If anybody has an answer as to where I can find those documents so that I can file on my own, I’ve been dealing with this on my own since April 2009 with TB&W and then BofA made it worse by buying their mortgages from TB&W since end Aug/beginning of Sept. 2009, and they filed foreclosure on my in Nov. 2009 when they told me they would have the loan mod done within 45-60days from the end of Sept. 2009 and I was suppose to put my house on the market in Feb./March 2010 but because they have destroyed my credit, I can no longer even get an FHA Loan nor even better than FHA, is a USDA Mortgage too!(they do 102% of house buying IF you qualify financially & the property has to qualify too) But most remote country cities like I live in now, even my house right now for location & Single Family DOES qualify so anybody that wants to buy my house, only has to qualify financially and they will get a 102% loan. This loan requies NO DOWNPAYMENT and the 2% upfront fee(might be changing to 3% now but will still be allowed as a 103% loan) goes into the mortgage if you don’t want to pay cash for the fee. So it is actually better than an FHA loan and you can only make a certain amount of money based on region where you live or want to live. Like if my house was on the market now, I want to move to the Nashville, TN area and I am already looking for many many properties that would fit into the USDA mortgage and since I make less than $76,000 in that area(and that figure keeps going up year after year….and actually that figure is for 2010 when I was suppose to put my house on the market so might be closer to $80,000 by now.

And if anybody is looking for mortgages to move and you are using a broker like I did when I moved from DE to MD, that freaken broker only gave me an FHA loan(my scores were in high 600’s!!!!! but this is a manufactured 2,072sq.ft. ranch) he NEVER told me about the USDA loan, so I thought I’d be nice and tell you people out there, that there are better mortgages than FHA and the USDA uses almost the same guidelines for credit worthy, and both loans qualify for people that don’t have perfect credit. Any other questions about that I can give you the websites if anybody asks me later.

If anybody has an answer as to where I can find those documents so that I can file on my own, I’ve been dealing with this on my own since April 2009 with TB&W and then BofA made it worse by buying their mortgages from TB&W since end Aug/beginning of Sept. 2009, and they filed foreclosure on my in Nov. 2009 when they told me they would have the loan mod done within 45-60days from the end of Sept. 2009 and I was suppose to put my house on the market in Feb./March 2010 but because they have destroyed my credit, I can no longer even get an FHA Loan nor even better than FHA, is a USDA Mortgage too!(they do 102% of house buying IF you qualify financially & the property has to qualify too) But most remote country cities like I live in now, even my house right now for location & Single Family DOES qualify so anybody that wants to buy my house, only has to qualify financially and they will get a 102% loan. This loan requies NO DOWNPAYMENT

Did you guys see that the IRS opened an investigation into the REMIC status of trusts that did not follow the IRS code? Without that, the trusts could owe the US and state governments a huge amount.

I’m SURE that would bring on a gaggle of law suits from the investors and amendments to a lot of existing ones.

Sometimes you even say a prayer for the IRS agents. May they have the courage and fortitude to take this on. May the Obama administration stop meddling in what the IRS does to the banksters.

TTT,

BofA and BNY-Mellon have a problem with a bunch of mortgages that were written with the LENDER identified as “America’s Wholesale Lender Corporation”. Their problem is that when the loans were originated, there was not any such corporation in the specified state (which just happened to be New York).

[“Hello, AG Schneiderman?”, “You should really take a good look at these mortgages supposedly in all these various CW trusts.” ,”There really is no way that these loans could possibly be transferred or assigned at all.”, “Just look at all those trusts that have a potential for owing a big bundle of cash since BNY Mellon and CW failed to comply with the IRS rules and the PSA rules and NY corporate Trust rules.”]

Literally thousands of law suits.
They need to be drowned in law suits.
They need to be hounded out of business.
Investigated, prosecuted, and put into prison.
ALL OF THEM.

Not enough to put it out of it’s misery yet. Hopefully more will soon be filed and fix that. Even Money-bags Buffet may get burned if those suits keep coming.

Bring it on banksters and investors and state AGs. On Dancer, on Prancer, on Blikzen, on Cupid, on Rudolf, …. Santa, please keep those suits coming. May it snow legal documents to make an early blizzard in Charlotte.

Also, it is one thing to tell people to keep a complete file of every document, letter, phone call, who or what was said, after the fact. Most people won’t recognize what was illegal in a contract or transaction anyway. They would need expert legal evaluation. One tactic was banks hiding behind MERS, trail gone cold, courts disagree who has standing, no one knows who owns right to foreclose, chain of title, etc. We could be looking at fraud and never recognize it. That is how the industry operated, duped people, switched GFE at the table, mortgage brokers sold them out, targeted poor, uneducated, etc.
No shame in ignorance really, as it looks like the world also missed the scam for the most part, didn’t they?

Oh God….Split my gut will ya….LOL