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	<title>
	Comments on: HAMP &#124; Federal Payments Halted to Bank of America, J.P. Morgan Chase and Wells Fargo for Failing to Meet Basic Program Requirements	</title>
	<atom:link href="https://4closurefraud.org/2011/06/09/hamp-federal-payments-halted-to-bank-of-america-j-p-morgan-chase-and-wells-fargo-for-failing-to-meet-basic-program-requirements/feed/" rel="self" type="application/rss+xml" />
	<link>https://4closurefraud.org/2011/06/09/hamp-federal-payments-halted-to-bank-of-america-j-p-morgan-chase-and-wells-fargo-for-failing-to-meet-basic-program-requirements/</link>
	<description>- Fighting Foreclosure Fraud BY SHARING THE KNOWLEDGE</description>
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		<title>
		By: M Mccloud		</title>
		<link>https://4closurefraud.org/2011/06/09/hamp-federal-payments-halted-to-bank-of-america-j-p-morgan-chase-and-wells-fargo-for-failing-to-meet-basic-program-requirements/#comment-36327</link>

		<dc:creator><![CDATA[M Mccloud]]></dc:creator>
		<pubDate>Mon, 13 Jun 2011 02:44:43 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=26411#comment-36327</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/06/09/hamp-federal-payments-halted-to-bank-of-america-j-p-morgan-chase-and-wells-fargo-for-failing-to-meet-basic-program-requirements/#comment-36034&quot;&gt;CoCo&lt;/a&gt;.

coco
you are absolutely correct.  I plan on asking my &quot;pretender-lender&quot; for all of the money I&#039;ve paid.  5 years of a 8.460%...and 1 year of 7.360% mod.  what a joke. Then  added $20,000. to my loan which puts me &quot;treading water&quot;.
Here in Oregon they just tried to get our legislators to turn their backs on 800 years of property law.

I would love to stay in contact with you, share knowledge...lend and lean support.

I am looking at both options for title to my home.  Quiet and/or clouded.

 Please leave me a message in the private chat...at foreclousre hamlet. My chat is M J McCloud]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/06/09/hamp-federal-payments-halted-to-bank-of-america-j-p-morgan-chase-and-wells-fargo-for-failing-to-meet-basic-program-requirements/#comment-36034">CoCo</a>.</p>
<p>coco<br />
you are absolutely correct.  I plan on asking my &#8220;pretender-lender&#8221; for all of the money I&#8217;ve paid.  5 years of a 8.460%&#8230;and 1 year of 7.360% mod.  what a joke. Then  added $20,000. to my loan which puts me &#8220;treading water&#8221;.<br />
Here in Oregon they just tried to get our legislators to turn their backs on 800 years of property law.</p>
<p>I would love to stay in contact with you, share knowledge&#8230;lend and lean support.</p>
<p>I am looking at both options for title to my home.  Quiet and/or clouded.</p>
<p> Please leave me a message in the private chat&#8230;at foreclousre hamlet. My chat is M J McCloud</p>
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		<title>
		By: l vent		</title>
		<link>https://4closurefraud.org/2011/06/09/hamp-federal-payments-halted-to-bank-of-america-j-p-morgan-chase-and-wells-fargo-for-failing-to-meet-basic-program-requirements/#comment-36113</link>

		<dc:creator><![CDATA[l vent]]></dc:creator>
		<pubDate>Fri, 10 Jun 2011 15:46:50 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=26411#comment-36113</guid>

					<description><![CDATA[I found an interesting coincidence on my mortgage docs last night.  Can a notary from a bank also be an escrowee for a title co.?  Seems unlikely.]]></description>
			<content:encoded><![CDATA[<p>I found an interesting coincidence on my mortgage docs last night.  Can a notary from a bank also be an escrowee for a title co.?  Seems unlikely.</p>
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		<title>
		By: MomSoTiredInManatee		</title>
		<link>https://4closurefraud.org/2011/06/09/hamp-federal-payments-halted-to-bank-of-america-j-p-morgan-chase-and-wells-fargo-for-failing-to-meet-basic-program-requirements/#comment-36061</link>

		<dc:creator><![CDATA[MomSoTiredInManatee]]></dc:creator>
		<pubDate>Thu, 09 Jun 2011 21:15:17 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=26411#comment-36061</guid>

					<description><![CDATA[How do you get the straight story on whether or not your lender participates in HAMP?! I was told both yes and no by the &quot;illigitimate&quot; servicing company and unfortunatly my loan is one of those &quot;magical&quot; lost and/or destroyed then reappearing then sold to 6 skillion other people, backdated, illegally served,etc...loans so no one there can give me a consistant answer neither can HAMP they just refer me back to them...]]></description>
			<content:encoded><![CDATA[<p>How do you get the straight story on whether or not your lender participates in HAMP?! I was told both yes and no by the &#8220;illigitimate&#8221; servicing company and unfortunatly my loan is one of those &#8220;magical&#8221; lost and/or destroyed then reappearing then sold to 6 skillion other people, backdated, illegally served,etc&#8230;loans so no one there can give me a consistant answer neither can HAMP they just refer me back to them&#8230;</p>
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		<title>
		By: CoCo		</title>
		<link>https://4closurefraud.org/2011/06/09/hamp-federal-payments-halted-to-bank-of-america-j-p-morgan-chase-and-wells-fargo-for-failing-to-meet-basic-program-requirements/#comment-36034</link>

		<dc:creator><![CDATA[CoCo]]></dc:creator>
		<pubDate>Thu, 09 Jun 2011 18:52:54 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=26411#comment-36034</guid>

					<description><![CDATA[Remember Bernie Madoff?  All of our attention was diredted to him while the Wall Street gangsters and the Fraudulent banksters worked their own Ponzis Schemes on us.  I will be demanding back the $13,000.00 that I supposedly paid to Bank of New York for a loan mod through the HAMP program.  Turns out they don&#039;t own my loan.  My payments were sent to Wells Fargo.  They don&#039;t own my loan  I paid for eight long months and they kept trying to make me pay until I realized I was being fleeced.  I quit paying.  Haven&#039;t heard a word since 1/10. 
I think that we will all get Quiet Title to our homes and we need to get reimbursed for all of the payments that we sent in to a bogus institution  collecting the money.  IT IS ILLEGAL TO COLLECT MONEY ON COLLATERAL THAT YOU DO NOT OWN.]]></description>
			<content:encoded><![CDATA[<p>Remember Bernie Madoff?  All of our attention was diredted to him while the Wall Street gangsters and the Fraudulent banksters worked their own Ponzis Schemes on us.  I will be demanding back the $13,000.00 that I supposedly paid to Bank of New York for a loan mod through the HAMP program.  Turns out they don&#8217;t own my loan.  My payments were sent to Wells Fargo.  They don&#8217;t own my loan  I paid for eight long months and they kept trying to make me pay until I realized I was being fleeced.  I quit paying.  Haven&#8217;t heard a word since 1/10.<br />
I think that we will all get Quiet Title to our homes and we need to get reimbursed for all of the payments that we sent in to a bogus institution  collecting the money.  IT IS ILLEGAL TO COLLECT MONEY ON COLLATERAL THAT YOU DO NOT OWN.</p>
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		<title>
		By: Charise		</title>
		<link>https://4closurefraud.org/2011/06/09/hamp-federal-payments-halted-to-bank-of-america-j-p-morgan-chase-and-wells-fargo-for-failing-to-meet-basic-program-requirements/#comment-36021</link>

		<dc:creator><![CDATA[Charise]]></dc:creator>
		<pubDate>Thu, 09 Jun 2011 16:45:32 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=26411#comment-36021</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/06/09/hamp-federal-payments-halted-to-bank-of-america-j-p-morgan-chase-and-wells-fargo-for-failing-to-meet-basic-program-requirements/#comment-36001&quot;&gt;joe parisi&lt;/a&gt;.

The illusion that one has to have lots of money to run a campaign is a huge smoke screen. In reality all that money pays for is TV AD TIME and the spinmasters that create the ads!
The first person to run without TV as will be ahead of the game and can win based on reality.
The first thing they tell anybody wanting to run is that you will spend most of your time raising money for ads! Even after you win the office you hit the ground running for more money for your next campaign!
The next thing they tell you is that you can&#039;t run without spending millions in campaign ads and that&#039;s why it&#039;s so hard for good people to run for office.
Which means that from day one the politician is out there looking for money, selling his soul to the highest bidder! His entire political life becomes an endless search for more money!
The questions becomes why do we accept things that are clearly unacceptable and detrimental to us all?
There was a time when this wasn&#039;t true, since it is true then we need to change the page and the way elections are run!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/06/09/hamp-federal-payments-halted-to-bank-of-america-j-p-morgan-chase-and-wells-fargo-for-failing-to-meet-basic-program-requirements/#comment-36001">joe parisi</a>.</p>
<p>The illusion that one has to have lots of money to run a campaign is a huge smoke screen. In reality all that money pays for is TV AD TIME and the spinmasters that create the ads!<br />
The first person to run without TV as will be ahead of the game and can win based on reality.<br />
The first thing they tell anybody wanting to run is that you will spend most of your time raising money for ads! Even after you win the office you hit the ground running for more money for your next campaign!<br />
The next thing they tell you is that you can&#8217;t run without spending millions in campaign ads and that&#8217;s why it&#8217;s so hard for good people to run for office.<br />
Which means that from day one the politician is out there looking for money, selling his soul to the highest bidder! His entire political life becomes an endless search for more money!<br />
The questions becomes why do we accept things that are clearly unacceptable and detrimental to us all?<br />
There was a time when this wasn&#8217;t true, since it is true then we need to change the page and the way elections are run!</p>
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		<title>
		By: diane defazio		</title>
		<link>https://4closurefraud.org/2011/06/09/hamp-federal-payments-halted-to-bank-of-america-j-p-morgan-chase-and-wells-fargo-for-failing-to-meet-basic-program-requirements/#comment-36018</link>

		<dc:creator><![CDATA[diane defazio]]></dc:creator>
		<pubDate>Thu, 09 Jun 2011 16:23:23 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=26411#comment-36018</guid>

					<description><![CDATA[The HAMP...don&#039;t get me started.  The HAMP, may have been well-intentioned, (but more likely than not it was PR), was little more than an opportunity for loan modification companies to expand their services, advertise using the HAMP as incentive and ultimately look more legit and pass themselves off as non-profit facilitators of HAMP.
Since HUD did not provide enough well-trained representatives to assist homeowners, unfortunately the creation of HAMP became a net to snare the desperate homeowners toward many fraudulent modification companies. What a coup for home mod companies and banks. While home mod companies kept their desperate clients occupied with modification and uninformed many banks were able to proceed with foreclosure. Think they are working together? Banks and Loan Modification Companies...hmmm...now that&#039;s a partnership created in hell.

I just took a break from my attempted pro-se work (no retainer, no attorney; no legal aid due to budget cuts) to fight an eviction that was initiated after a foreclosure sale that I thought was delayed during negotiations with my loan modification company, US Mitigation Services, aka Alliance (and other aka&#039;s) run by Peter A. Mills(google it).  They have original documents that  they were supposed to photostat and return, and $700 that was actually paid after the sale of my property! 

Well, back to the drawing board.  I plan to use MERS to defend my eviction and possibly go forward with a charge of slanderous title, etc.  So many authorities to contact, so little time. Good Luck to all the others out there being scammed and robbed by big business.]]></description>
			<content:encoded><![CDATA[<p>The HAMP&#8230;don&#8217;t get me started.  The HAMP, may have been well-intentioned, (but more likely than not it was PR), was little more than an opportunity for loan modification companies to expand their services, advertise using the HAMP as incentive and ultimately look more legit and pass themselves off as non-profit facilitators of HAMP.<br />
Since HUD did not provide enough well-trained representatives to assist homeowners, unfortunately the creation of HAMP became a net to snare the desperate homeowners toward many fraudulent modification companies. What a coup for home mod companies and banks. While home mod companies kept their desperate clients occupied with modification and uninformed many banks were able to proceed with foreclosure. Think they are working together? Banks and Loan Modification Companies&#8230;hmmm&#8230;now that&#8217;s a partnership created in hell.</p>
<p>I just took a break from my attempted pro-se work (no retainer, no attorney; no legal aid due to budget cuts) to fight an eviction that was initiated after a foreclosure sale that I thought was delayed during negotiations with my loan modification company, US Mitigation Services, aka Alliance (and other aka&#8217;s) run by Peter A. Mills(google it).  They have original documents that  they were supposed to photostat and return, and $700 that was actually paid after the sale of my property! </p>
<p>Well, back to the drawing board.  I plan to use MERS to defend my eviction and possibly go forward with a charge of slanderous title, etc.  So many authorities to contact, so little time. Good Luck to all the others out there being scammed and robbed by big business.</p>
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		<title>
		By: SNOWSTORM A.K.A. Susan M. DeSimone		</title>
		<link>https://4closurefraud.org/2011/06/09/hamp-federal-payments-halted-to-bank-of-america-j-p-morgan-chase-and-wells-fargo-for-failing-to-meet-basic-program-requirements/#comment-36017</link>

		<dc:creator><![CDATA[SNOWSTORM A.K.A. Susan M. DeSimone]]></dc:creator>
		<pubDate>Thu, 09 Jun 2011 16:20:32 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=26411#comment-36017</guid>

					<description><![CDATA[Good news!  Keep spreading the word. EDUCATION IS POWER! We are getting our points out there.]]></description>
			<content:encoded><![CDATA[<p>Good news!  Keep spreading the word. EDUCATION IS POWER! We are getting our points out there.</p>
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		<title>
		By: l vent		</title>
		<link>https://4closurefraud.org/2011/06/09/hamp-federal-payments-halted-to-bank-of-america-j-p-morgan-chase-and-wells-fargo-for-failing-to-meet-basic-program-requirements/#comment-36015</link>

		<dc:creator><![CDATA[l vent]]></dc:creator>
		<pubDate>Thu, 09 Jun 2011 16:09:57 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=26411#comment-36015</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/06/09/hamp-federal-payments-halted-to-bank-of-america-j-p-morgan-chase-and-wells-fargo-for-failing-to-meet-basic-program-requirements/#comment-36000&quot;&gt;debi J&lt;/a&gt;.

That&#039;s right Debi.  Our homes are paid for free and clear because of their Ponzi Scheme.  Loan mods are just more fraud to cover up all of the massive an pernicious fraud throughout the entire loans.  That is the reason why we have Foreclosuregate.  The dirty little secret is, we do not owe anybody any money.  They made hundreds of trilions using all of us as the collateral in their Ponzi Scheme. Wall Street has a gambling problem ..Their greedy filthy rich owners want us to pay for all of the bad risk their perps took with our homes .Screw alll of  these greedy bastards, it was all intentional.  Too bad the perps did not secure their collateral lien. The owners never wanted us to own our homes, and never wanted the gravy train to stop.PURE GREED. Too bad, they made way too much money already off of this PONZI SCHEME SWINDLE AND HEIST  and now OUR homes are paid for because of it, THANK YOU VERY MUCH..]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/06/09/hamp-federal-payments-halted-to-bank-of-america-j-p-morgan-chase-and-wells-fargo-for-failing-to-meet-basic-program-requirements/#comment-36000">debi J</a>.</p>
<p>That&#8217;s right Debi.  Our homes are paid for free and clear because of their Ponzi Scheme.  Loan mods are just more fraud to cover up all of the massive an pernicious fraud throughout the entire loans.  That is the reason why we have Foreclosuregate.  The dirty little secret is, we do not owe anybody any money.  They made hundreds of trilions using all of us as the collateral in their Ponzi Scheme. Wall Street has a gambling problem ..Their greedy filthy rich owners want us to pay for all of the bad risk their perps took with our homes .Screw alll of  these greedy bastards, it was all intentional.  Too bad the perps did not secure their collateral lien. The owners never wanted us to own our homes, and never wanted the gravy train to stop.PURE GREED. Too bad, they made way too much money already off of this PONZI SCHEME SWINDLE AND HEIST  and now OUR homes are paid for because of it, THANK YOU VERY MUCH..</p>
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		<title>
		By: Pamela		</title>
		<link>https://4closurefraud.org/2011/06/09/hamp-federal-payments-halted-to-bank-of-america-j-p-morgan-chase-and-wells-fargo-for-failing-to-meet-basic-program-requirements/#comment-36010</link>

		<dc:creator><![CDATA[Pamela]]></dc:creator>
		<pubDate>Thu, 09 Jun 2011 15:35:40 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=26411#comment-36010</guid>

					<description><![CDATA[The banks are not meeting the basic requirement..........The banks.......Really????Are we sure that we have the correct info?Hard to visulize these paragons of virtue and society not doing something by the books.........not!!!!Whatever they&#039;ve been at this for friggen centurys an now all of a sudden they notice that the basics are not being done and then act like they just now notice it.The banks .......REALLY?]]></description>
			<content:encoded><![CDATA[<p>The banks are not meeting the basic requirement&#8230;&#8230;&#8230;.The banks&#8230;&#8230;.Really????Are we sure that we have the correct info?Hard to visulize these paragons of virtue and society not doing something by the books&#8230;&#8230;&#8230;not!!!!Whatever they&#8217;ve been at this for friggen centurys an now all of a sudden they notice that the basics are not being done and then act like they just now notice it.The banks &#8230;&#8230;.REALLY?</p>
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		<title>
		By: Cindy		</title>
		<link>https://4closurefraud.org/2011/06/09/hamp-federal-payments-halted-to-bank-of-america-j-p-morgan-chase-and-wells-fargo-for-failing-to-meet-basic-program-requirements/#comment-36008</link>

		<dc:creator><![CDATA[Cindy]]></dc:creator>
		<pubDate>Thu, 09 Jun 2011 15:29:47 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=26411#comment-36008</guid>

					<description><![CDATA[Exactly, Debi. 

Smoke and mirrors. Where are the handcuffs?]]></description>
			<content:encoded><![CDATA[<p>Exactly, Debi. </p>
<p>Smoke and mirrors. Where are the handcuffs?</p>
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