04/30/alert-hawaii-legislature-passes-sb-651-relating-to-mortgage-foreclosures/#comment-30136</link>

		<dc:creator><![CDATA[TheHutMaster]]></dc:creator>
		<pubDate>Sat, 30 Apr 2011 19:09:57 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=23601#comment-30136</guid>

					<description><![CDATA[BRAVO!!!!!]]></description>
			<content:encoded><![CDATA[<p>BRAVO!!!!!</p>
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