Have been paying cash since ’86 (aft divorce – cut up cc’s aft 2 1/2 yrs paying off all accts on a $5/hr clerical salary.) Sure it’s been tough, esp when the van needs work & not enough to cover it, but I just save, save, save, etc. At least everything I own is paid for. The only downside is trying to rent a car if I travel (most rental co’s don’t take debit-type cards) and the fact that if someone does get hold of my debt passwd my chkg acct is toast. Otherwise, I don’t miss them at all. Our earth can’t sustain unbridled consumerism in any event – it’s like a cancer…it keeps growing until it destroys its host…and ultimately, itself. Buy less, spend less, save more (use credit unions). Old fashioned? You bet – and that’s exactly more of what we need right now. It’s the best way, short of actual jail time, I can think of to tell the banksters & corp amerika to go f**k themselves.
I see Walmart is bringing back ‘layaway’…remember that? All stores should offer that as another option.
As far as anyone going to jail, good luck w/ that – look who basically put the present & prev admin in the WH.! Unless we ALL take to the streets I don’t see that happening. Most of us (self incl) are too busy trying to stay alive working (those of us blessed to still have jobs…)
Just found out my ’08 mod from Ocwen has MERS all over it and likely robo-signed to boot. Sent out last week to an atty to check over. No word yet. Sent complaint/ inquiry to IL AG – got polite acknowledgment but no other word yet.

Appeal Appeal Appeal!!!!!!!! Google Professor William K. Black. Did you know he was asked by the White House what his opinions were and then never heard from them again. He is a law and economics, he also helped put over 1,000 Banksters in jail over the last savings and loan debacle. There are many videos and articles on this website. Iam so sick of this deadbeat shit, if one person says it to me or around me I just might go insane and kick the shit out of them. We bought our house through the VA with 50k down! I’m sure you can find templates to work with just keep coming back to this site. Good Lucl, my prayers are with you any all who are enduring ponzi scheme. I for one will not be voting for anyone who does not address this situation and give the people back what they deserve and more. And shame on the lawyers who are charging so much $ up front, shame, shame, shame!!!!

roy blake: Read the post at right under the heading Foreclosure Fraud Resources: ” I am an attorney so I decided to sue my lender” this post explains why the UCC Code is a homeowners’s best friend……

Go to the .gov website for your state and find the statute for disputing the debt. You might find it under The Fair Debt Collection Pratices Act.

In most states you have 30 days to dispute the debt. I wrote similar letters for my state; I can give you one that is editable in Word or Open Office. You plug in your own info in the highlighted areas, (delete the copy that’s already there) print and mail. Be sure to mail it certified, return receipt requested and record the date that they received it. Your receipt has a number to track when it was delivered.

I always keep file copies and staple the receipt to it. I’ve had to introduce these in court. I don’t think you need a paralegal. email if you want to use the one I used. (jamaclaypod@yahoo.com)

I certainly share your pain. I envision bombs dropping on the banks in a little mental game I play called “bowling for bankers.” In my mind I can see screaming, crying bankers running with their Armani suits ablaze. They cry they’re sorry they f****ed with us. Fun, watching them beg for a change.
I think somebody should develop this into a video game, so we can really enjoy ourselves.

BTW, you can add some profanity to the template if you like!

I am so sick of these troll NWO bank bitches lying. The truth is out. Nobody believes you. It is too late.

BANK OF AMERICA IS A FOREIGN OWNED AND OPERATED MULTINATIONAL BANK, A/K/A BANK OF ITALY…CHASE IS ALSO A FOREIGN OWNED MULTINATIONAL.. CNBC SAID THE BANKS SHOULD NOW BE GSE’s BECA– USE OF THE BAILOUTS. WE DON’T NEED ANYMORE FOREIGN OWNED AND OPERATED GSE’S THAT ARE PRIVATELY OWNED BUT PRETEND THEY ARE GOVERNMENT OWNED OR INSTITUTIONS POSING AS AMERICAN INSTITUTIONS. THAT IS WHAT GOT US ALL INTO THIS MESS IN THE FIRST PLACE. WE WERE ALL TOO TRUSTING. NO PRIVATELY OWNED ENTERPRISE SHOULD EVER BE ALSO GOVERNMENT OWNED. THAT IS AN UNCONSTITUTIONAL AND ILLEGAL CONFLICT OF INTEREST AND THE AMERICAN PEOPLE SHOULD HAVE NEVER BEEN FORCED TO BAIL THOSE FOREIGNERS OUT. WE BAILED OUT THE NEW WORLD ORDER, OUR ENEMY. THE HATERS OF OUR FREEDOM AND OUR NATIONAL SOVEREIGNTY. WE BAILED THEM OUT AFTER THEY SET US UP TO FAIL, ROBBED US BLIND IN THEIR MORTGAGE FRAUD PONZI SCHEME THEY HANDED US THE BILL FOR OUR OWN ROBBERY. WHERE IS THE OUTRAGE AMERICA!!!!,STOP PAYING THE FOREIGN TYRANNY WHO ROBBED YOU OF EVERYTHING AND THEY STILL ARE.

Looks like the trolls have rolled in again.

These moron banksters are plain desperate. They don’t want to pay for their MORTGAGE FRAUD PONZI SCHEME out of the money they have stolen from us and they hid overseas so they are continuing to rob the people because their books are cooked, there is nothing in the vault but cocaine and cobwebs and they are insolvent. When they ever realize WE THE PEOPLE refuse to pay for our own robbery anymore the beast will die.. The fake mortgage debt they created is unsustainable. I would sue all of the bastards involved. .