Re-payment plan – $4550/mo for 23 months on an $1800/mo note because of fees, penalties and figured in Payment Pyramiding. Loan loaded with masses of violations.
Too bad, I live in CO – non judicial, can’t find a lawyer ANYWHERE! My BK lawyer took me to the cleaners but didn’t help on my cars or house one bit!

Did research, found the “rules”, figured out how to find the issues in my note(s), and wrote my responses to the Foreclosure we shouldn’t be in. HSBC filed NED on 5/3, Litton had given me (yes in writing) until 5/4 (yes, I milked it till then, but got it – the HAMP paperwork) in-and verified. Next Day, a Notice on the door. Then, same old crap, No contact, Litton didn’t know why HSBC was involved, told me it would be on ‘hold’. Then that it wouldn’t be on hold, but no sale while they ‘evaluated’ (yup, recorded the conversations too).

So I went alone to 120 hearing, Plaintiff’s attny perjured herself in court, and though I objected, with proof, and objection was granted,…the Trustee apparently thought perjury in his court was okay. This is rich: So as they hadn’t shown on July 6th to our appointed 120 hearing (no she wasn’t fined for failing to appear, nor was the case removed), the 120 hearing was put off to late Sept., and again, I had all manner of proofs of predatory, usury, TILA, RESPA, even now HAMP violations, Flipping, Equity Stripping, Missing Docs, Incorrect PUD, over 10k in YSP on the 2nd for broker (2nd being 63k when Fremont split my loan in the ’05 refi) plus OH so much more.. I heard, “I see the procedural issues, but we aren’t here to discuss those.” from the Trustee/Judge.

So Trustee sets sale date for 11/2–while I am still being eval’d for HAMP, even got a HAMP double escalation to deal with Litton. Who sold my Seriously Upside down (try hse worth225K, bought for 285k Fremont split into 2 notes at refi, so ‘only’ owe 286k on 1st – after 9 years.) Off Track, Sorry, Litton, just last week ‘sold/transferredd’ it to Ocwen–the same company Fremont sold the 2nd to! Litton AND Fremont claimed 286k each in my CH13 turned 7 (in 2/2011).

I’m thinking that’s not in Ocwens best interest to purchase a defaulted/foreclosing note, just as it wasn’t in HSBC’s when MERS ‘sold’ it to them (nor were we under 700 credit score, so should not have had a sub-prime ARM in ’05 to start with) – although it says FIL did the selling to HSBC in ’08, and somehow lists Litton as ‘lender’, but by that time FIL was no more – shut down by OCC so far as home lending goes before that confusing transaction.

So I’m in a sh**storm. AND I NEED AN ATTORNEY!! I’ve been looking, calling, reading, searching for a month – no replies. Anyone Know Anyone Tough- price be damned at this point, I refuse to pay my mtg as I don’t know who, or how, owns it. I’d much rather pay an attorney – quiet title, and restitution for my injuries and my attorney’s time, would be the goal. I’ve gone from pretty sane and normal over the past 3 years to a diagnosed Major Depressive, with an eating and sleeping disorder! Wonder why.

I’ve recorded calls, names, times, dates. I’ve highlited, tabbed, and organized with law quoted, all (or most) of the violations in my Fremont refi turned MERS turned CitiGroup turned Litton turned HSBC, and finally (from Litton somehow) turned Ocwen. OMG! Really??? I’ll scan in my signatures tomorrow – unreal amounts of WT* kind of handwriting (oh, that’s a stamped signature on that non-notorized, date-free paper with three *** identified as the New note holder (kindly identified as *** is HSBC — UNDER the signature that resembles nothing in the name of the “MERS” VP).

Hate this. PLEASE SEND ME ATTORNEYS! I CAN NOT DO IT PRO SE ANYMORE! And I Will LOSE MY HO– USE TO THESE CROOKS ON 11/2/11! Even though the HAMP rep tells me there ‘has to be more time, as I have 30 days to read over the NPV explanation, then another 15? days for Litton (or Ocwen) to respond, then a little more time to re-respond, or re-apply” I never should have tried to do this alone! Silly me, all these laws broken and obvious, I ASSUMED that Justice Was Blind!.

Trustee’s just got a 25k raise from the Foreclosure Attny’s lobbying – not too mention their sweet vacation getaway funded by the same attorney’s – the one’s working on Stealing My House! The very same ones who sold the state of CO the computer program that Processes Each and Every Foreclosure – for a hefty sum + a swell Kickback from Every Foreclosure their system processes! (Info on raise and computer program courtesy of Denver Post).

HELP!!

Ron Paul! That’s the only one who has the balls to audit the Fed.

Are you really waiting for saviours? Get out in the streets or support those who do and fight for yourself.

Same shit smears on my toilet paper. Default toilet was flushed before the substitute trusty was even in the can. Somthing FUCKEN STINKS!

Oh wait, the State of MI AG has done nothing anyway….

vote yea

We were all believing the lies….our whole life..We fell for it and now we are hijacked..time to release ourselves from this hostage situation and stop paying the bastards who did all of the lying and stealing..They are INVESTORS IN UNSUSTAINABLE DEBT THEIR PERPS CREATED……THEY ARE NOT OUR OWNERS. THEY OWN OUR POLITICIANS AND WALL STREET….THE POLITICIANS ARE TRAITORS….When the people STOP believing theBIG LIES, that WE OWE WALL STREETS DEBT…!!!!. and the banksters own our homes and own us because they created too much debt……… then there will be big changes..We The People have to be the change…Stop paying and cooperating with this CRIMINAL DEBT CARTEL..ABOLISH THE FED..!!