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	<title>
	Comments on: Matt Gardi &#124; Key West News – HOW THE DOG ATE MY MORTGAGE ASSIGNMENT &#8211; PART 2	</title>
	<atom:link href="https://4closurefraud.org/2011/05/15/matt-gardi-key-west-news-how-the-dog-ate-my-mortgage-assignment-part-2/feed/" rel="self" type="application/rss+xml" />
	<link>https://4closurefraud.org/2011/05/15/matt-gardi-key-west-news-how-the-dog-ate-my-mortgage-assignment-part-2/</link>
	<description>- Fighting Foreclosure Fraud BY SHARING THE KNOWLEDGE</description>
	<lastBuildDate>Mon, 16 May 2011 14:19:03 +0000</lastBuildDate>
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		<title>
		By: CoCo		</title>
		<link>https://4closurefraud.org/2011/05/15/matt-gardi-key-west-news-how-the-dog-ate-my-mortgage-assignment-part-2/#comment-32595</link>

		<dc:creator><![CDATA[CoCo]]></dc:creator>
		<pubDate>Mon, 16 May 2011 14:19:03 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=24865#comment-32595</guid>

					<description><![CDATA[I  HAVE NEVER HEARD IT SAID BETTER-THE BANKSTERS DESERVE A FREE HO-- USE-THE FEDERAL PEN-THIS VIDEO IS PRICELESS.]]></description>
			<content:encoded><![CDATA[<p>I  HAVE NEVER HEARD IT SAID BETTER-THE BANKSTERS DESERVE A FREE HO&#8211; USE-THE FEDERAL PEN-THIS VIDEO IS PRICELESS.</p>
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		<title>
		By: CoCo		</title>
		<link>https://4closurefraud.org/2011/05/15/matt-gardi-key-west-news-how-the-dog-ate-my-mortgage-assignment-part-2/#comment-32591</link>

		<dc:creator><![CDATA[CoCo]]></dc:creator>
		<pubDate>Mon, 16 May 2011 14:04:55 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=24865#comment-32591</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/05/15/matt-gardi-key-west-news-how-the-dog-ate-my-mortgage-assignment-part-2/#comment-32579&quot;&gt;TUCKER&lt;/a&gt;.

The others for fraud are the loan officers and the mortgage companies that consistently used one or two appraisal companies.  In other words, they were in cahoots.  Should be easy enough to verify.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/05/15/matt-gardi-key-west-news-how-the-dog-ate-my-mortgage-assignment-part-2/#comment-32579">TUCKER</a>.</p>
<p>The others for fraud are the loan officers and the mortgage companies that consistently used one or two appraisal companies.  In other words, they were in cahoots.  Should be easy enough to verify.</p>
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		<title>
		By: CoCo		</title>
		<link>https://4closurefraud.org/2011/05/15/matt-gardi-key-west-news-how-the-dog-ate-my-mortgage-assignment-part-2/#comment-32587</link>

		<dc:creator><![CDATA[CoCo]]></dc:creator>
		<pubDate>Mon, 16 May 2011 14:01:08 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=24865#comment-32587</guid>

					<description><![CDATA[If you received a Pick-A-Pay loan from your mortgage broker/loan officer, you need to file a complaint with Department of Banking and Finance against that loan officer and the company that they worked for if you did not receive the appropriate disclosures regarding negative amortization.  These types of loads were pushed by the wholesalers, the mortgage brokers and you were the victim.  These loans are a big reason that people are underwater today.  Don&#039;t worry if the loan officer or the company is out of business. They are required to keep your files on record.  They have probably resurfaced under another company&#039;s name by now.  I think you will find that the same appraisers were used over and over again to get the bogus appraisals.  Do you smell &quot;kickbacks&quot;?  When these brokers&#039; fees for these horrible loans are checked, you will see that your loan officer made as much as 15k-18k on your loan especially if yield spread was not disclosed-that is where the bank paid the mortgage broker extra money to give you a MUCH HIGHER INTEREST RATE THAN YOUR CREDIT SCORE DICTATED.  They made a bundle.]]></description>
			<content:encoded><![CDATA[<p>If you received a Pick-A-Pay loan from your mortgage broker/loan officer, you need to file a complaint with Department of Banking and Finance against that loan officer and the company that they worked for if you did not receive the appropriate disclosures regarding negative amortization.  These types of loads were pushed by the wholesalers, the mortgage brokers and you were the victim.  These loans are a big reason that people are underwater today.  Don&#8217;t worry if the loan officer or the company is out of business. They are required to keep your files on record.  They have probably resurfaced under another company&#8217;s name by now.  I think you will find that the same appraisers were used over and over again to get the bogus appraisals.  Do you smell &#8220;kickbacks&#8221;?  When these brokers&#8217; fees for these horrible loans are checked, you will see that your loan officer made as much as 15k-18k on your loan especially if yield spread was not disclosed-that is where the bank paid the mortgage broker extra money to give you a MUCH HIGHER INTEREST RATE THAN YOUR CREDIT SCORE DICTATED.  They made a bundle.</p>
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		<title>
		By: TUCKER		</title>
		<link>https://4closurefraud.org/2011/05/15/matt-gardi-key-west-news-how-the-dog-ate-my-mortgage-assignment-part-2/#comment-32579</link>

		<dc:creator><![CDATA[TUCKER]]></dc:creator>
		<pubDate>Mon, 16 May 2011 12:32:50 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=24865#comment-32579</guid>

					<description><![CDATA[more and more lies says: 
May 16, 2011 at 5:51 AM ..............

You should file a complaint against the appraiser for fraud. You need to do this with the DBPR in the state of FL, its a long slow process. Usually takes them about a yr. to complete due to lack of personel,but if you keep on them , they will get it done. You won&#039;t receive any money from them for the appraisal derelection, but they will procecute the appraiser.  Then file a suit against them  and others for the fraud....]]></description>
			<content:encoded><![CDATA[<p>more and more lies says:<br />
May 16, 2011 at 5:51 AM &#8230;&#8230;&#8230;&#8230;..</p>
<p>You should file a complaint against the appraiser for fraud. You need to do this with the DBPR in the state of FL, its a long slow process. Usually takes them about a yr. to complete due to lack of personel,but if you keep on them , they will get it done. You won&#8217;t receive any money from them for the appraisal derelection, but they will procecute the appraiser.  Then file a suit against them  and others for the fraud&#8230;.</p>
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		<title>
		By: more and more lies		</title>
		<link>https://4closurefraud.org/2011/05/15/matt-gardi-key-west-news-how-the-dog-ate-my-mortgage-assignment-part-2/#comment-32574</link>

		<dc:creator><![CDATA[more and more lies]]></dc:creator>
		<pubDate>Mon, 16 May 2011 10:51:21 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=24865#comment-32574</guid>

					<description><![CDATA[i found some intresing info on my appraiasal i would like comments.  this is a florida appraisal from 2/2006.
comp 1---       on MLS x 51 days  at 225k  sold for 245k
comp2-----       bought in 4/2005 for  238k  sold agian 10/2005   280k  (how did they come up with 280 property value in 2005 is the mystery here)     it sold in only 17 days.  at that price
comp 3also sold  for 280k   for sale 5 days,   in county records states the home was built in 2003  but here was no tax assessment done on the house very  sneaky stufff

doesnt the under writwe check out these inconsistencies before approving a mortgage.  isnt that there job.   the not finding the  tax appraisal for this home built in 2003 is odd  very shady to me.  should have been thrown out no basis fo rthe 280 appraisals both in 2005.  

please need comments.  need to know what to do with this fraudulent appriasal.  my home should never have been approved.  
one other question  you know how we are all called dead beats  when actually for me wells fargo told me to stop paying.  so this is there own doing. to get me to foreclosure fast to collect the  CDS insurance  (credit default swap insurance)  ect.  we all know that it is out in the open.  
i found amongst my mortgage paper work.  the credit scores they used to fund my house.  they &quot;were&quot; high 700&#039;s
consistent with a person with good ethics in bill paying ect.

and word on presenting this to the  judges as a character witness.  it is time stamped and dated.

thanks fro helping  pulling all threads to save my home.like yo know where i stand.  i have appraisal fruad and wish to sue wells fargo and its underwriting tam for approving this and not questioning  house flipping and straw buying.]]></description>
			<content:encoded><![CDATA[<p>i found some intresing info on my appraiasal i would like comments.  this is a florida appraisal from 2/2006.<br />
comp 1&#8212;       on MLS x 51 days  at 225k  sold for 245k<br />
comp2&#8212;&#8211;       bought in 4/2005 for  238k  sold agian 10/2005   280k  (how did they come up with 280 property value in 2005 is the mystery here)     it sold in only 17 days.  at that price<br />
comp 3also sold  for 280k   for sale 5 days,   in county records states the home was built in 2003  but here was no tax assessment done on the house very  sneaky stufff</p>
<p>doesnt the under writwe check out these inconsistencies before approving a mortgage.  isnt that there job.   the not finding the  tax appraisal for this home built in 2003 is odd  very shady to me.  should have been thrown out no basis fo rthe 280 appraisals both in 2005.  </p>
<p>please need comments.  need to know what to do with this fraudulent appriasal.  my home should never have been approved.<br />
one other question  you know how we are all called dead beats  when actually for me wells fargo told me to stop paying.  so this is there own doing. to get me to foreclosure fast to collect the  CDS insurance  (credit default swap insurance)  ect.  we all know that it is out in the open.<br />
i found amongst my mortgage paper work.  the credit scores they used to fund my house.  they &#8220;were&#8221; high 700&#8217;s<br />
consistent with a person with good ethics in bill paying ect.</p>
<p>and word on presenting this to the  judges as a character witness.  it is time stamped and dated.</p>
<p>thanks fro helping  pulling all threads to save my home.like yo know where i stand.  i have appraisal fruad and wish to sue wells fargo and its underwriting tam for approving this and not questioning  house flipping and straw buying.</p>
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		<title>
		By: Officer of the Law		</title>
		<link>https://4closurefraud.org/2011/05/15/matt-gardi-key-west-news-how-the-dog-ate-my-mortgage-assignment-part-2/#comment-32550</link>

		<dc:creator><![CDATA[Officer of the Law]]></dc:creator>
		<pubDate>Mon, 16 May 2011 03:48:21 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=24865#comment-32550</guid>

					<description><![CDATA[Don&#039;t forget that the banksters also promised certain terms, but then, the banksters put different terms in the stack of documents presented at closing.  By the way, that is fraud and a violation of the Turth in Lending Act.  Of course, the banksters bought the prosecutors and regulators in order to avoid criminal charges for their crimes and in order to get away with stealing the homes of millions of Americans and saddling most of the rest of America with loans for much more than their homes are now worth.]]></description>
			<content:encoded><![CDATA[<p>Don&#8217;t forget that the banksters also promised certain terms, but then, the banksters put different terms in the stack of documents presented at closing.  By the way, that is fraud and a violation of the Turth in Lending Act.  Of course, the banksters bought the prosecutors and regulators in order to avoid criminal charges for their crimes and in order to get away with stealing the homes of millions of Americans and saddling most of the rest of America with loans for much more than their homes are now worth.</p>
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		<title>
		By: jzseeker		</title>
		<link>https://4closurefraud.org/2011/05/15/matt-gardi-key-west-news-how-the-dog-ate-my-mortgage-assignment-part-2/#comment-32544</link>

		<dc:creator><![CDATA[jzseeker]]></dc:creator>
		<pubDate>Mon, 16 May 2011 02:48:01 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=24865#comment-32544</guid>

					<description><![CDATA[While the content is revealing ........ power brokers are happy you are amused and not spurned to action. We have such a great serfdom in the US, that we become easily herded by comic strips.]]></description>
			<content:encoded><![CDATA[<p>While the content is revealing &#8230;&#8230;.. power brokers are happy you are amused and not spurned to action. We have such a great serfdom in the US, that we become easily herded by comic strips.</p>
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		<title>
		By: housemanrob		</title>
		<link>https://4closurefraud.org/2011/05/15/matt-gardi-key-west-news-how-the-dog-ate-my-mortgage-assignment-part-2/#comment-32542</link>

		<dc:creator><![CDATA[housemanrob]]></dc:creator>
		<pubDate>Mon, 16 May 2011 00:21:43 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=24865#comment-32542</guid>

					<description><![CDATA[Damn right on video!]]></description>
			<content:encoded><![CDATA[<p>Damn right on video!</p>
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		<title>
		By: Jack W. Dopp		</title>
		<link>https://4closurefraud.org/2011/05/15/matt-gardi-key-west-news-how-the-dog-ate-my-mortgage-assignment-part-2/#comment-32538</link>

		<dc:creator><![CDATA[Jack W. Dopp]]></dc:creator>
		<pubDate>Sun, 15 May 2011 23:43:58 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=24865#comment-32538</guid>

					<description><![CDATA[We don&#039;t have judge problems, because anyone can start a foreclosure in California, without a note, without a Trust Deed, without a lien of any kind.  We don&#039;t get to go before a judge until the eviction, and then they pay no attention to our responses.  It seems that we can only get any kind of justice in Federal Courts-not State courts.]]></description>
			<content:encoded><![CDATA[<p>We don&#8217;t have judge problems, because anyone can start a foreclosure in California, without a note, without a Trust Deed, without a lien of any kind.  We don&#8217;t get to go before a judge until the eviction, and then they pay no attention to our responses.  It seems that we can only get any kind of justice in Federal Courts-not State courts.</p>
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