notmyhomeyournot: Thank you for that information..I have known this is an unsecured debt since the fall of last year….An attorney told me because of the altering of docs after the closing the Judge should give me clear title to my home on that alone……That is what I want to know about…the Judge dismissed my motion to dismiss without prejudice, he said I have to prove the altering of documents so what I want to know is, I have to answer the Strike to the Second Amended, (the Plaintiff entered the “Original” Note) complaint in about 13 days….I think I need ot file a counter complaint on the fraud to enter it as evidence…I will look into that…..I will file a quiet title suit if I need to but after what that lawyer told me, I might not have to…and I know he is trustworthy, he just does not want to get involved in this mess he told me…….Altering of docs is considered forgery under State Law (720 ILCS 5/17) and is a class 3 felony in my state, and I don’t know what he wants me to prove…I have the original copies before the altering…It is as clear as the nose on the judges face……As far as who did it, the pretender lender bank is now a failed bank but I have a sneaking suspiscion it was the titile company that did it…I am looking in to that notary and I have sent the title co an e-mail asking where I can reach her…….I am still waiting to hear back from them…..hmmmmmmm

Here is a better and more help to you, I’ll keep researching for you.
http://www.foreclosureprose.com/how-to-quiet-title

Here is a link for you to learn how to handle your case for Quiet Title Pro-Se:http://www.godlikeproductions.com/forum1/message1237696/pg1

Ivent…………. Then you have great documented proof of ownership which leaves you in the best position to put claim on the home. The quiet Title will suck out all the air in their sails, before they leave the dock. File it as soon as you can, it will put a freeze on any court actions while you gather up all the documents for the hearing. At the discovery hearing they will have the Judge decide who has proper legal possession, which is 99.9% of the law which sounds like you have, but just don’t know it. If you feel that the Judge in your state or town is corrupted then I would check the records of where the counties have invested the Judges retirement and insurance plans. If they are in securitized packaging then you can file a case with the Supreme court with Bias against the people fighting foreclosure. And they will have to accept a hearing with the state AG to look into possible corruption in the courts. Either way they will be too busy to focus on your simple case and dismiss it.

In small print at the bottom of the mortgage it reads……ILLINOIS-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS…..!!!!!!!! WHAT THE HELL DOES_ WITH MERS_ MEAN???? I believe that MERS IS THE NWO……THE MOM LOAN OR MIN NUMBER MEANS SOVEREIGN MILITARY OF MALTA…..AKA
ROME…..
Bloomberg reported that the IMF are the biggest investors in FANNIE MAE…FANNIE MAE AND THE IMF ARE THE DEVIL…

notmyhomeyournot…..I went to MERS database last year in the fall and found out that the _NOTE DATE_ WAS 5/31/2007 and says the servicer is PHH MORTGAGE…..THEY WERE NEVER ASSIGNED THE LOAN BY AMCORE…THE FAILED BANK…..MERS claims that FANNIE MAE, WASHINGTON D.C. IS THE _INVESTOR_…….Though Fannie Maes website claims they OWN MY LOAN…FUNNY THEY NEVER WERE ASSIGNED MY LOAN….The MERS website stated that the loan was still ACTIVE in MERS……The question I have is how can a FAILED BANK claim in the title search the attorney did that they are the lien holder…..AMCORE NA MERS…..yet there is no assignment to anybody at my recorders office….. just a mortgage recorded by AMCORE and then followed by a lis pends by PHH…WITH NO ASSIGNMENTS EVER RECORDED…..BY ANY OF THESE CROOKS!!! That means that no one had ownership of the mortgage and note at the time the fraudclosure was filed…A/K/A…FORECLOSURE FRAUD….

notmyhomeyournot….Thank You!!! That is awesome information….I already have all of the assignments and such….The thing I was going to try was using the altering of the mortgage docs after the signing because:
The Law of Real Property in Illlinois…pg. 1636 states, Virtue of deed absolute, with a contract back to reconvey to the grantor, such a relation may be terminated by surrender of the contract to convey. Where the contract is fair and not attended with OPPRESSION OR FRAUD or undue influence, and the mortgagee has not taken advantage of his position too obtain an advantage of his over the mortgagor, a bonafide aggreement between the parties to vest the entire estate in the mortgage will be sustained, and the executioner of a formal deed by the mortgagor to the mortgagee will not be required.
Well they never reconveyed, surrendered or terminated any previous contracts….and they committed fraud in the re-fi contract by altering the mortgage after the signing…and MERS never lent me any money….and I have a copy of Chicago T&T recording a payment to public and releasing the mortgage from MERS….who is really Citi who I never got a loan from and they never were assigned my loan and I never ever paid a mortgage to Citi…..EVER…and that is only proof of ONE fraudulent reconveyance……there are many more including a fraudulent reconveyance by CHASE and FIRST MIDWEST BANK who both said they owned my loan at the same time….I never had a loan with First Midwest and they reconveyed the loan tomy husband…there is no release of mortgage that states how they obtained my loan…unless they are also CHASE BANK who obtained my loan in a successor by merger with Margaretten mortgage in 94 and recorded a release to my husband and I in 2000…..then CHASE AND FIRST MIDWEST BOTH CLAIM TO OWN IT IN 2000….WTF???..MARGARETTEN MORTGAGE is still doing business to this day as MARGARETTEN MORTGAGE and after a lawyer did a title search, they do not even show up on title as the original lender…I never got a a paid note and mortgage from the Original lender even though the ORIGINAL LOAN was released in 2000 by CHASE……….There has not been a proper reconveyance done in 19 years and my recorders office told me because of that my house is paid for…I can live in it, sell it or do whatever I want with it……Now I just have to convince the judge…!

Check your original Note for the MERs Min number. If your documents don’t have a Min number then it was never a legal assignment to MERs from the start, Go to this link and get all the assignments that was recorded in MERs, and get the records from the records in your county and you will see the differences in assignments if any were recorded at all. Her is the link to the MERs data base: http://www.coe.hersid.com/index.php?option=com_proforms&jid=1&cid=1&Itemid=68

Fury, This is proof that the U.S Government has been hijacked by the NWO and there are NWO operatives in the U.S GOVERNMENT…There are traitors from within using spies who are trying to usurp our Constitutional rights and all of our freedoms……….That is why we have the Second Amendment….if all else fails, we have a right to keep and bear arms against our own Government who is acting treasonist and oppressing its own people…….the NWO always use scapegoats and hide behind the scenes….COWARDS!!! One sneak attack deserves another, that is what I say…..they have alot of sneak attacks coming from WE THE PEOPLE in order to catch up to all of their treason…!!!

It is not the same, and you can do it yourself, just google quiet Title Pro-Se in your State, and you could even have the fees waived if you are despot. The courts will handle the filing and you should use your time to educate yourself with the basics. Once you get the Quiet Title on the grounds of deliberate cloud by not assigning the Note properly, they will not have any defence to claim of fraud, you just have to have all the evidence together, and push them against the wall. If you get them first in a Quiet Title, that turns the table on them and makes them defend the fraud claims with evidence they can not produce. You just can’t let the court scare you, as we all have the same fear, and they know that. You don’t need a lawyer telling you what you can’t do. I fired all my lawyers because they said the same thing as they told you. I have been researching this for over two years, and stopped the foreclosure, when I answered the court that I plan to defend against the mortgage on the grounds of fraud and forgeries, and sent registered letters of rescission to the servicers to produce the proof of their claim with your signature in wet ink copy of such documents. That will buy you another 20 days, for their bumbling around for forged copies that can be proven in the records at the court house. Go to the records department in the town hall where the recorder of records and have them print up the assignments on file, and if they just have MERs, signing over to the servicer look at the dates of filing and see if the notary is a valid date at time of filing. If you see any discrepancies note them down in the Quiet Title you can get all the information on how to file Pro-Se quiet Title with the forms and directions with a little research and some help from me if you need it. You can win Pro-Se if you stop listening to lawyers who have no incentive to win for you. But you can also sue them after you get a quiet title for twice the amount of the fraud, according to UCC rules. The Judges are against the People because their pensions are in those fraudulent mortgage securitized schemes, but they can only fight against you if you have a lawyer that are also on the take for the same reasons, and the banks are threatening the Judges that if the don’t foreclose, it will jeopardize their retirement plans and insurance plans that the counties in your State are putting their investments.
And if you are worried about MERs, they can’t file any claim but can try to let them sign the Note over to themselves as secretary of MERs while being foreclosure managers or something for the banks and servicers, but is not legal because to have a legal transfer, you have to have two separate entities to make a legal document, so make sure the name on the foreclosure and MERs documents are not one and the same entity. They tried that with me but I called their trump, and they backed down.