This isn’t a site fighting for home schooling, nor the proper delivery of the English language.

Why would anyone who despises the mortgage industry, still work in it?

A Registrar operates a Registry at which S/He maintains a Register of Deeds.

OK???????

Half a million words exist in the English language, most of which are obsolete. Two million existED and the balance are archaic, not used like ‘shat’. American contains 10,000 words at best, most military terms!

Bobbi Swann, THE ONLY WAY THESE PRETENDER LENDERS CAN BRING A FORECLOSURE COMPLAINT IS IN FORECLOSURE COURT, DEBTOR’S COURT, BECA– USE THEY DO NOT HAVE JURISDICTION IN FEDERAL COURT……BECA– USE THEY BROKE THE LAW AND THEY ARE NOT THE REAL PARTY IN INTEREST , IN A FEDERAL ACTION TO ENFORCE A NOTE, WHETHER IN B.K. COURT OR FEDERAL DISTRICT COURT, AS THE OWNER OF THE NOTE.(IN SECURITIZATION TRANSACTIONS, THIS WOULD BE THE TRUSTEE FOR THE “CERTIFICATE HOLDERS”) WHEN THE ACTUAL HOLDER OF THE NOTE IS UNKNOWN, IT IS IMPOSIBBLE, NOT DIFFICULT, IMPOSSIBLE-TO PLEAD A CA– USE OF ACTION IN A FEDERAL COURT (UNLESS THE MOVANT SIMPLY LIES ABOUT OWNERSHIP OF THE NOTE) UNLESS THE NAME OF THE ACTUAL HOLDER CAN BE STATED, THE VERY PLEADINGS ARE DEFECTIVE…..

Why are you getting involved Tim? Why in the name of God, would I want to contact her?

Bobbi Swann, Sorry, never heard of a corrective deed and sure the title companies are in on Foreclosuregate….Why there is even a standard lien form for securing loans at the recorder’s offices for those “lenders” who “forgot” to secure their lien..MORE FRAUD..You know the so called “mistakes” they talk about in the media which is really A NICE NAME for FRAUD…..How do you forget to properly assign a lien millions of times? A llien is an assertion of a legal interest in your home. The lien appears in a document that is RECORDED, MEANING FILED, IN THE COUNTY RECORDER’S OFFICE FOR THE COUNTY IN WHICH YOUR HOME IS LOCATED….THE PERFECTION OF MORTGAGE LIENS IS GOVERNED ALSO BY THE CONVEYANCES ACT..IN ILLINOIS, (765ILCS 5/1-Section 28) The conveyances act provides that deeds, mortgages, and other instruments relating to or affecting the title to real estate shall be recorded in the county in which real estate is situated…..76 ILCS 5/28(WEST 1996)..The purpose of this section is to give thrid parties the opportunity to ascertain the status of title property………Doc prep is generally considered the practice of law in ILL.yet title companies are performing these services and this is not considered the practice of law…The ASSIGNMENT OF MORTGAGE NOTE CARRIES WITH IT AN EQUITABLE ASSIGNMENT OF MORTGAGE BY WHICH IT WAS SECURED……..A MORTGAGE WHICH IS A MERE INCIDENT TO THE DEBT IS NOT ASSIGNABLE AT LAW AND THE TRANSFER OF THE DEBT COMES WITHOUT THE MORTGAGE SECURITY, THE ASIGNEE THEN STANDS IN THE SHOES OF THE ASSIGNOR, MORTGAGEE WITH REGARDS TO THE RIGHT AND INTEREST UNDER THE NOTE AND MORTGAGE.._WHEN AN ASSIGNEE FAILS TO RECORD AN ASSIGNMENT, _THEY MAY FIND THEMSELVES IN AN UNENVIABLE POSITION OF HAVING ITS LIEN EXTINGUISHED AS AN ‘UNKNOWN OWNER AND NON-RECORD CLAIMANT” IN A MORTGAGE FORECLOSURE…..THIS MERE FACT DOES NOT EXTINGUISH THE MORTGAGE BUT IT IS AN UNSECURED DEBT……
WITHOUT A LIEN DOCUMENT, AN ASSIGNMENT, IN THE OFFICIAL RECORDS OF THE REGISTER OF DEEDS, THE MORTGAGE LEGALLY IS NOT SECURED……
If the loan was never assigned, it is up to whoever can produse the UNDERLYING NOTE TO LITIGATE THE CASE…..
STATED SIMPLY, THE NOTES THAT UNDERLIE THE MORTGAGES PLACE INTO SECURITIZATION TRUSTS MUST BE ASSIGNED TO THOSE TRUSTS SOON AFTER THE FIRMS CREATE THEM, AN ANY TRANSFERS OF THE NOTES MUST BE RECORDED…WHERE ARE THE ASSIGNMENTS????,THOSE CANNOT BE LEGALLY CREATED AND RECORDED AT THIS LATE DATE…….CHICAGO TITLE AND TRUST WAS PAID A WHOPPING $40,000 IN INDEMNIFICATION FEES AT MY HOME CLOSING, THE PROOF IS ON THE HUD-1 SETTLEMENT STATEMENT YET, THERE IS NO ASSIGNMENT RECORDED, EVER AND THERE ARE 2 RECORDS OF PAYMENTS TO TWO ENTITIES BY CHICAGO TITLE AND TRUST… RECORDED 14 YEARS AFTER ORIGINATION…….TRUST, NOT SO MUCH……
I HAVE UNCOVERED A TON OF RECONVEYANCE FRAUD IN MY LOAN HISTORY……BY MANY LENDERS THAT I NEVER EVEN HEARD OF OF….WHO WERE NEVER ASSIGNED MY LOAN…………MORE FRAUD………….
EVEN BEFORE REACHING THE PRACTICAL PROBLEM OF DEBT AND DEFAULT, THE MOVING PARTY MUST SHOW THAT IT HOLDS THE NOTE OR (1) THAT IT IS AN AGENT OF THE HOLDER AND THAT (2.) THE HOLDER REMAINS THE HOLDER, IN ADDITION, THE OWNER OF THE NOTE, IF DIFFERENT THAN THE HOLDER, MUST JOIN IN THE MOTION……..WHAT A FARCE..MORE FRAUD…………
SO WE MUST TAKE A LOOK AT IF THERE IS ANY EVIDENCE OF A PROPER ASSIGNMENT OF THE MORTGAGE PRIOR TO THE FORECLOSURE?
IS THERE ANY EVIDENCE THAT THE NOTE ITSELF WAS ASSIGNED?
IS THERE EVIDENCE TO WHO THE CURRENT NOTE HOLDER MIGHT BE???

ALSO, “In a foreclosure action, the plaintiff MUST SHOW that it is the HOLDER OF THE NOTE AND THE MORTGAGE AT THE TIME THE COMPLAINT WAS FILED..”
In my case, I don’t see any LEGALLY RECORDED assignments to PHH MORTGAGE OR FANNIE MAE WHO ARE BOTH BRINGING THE FRAUDCLOSURE COMPLAINT VIA FISHER AND SHAPIRO, FROM THE PREVIOUS “LENDER” WHO IS NOW A FAILED BANK, AMCORE BANK…AND THEY WANT TO JOIN ME AS DEFENDANT, ….,BECA– USE THE REALITY IS THE MORTGAGE “LOAN” IS AN UNSECURED DEBT,,,,,NOW, I THINK THAT IS CALLED FORECLOSUREFRAUD……..

Ivent – in reply to:
Bobbi Swann, Is that so????? THE PRETENDER LENDER JUST FIXES THE FRAUD WITH A CORRECTIVE DEED..WHAT DOES THAT CORRECTIVE DEED LOOK LIKE????? IS IT A PUBLICLY RECORDABLE, NOTARIZED, LEGAL DOCUMENT OR A PARAGRAPH OF THE DEED PRINTED ON A PIECE OF PAPER WITH THE “CORRECTED” FRAUDULENT LEGAL DESCRIPTION ON IT WITH THE BORROWERS FORGED INITIALS ON IT…THAT THEY FILE IN THEIR OWN BANK FILES…??????? ANYONE CAN DO THAT, THAT IS NOT A CORRECTIVE DEED, THAT IS MORE FRAUD….!!!! IF I AM WRONG, SEND THIS WEBSITE A COPY OF A CORRECTIVE DEED BECA– USE I WANT TO SEE WHAT THAT IS AND I WANT YOU TO PROVE TOO ME THAT IS A LEGAL DOCUMENT…..AND I WANT TO KNOW HOW THAT CORRECTS FRAUD………….!!!!!!! WHO THE F—K CAME UP WITH THAT ONE AND WHAT MAKES THAT LEGAL????? My God, do you even realize who you sound like Bobbi? You sound like a bank schill…. the NWO either has you brainwashed after working for 33 years in that illegal crime syndicate banking industry into thinking that fraud is legal and that they can fix fraud with more fraud….. Or did they send you here to intentionally deceive us….?????? I hope the latter is not the case….

this is my last posting to you with regards to your constant blasting to me. “Corrective” warranty deeds (not mortgage deeds) are drawn by the title company, not the lender. The lender does not type up or originate warranty deeds. And no, they are not initialed by the buyer – signatures of only SELLERS are on warranty deeds. They are recorded at the county recorder’s office and no, I do not know for a fact that recording such corrective deeds is entirely legal. I am not an attorney and I do not practice law therefore I cannot give you an answer one way or another. I simply tried to differentiate between a warranty deed and a mortgage deed (of trust) and title insurance policy. You have ripped me up one side and down the other for trying to help clarify. I am not a brainwashed troll or whatever that name was you implied nor am I a SHILL. You have TOTALLY misinterpreted my words and made me out to be the enemy; wherein I was trying to help.

And thank you (Commissioner) Tim Bryant for posting my information. Anyone here can contact me. I have no problem. As a matter of fact I have already asked about starting a workshop here in my county (in Florida; not Mass.) similar to the one Lisa Epstein has in South Florida to help spread the word. So, if anyone is still on this posting and would like to help me with this cause now you have my information to contact me. Good day, Ivent, and likewise Have a Beautiful Day.

Because fraud is a very tricky thing to claim in Civil court and to prove. We don’t have search warrants! Both you and your attorney would be sued for attorneys fees and costs when you lose. The bank attorneys don’t hesitate (as we have just seen) to “push back” in a vicious manner. The Judge’s tend to side with the banks (or at least give them the benefit of the doubt) and the Courts are tired of the backlogs.
You must look to your State Attorney Generals to do their job and prosecute this behavior!

Ivent, here is her contact info, if you would like to discuss it over the phone, or email…..

Name
Bobbi Swann
Company
Landmark Mortgage of Tampa Bay Inc.
E-mail
Contact Bobbi Swann (Landmark Mortgage of Tampa Bay Inc.)
Website
http://www.landmarkmortgage.net
Office Phone
(727) 712-9200 x 5
Cell Phone
(727) 251-7897
Fax
(727) 712-9203
Address
1940 Drew St, Clearwater, fl, 33763

http://activerain.com/boski/contact?return_url=%2Fboski