Pamela…..the ‘ disease ‘ of greed works it’s way to the brain….that is why all has failed from the origination on…the confusing areas of fraud were so massive they lost track of the blueprints and had to finish the job the best way they knew how…and that was to continue using fraud. They all fall under the scope of habitual pathological liars…..that is part of the greed… Can’t you see, they don’t know who owns what…..they just think they do….that is the greed SICKNESS……their figures on their sheets are lies…if they are not the lender/ creditor….the figures will be their down fall….it will break the bank. Use DISCOVERY ON EACH AND EVERY DOCUMENT..IF NEEDED, GO TO THE PUBLIC LAW LIBRARY AND LOOK IT UP. IT’S FREE KNOWLEDGE. Subpoena the closing company…the title company for all documents. The creditor is silent…but there are/were 2 sets of documents…this was not told to the borrower…one for borrower and a different set for the creditor….the set for the creditor was not the same figures as in your documents. That is where the bank made the first big profit…lying to the creditor…alot of researching got me alot of info.
But with BofA sending that letter is worth a laugh…these banks will try and get blood out of a turnip.

“Following the mortgage meltdown…” I’m pretty sure we’re still in the middle of it. It isn’t possible for there to be a “following” when we’re still in the midst of it.

Very subtle neurolinguistic programming here.