@bobbi YES it was a stated income loan very disatrous because i have mails that PROVE i dent the mortgage broker my paycheck stubs. she new about stated incomes loans i did not. she added / tweaded my monthly income just enough that i would not notice. people notice when an amont is 1 to2 to 3 thousand dollars more but what about a mere 700$ yes thats what she did. just enough so my untrained eyes would not notice. i nver filled outh e application i was a long distance buyer. she was able to get away with murder becuase i never physically filled the application my self. its sad but i moved approx. 300 miles north from miami area/hollywood to tampa bay area salaries were alot lower. i could not afford this home from the day i closed. add rising food prices, health care costs, and no jobs is criminal

so sad there were 2500 homes for sale in my area i could have gotten anyother house that was lower priced if they didnt approve me i did not think i was buying a home a couldnt afford. i trusted a satan. i found my appraisal was also riddled with fraud straw buyer, flipped homes crazy stuff in normal times underwriting would never have aloud.

@ lies – the reason your husband was not on the note is because he was unemployed and therefore, would not have any income contributed to the repayment of the note. Your income would have been the only income used in qualifying you for the mortgage (unless, of course, it was one of those disasterous loans of “stated income”). If the latter was the case, then it WAS a fraudulent mortgage from the get go! There was a tremendous “push” from wall street to go get those loans and get them closed!

Marilyn……..the banksters that don’t get it are narcicistic…and we are just figments of their imagination……..the rest get it but are not going to admit that they are criminals…..for that would end their opulent lifestyles permanently. They are very shook up!

I vent
this was part of an article in the NY Times on Oct 14th
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Published: October 14, 2011
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DiggRedditTumblrPermalink. Publicly, bankers say they understand the anger at Wall Street — but believe they are misunderstood by the protesters camped on their doorstep.
“Anybody who dismisses them publicly is putting a bull’s-eye on their back,” said one hedge fund manager of the protesters.
But when they speak privately, it is often a different story.

“Most people view it as a ragtag group looking for sex, drugs and rock ’n’ roll,” said one top hedge fund manager.

“It’s not a middle-class uprising,” adds another veteran bank executive. “It’s fringe groups. It’s people who have the time to do this.”

As the Occupy Wall Street demonstrations have grown and spread to other cities, an open question is: Do the bankers get it? Their different worldview speaks volumes about the wide chasms that have opened over who is to blame for the continuing economic malaise and what is best for the country.

Some on Wall Street viewed the protesters with disdain, and a degree of caution, as hundreds marched through the financial district on Friday. Others say they feel their pain, but are befuddled about what they are supposed to do to ease it. A few even feel personally attacked, and say the Occupy Wall Street protesters who have been in Zuccotti Park for weeks are just bitter about their own economic fate and looking for an easy target. If anything, they say, people should show some gratitude.

“Who do you think pays the taxes?” said one longtime money manager. “Financial services are one of the last things we do in this country and do it well. Let’s embrace it. If you want to keep having jobs outsourced, keep attacking financial services. This is just disgruntled people.”

He added that he was disappointed that members of Congress from New York, especially Senator Charles E. Schumer and Senator Kirsten Gillibrand, had not come out swinging for an industry that donates heavily to their campaigns. “They need to understand who their constituency is,” he said.

Vent…..they are awakening……a genesis is beginning, but……….the masses still are in kindergarden…….we got many in the first grade now…….it is up to the rest of us to provide them with a crash course!