We are going to have a little fun today!

Will put up the pics and video after the delivery.

We even had shirts made with the above logo for the event.

See details below.


National Outpouring of Support to Save Seattle Cancer Survivor’s Home from Foreclosure

Simultaneous protests in West Palm Beach and Seattle target Ocwen Financial

West Palm Beach, FL – On Tuesday, October 18th at 2:30 pm, thousands of petition signatures will be delivered to Ocwen Financial’s Florida headquarters in West Palm Beach (by me and Lisa) in protest of Ocwen’s foreclosure proceedings against Dixie Mitchell, a 71-year old cancer survivor. At the exact same time across the country, neighbors, family and other local supporters will gather at the endangered home of Ms. Mitchell in Seattle.

The unified message from Seattle to West Palm Beach is simple. It’s long past time for Ocwen Financial and big banks everywhere to stop foreclosing on Americans. It’s time for big banks to Pay US Back.

Ms. Mitchell is a 71-year old cancer survivor. She and her husband have lived in their home in Seattle for the past 44 years and have raised nine children and fifty foster children in the home. Ms. Mitchell is currently facing foreclosure and Ocwen Financial refuses to work with her to modify her loan. Read her full story here.

After no luck dealing with her mortgage company, Ms. Mitchell took her story national. With help from the New Bottom Line, she launched an online petition targeting Ocwen Financial. Since the launch of the petition in mid-September, 7,302 people from across the country have signed their names in support.

Ms. Mitchell also appeared on the Up With Chris Hayes show on MSNBC to share her story and stand up for the millions of people across the country that are currently going through foreclosure.

Ms. Mitchell’s home could be auctioned off as soon as October 28th, and all Ms. Mitchell needs is a HAMP modification, plain and simple. But Ocwen can’t seem to find the modification paperwork that they’ve asked Ms. Mitchell to submit again and again. So we’ll deliver the paperwork to Ocwen, in person, in Palm Beach. While the petitions and modification paperwork are being delivered to Ocwen’s offices, Ms. Mitchell’s supporters will be gathering in Seattle to join their voices to the cause of saving Ms. Mitchell’s home and waiting in hopeful anticipation for a phone call from Ocwen.

When: Tuesday, October 18th at 2:30 pm

Where: Ocwen Corporate Offices, 1661 Worthington Rd # 100, West Palm Beach, FL 33409

Who: Community leaders, anti-foreclosure activists.


The New Bottom Line is a new and growing movement fueled by a coalition of community
organizations, congregations, labor unions, and individuals working together to challenge
established big bank interests on behalf of struggling and middle-class communities. Together,
we are working to restructure Wall Street to help American families build wealth, close the
country’s growing income gap and advance a vision for how our economy can better serve
the many rather than the few. Coalition members include PICO National Network, National
People’s Action (NPA), Alliance for a Just Society, Alliance of Californians for Community
Empowerment (ACCE), Industrial Areas Foundation of the Southeast (IAF-SE) and dozens of
state and local organizations from around the country.

With over 35,000 members, Washington CAN! is the state’s largest grassroots community organization. Together we work to achieve racial, social, and economic justice in our state and nation. Our strength as an organization depends on our members’ involvement. We believe that we can only achieve our goals when people take action for justice. http://washingtoncan.org/wordpress/


More on Ocwen:


LINK – PMI Ocwen Anderson Report – Sue First Ask Questions Later


LINK – Litton/Ocwen Foreclosure Threats | Not missed a payment and yet foreclosure warnings keep arriving


September 1, 2011

Superintendent Lawsky Announces Agreement With Goldman Sachs, Ocwen, Litton On Groundbreaking New Mortgage Practices
Sale of Goldman’s Subsidiary, Litton, Conditioned on New Servicing Practices; Goldman to Significantly Reduce Loan Amounts for Those Hit by Financial Crisis

New York, NY (September 1, 2011) – Superintendent of Financial Services Benjamin M. Lawsky today announced that New York’s Department of Financial Services and Banking Department have entered into an agreement with Goldman Sachs Bank, Ocwen Financial Corp. and Litton… to adhere to landmark new Mortgage Servicing Practices. The agreement was required by the Superintendent as a condition to allowing Ocwen’s acquisition today of Goldman Sachs’ mortgage servicing subsidiary, Litton. With the Litton acquisition, Ocwen’s mortgage servicing entity, Ocwen Loan Servicing, LLC, will become the 12th largest servicer in the nation, handling a very large number of customers in foreclosure or facing possible foreclosure.

“This agreement provides important consumer protections for homeowners who have found themselves in dire straits due to the financial crisis,” Superintendent Lawsky said. “Our agreement sets a new higher standard for the residential mortgage servicing industry, whose troubling foreclosure and servicing practices we have been investigating along with other regulators across the country. Goldman Sachs, Ocwen and Litton have now all agreed to put the rights of homeowners ahead of their profit margins by implementing these changes.”

As a further condition to his issuance of a “No Objection” letter on the Litton acquisition, Lawsky obtained a commitment from Goldman Sachs to assist affected homeowners by writing down approximately $53 million in unpaid principal. Goldman’s commitment will forgive 25 percent of the principal balance on all 60-day delinquent home loans in New York serviced by Litton and owned by Goldman Sachs as of August 1.

Importantly, the agreement today is a condition of the acquisition and does not preclude any future investigations of past practices or release any future claims or actions whatsoever.

The new Agreement on Mortgage Servicing Practices that Goldman, Ocwen and Litton have signed makes important changes in the mortgage servicing industry which, as a whole, has been plagued by troublesome and unlawful practices. Those practices include: “Robo-signing,” referring to affidavits in foreclosure proceedings that were falsely executed by servicer staff without personal review of the borrower’s loan documents and were not notarized in accordance with state law; weak internal controls and oversight that compromised the accuracy of foreclosure documents; unfair and improper practices in connection with eligible borrowers’ attempts to obtain modifications of their mortgages or other loss mitigation, including improper denials of loan modifications; and imposition of improper fees by servicers. The Agreement makes the following changes:

  1. Ends Robo-signing and imposes staffing and training requirements that will prevent Robo-signing.
  2. Requires servicers to withdraw any pending foreclosure actions in which filed affidavits were Robo-signed or otherwise not accurate.
  3. Requires servicers to provide a dedicated Single Point of Contact representative for all borrowers seeking loss mitigation or in foreclosure, preventing borrowers from getting the runaround by being passed from one person to another. It also restricts referral of borrowers to foreclosure when they are engaged in pursuing loan modifications or loss mitigation.
  4. Requires servicers to ensure that any force-placed insurance be reasonably priced in relation to claims incurred, and prohibits force-placing insurance with an affiliated insurer.
  5. Imposes more rigorous pleading requirements in foreclosure actions to ensure that only parties and entities possessing the legal right to foreclose can sue borrowers.
  6. For borrowers found to have been wrongfully foreclosed, requires servicers to ensure that their equity in the property is returned, or, if the property was sold, compensate the borrower.
  7. Imposes new standards on servicers for application of borrowers’ mortgage payments to prevent layering of late fees and other servicer fees and use of suspense accounts in ways that compounded borrower delinquencies and defaults.
  8. Requires servicers to strengthen oversight of foreclosure counsel and other third party vendors, and imposes new obligations on servicers to conduct regular reviews of foreclosure documents prepared by counsel and to terminate foreclosure attorneys whose document practices are problematic or who are sanctioned by a court.

Ocwen and Litton are immediately taking steps to implement these servicing practices. Goldman, which is exiting the mortgage servicing business with the sale of Litton, has agreed to adopt these servicing practices if it should ever reenter the servicing industry.



KEY:  The firms also agreed to strengthen oversight of foreclosure counselors and terminate any foreclosure attorney who has problematic document practices or who faces court sanctions.  FILE YOUR COMPLAINTS WITH New York’s Superintendent of Financial Services!

There are several ways to get assistance with an issue, make an inquiry or file a complaint against an institution that we supervise. The quickest way to reach someone is by calling our toll-free onsumer Help Line at 1-877-BANK-NYS (1-877-226-5697).

The Consumer Help Line is open between 9:00 am and 5:00 pm Monday through Friday. During off-hours, you may leave a message. Our Consumer Help Unit staff speaks English, Spanish, Russian and Mandarin and can provide referrals and answer questions you may have with regard to a financial institution or mortgage.

For more information on filing a complaint or to file a complaint online or via email visit our Consumer Help page

KEY: Goldman will forgive 25% of the principal balance on New York home loans 60 days or more past due serviced by Litton and owned by Goldman as of Aug. 1.

More here: Goldman, Litton, Ocwen sign New York robo-signing deal http://j.mp/nmkdBV


Oh, this too:  Goldman, Litton and Ocwen also agreed to withdraw pending foreclosures if affidavits were robo-signed or inaccurate.

AND: The deal also prevents Litton or Ocwen from adding late fees and other servicer fees that make it more difficult for delinquent borrowers to pay back what they owe.

From this article:   Goldman to stop robo-signing mortgages: http://on.msnbc.com/p7rj5O via @msnbc

And even more here: Goldman Sachs Ordered By Fed To Hire Consultant To Review Mortgage Loans http://huff.to/nUiuQ8 via @huffingtonpost