Comments on: Suckas | Credit Error? It Pays to Be on V.I.P. List

By: John McCormick

John McCormick — Fri, 20 May 2011 01:08:41 +0000

Or, do nothing! Who gave the credit people the right to score my credit? I pay nothing at this time, owe considerable and still they send more offers of credit! Where there is no sanity can there be obligation? I’ll give to Caesar that which has his picture. He can keep his credit too!
Why should I work to adjust a score that I did not create?

By: donna

donna — Tue, 17 May 2011 21:43:22 +0000

In reply to StuckinSoPa.

I totally agree with you stuckinsopal , If you don’t deal with them , How can they steal from you , they have no means to ripping you off !, TAKE ALL YOUR MONEY, CD”S etc… out of their control and put it where its safer ,
My newphew is 10 years old, and if you tell him “Here’s Fifty Bucks ,now go put it in the bank “!,
He will tell you in a second “The banks are crooks” , “They steal from you” “,I have a credit union Thank-you “The banks ript my Auntie for over $300,000.00,!” ” I would much rather bury my money in the back yard, before I would give it to the bank, to kipe “?(steal)” it from me !”( some word like that )
You got to train em young , Smart Kid my Cameron.

By: donna deangelo

donna deangelo — Tue, 17 May 2011 20:59:49 +0000

In reply to donna deangelo. can you change , doing to going , sorry its in the second sentense thanks

By: donna deangelo

donna deangelo — Tue, 17 May 2011 20:56:30 +0000

It used to be that way with the credit agency’s , not any more if chase wants it on there, it stays ,if chase wants it removed ,its removed , I am not doing to say don’t waste your time , you have to , for your file, to prove you disputed it, just don’t put a lot of time into it ,and MAKE SURE YOU MAKE LOTS OF COPY”S OF YOUR REPORT ,because if there is some you want to stay on there, like say two loans that embezzled money from you, they will be gone , you need it for your file to show the judge and jury ,how they tried covering this fraud up, and we as tax payers don’t have a chance , the big banks have everybody on their payroll, including people at the recorders office ,you need all the paper work for your file to show that the credit agency’s didn’t take into consideration the 25 pages of evidence, supporting what you were telling them was true ,and they did not read it or…….

Credit reports , county recorders , title company’s are in Jamie’s pants, oops ! ” I mean pockets .”

By: LUCY

LUCY — Tue, 17 May 2011 18:42:46 +0000

In reply to Sally. AND THE AMBASSADORS WIFE!!!!!

By: Sally

Sally — Tue, 17 May 2011 18:31:26 +0000

Who in the world is this incoherent MAGGIE MAY?

Moderators?

By: dRp

dRp — Tue, 17 May 2011 16:27:27 +0000

Some years ago I was concerned about cleaning up my reports. I did manage to get to one Executive to whom I said “Getting these off my report” would save us both a lot of time and money. He went through each one and I would say, “that one never validated” he’d reply “it’s gone, how about this $13k debt on a car loan?” “Oh’ that one was when I bought a car, it broke and they wouldn’t take it back!” “It’s gone, and the credit card…?

It was one, just one of the happiest moments of my life. That might seem sad, but the ability to get to people like that and obtain what few, if any others can do brings a sense of pride (and relief on my credit score). I’ve used the same ability to contact Jamie Dimon’s personal secretary, get confirmation within 1 hour from HUD’s General Counsel on a interpretation of a RESPA issue, find a Fannie Mae Executive who gave me info no one else would.

I’m rambling about this, because I’m sure Mike, Lisa and others have learned there’s ways to get things done without being complete sheeple.

By: Sui the Gator

Sui the Gator — Tue, 17 May 2011 12:15:10 +0000

I have several issues with the credit bureaus, so I appreciate this article. When your “debt” gets sold, it is like the MERS fiasco, who owns it? My debt with Wamu was given to Chase, then subsequently to another company as a junk debt. But no ownership papers. But two XX number of dollars (doubling my debt) on the credit report. I also found out that they credit bureaus process “fico” scores differently.

I was underwriting two different mortgages, both with similar cases of mine, one with a Bankruptcy four years ago, both these individuals had 100 and 150 scores over mine???? Wait a minute….. Something is wrong, and when I tried to talk to someone at the bureau “she” didn’t care..

I do make my mortgage on time, I sacrificed my credit card debt for my house. Where is help for us??

By: StuckinSoPa

StuckinSoPa — Tue, 17 May 2011 12:05:56 +0000

Remember this ALWAYS!

If you have been good using the credit cards that you do have, they will consider you a good risk because of your history with them, continually upping your credit limit and offering perks and specials, trying to sucker you into over extending yourself and become just another debt slave.

Take advantage of this!

Use only credit cards that offer lots of perks.

Example:

Got a Discover Fleet card through work. 5% cash back on vehicle fuel and 1-5% cash back on everything else. Use card for everything. When it comes time to getting your cash back, take it in major retailer’s gift cards where they tack on another % for free, so $45 cash refund equals $50 major retailer gift card. Of course only if you are shopping their store anyway, otherwise take the cash refund off your bill.

Will be switching to a new MasterCard for the next six months with a promo that offers 5% cash back on everything, 12 months to pay, no apr. When the promo period is up, card will be shredded.

Credit card companies hate me, don’t owe a cent

PAY ALL BILLS IN FULL EVERY MONTH! resulting in a lousy credit score.

yet

they keep on offering the cards.

Screw the cc’s and the Big Three!

By: Dan Junk

Dan Junk — Tue, 17 May 2011 11:22:14 +0000

Hillarious video!!