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	Comments on: Even After Mortgage Modification, Shoddy Bank Practices Hurt Homeowners	</title>
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	<link>https://4closurefraud.org/2011/06/02/even-after-mortgage-modification-shoddy-bank-practices-hurt-homeowners/</link>
	<description>- Fighting Foreclosure Fraud BY SHARING THE KNOWLEDGE</description>
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		<title>
		By: Kevin		</title>
		<link>https://4closurefraud.org/2011/06/02/even-after-mortgage-modification-shoddy-bank-practices-hurt-homeowners/#comment-35598</link>

		<dc:creator><![CDATA[Kevin]]></dc:creator>
		<pubDate>Sun, 05 Jun 2011 23:29:40 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=25996#comment-35598</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/06/02/even-after-mortgage-modification-shoddy-bank-practices-hurt-homeowners/#comment-35324&quot;&gt;Jason Werner&lt;/a&gt;.

And how is that working for you? Apparently Jesus isn&#039;t Lord or even a bank vice president, just some dead guy with no authority to get you a loan mod, or even forgiveness for impure thoughts.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/06/02/even-after-mortgage-modification-shoddy-bank-practices-hurt-homeowners/#comment-35324">Jason Werner</a>.</p>
<p>And how is that working for you? Apparently Jesus isn&#8217;t Lord or even a bank vice president, just some dead guy with no authority to get you a loan mod, or even forgiveness for impure thoughts.</p>
]]></content:encoded>
		
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		<title>
		By: l vent		</title>
		<link>https://4closurefraud.org/2011/06/02/even-after-mortgage-modification-shoddy-bank-practices-hurt-homeowners/#comment-35349</link>

		<dc:creator><![CDATA[l vent]]></dc:creator>
		<pubDate>Fri, 03 Jun 2011 15:56:15 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=25996#comment-35349</guid>

					<description><![CDATA[Those who DID NOT get a loan mod, were the lucky ones. Loan mods are illegal. They are creating a debt out of thin air to be payed to a debtor who is not owed that money. Our homes are paid for because of their Ponzi Scheme.  The loan mod debt they create is not only fake and fraudulently induced but, it is unsustainable.  The housing market and the trust and confidence of the American people in &quot;investing&quot; in a home has been completely destroyed because of their Foreign Multinational Ponzi Scheme swindle and heist.]]></description>
			<content:encoded><![CDATA[<p>Those who DID NOT get a loan mod, were the lucky ones. Loan mods are illegal. They are creating a debt out of thin air to be payed to a debtor who is not owed that money. Our homes are paid for because of their Ponzi Scheme.  The loan mod debt they create is not only fake and fraudulently induced but, it is unsustainable.  The housing market and the trust and confidence of the American people in &#8220;investing&#8221; in a home has been completely destroyed because of their Foreign Multinational Ponzi Scheme swindle and heist.</p>
]]></content:encoded>
		
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		<title>
		By: Jason Werner		</title>
		<link>https://4closurefraud.org/2011/06/02/even-after-mortgage-modification-shoddy-bank-practices-hurt-homeowners/#comment-35324</link>

		<dc:creator><![CDATA[Jason Werner]]></dc:creator>
		<pubDate>Fri, 03 Jun 2011 10:01:35 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=25996#comment-35324</guid>

					<description><![CDATA[To do justice and judgment is more acceptable to the LORD than sacrifice. A modification is absolute sacrifice. Banks burned me in their fraudulent &quot;modifications&quot; and promises of lame settlements, don&#039;t make the same mistake as me. Trust in the Lord to fully deliver you from the criminal bankers.

Do NOT negotiate with the criminals. Let the Lord Jesus Christ bring them to their knees by putting a bright spotlight on the truth.]]></description>
			<content:encoded><![CDATA[<p>To do justice and judgment is more acceptable to the LORD than sacrifice. A modification is absolute sacrifice. Banks burned me in their fraudulent &#8220;modifications&#8221; and promises of lame settlements, don&#8217;t make the same mistake as me. Trust in the Lord to fully deliver you from the criminal bankers.</p>
<p>Do NOT negotiate with the criminals. Let the Lord Jesus Christ bring them to their knees by putting a bright spotlight on the truth.</p>
]]></content:encoded>
		
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		<title>
		By: l vent		</title>
		<link>https://4closurefraud.org/2011/06/02/even-after-mortgage-modification-shoddy-bank-practices-hurt-homeowners/#comment-35316</link>

		<dc:creator><![CDATA[l vent]]></dc:creator>
		<pubDate>Fri, 03 Jun 2011 05:02:16 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=25996#comment-35316</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/06/02/even-after-mortgage-modification-shoddy-bank-practices-hurt-homeowners/#comment-35269&quot;&gt;david b.&lt;/a&gt;.

RIGHT ON david b.!!!!  Death to the foreign multinational fascist tyranny!!!!!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/06/02/even-after-mortgage-modification-shoddy-bank-practices-hurt-homeowners/#comment-35269">david b.</a>.</p>
<p>RIGHT ON david b.!!!!  Death to the foreign multinational fascist tyranny!!!!!</p>
]]></content:encoded>
		
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		<item>
		<title>
		By: l vent		</title>
		<link>https://4closurefraud.org/2011/06/02/even-after-mortgage-modification-shoddy-bank-practices-hurt-homeowners/#comment-35315</link>

		<dc:creator><![CDATA[l vent]]></dc:creator>
		<pubDate>Fri, 03 Jun 2011 04:58:37 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=25996#comment-35315</guid>

					<description><![CDATA[This is the clear proof that a loan mod is NOT a gift.

 You are NOT lucky if you get a loan mod.

  They are stringing people along because the more outrageous they act, the more chance the WORLD BANK, IMF, FEDERAL RESERVE, CRIME SYNDICATE WILL ACHEIVE THEIR ULIMATE GOAL OF MAKING THE UNITED STATES OF AMERICA A NATION OF RENTERS. 

 THEY ARE PLAYING HEAD GAMES WITH THE AMERICAN PEOPLE WHO THEY ROBBED BLIND IN THE BIGGEST PONZI SCHEME SWINDLE AND HEIST IN U.S. HISTORY.

  THIS DEBT THEY CREATED IS UNSUSTAINABLE AND THAT WAS INTENTIONAL.  

THIS ENTIRE PONZI SCHEME PLAN WAS DONE BY DESIGN BY THE U.N./NEW WORLD ORDER TO DESTROY AMERICA AS WE KNOW IT. 

 THEY HATE OUR FREEDOM.

 THIS WAS A DIABOLICAL PLAN TO DESTROY OUR PROPERTY RIGHTS AND OWNERSHIP RIGHTS. 

 THEY NEVER WANTED US TO OWN OUR HOMES.  

THE U.N. ALREADY HOLDS ALL LAND IN AMERICA IN FEE SIMPLE THANKS TO TRICKY DICKY NIXON

.  WE NEVER OWN THE LAND AS LONG AS WE PAY TAX TO THEM. 

 NOW THEY WANT THE SAME THING WITH THE HO-- USES.  THE PROOF IS IN THE SET UP TO FAIL, AND THE MASSIVE PREDATORY LENDING PRACTICES AND THE BUNDLING OF GOOD AND BAD LOANS THAT THEY KNEW WOULD LEAD TO THIS CATASTROPHIC FINANCIAL COLLAPSE AND THEN A HO-- USE GRABBING FREE FOR ALL FOR THEM OF HOMES THESE FOREIGN MULTINATIONALS DO NOT OWN. 

THEY POSED AS AMERICAN INSTITUTIONS TO PULL THIS SCHEME OFF AND HAD INSIDE HELP.

 MERS SHOWS THE ARROGANCE OF THIS ROGUE REGIME OF FINANCIAL TERRORISTS.. 

 THIS IS A DIABOLICAL AND MANICAL PLAN BY THE U.N./NEW WORLD ORDER TO DESTROY NATIONAL SOVEREIGNTY IN THE UNITED STATES AND AROUND THE WORLD. 

 THEY HAVE ALREADY DONE IT TO GREECE.  THEY OWN GREECE NOW AND THEY ARE NO LONGER A SOVERIEGN NATION BECA-- USE THE ONLY WAY THEY CAN PAY OFF THEIR DEBT TO THIS TYRANNY IS TO BORROW MORE MONEY FROM THEM. 

 I SAY SCREW THEM.

 SCREW RAISING THE DEBT CEILING, DECLARE OUR NATIONAL SOVEREIGNTY FROM THEM BY THROWING THEM OUT OF AMERICA AND TELL THEM WE ARE BROKE, THANKS TO THEM. 

  TIME TO SEND THE FEDERAL RESERVE, BEN BERNANKE, GOLDMAN SACHS, TIMOTHY GEITHNER, THE BIG BANKS PACKING. 

WE DO NOT NEED ANY MORE CREDIT FROM THEM. 

LET THE OLIGARCHY CARDS FALL WHERE THEY MAY. 

 WE THE PEOPLE CAN NO LONGER TRUST TO DO ANY BUSINESS WITH THEM. 

 THEY INTENTIONALLY CREATE AND AN UNFAIR AND UNJUST PLAYING FIELD FOR THE PEOPLE. 

 WE CAN NO LONGER  PAY FOR THEIR WALL STREET CASINO OF FRAUD.  

WALL STREET ONLY MAKES THE PERPS AND THEIR MASTERS FILTHY RICH AND CREATES IMPOVERISHMENT FOR ALL OF THE REST OF THE 99%.  

THEY HAVE NO RESPECT FOR THE AMERICAN PEOPLE, OUR U.S. CONSTITUTION, OUR U.S. BILL OF RIGHTS AND THEY WANT TO PUT AN END TO NATIONAL SOVEREIGNTY IN AMERICA AND AROUND THE WORLD. 

DEATH TO THE U.N./NEW WORLD ORDER FASCIST NAZI TYRANNY!!!!!!!!!!]]></description>
			<content:encoded><![CDATA[<p>This is the clear proof that a loan mod is NOT a gift.</p>
<p> You are NOT lucky if you get a loan mod.</p>
<p>  They are stringing people along because the more outrageous they act, the more chance the WORLD BANK, IMF, FEDERAL RESERVE, CRIME SYNDICATE WILL ACHEIVE THEIR ULIMATE GOAL OF MAKING THE UNITED STATES OF AMERICA A NATION OF RENTERS. </p>
<p> THEY ARE PLAYING HEAD GAMES WITH THE AMERICAN PEOPLE WHO THEY ROBBED BLIND IN THE BIGGEST PONZI SCHEME SWINDLE AND HEIST IN U.S. HISTORY.</p>
<p>  THIS DEBT THEY CREATED IS UNSUSTAINABLE AND THAT WAS INTENTIONAL.  </p>
<p>THIS ENTIRE PONZI SCHEME PLAN WAS DONE BY DESIGN BY THE U.N./NEW WORLD ORDER TO DESTROY AMERICA AS WE KNOW IT. </p>
<p> THEY HATE OUR FREEDOM.</p>
<p> THIS WAS A DIABOLICAL PLAN TO DESTROY OUR PROPERTY RIGHTS AND OWNERSHIP RIGHTS. </p>
<p> THEY NEVER WANTED US TO OWN OUR HOMES.  </p>
<p>THE U.N. ALREADY HOLDS ALL LAND IN AMERICA IN FEE SIMPLE THANKS TO TRICKY DICKY NIXON</p>
<p>.  WE NEVER OWN THE LAND AS LONG AS WE PAY TAX TO THEM. </p>
<p> NOW THEY WANT THE SAME THING WITH THE HO&#8211; USES.  THE PROOF IS IN THE SET UP TO FAIL, AND THE MASSIVE PREDATORY LENDING PRACTICES AND THE BUNDLING OF GOOD AND BAD LOANS THAT THEY KNEW WOULD LEAD TO THIS CATASTROPHIC FINANCIAL COLLAPSE AND THEN A HO&#8211; USE GRABBING FREE FOR ALL FOR THEM OF HOMES THESE FOREIGN MULTINATIONALS DO NOT OWN. </p>
<p>THEY POSED AS AMERICAN INSTITUTIONS TO PULL THIS SCHEME OFF AND HAD INSIDE HELP.</p>
<p> MERS SHOWS THE ARROGANCE OF THIS ROGUE REGIME OF FINANCIAL TERRORISTS.. </p>
<p> THIS IS A DIABOLICAL AND MANICAL PLAN BY THE U.N./NEW WORLD ORDER TO DESTROY NATIONAL SOVEREIGNTY IN THE UNITED STATES AND AROUND THE WORLD. </p>
<p> THEY HAVE ALREADY DONE IT TO GREECE.  THEY OWN GREECE NOW AND THEY ARE NO LONGER A SOVERIEGN NATION BECA&#8211; USE THE ONLY WAY THEY CAN PAY OFF THEIR DEBT TO THIS TYRANNY IS TO BORROW MORE MONEY FROM THEM. </p>
<p> I SAY SCREW THEM.</p>
<p> SCREW RAISING THE DEBT CEILING, DECLARE OUR NATIONAL SOVEREIGNTY FROM THEM BY THROWING THEM OUT OF AMERICA AND TELL THEM WE ARE BROKE, THANKS TO THEM. </p>
<p>  TIME TO SEND THE FEDERAL RESERVE, BEN BERNANKE, GOLDMAN SACHS, TIMOTHY GEITHNER, THE BIG BANKS PACKING. </p>
<p>WE DO NOT NEED ANY MORE CREDIT FROM THEM. </p>
<p>LET THE OLIGARCHY CARDS FALL WHERE THEY MAY. </p>
<p> WE THE PEOPLE CAN NO LONGER TRUST TO DO ANY BUSINESS WITH THEM. </p>
<p> THEY INTENTIONALLY CREATE AND AN UNFAIR AND UNJUST PLAYING FIELD FOR THE PEOPLE. </p>
<p> WE CAN NO LONGER  PAY FOR THEIR WALL STREET CASINO OF FRAUD.  </p>
<p>WALL STREET ONLY MAKES THE PERPS AND THEIR MASTERS FILTHY RICH AND CREATES IMPOVERISHMENT FOR ALL OF THE REST OF THE 99%.  </p>
<p>THEY HAVE NO RESPECT FOR THE AMERICAN PEOPLE, OUR U.S. CONSTITUTION, OUR U.S. BILL OF RIGHTS AND THEY WANT TO PUT AN END TO NATIONAL SOVEREIGNTY IN AMERICA AND AROUND THE WORLD. </p>
<p>DEATH TO THE U.N./NEW WORLD ORDER FASCIST NAZI TYRANNY!!!!!!!!!!</p>
]]></content:encoded>
		
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		<title>
		By: david b.		</title>
		<link>https://4closurefraud.org/2011/06/02/even-after-mortgage-modification-shoddy-bank-practices-hurt-homeowners/#comment-35269</link>

		<dc:creator><![CDATA[david b.]]></dc:creator>
		<pubDate>Thu, 02 Jun 2011 19:40:28 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=25996#comment-35269</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/06/02/even-after-mortgage-modification-shoddy-bank-practices-hurt-homeowners/#comment-35251&quot;&gt;Readdocs&lt;/a&gt;.

ONe of these days, everyone is going to get it. 

CHASE IS DOING WHAT THEY ARE BEING TOLD TO DO BY THE FEDERAL RESERVE AND THE OCC AND THE TRASURY DEPARTMENT.

ANYONE KNOW ABOUT REG 30 OF THE NATIONAL BANKING ACT. LOOK IT UP. ALL OF THIS STUFF COULD BE STOPPED IN A  HEARTBEAT BY THE FEDS.

ANYONE HEARD OF THE NET PRESENT VALUE MODEL -- USED BY ALL BANKS BY ORDER OF THE FEDERAL RESERVE. THE SOFTWARE CAN BE FOUND ON THE INTERNET. IT IS CALLED i THINK INTELLIVALUE.  

ALL BANKS HAVE TO -- USE  IT AS  OF JULY 1, 2011. IF  YOU FLUNK YOU GET FORECLOSED.
THE POINT IS WHEN YOU FILE FOR A MOD. YOU FLUNK. NO ONE WILL PASS.

AND THEY TAKE YOUR PAYMENTS  AND THEN FORECLOSE WHILE CHASE ET AL. ALLEGEDLY LIES TO THE HOMEOWNERS. 

SOME PEOPLE WOULD CALLL THIS A SETUP BUT NO ONE IS GETTING EDUCATED.

THI SIS ALL AGAINST FEDERAL LAW UNDER THE FAIR HOUSING ACT OF 1964 FOR MORTGAGE DISCIMINATION KNOWN AS PREDATORY LENDING PRACTICES AND REVERSE REDLINING.

YOU CAN GET A FREE ATTORNEY TO FIGHT CHASE FROM HUD AND AN ALJ JUDGE AND A CIVIL RIGHTS ATTORNEY ASSIGNED TO  YOUR CASE.

BUT NO  ONE IS FILING COMPLAINTS AND NO ONE SEEMS TO KNOW WHAT IS GOING ON AND/OR GETTING EDUCATED.

THE BOTTOM LINE IS DO NOT APPLY FOR A MODIFICATION.


COMPLAIN TO HUD. 

AND KEEP COMPLAINTING AND COMPLAIN TO  YOUR CONGRESSMAN AND SENATOR AND STATE LEGISLATURE. 

AND HAVE THE NPV MODEL -- USE BANNED FOREVER.

AND SHUT DOWN CHASE JP MORGAN CHASE FOREVER.

WHO NEEDS &#039;EM.

BEST REGARDS
dAVID]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/06/02/even-after-mortgage-modification-shoddy-bank-practices-hurt-homeowners/#comment-35251">Readdocs</a>.</p>
<p>ONe of these days, everyone is going to get it. </p>
<p>CHASE IS DOING WHAT THEY ARE BEING TOLD TO DO BY THE FEDERAL RESERVE AND THE OCC AND THE TRASURY DEPARTMENT.</p>
<p>ANYONE KNOW ABOUT REG 30 OF THE NATIONAL BANKING ACT. LOOK IT UP. ALL OF THIS STUFF COULD BE STOPPED IN A  HEARTBEAT BY THE FEDS.</p>
<p>ANYONE HEARD OF THE NET PRESENT VALUE MODEL &#8212; USED BY ALL BANKS BY ORDER OF THE FEDERAL RESERVE. THE SOFTWARE CAN BE FOUND ON THE INTERNET. IT IS CALLED i THINK INTELLIVALUE.  </p>
<p>ALL BANKS HAVE TO &#8212; USE  IT AS  OF JULY 1, 2011. IF  YOU FLUNK YOU GET FORECLOSED.<br />
THE POINT IS WHEN YOU FILE FOR A MOD. YOU FLUNK. NO ONE WILL PASS.</p>
<p>AND THEY TAKE YOUR PAYMENTS  AND THEN FORECLOSE WHILE CHASE ET AL. ALLEGEDLY LIES TO THE HOMEOWNERS. </p>
<p>SOME PEOPLE WOULD CALLL THIS A SETUP BUT NO ONE IS GETTING EDUCATED.</p>
<p>THI SIS ALL AGAINST FEDERAL LAW UNDER THE FAIR HOUSING ACT OF 1964 FOR MORTGAGE DISCIMINATION KNOWN AS PREDATORY LENDING PRACTICES AND REVERSE REDLINING.</p>
<p>YOU CAN GET A FREE ATTORNEY TO FIGHT CHASE FROM HUD AND AN ALJ JUDGE AND A CIVIL RIGHTS ATTORNEY ASSIGNED TO  YOUR CASE.</p>
<p>BUT NO  ONE IS FILING COMPLAINTS AND NO ONE SEEMS TO KNOW WHAT IS GOING ON AND/OR GETTING EDUCATED.</p>
<p>THE BOTTOM LINE IS DO NOT APPLY FOR A MODIFICATION.</p>
<p>COMPLAIN TO HUD. </p>
<p>AND KEEP COMPLAINTING AND COMPLAIN TO  YOUR CONGRESSMAN AND SENATOR AND STATE LEGISLATURE. </p>
<p>AND HAVE THE NPV MODEL &#8212; USE BANNED FOREVER.</p>
<p>AND SHUT DOWN CHASE JP MORGAN CHASE FOREVER.</p>
<p>WHO NEEDS &#8216;EM.</p>
<p>BEST REGARDS<br />
dAVID</p>
]]></content:encoded>
		
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		<title>
		By: Readdocs		</title>
		<link>https://4closurefraud.org/2011/06/02/even-after-mortgage-modification-shoddy-bank-practices-hurt-homeowners/#comment-35251</link>

		<dc:creator><![CDATA[Readdocs]]></dc:creator>
		<pubDate>Thu, 02 Jun 2011 17:13:33 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=25996#comment-35251</guid>

					<description><![CDATA[Document, document, and document and document some more.  Build as extensive a paper trail as possible.
Be preemptive in preparing a worst case scenario so you&#039;ll be ready if they try to blind side you.
Never, ever, trust anything agreed to even if signed, sealed, and notarized.  Fact check and then verify.
And always check your back trail]]></description>
			<content:encoded><![CDATA[<p>Document, document, and document and document some more.  Build as extensive a paper trail as possible.<br />
Be preemptive in preparing a worst case scenario so you&#8217;ll be ready if they try to blind side you.<br />
Never, ever, trust anything agreed to even if signed, sealed, and notarized.  Fact check and then verify.<br />
And always check your back trail</p>
]]></content:encoded>
		
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