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	Comments on: Adverse Possession &#124; Texas Man Files $16 Document With Courthouse, Moves Into $330,000 Foreclosed Home, Cops to Neighbors &#8211; It&#8217;s a Civil Matter	</title>
	<atom:link href="https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/feed/" rel="self" type="application/rss+xml" />
	<link>https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/</link>
	<description>- Fighting Foreclosure Fraud BY SHARING THE KNOWLEDGE</description>
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		<title>
		By: Rita Cheche		</title>
		<link>https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/#comment-122901</link>

		<dc:creator><![CDATA[Rita Cheche]]></dc:creator>
		<pubDate>Mon, 10 Oct 2011 16:23:26 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=28109#comment-122901</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/#comment-43422&quot;&gt;Rita Cheche&lt;/a&gt;.

Noneya,
Thank you for the heads up!!!  I have been contacted by Kelton&#039;s people, but have not given up any cash.  If you would please be so kind and provide me with more information...  My phone no. is (757)427-0075.  

Anyone who might need help, please feel free to call me, I am not an attorney, I am a pissed off homeowner, tied of the bullshit propaganda, &quot;Deadbeat Homeowners are to blame, blah blah!!!  I have a lawsuit against Wachovia, not because they tried to foreclose, or foreclosed, etc. I&#039;m suing because they have VIOLATED MY RIGHTS!  I will NEVER STOP FIGHTING.  I]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/#comment-43422">Rita Cheche</a>.</p>
<p>Noneya,<br />
Thank you for the heads up!!!  I have been contacted by Kelton&#8217;s people, but have not given up any cash.  If you would please be so kind and provide me with more information&#8230;  My phone no. is (757)427-0075.  </p>
<p>Anyone who might need help, please feel free to call me, I am not an attorney, I am a pissed off homeowner, tied of the bullshit propaganda, &#8220;Deadbeat Homeowners are to blame, blah blah!!!  I have a lawsuit against Wachovia, not because they tried to foreclose, or foreclosed, etc. I&#8217;m suing because they have VIOLATED MY RIGHTS!  I will NEVER STOP FIGHTING.  I</p>
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		<title>
		By: Noneya		</title>
		<link>https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/#comment-51521</link>

		<dc:creator><![CDATA[Noneya]]></dc:creator>
		<pubDate>Fri, 05 Aug 2011 07:11:20 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=28109#comment-51521</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/#comment-43422&quot;&gt;Rita Cheche&lt;/a&gt;.

I hate to say this Rita but Kelton is no hero, he is a con artist just like the banks. If you are using docs that you obtained from him you have docs that are worthless and may get you sanctioned.  How much did you pay to go through his process. WARNING that Qualified Written Request is bogus if you got if from Kelton not to mention it does not met the requirements by law to be called a QWR.  God knows how many people he has ripped off. He has taken thousands of $$ from hundreds of people with no remedy.  There is no remedy in what Randy Kelton has to offer.  All he can do buy you some time in your house before you have to move.  What remedy is that?   I should know I lost a lot of $$$ and more because of him.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/#comment-43422">Rita Cheche</a>.</p>
<p>I hate to say this Rita but Kelton is no hero, he is a con artist just like the banks. If you are using docs that you obtained from him you have docs that are worthless and may get you sanctioned.  How much did you pay to go through his process. WARNING that Qualified Written Request is bogus if you got if from Kelton not to mention it does not met the requirements by law to be called a QWR.  God knows how many people he has ripped off. He has taken thousands of $$ from hundreds of people with no remedy.  There is no remedy in what Randy Kelton has to offer.  All he can do buy you some time in your house before you have to move.  What remedy is that?   I should know I lost a lot of $$$ and more because of him.</p>
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		<title>
		By: Steve		</title>
		<link>https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/#comment-51171</link>

		<dc:creator><![CDATA[Steve]]></dc:creator>
		<pubDate>Thu, 04 Aug 2011 20:47:16 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=28109#comment-51171</guid>

					<description><![CDATA[Flower Mound, Texas’s own Kenneth Robinson adverse possession class coming soon!!!

https://www.flowermoundtxofficial.com/23.htm

alt site:
http://www.adversepossession.com/?hop=flowerm]]></description>
			<content:encoded><![CDATA[<p>Flower Mound, Texas’s own Kenneth Robinson adverse possession class coming soon!!!</p>
<p><a href="https://www.flowermoundtxofficial.com/23.htm" rel="nofollow ugc">https://www.flowermoundtxofficial.com/23.htm</a></p>
<p>alt site:<br />
<a href="http://www.adversepossession.com/?hop=flowerm" rel="nofollow ugc">http://www.adversepossession.com/?hop=flowerm</a></p>
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		<title>
		By: housemanrob		</title>
		<link>https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/#comment-48614</link>

		<dc:creator><![CDATA[housemanrob]]></dc:creator>
		<pubDate>Mon, 01 Aug 2011 00:22:02 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=28109#comment-48614</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/#comment-48495&quot;&gt;you&lt;/a&gt;.

Hey you, You are a load your MOTHER SHOULD HAVE SWALLOWED!!!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/#comment-48495">you</a>.</p>
<p>Hey you, You are a load your MOTHER SHOULD HAVE SWALLOWED!!!</p>
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		<title>
		By: lies is all they tell		</title>
		<link>https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/#comment-48602</link>

		<dc:creator><![CDATA[lies is all they tell]]></dc:creator>
		<pubDate>Sun, 31 Jul 2011 23:53:26 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=28109#comment-48602</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/#comment-48495&quot;&gt;you&lt;/a&gt;.

ohhhnasty nasty   must have been told by your boss to trash us on here.  well i am going to give you  the info you can take with you ass hole. i am going to go backward. the economy tanked especially in florida there are no jobs.  if you lose your job  can not find another one what bills do you pay 1st.  please answer that question.  so you call the bank and ask for help and you sign a forebearance then apply for a mod after finding a job  and you are denied a hamp but given a hire inhouse   you know is to much but afraid of losing the home you sign  after months of being strung along losing  paper work and moving files.  then shit hits the fan after never missing a payment and th ebank tells you not to pay because to apply for hamp you have to &quot;BE&quot; in eminent default.  so you go against your grain and dont pay.  (now we all find out the bank lied and one had to have eminent default in the future to apply)    we apply fo rthe hamp at 3 months out they move the file and losoe paper work and wa la you are in foreclosure.  at risk of losing your  home.  but lets go back the bills.  so the economy is tanked jobs are hard to find i only can  pay essentials.  food, gas, electric, phone, car.   so the next time you tell us to pay our bills think about the fraud that is being committed by you rfriendly neighborhood wells fargo, chase and bank of  america.  staeling peoples homes they do not own.   so fooooook ya and the horse you road  in on]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/#comment-48495">you</a>.</p>
<p>ohhhnasty nasty   must have been told by your boss to trash us on here.  well i am going to give you  the info you can take with you ass hole. i am going to go backward. the economy tanked especially in florida there are no jobs.  if you lose your job  can not find another one what bills do you pay 1st.  please answer that question.  so you call the bank and ask for help and you sign a forebearance then apply for a mod after finding a job  and you are denied a hamp but given a hire inhouse   you know is to much but afraid of losing the home you sign  after months of being strung along losing  paper work and moving files.  then shit hits the fan after never missing a payment and th ebank tells you not to pay because to apply for hamp you have to &#8220;BE&#8221; in eminent default.  so you go against your grain and dont pay.  (now we all find out the bank lied and one had to have eminent default in the future to apply)    we apply fo rthe hamp at 3 months out they move the file and losoe paper work and wa la you are in foreclosure.  at risk of losing your  home.  but lets go back the bills.  so the economy is tanked jobs are hard to find i only can  pay essentials.  food, gas, electric, phone, car.   so the next time you tell us to pay our bills think about the fraud that is being committed by you rfriendly neighborhood wells fargo, chase and bank of  america.  staeling peoples homes they do not own.   so fooooook ya and the horse you road  in on</p>
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		<title>
		By: lvent		</title>
		<link>https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/#comment-48515</link>

		<dc:creator><![CDATA[lvent]]></dc:creator>
		<pubDate>Sun, 31 Jul 2011 19:47:08 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=28109#comment-48515</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/#comment-48495&quot;&gt;you&lt;/a&gt;.

FUCK YOU, BANK TROLL, TELL THE CROOKS ON WALL STREET AND AT THE FEDERAL RESERVE WHO ROBBED US TO GIVE BACK ALL OF THEIR ILL GOTTEN GAINS THEY STOLE FROM WE THE PEOPLE, IN THE BIGGEST MORTGAGE FRAUD, COLLEGE LOAN FRAUD, CAR LOAN FRAUD PONZI SCHEME SWINDLE AND HEIST IN HISTORY........AND IF YOU ARE JUST THIS DUMB, WHICH I DOUBT, WATCH INSIDE JOB.......]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/#comment-48495">you</a>.</p>
<p>FUCK YOU, BANK TROLL, TELL THE CROOKS ON WALL STREET AND AT THE FEDERAL RESERVE WHO ROBBED US TO GIVE BACK ALL OF THEIR ILL GOTTEN GAINS THEY STOLE FROM WE THE PEOPLE, IN THE BIGGEST MORTGAGE FRAUD, COLLEGE LOAN FRAUD, CAR LOAN FRAUD PONZI SCHEME SWINDLE AND HEIST IN HISTORY&#8230;&#8230;..AND IF YOU ARE JUST THIS DUMB, WHICH I DOUBT, WATCH INSIDE JOB&#8230;&#8230;.</p>
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		<title>
		By: you		</title>
		<link>https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/#comment-48495</link>

		<dc:creator><![CDATA[you]]></dc:creator>
		<pubDate>Sun, 31 Jul 2011 18:49:46 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=28109#comment-48495</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/#comment-42452&quot;&gt;Disgusted in VA&lt;/a&gt;.

pay your fuckin bills]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/#comment-42452">Disgusted in VA</a>.</p>
<p>pay your fuckin bills</p>
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		<title>
		By: Rita Cheche		</title>
		<link>https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/#comment-43422</link>

		<dc:creator><![CDATA[Rita Cheche]]></dc:creator>
		<pubDate>Sat, 23 Jul 2011 11:17:57 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=28109#comment-43422</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/#comment-42452&quot;&gt;Disgusted in VA&lt;/a&gt;.

I&#039;m the comment right below you...I live in Virginia also.  I do not have EMC MORTGAGE, I&#039;ve got Wachovia/Wells Fargo.  I am the plaintiff in Virginia suing Wachovia.  I have a Trial Date of Oct. 18, 2011.

I found a case that I had printed out 8/23/2009, Stark vs. EMC Mortgage Corporation, United States Court of Appeals FOR THE EIGHTH CIRCUIT, NO. 03-2366.  I was @ http://mortgage-home-bank-fraud.com/legal/stark_v_EMC_webpage.htm.  This might give you some insight &#038; ideas.  Highlight &quot;your&quot; same information, go to other cases, pick out of each, the &quot;same&quot; that has/is happening to you, there&#039;s your case.  If you can&#039;t afford an attorney, go to the Federal Court House, pay $375.00, I think, sue them yourself, you have nothing more to loss &#038; everything to gain!  I&#039;m no lawyer, but I will help if I can.  (I can email you that EMC case, if you can not find it.  call me 757-427-0075 or email rcheche1@cox.net, I don&#039;t check emails everyday)

I had a great day yesterday, being my deposition, for me to question Wachovia, and they have nothing to say...no defense for all the wrong doing, they did not even try to make excuses, well, I take that back, they could not push it, because I have proof, which they had to read out loud for the court reporter!  And it seems my attorney is giving me a fighting chance.  

We are in a non-judicial state, as you wrote in your comment, put a Mechanic&#039;s Lien on your home.  I explained what, why &#038; how to my friend in MD.  I just cut &#038; pasted for you.  Please feel free to call me directly, Rita Cheche 757-427-0075.  My email is rcheche1@cox.net, but I do not check it everyday...I have a Great Qualified Written Request, that will keep them busy &#038; off your ass.  Contact me &#038; I will email it to you.  It&#039;s 6 pages of information that they MUST PROVIDE YOU, IF YOU REQUEST IT.  If they miss something, or you do not agree with their info. or you want them to prove something they have written, etc. wait till they send you your next foreclosure notice.  The notice should always state the fact you have the right to dispute, in writing, It gives you thirty (30) days to send &quot;them&quot; your written dispute.  When they receive your dispute, your qualified written request,  they have to STOP the foreclosure process, send you, in writing, that they received you request and state, they have 60 days to return their findings.   They can then, only after addressing your dispute, start the foreclosure process again.  Me &#038; my servicer&#039;s routine, because I did not let them off my &quot;Merry-Go-Round&quot;, they became very efficient, with the turn around time being within a couple weeks, instead of the 2 to 4 months, when I started 2 (two) years earlier.  
if you have time, GO TO YouTube, (sign up, if you are not already) type in Randy Kelton: The Lies &#038; the Fraud of the Mortgage Companies – Alex Jones 1/3-3/3.  In your case, look into obtaining a “Quiet Title”, after you have completed your property Title Search to find out the “Chain of Title” (thru your city Real Estate Records Office @ the courthouse).  Call if you cannot find it online, the clerk at the records office will walk you thru step by step while you type it into your computer, not letting them off the phone until you have the list of Your Property.  

RANDY KELTON IS MY HERO!!!  He has JUDGES thrown in jail!  What I do is watch (listen) to each video, hitting each video  x watch later(trying to keep in order 1/6,2/6,3/6 etc. but not terribly important to keep in order, you can always go back)  and while I’m working on my court case(s), or doing the dishes, I listen as they play one right after another.  (You have to be a signed in member of YouTube to get them to store &#038; play one right after the other.)

EXCELLENT INFORMATION TO KNOW, to get there directly, Type In on YouTube: CHAIN OF TITLE; FORECLOSURE FRAUD, BANK MORTGAGE FRAUD, Congressman Alan Grayson, MERS;  MORTGAGE FRAUD;  Produce the NOTE;  QUIET TITLE;  TITLE SEARCH;  PRO SAY;  CLOUDED TITLE…   

If you have done, or paid to have any work on your house, yard, fence, numbers on your mailbox, whatever has been repaired, improved, remodeled or additions, whatever you can prove was done after You purchased.  Write yourself a statement (invoice) for all materials and labor, if you performed the work; pay yourself the same as said tradesman.  If you are not sure what a painter, landscaper, etc. makes call a local “painter” ask what the cost is to prep, prime &#038; 2 coat a 12x14x8 furnished room… Call a home depot, give them the list, ask them to work up an estimate…Go online with the same city court webpage as above, find “documents”, find “Mechanic’s Lien” fill it out, print it out, there is no law that says YOU can not put a lien for your work against your property (print out a couple extra copies incase a mistake is made) charge an interest rate, 8% is fair, starting the day you completed your latest project.  You will go to the (Above) Real Estate Records Office, pay approx. $45.00 to record the Mechanic’s Lien, my  records office has notaries that will do the notary for free, and they can not “Advise You” but the will help you fill out, check to make sure you filled out properly (that’s why I bring blank copies).  THAT’S IT. 
 If nothing else, it will give you your day in court when the lender commits foreclosure fraud, fraudulently evicting you and wants to try to get a clear title of your property without paying anything, like they did in the first place.  They will auction your home, even though they can not produce the note, because they DO NOT HAVE THE ORIGINAL NOTE, AND HAVE FIRST HAND KNOWLEDGE OF YOUR TRANSACTION (like someone trying to sell you stolen items, it has to be the person who knows how they received your note).  They MUST HAVE the original note, (your original promissory note is the same class of &quot;instument&quot; and CAN NOT be copied, counterfieted.  Just as &quot;money&quot; being the same &quot;reserve instrument&quot;, a $100 dollar bill must be an original, it can not be copied, and used at Sears to buy a vacuum, a copy is counterfiet, you &#038; I would GO TO JAIL tring to use a copy of a bill.   Not the good ol&#039; boys club, they, including the corrupt  judges, attorneys, and government officials, and law enforcement agencies, we&#039;ve paid to protect us, left us be treated as door mats, after they rifle thru our pockets for the last dime in our pocket, as we sit at the curb with no home, no money, no job, ruining our credit so we can not even get a job at 7-11 or Walmart, they check your credit!
They have forced us pay trillions of dollars to our theives, paying them for the crimes committed, and still committing against us, the law abiding, hard working, money making citizens.)

 My loan is for $688,500.00, my mechanic’s lien is $774,000.00!  ALL LIENS HAVE TO BE PAID IN FULL BEFORE THE PROPERTY CAN BE SOLD…WHY SHOULD THE BANK BENEFIT FOR ALL YOUR HARD WORK &#038; ADDITIONAL EXPENSES. If you furnished and installed a porch light at “Mr. Jones”, you are entitled to BE PAID!!!  

If they fraudulently foreclose on you, THEY HAVE TO SATISFY ALL LIENS.  They Must have a “CLEAR TITLE” to sell the property.  You at least wall away with a pocket full of cash!!!  Or, if you decide to refinance or sell, IT IS COMPLETELY YOUR DECISION, WHEN TO GO TO THE RECORDS OFFICE AND INFORM THEM THE LIEN IS SATISFIED.

If you go to the different websites like STOPFORECLOSUREFRAUD.com, and sign up, they will email the latest information, like court cases etc. to keep you up to date daily, weekly or monthly.  I have MANY of these websites, and will email them as I get them.  

Call if you need anything, 757-427-0075, my email is rcheche1@cox.net   Please feel free to pass on my contact information.

Rita Cheche]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/#comment-42452">Disgusted in VA</a>.</p>
<p>I&#8217;m the comment right below you&#8230;I live in Virginia also.  I do not have EMC MORTGAGE, I&#8217;ve got Wachovia/Wells Fargo.  I am the plaintiff in Virginia suing Wachovia.  I have a Trial Date of Oct. 18, 2011.</p>
<p>I found a case that I had printed out 8/23/2009, Stark vs. EMC Mortgage Corporation, United States Court of Appeals FOR THE EIGHTH CIRCUIT, NO. 03-2366.  I was @ <a href="http://mortgage-home-bank-fraud.com/legal/stark_v_EMC_webpage.htm" rel="nofollow ugc">http://mortgage-home-bank-fraud.com/legal/stark_v_EMC_webpage.htm</a>.  This might give you some insight &amp; ideas.  Highlight &#8220;your&#8221; same information, go to other cases, pick out of each, the &#8220;same&#8221; that has/is happening to you, there&#8217;s your case.  If you can&#8217;t afford an attorney, go to the Federal Court House, pay $375.00, I think, sue them yourself, you have nothing more to loss &amp; everything to gain!  I&#8217;m no lawyer, but I will help if I can.  (I can email you that EMC case, if you can not find it.  call me 757-427-0075 or email <a href="mailto:rcheche1@cox.net">rcheche1@cox.net</a>, I don&#8217;t check emails everyday)</p>
<p>I had a great day yesterday, being my deposition, for me to question Wachovia, and they have nothing to say&#8230;no defense for all the wrong doing, they did not even try to make excuses, well, I take that back, they could not push it, because I have proof, which they had to read out loud for the court reporter!  And it seems my attorney is giving me a fighting chance.  </p>
<p>We are in a non-judicial state, as you wrote in your comment, put a Mechanic&#8217;s Lien on your home.  I explained what, why &amp; how to my friend in MD.  I just cut &amp; pasted for you.  Please feel free to call me directly, Rita Cheche 757-427-0075.  My email is <a href="mailto:rcheche1@cox.net">rcheche1@cox.net</a>, but I do not check it everyday&#8230;I have a Great Qualified Written Request, that will keep them busy &amp; off your ass.  Contact me &amp; I will email it to you.  It&#8217;s 6 pages of information that they MUST PROVIDE YOU, IF YOU REQUEST IT.  If they miss something, or you do not agree with their info. or you want them to prove something they have written, etc. wait till they send you your next foreclosure notice.  The notice should always state the fact you have the right to dispute, in writing, It gives you thirty (30) days to send &#8220;them&#8221; your written dispute.  When they receive your dispute, your qualified written request,  they have to STOP the foreclosure process, send you, in writing, that they received you request and state, they have 60 days to return their findings.   They can then, only after addressing your dispute, start the foreclosure process again.  Me &amp; my servicer&#8217;s routine, because I did not let them off my &#8220;Merry-Go-Round&#8221;, they became very efficient, with the turn around time being within a couple weeks, instead of the 2 to 4 months, when I started 2 (two) years earlier.<br />
if you have time, GO TO YouTube, (sign up, if you are not already) type in Randy Kelton: The Lies &amp; the Fraud of the Mortgage Companies – Alex Jones 1/3-3/3.  In your case, look into obtaining a “Quiet Title”, after you have completed your property Title Search to find out the “Chain of Title” (thru your city Real Estate Records Office @ the courthouse).  Call if you cannot find it online, the clerk at the records office will walk you thru step by step while you type it into your computer, not letting them off the phone until you have the list of Your Property.  </p>
<p>RANDY KELTON IS MY HERO!!!  He has JUDGES thrown in jail!  What I do is watch (listen) to each video, hitting each video  x watch later(trying to keep in order 1/6,2/6,3/6 etc. but not terribly important to keep in order, you can always go back)  and while I’m working on my court case(s), or doing the dishes, I listen as they play one right after another.  (You have to be a signed in member of YouTube to get them to store &amp; play one right after the other.)</p>
<p>EXCELLENT INFORMATION TO KNOW, to get there directly, Type In on YouTube: CHAIN OF TITLE; FORECLOSURE FRAUD, BANK MORTGAGE FRAUD, Congressman Alan Grayson, MERS;  MORTGAGE FRAUD;  Produce the NOTE;  QUIET TITLE;  TITLE SEARCH;  PRO SAY;  CLOUDED TITLE…   </p>
<p>If you have done, or paid to have any work on your house, yard, fence, numbers on your mailbox, whatever has been repaired, improved, remodeled or additions, whatever you can prove was done after You purchased.  Write yourself a statement (invoice) for all materials and labor, if you performed the work; pay yourself the same as said tradesman.  If you are not sure what a painter, landscaper, etc. makes call a local “painter” ask what the cost is to prep, prime &amp; 2 coat a 12x14x8 furnished room… Call a home depot, give them the list, ask them to work up an estimate…Go online with the same city court webpage as above, find “documents”, find “Mechanic’s Lien” fill it out, print it out, there is no law that says YOU can not put a lien for your work against your property (print out a couple extra copies incase a mistake is made) charge an interest rate, 8% is fair, starting the day you completed your latest project.  You will go to the (Above) Real Estate Records Office, pay approx. $45.00 to record the Mechanic’s Lien, my  records office has notaries that will do the notary for free, and they can not “Advise You” but the will help you fill out, check to make sure you filled out properly (that’s why I bring blank copies).  THAT’S IT.<br />
 If nothing else, it will give you your day in court when the lender commits foreclosure fraud, fraudulently evicting you and wants to try to get a clear title of your property without paying anything, like they did in the first place.  They will auction your home, even though they can not produce the note, because they DO NOT HAVE THE ORIGINAL NOTE, AND HAVE FIRST HAND KNOWLEDGE OF YOUR TRANSACTION (like someone trying to sell you stolen items, it has to be the person who knows how they received your note).  They MUST HAVE the original note, (your original promissory note is the same class of &#8220;instument&#8221; and CAN NOT be copied, counterfieted.  Just as &#8220;money&#8221; being the same &#8220;reserve instrument&#8221;, a $100 dollar bill must be an original, it can not be copied, and used at Sears to buy a vacuum, a copy is counterfiet, you &amp; I would GO TO JAIL tring to use a copy of a bill.   Not the good ol&#8217; boys club, they, including the corrupt  judges, attorneys, and government officials, and law enforcement agencies, we&#8217;ve paid to protect us, left us be treated as door mats, after they rifle thru our pockets for the last dime in our pocket, as we sit at the curb with no home, no money, no job, ruining our credit so we can not even get a job at 7-11 or Walmart, they check your credit!<br />
They have forced us pay trillions of dollars to our theives, paying them for the crimes committed, and still committing against us, the law abiding, hard working, money making citizens.)</p>
<p> My loan is for $688,500.00, my mechanic’s lien is $774,000.00!  ALL LIENS HAVE TO BE PAID IN FULL BEFORE THE PROPERTY CAN BE SOLD…WHY SHOULD THE BANK BENEFIT FOR ALL YOUR HARD WORK &amp; ADDITIONAL EXPENSES. If you furnished and installed a porch light at “Mr. Jones”, you are entitled to BE PAID!!!  </p>
<p>If they fraudulently foreclose on you, THEY HAVE TO SATISFY ALL LIENS.  They Must have a “CLEAR TITLE” to sell the property.  You at least wall away with a pocket full of cash!!!  Or, if you decide to refinance or sell, IT IS COMPLETELY YOUR DECISION, WHEN TO GO TO THE RECORDS OFFICE AND INFORM THEM THE LIEN IS SATISFIED.</p>
<p>If you go to the different websites like STOPFORECLOSUREFRAUD.com, and sign up, they will email the latest information, like court cases etc. to keep you up to date daily, weekly or monthly.  I have MANY of these websites, and will email them as I get them.  </p>
<p>Call if you need anything, 757-427-0075, my email is <a href="mailto:rcheche1@cox.net">rcheche1@cox.net</a>   Please feel free to pass on my contact information.</p>
<p>Rita Cheche</p>
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		<title>
		By: Disgusted in VA		</title>
		<link>https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/#comment-42452</link>

		<dc:creator><![CDATA[Disgusted in VA]]></dc:creator>
		<pubDate>Thu, 21 Jul 2011 18:12:24 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=28109#comment-42452</guid>

					<description><![CDATA[I live in a Deed-In-Lieu State which means that in this state you cannot go  before a judge to prove your case on foreclosure fraud. The mortgage company only has to prove that you are delinquent in paying your mortgage and they can steal your home. I have managed thus far to keep this company at bay but, I don&#039;t know how much longer I can keep them at bay. Dose anyone know how you can fight for your home in a Deed-In-Lieu State? I can prove that this company does not have the original deed to my home and I have been told that does not matter in my state of Virginia. Has anyone else had trouble with EMC Mortgage?]]></description>
			<content:encoded><![CDATA[<p>I live in a Deed-In-Lieu State which means that in this state you cannot go  before a judge to prove your case on foreclosure fraud. The mortgage company only has to prove that you are delinquent in paying your mortgage and they can steal your home. I have managed thus far to keep this company at bay but, I don&#8217;t know how much longer I can keep them at bay. Dose anyone know how you can fight for your home in a Deed-In-Lieu State? I can prove that this company does not have the original deed to my home and I have been told that does not matter in my state of Virginia. Has anyone else had trouble with EMC Mortgage?</p>
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		<title>
		By: Rita Cheche		</title>
		<link>https://4closurefraud.org/2011/07/17/adverse-possession-texas-man-files-16-document-with-courthouse-moves-into-330000-foreclosed-home-cops-to-neighbors-its-a-civil-matter/#comment-41586</link>

		<dc:creator><![CDATA[Rita Cheche]]></dc:creator>
		<pubDate>Wed, 20 Jul 2011 09:41:53 +0000</pubDate>
		<guid isPermaLink="false">https://4closurefraud.org/?p=28109#comment-41586</guid>

					<description><![CDATA[I am the plaintiff suing Wachovia for lying, cheating, and stealing from me, everything is with MERS, &quot;ASSIGNMENTS OF SUBSTITUTE TRUSTEES&#039; etc.   (call me 747-427-0075)
  I have 2 fraud/predatory loans from them, Oct. 24, 2005 World Savings Bank / Wachovia and Nov. 21, 2006 Peoples Choice Home Loan / Specialized Loan Servicing L.L.C. / Wachovia / Wells Fargo.  In the United States District Court for the Eastern District of Virginia, Norfolk Division.  RITA  CHECHE Plaintiff, v. WITTSTAT TITLE &#038; ESCROW COMPANY, LLC, WACHOVIA BANK NATION ASSOCIATION AND SPECIALIZED LOAN SERVICING, LLC, Defendants.  TRIAL DATE: OCT. 18, 2011.
NO ONE IS GETTING TREATED FAIRLY, AND I KNOW, WITH YOUR HELP, WE CAN CHANGE THIS.  Or, anyone can help me, please give them my information, Rita Cheche, 757-427-0075.  I have an email, rcheche1@cox.net  but I am getting hundreds of emails of people in mortgage trouble, needing help, SO PLEASE CALL ME DIRECTLY.  I need to get my story &#038; evidence in the public eye!  And be in the public eye to make it harder for the court system to continue to violate my rights.  I&#039;m not great on the computer, not having the right tools for the job!  BUT I AM THE FAXING QUEEN!  If you would like to see proof of any docs.  
 I have evidence of every entity &#038; actors&#039; violations of the law and my rights, example of just one of hundreds of my original documents:
 VICE PRESIDENT OF WACHOVIA, JUDY WILLS,  FORGED AN IMPORTANT DOCUMENT FROM MY FRAUD MORTGAGE CLOSING, SHE SIGNED MY NAME INCORRECTLY, AND DATED IT 3 YEARS AFTER THE CLOSING DATE, PLUS IT&#039;S DATED 6 MONTHS INTO THE FUTURE (closing 11/21/05, date of package to O.T.S. 03/25/08, date on document 09/23/08).  V.P. of Wachovia sent her version of my closing package TO THE OFFICE OF THE THRIFT SUPERVISION, Dept. of Treasury, answering my complaint to the Attorney General of TX, Greg Abbott.  I have contacted approx. 15 agencies, having the correspondences, including the secret service and the F.B.I. and getting NOTHING BUT SCREWED.
PLEASE COME TO Virginia Beach, VA to document my plight, before they silence me.  My case is a Precedence Setting Case, and will help hundreds of thousands, with your help!  
They have stolen over 2.3 million in assets alone.  Losing my commercial floor contracting business, I started in 1986, installing floors and wallpaper.  Forced to liquidate and/or lost my 9 unit apartment building I provided to the Section 8 Program, a duplex on Chesapeake Bay, I bought to help a lifetime friend who is a quadriplegic, a single family rental home, my son&#039;s education, and my retirement. 
 My attorney (working for Wachovia) is continuing to bend me over, holding me for WACHOVIA!  I have searched for the last 6 yrs. for representation, hiring mine 2 years ago, and in that time I&#039;ve had about 15 mins. Face to face, the first &#038; only appt.  She said, for a cost of thousands, up front, she would do everything I asked, get my 2.3 million back, my home, my livelihood, what I would have made with my business, real estate properties, assets, investments, $100k, 25 yr. equity credit line from my rental, they illegally closed, &#038; my excellent credit (they ruined my credit within 48 hours of 1st fraud closing, Oct. 24, 2005 dropping approx. 200 points to 513).  Plus, I wanted several million dollars for ruining my family &#038; my life!  I wanted all of them to pay until it crushed them, legally doing to them what they illegally did and are continuing to do to me!  
I was retiring, when they ripped off my world.  I have done nothing but fight back, every waking moment since Oct. 24, 2005.  I will fight till I win what is rightfully mine, and then, with the money I win, I will help homeowners get their worlds back!  My attorney pulled out the 3-day Cancellation Notice I signed, faxed, mailed &#038; confirmed received, saying &quot;we can start with this&quot;, and then we can file motions and such, after looking over only a couple of pages of my presentation, I set up at 1st &#038; only appt.
 I had 2 hrs. to wait for her, an empty conference room, &#038; 6 files boxes of documents to show her.  She said she would be in touch to go over everything else, after I deposited the money into her account.  
 I personally, with my money &#038; labor had taken an old 1300 sf. farm house built in 1890&#039;s having a &quot;Purchase Money Mortgage&quot; of $235K, 06/30/04 no additional loans, my boyfriend built with my money &#038; help, I alone paid for everything, building a 4,000 sf. 2-story Custom home appraised 03/06, for $796,500.00, the bank, with 2 fraud mortgages stole every cent of equity,  &#038; a year after my court case, I put against them they  fraudulent foreclosure, everything is with MERS, &quot;ASSIGNMENTS OF SUBSTITUTE TRUSTEES&#039; etc.
but there are no attorneys who specialize in mortgage fraud (not even the ones that advertise, like my attorney). Up until a few months ago, they acted like I was a &quot;crazy lady&quot;, who was trying to get something for nothing from the &quot;Great Gods&quot;, I mean, the banks, brokers, title companies, insurance cos., credit bureaus.  I’ve corresponded with at least a hundred.  Locally, in Virginia, owned and operated by Wachovia / Wells Fargo Bank,  they want to bankrupt you or do a bogus modification, not go up against the &quot;Almighty Bank, WACHOVIA&quot;, and the out-of-state attorneys, Demet, etc. that have succeeded against the banks for homeowner’s tell me they “are licensed in 34 states but not licensed in VA”.  Virginia is a “Commonwealth” run by the CBN, and Wachovia/Wells Fargo, also, a NON-JUDICIAL STATE, this bunch of  “Good ol’ Boys” stick together &#038; change the “rules” to sue themselves, just like our government.  
If you know a lawyer or advocate or anyone who can help, before my lawyer and the court shut down all my options,
 PLEASE CALL ME, Rita Cheche (757) 427-0075.]]></description>
			<content:encoded><![CDATA[<p>I am the plaintiff suing Wachovia for lying, cheating, and stealing from me, everything is with MERS, &#8220;ASSIGNMENTS OF SUBSTITUTE TRUSTEES&#8217; etc.   (call me 747-427-0075)<br />
  I have 2 fraud/predatory loans from them, Oct. 24, 2005 World Savings Bank / Wachovia and Nov. 21, 2006 Peoples Choice Home Loan / Specialized Loan Servicing L.L.C. / Wachovia / Wells Fargo.  In the United States District Court for the Eastern District of Virginia, Norfolk Division.  RITA  CHECHE Plaintiff, v. WITTSTAT TITLE &amp; ESCROW COMPANY, LLC, WACHOVIA BANK NATION ASSOCIATION AND SPECIALIZED LOAN SERVICING, LLC, Defendants.  TRIAL DATE: OCT. 18, 2011.<br />
NO ONE IS GETTING TREATED FAIRLY, AND I KNOW, WITH YOUR HELP, WE CAN CHANGE THIS.  Or, anyone can help me, please give them my information, Rita Cheche, 757-427-0075.  I have an email, <a href="mailto:rcheche1@cox.net">rcheche1@cox.net</a>  but I am getting hundreds of emails of people in mortgage trouble, needing help, SO PLEASE CALL ME DIRECTLY.  I need to get my story &amp; evidence in the public eye!  And be in the public eye to make it harder for the court system to continue to violate my rights.  I&#8217;m not great on the computer, not having the right tools for the job!  BUT I AM THE FAXING QUEEN!  If you would like to see proof of any docs.<br />
 I have evidence of every entity &amp; actors&#8217; violations of the law and my rights, example of just one of hundreds of my original documents:<br />
 VICE PRESIDENT OF WACHOVIA, JUDY WILLS,  FORGED AN IMPORTANT DOCUMENT FROM MY FRAUD MORTGAGE CLOSING, SHE SIGNED MY NAME INCORRECTLY, AND DATED IT 3 YEARS AFTER THE CLOSING DATE, PLUS IT&#8217;S DATED 6 MONTHS INTO THE FUTURE (closing 11/21/05, date of package to O.T.S. 03/25/08, date on document 09/23/08).  V.P. of Wachovia sent her version of my closing package TO THE OFFICE OF THE THRIFT SUPERVISION, Dept. of Treasury, answering my complaint to the Attorney General of TX, Greg Abbott.  I have contacted approx. 15 agencies, having the correspondences, including the secret service and the F.B.I. and getting NOTHING BUT SCREWED.<br />
PLEASE COME TO Virginia Beach, VA to document my plight, before they silence me.  My case is a Precedence Setting Case, and will help hundreds of thousands, with your help!<br />
They have stolen over 2.3 million in assets alone.  Losing my commercial floor contracting business, I started in 1986, installing floors and wallpaper.  Forced to liquidate and/or lost my 9 unit apartment building I provided to the Section 8 Program, a duplex on Chesapeake Bay, I bought to help a lifetime friend who is a quadriplegic, a single family rental home, my son&#8217;s education, and my retirement.<br />
 My attorney (working for Wachovia) is continuing to bend me over, holding me for WACHOVIA!  I have searched for the last 6 yrs. for representation, hiring mine 2 years ago, and in that time I&#8217;ve had about 15 mins. Face to face, the first &amp; only appt.  She said, for a cost of thousands, up front, she would do everything I asked, get my 2.3 million back, my home, my livelihood, what I would have made with my business, real estate properties, assets, investments, $100k, 25 yr. equity credit line from my rental, they illegally closed, &amp; my excellent credit (they ruined my credit within 48 hours of 1st fraud closing, Oct. 24, 2005 dropping approx. 200 points to 513).  Plus, I wanted several million dollars for ruining my family &amp; my life!  I wanted all of them to pay until it crushed them, legally doing to them what they illegally did and are continuing to do to me!<br />
I was retiring, when they ripped off my world.  I have done nothing but fight back, every waking moment since Oct. 24, 2005.  I will fight till I win what is rightfully mine, and then, with the money I win, I will help homeowners get their worlds back!  My attorney pulled out the 3-day Cancellation Notice I signed, faxed, mailed &amp; confirmed received, saying &#8220;we can start with this&#8221;, and then we can file motions and such, after looking over only a couple of pages of my presentation, I set up at 1st &amp; only appt.<br />
 I had 2 hrs. to wait for her, an empty conference room, &amp; 6 files boxes of documents to show her.  She said she would be in touch to go over everything else, after I deposited the money into her account.<br />
 I personally, with my money &amp; labor had taken an old 1300 sf. farm house built in 1890&#8217;s having a &#8220;Purchase Money Mortgage&#8221; of $235K, 06/30/04 no additional loans, my boyfriend built with my money &amp; help, I alone paid for everything, building a 4,000 sf. 2-story Custom home appraised 03/06, for $796,500.00, the bank, with 2 fraud mortgages stole every cent of equity,  &amp; a year after my court case, I put against them they  fraudulent foreclosure, everything is with MERS, &#8220;ASSIGNMENTS OF SUBSTITUTE TRUSTEES&#8217; etc.<br />
but there are no attorneys who specialize in mortgage fraud (not even the ones that advertise, like my attorney). Up until a few months ago, they acted like I was a &#8220;crazy lady&#8221;, who was trying to get something for nothing from the &#8220;Great Gods&#8221;, I mean, the banks, brokers, title companies, insurance cos., credit bureaus.  I’ve corresponded with at least a hundred.  Locally, in Virginia, owned and operated by Wachovia / Wells Fargo Bank,  they want to bankrupt you or do a bogus modification, not go up against the &#8220;Almighty Bank, WACHOVIA&#8221;, and the out-of-state attorneys, Demet, etc. that have succeeded against the banks for homeowner’s tell me they “are licensed in 34 states but not licensed in VA”.  Virginia is a “Commonwealth” run by the CBN, and Wachovia/Wells Fargo, also, a NON-JUDICIAL STATE, this bunch of  “Good ol’ Boys” stick together &amp; change the “rules” to sue themselves, just like our government.<br />
If you know a lawyer or advocate or anyone who can help, before my lawyer and the court shut down all my options,<br />
 PLEASE CALL ME, Rita Cheche (757) 427-0075.</p>
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